Reborn as a female internet celebrity in a county town

Chapter 270: Relax the limits, borrow money!

Lin Lang discovered that many of the people He Qiang knew were talented individuals.

They are proficient in various industries. Although they have not reached the top in any industry and do not have much say in the industry, their ability to achieve excellence is not something that can be achieved by personal ability alone.

There are a great many talented people in China, and those who can compete in such an environment are the cream of the crop.

Even though they were already at a disadvantage, being able to retreat gracefully and preserve their lives is a unique ability.

Otherwise, we would have fallen long ago, and we wouldn't be in this situation now.

The surrounding cities, with a combined population of tens of millions, already possess a high level of talent due to the availability of universal education.

Just like the influencer industry, once the industry becomes a red ocean, only the top players can still fight their way out.

In four or five years, even influencers with only a few hundred thousand followers will create content that is far more appealing than those with millions or even tens of millions of followers today.

The competition in a blue ocean market differs from that in a red ocean market, and the means of monetization also differ.

For example, someone like Mi Xiaofan only has a chance to reach 10 million fans in the next three years. After that, it will be almost impossible for someone to gain 10 million fans simply because they are pretty and can dance. At that time, it will be about creating a stronger persona.

If she doesn't want to be eliminated in a few years, her only way out is to use her current popularity to transform herself and exchange her current popularity for resources.

For example, there are too many online celebrities who want to get in touch with her now, all wanting to follow her, either to gain popularity or to learn from her.

Those who aspire to become internet celebrities possess resources that allow them to develop plans and avoid going it alone, thus enhancing their ability to withstand risks.

If she misses these two years, no one will pay attention to her anymore.

"The purchase restrictions have been lifted, and the net asset value of Tianjin Hybrid Selection has dropped by two points today."

"It's a normal callback, don't worry about it."

No one can guarantee that they will always make money. A two-day pullback is just the right time to shake out those with weak resolve.

"I'm not worried about normal corrections in funds; I'm worried about other things not being normal corrections..."

If Lin Lang just wants to have some fun in his hometown, experience what it's like to be a big shot, and then go back to Shanghai after the novelty wears off, then Yan Li would agree 100% and might even cooperate with him.

Yan Li initially thought this way, but with many changes in the situation, just like a stock experiencing a logical sell-off, it didn't seem like a normal correction at all.

That's why she was anxious.

Using the fund as an excuse was just another way for her to test Lin Lang.

"Something else? Did Tianjin Capital find a shell company?"

Yan Li: "..."

The company had only been established for a few months, and its first product had only been released for a month and a half, yet Lin Lang was already thinking about going public and raising money.

That's definitely not possible now.

"We have shell companies, but if we want to go public, we'll have to wait at least another year."

"I know, but we need to be quick and start preparing in advance. Contact Guan Sheng and we'll try to shorten the approval process. We must be listed on the main board by January 2020."

Because once this time point is missed, it will be much more troublesome afterward, and it may take a year or two to get it right, thus missing the best time point.

The reason why it can only go public in 2020 is simply because Tianjin Capital has been established for too short a time. Companies that have been established for at least three years are eligible to go public.

There is no clear definition of these three years. It is from 2018 to 2020. Even if we consider the period from the end of 2018 to the beginning of 2020, it is only about thirteen or fourteen months.

"Yes, I'll try my best to prepare."

A backdoor listing saves time by avoiding the queuing process; otherwise, Tianjin Capital would have had to wait two years for its IPO process to go public normally.

You can't just cut in line because you have connections.

Many of the companies that can go public have connections.

Yan Li knew that the topic had been perfectly diverted once again...

When he got home, Lin Lang said a few words to Yan Li, and then sat in the car and waited for Yan Li to finish making arrangements.

About five or six minutes later, Lin Lang took out his phone, took a picture from the perspective of just getting out of the car, and added the voiceover: "This CEO Yan is really something. If you're going on a blind date, fine, but she actually moved into his house. Poor me, her little assistant, running back and forth every day... I need to go find CEO Yan to sign some papers first. If she doesn't come back soon, the company will go bankrupt!"

……

"Damn, it dropped two points? What on earth is Tianjin Capital up to? I just got in, and here I am?"

