God's imitator

Chapter 372 Profit Sharing Rules
Lee In-sook paused for a moment; clearly, neither of these were positive words.

While "insurance" is generally neutral, it does carry some negative connotations. As for "Ponzi scheme," that's purely a negative term.

Wang Yongxin continued, "This is what I think: all players who have deposited visa time in the 'Luxury Goods Fund' can receive a certain amount of visa time as 'dividends' every once in a while, such as once a week or once a month, just like insurance."

"Of course, I know the key to this matter is 'where the dividends come from,' since visa time is so scarce that we can't print money."

"My idea is that there are two sources."

"First, if a player has deposited tens or hundreds of thousands of visa time in the fund, and then dies unexpectedly in the game, then this money can naturally become a 'dividend'."

"Secondly, if everything goes smoothly and our community does not suffer any casualties for a long period of time, that would be great, indicating that our community has successfully earned good profits from the subsequent games."

“In that case, I’m willing to personally cover the ‘profit sharing’.”

"Of course, it's probably not enough for me to cover it all by myself. I'll need to get Attorney Lin and Cai Zhiyuan involved. Ideally, all five of us would provide a safety net."

After considering it seriously for a moment, Li Renshu said, "It can indeed be called a 'Ponzi scheme'."

"But the biggest difference is that the player's death rate in this world is much higher than in reality."

"As a result, the vast majority of players don't even live to see the day the Ponzi scheme collapses."

"In the worst-case scenario, players die frequently, and the scam can continue; in the best-case scenario, players don't die, and the overall benefits of our community are guaranteed, so the scam can also continue."

"In general, we may need to carefully consider the amount of dividends to ensure that we can 'cover' them."

"But in any case, it's better than the current situation."

Wang Yongxin nodded: "Yes, so strictly speaking, I don't think it can be considered a scam."

Lee In-sook let out a sigh of relief: "Let me think about it."

A Ponzi scheme, simply put, is a scheme of "robbing Peter to pay Paul" or "getting something for nothing." It involves promising investors high returns and using money from new investors as quick profits to pay off the initial investors, thereby luring more people into the trap.

The more people who fall for the scam, the more principal is available to cash out the profits, and the longer the scam can continue.

In reality, a Ponzi scheme is essentially a fraud because its inherent inability to generate returns means the entire pool of funds will eventually be depleted. Funds cannot be continuously injected in excess, and people's confidence cannot be maintained forever.

But in the new world, this seems to be a different story.

Because the mortality rate is too high.

In reality, an ordinary person's estate is inherited by their relatives after death, but in the new world, death is death, and visa delays only benefit copycats.

If players in Community 17 continue to die, the visa time of these deceased players can be used to pay the dividends of other players, as long as they remain in the community.

If the players in Community 17 do not die, it means that everyone can obtain stable income from the game. As long as a portion of the newly obtained income is used to pay dividends, the entire system should be able to maintain normal operation.

If this mechanism works smoothly, players who are willing to donate to the luxury goods fund will receive tangible benefits: a fixed dividend every so often.

Although there may still be many minor issues, it's still better than before.

If we do nothing, and more players with tens or hundreds of thousands of visa hours die in the game, it will still be a huge loss for the community. After careful consideration, Li Renshu said, "I think this is a feasible solution."

"But we should still be as open and honest with others as possible, and respect everyone's wishes."

Wang Yongxin nodded: "Of course, it's your decision."

Li Renshu stood up: "I'll go talk to Attorney Lin, Cai Zhiyuan, and Fu Chen first. If they all agree, the five of us will jointly cover this 'insurance'."

……

The next afternoon.

Eleven players gathered in the lobby, and Li Renshu introduced the new proposal to them.

From last night to this morning, Li Renshu has met with Cai Zhiyuan, Lin Sizhi and Fu Chen to discuss the proposal, and they have generally reached a consensus internally.

Afterwards, Lee In-sook refined the details of the proposal and explained it to other players in the community.

"To be frank, this proposal aims to encourage people to deposit their excess visa time into a luxury goods fund, thus preventing situations like Xu Tong's from happening again."

"We are certainly saddened by the departure of community members, but from the perspective of the collective interests of the community, this is indeed a serious loss of visa time, which is a loss for all players."

"Of course, we will also provide additional rewards for players who deposit visa time as much as possible."

"The specific rules are as follows."

[Added 'Fund Dividend Rules'.]

[1. Every other week, players can receive a dividend from the 'Luxury Goods Fund' calculated as '(Visa time paid by the player / Total number of visa times paid by the player × Remaining visa time in the fund × 5%).]

2. When a player dies in the game, all funds contributed to the community will automatically be converted into dividends.

[3. Fu Chen, Li Renshu, Cai Zhiyuan, Wang Yongxin, and Lin Sizhi are the five players who will not receive profit sharing. Furthermore, if their profit sharing is insufficient, the difference will be made up by deducting visa time from their personal accounts.]

[The default is that the cost will be shared equally among five people, but the amount can be adjusted through internal discussion.]

Lee In-sook continued, "To make it easier for everyone to understand, I'll give a simple example."

"Imagine 12 players, each donating 10 minutes of visa time to a luxury goods fund."

"So without any additional expenses, after one week, each player can actually get '10/120 × 120 × 5%', which is 5000 minutes of visa time."

"Assuming that we spent 60 minutes of visa time to purchase special items during this period, then after a week, each player can actually get '10/120 × 60 × 5%', which is 2500 minutes of visa time."

After considering for a moment, Wei Yinzhang said, "I think I should also join the group that guarantees the dividends."

"After all, I actually benefited from the 'First Player' status and am the actual beneficiary of this fund."

Lee In-sook nodded: "Of course you're welcome."

　Asking for a monthly ticket~
　　
　
(End of this chapter)