"Isn't it normal for things to go up and down? It's only been falling for a few days..."

"Wait, weren't you guys always bragging about how amazing Tianjin Capital was? How come it's such a mess now? There aren't many funds on the market that have fallen as much as them!"

"Nonsense, no other fund on the market has outperformed Tianjin Hybrid Selection Fund."

"What does the price increase have to do with me? I just got in!"

"Who let you in? You can leave anytime you want!"

"Damn it! The lackeys of Tianjin Capital only know how to commit fraud online. Doesn't the government step in to regulate this kind of fraudulent company? Damn it!"

"Heh, if Tianjin Capital is considered a scam, then do you have any good people around you? You bark like a dog over a one or two-point drop. So you can only make money and can't lose money, right? Even banks have the risk of going bankrupt. Is there any business in the world that guarantees a profit without any risk?"

"You dare say Tianjin Capital isn't a scam? They had the purchase restrictions in place before, why did they lift them? I've been in this business for years, do you think I don't know their tricks? They manipulate data for the first month, then lure people in and rip them off!"

"What did they lie to you about? Wasn't the decision to subscribe your own? Did someone force you to subscribe? You're an adult, don't act like a child. They're acting legally and compliantly, what reason do you have to accuse them of fraud?"

"You son of a bitch, you're just a paid shill hired by Tianjin Capital! Tianjin Capital is nothing but a celebrity company; anyone who goes there is doomed and will go bankrupt sooner or later!"

"Thanks, could you please contact Tianjin Capital and have them settle the payment for the online trolls? I'm planning to increase my investment!"

"Add to your position? You'll be driven to ruin by it!"

"Heh heh, I'm borrowing money to buy more! I'll make you mad!"

……

The news about Tianjin Mixed Selection lifting purchase restrictions was initially not widely known, but Yan Li's popularity remained high and the information spread quickly.

Just two hours later, messages were flying through various Tianjin Capital investment groups. Indeed, there were quite a few conspiracy theories, suggesting that Tianjin Capital had been under great redemption pressure recently and had no choice but to relax the purchase restrictions, losing its previous unruly attitude.

But most people were just there to watch the spectacle.

After all, adding to your position at this time carries significant risk.

In Liang Jiwei's group, some people left and some joined, and in the past month or so, many faces have changed.

But a group of familiar faces have always been there.

Liang Jiwei, as the group leader, is someone who has earned more than 1.4 million yuan in Tianjin Mixed Selection, making him the envy of many.

It's not that others don't have as much money as him, but rather that we admire his boldness and decisiveness.

"Mr. Liang, Tianjin Mixed Selection has opened up purchase limits. Should we buy more?"

Liang Jiwei was right in front of the phone, and he knew what this person meant by suddenly bringing up this topic.

Everyone knows that adding to one's position at this time is very risky. Apart from a few people who are not short of money or whose previous positions were too low and who might choose to add a little, most people are taking a wait-and-see approach.

If Liang Jiwei says he will no longer increase his holdings, then someone in the group will inevitably stir up trouble and use his words as a die-hard fan of Tianjin Capital to attack Tianjin Capital.

He is already very popular within the Tianjin Capital group, and many people know that he went from being an ordinary, nerdy guy to a millionaire.

Although the monetary value of being a millionaire has declined considerably over the years, the amount of cash he holds is almost equivalent to real money, so the effect is still quite impressive.

He posted a screenshot of his holdings in the group and said, "I also saw a slight pullback in profits today, but my overall position hasn't changed. I'm basically paying off the interest on the borrowed money with my own salary. I'll only consider taking out some funds when I can't pay it off anymore. As for averaging down, I really can't do it. I've already borrowed from several online lending platforms, and I don't have any credit available now."

"No credit limit? Come to me. You just need money, right? I have plenty of money, and the interest rate is even lower than online loans, only 8% per year."

The other party responded quickly.

Upon seeing this sentence, Liang Jiwei immediately sensed something was wrong.

At the same time, he also received a private message from another person.

"Xiao Liang, don't reply anymore. The other party is just deliberately letting you speak in the group. He's been being sarcastic and sarcastic. He probably sees you're making too much money and wants to drag you down."

Liang Jiwei said, "I haven't offended him."

"There's no such thing as offending or not offending. You should remember him. He showed off his stock holdings, which were over six million yuan. He's probably not short of money. But he didn't buy Tianjin Mixed Selection; he bought stocks. When he was making money in stocks a while ago, did you see him being hostile towards you? Recently, his stocks have been trapped, and he's lost nearly 20% of his principal. Seeing you guys still making big money must be making him feel bad. In real life, your relatives don't want you to be rich, let alone online... In my opinion, you should redeem some of your funds first and pay off your online loans. The interest there isn't a small amount..."

Liang Jiwei: "Tianjin Capital is probably short of money."

"Even if we're short of money, do we need your meager sum? Your meager sum is just a decimal after two or three separators in Tianjin Capital's eyes, but for you, it's your life!"

Liang Jiwei: "..."

What the other party said was indeed correct. One separator represents a three-digit number, while Tianjin Capital redeems hundreds of millions or even billions every day. His mere one or two million was really just a decimal at the very end.

However, if he backs down and doesn't respond today, given the other party's mood, they will definitely directly mock him for lacking courage, thereby implying that even a loyal fan like himself has no confidence in Tianjin Capital, and using this as an excuse to ridicule those who believe in Tianjin Capital.

Ultimately, this will affect the overall public opinion environment.

He didn't know how much impact this would have on Tianjin Capital, but there were some things he simply couldn't accept.

Initially, he trusted Tianjin Capital simply because he was deeply attracted by Yan Li's beauty. Yan Li's temperament and talent made him feel that the people he used to like were all low-class.

Anyway, he'll definitely become a fan of someone. After all, only by becoming a fan of someone can he find his anchor in society and add some color to his otherwise mediocre life.

He might even develop a liking for anime characters and treat them like his wives.

Yan Li is a real, living person.

I never expected that becoming a fan of Yan Li would bring me such great benefits.

He was really going all out, thinking he would spend the rest of his life paying the price for his impulsiveness.

Instead of spending the rest of his life repaying the debt, he was directly carried away by Tianjin Capital.

Even after paying off all his online loans, he still had more than 1.5 million yuan in his hands. This large sum of money was enough to buy a house and a car in his hometown county, and he would still have 300,000 to 400,000 yuan left to deposit in the bank and earn interest.

However, he never intended to leave so soon.

In addition, his old friend told him about the consequences of flaunting his wealth, so far he hasn't let any of his real-life friends know about it; he's only well-known in a very small online circle.

Of course, he has definitely changed a lot.

After making money, he became less attentive to his work and even looked down on the few thousand yuan he earned each month through hard work.

It wasn't until one day, when all the stocks in Tianjin Mixed Selection's portfolio hit their daily limit down, and rumors circulated online that if he didn't run now, he wouldn't be able to escape, that he realized the money he earned in Tianjin Capital couldn't be considered his honor.

Then, he readjusted his mindset and threw himself into his work. Even if he earned a few thousand yuan a month, working himself to the bone for half a year, it wouldn't compare to the small fluctuation of two points in his account.

The guy in the group chat impatiently asked, "Why aren't you saying anything?"

"I'm about to lend you money, have you never even considered adding to your position? Actually, you've already sold everything, haven't you?"

"Even you, a die-hard fan of Tianjin Capital, are going to abandon them?"

Liang Jiwei saw it all.

For him, after a month and a half of psychological changes, Yan Li had transformed from a goddess idol into a faith.

Perhaps Yan Li doesn't care about him as a fan at all, and perhaps Tianjin Capital won't do anything because of such a nobody, but he doesn't want to be a thorn in someone's side or a weapon used by others to attack Tianjin Capital.

Even if Tianjin Capital's defenses could easily block this thorn from me.

"I was replying to a message and didn't see it. In that case, lend me 200,000 if you trust me."

He responded immediately.

He'll just lose a little more if necessary. After adjusting his mindset last time, he's corrected his attitude towards life, treating the funds he bought as a last resort, while still living his life.

"Only 200,000? Since you're so sure this is an unprecedented opportunity, you're only adding 200,000? I have plenty of money. You don't even dare to ask for a million or two?"

(End of this chapter)