Reborn as a female internet celebrity in a county town

Chapter 203 Artificial Intelligence Thinking
Guan Sheng was extremely satisfied with Yan Li's answer.

He never expected that such a little girl would have such strong attack power.

Although these attacks were sharp yet polite, and not specifically targeted at any one person, this situation was for the best.

Excessively escalating conflicts is not a good thing either; the current balance is extremely rare.

At first, he thought Yan Li wouldn't dare to speak when facing that group of seasoned veterans.

Just because Yan Li dared to stand up today, and just because of her methodical rebuttal, Guan Sheng deserves to be treated differently.

Not to mention that she was persuasive enough today to distance herself from Shen An'an.

While there are some flaws, those flaws are unavoidable. Not to mention that Tianjin Capital is newly established, even those established funds are now doing a lot of two-way trading.

Not long after, Yan Li came in.

Guan Sheng said with a smile, "President Yan, please have a seat..."

After Yan Li sat down, he asked, "What can I do for you, sir?"

“It’s nothing serious. I just suddenly remembered that I asked about other people’s needs during the meeting today, but I forgot to ask about Tianjin Capital’s needs. As a new public fund, it’s very difficult for you to get started. If you need any help, you can let me know.”

Yan Li understood; was this a way of offering her a benefit?
Tianjin Capital has just been established, and if any new policies are implemented, it won't be able to handle them.

For example, Guan Sheng has some stable funds, but Tianjin Capital does not have stable products. Those stable funds are definitely looking for stability, such as bonds.

Tianjin Capital doesn't exist now, and it's unlikely to exist in the short term.

"Boss, our company wants to apply for a payment license..."

Guan Sheng: “…”

No, you're really not being polite?

They immediately asked for payment for the license?
This thing is worth 800 million each on the market now! And there are often other interests involved, because there aren't many of them, and the policies are getting stricter and stricter. Not to mention Guan Sheng couldn't agree to it, there aren't many people in the world who could agree to such a thing.

"Ahem... Mr. Yan, the payment license issue is being strictly controlled now. If you have a potential acquirer, I can help you make a deal."

"Oh, then we don't have any requests for now."

Guan Sheng: "???"

He had prepared a gift specifically for Tianjin Capital, but he didn't even give himself a chance?
After all, he can only consider giving things if others ask for them; he can't force others to accept them.

He quickly said, "Mr. Yan, in my opinion, your analyst team is quite aggressive, and their trading methods are also quite meticulous. Did you spend a lot of time in overseas markets before?"

That's just a forced and contrived argument.

Yan Li nodded and said, "Indeed, the company's main traders have experience in this area. The company is planning to apply for a QDII product in a while, but Tianjin Capital is currently very popular, and we are worried that the approved quota will be too low. We want to wait a while before making a decision."

"That's true. With Tianjin Capital's current popularity, even if there's a quota of four or five hundred million US dollars, it would probably be full within a day. But you can set a limit, right? QDII funds all have quotas."

"Boss, you may not know this, but Tianjin Capital already has 120,000 users. Even if there are limits, even if the limit per person is 100,000, it would still be about 200 million US dollars."

Guan Sheng: “…”

A limit of 100,000?

Other QDII funds have a limit of 1,000 yuan!
In other words, when a new fund is first launched, the restrictions are relatively lenient. However, once the fund matures and stabilizes, the individual subscription limit for most QDII funds will not exceed 5,000 yuan.

From these exchanges, Guan Sheng could easily see that Tianjin Capital wanted a certain amount of capital, and a lot of it.

Recently, due to market adjustments, Shanghai received a quota of one billion US dollars. Originally, we wanted to propose at the meeting that each company's quota be increased proportionally.

Because... QDII funds are usually snapped up very quickly, and no matter which one they go to, they can generally bring in a certain amount of stable income.

However, after careful consideration, he decided to first meet Tianjin Capital's requirements by providing them with a stable product.

As a result, Yan Li immediately made outrageous demands.

She seemed to say nothing, yet she said everything.

As someone in the industry, how could Yan Li not know about the quota system? She certainly knew better than anyone else. Yet, she still stated that the quota would be calculated at 100,000 per person…

Guan Sheng was somewhat troubled. His original plan was to give Tianjin Capital a quota of 200 million US dollars, which would bring Tianjin Capital a stable annual revenue of 20 to 30 million US dollars.

Regardless of whether it's profitable in overseas markets, as long as it involves QDII funds, without any limits, no matter how many there are, they can all be bought up.

With a limit of only a few hundred or a few thousand yuan, those who are truly wealthy will not care about such a small amount and will not enter the market to grab a share.

“President Yan, the limit of 100,000 is too high. Even if the limit were 10,000, there would still be a lot of money buying in… I’ll reserve a quota of 400 million US dollars for you. How about that?” Guan Sheng said with some difficulty.

Yan Li: "..."

They're giving us a $400 million quota right off the bat?
This means that the upper limit is far from here.

Before she came here, she knew that today would be beneficial, since the China Securities Regulatory Commission (CSRC) has very strict management of QDII fund quotas. In the first half of this year, no quotas were increased at all because the US stock market was also not doing well.

Generally, the amount will be increased only if the US stock market is performing well.

The fact that so many people came today is secondary; the main purpose is to get benefits.

Yan Li checked some previous data, such as last year, the total quota of domestic QDII funds increased by a total of 1.3 billion US dollars.

So far this year, it's still zero.

She didn't know how much Lin Lang wanted, but it was definitely the more the better.

"Boss, to put it bluntly, even if you allocate the quota to others, they'll mostly just go through the motions and hand over the money. This year, the US stock market hasn't performed well, and not a single QDII fund has a positive net asset value; some have even given back some of their previous profits. In the A-share market, you could say they have strategic value, but overseas, do they still need strategic value? They simply can't grasp the market trends..."

Yan Li started belittling others.

Guan Sheng said, "This is also the choice of the fund investors themselves..."

"You can't expect fund investors to have high judgment, can you? If fund investors had such high judgment, how could they have ended up buying funds? Buying funds means sharing profits and risks. Helping fund investors make money is our fund company's obligation and a reflection of our capabilities... To put it bluntly, anyone can do a good job with QDII funds."

Guan Sheng: “…”

In fact, the size of QDII funds in China is already several hundred billion US dollars, but the overall profitability is not very optimistic.

For example, the US stocks, which have the largest holdings, have been rising in the long run, but... many fund companies are doing this passively.

In other words, it depends on the situation of the fund investors. As long as the fund investors do not redeem their shares, then they will not make any moves.

When the market is good, fund investors will definitely not redeem their funds. They usually only decide to redeem when the market is bad, or even when the decline has wiped out previous profits.

This leads to a situation where, when there is a significant pullback in the US stock market, it is often at the bottom, and fund investors choose to redeem their shares while fund companies choose to sell stocks to cash out.

This resulted in hardly any profit after holding the shares for so many years.

Completely swayed by the emotions of fund investors... with extremely poor ability to proactively mitigate risk.

Seeing Yan Li's unwavering confidence, he asked, "Can you do it well?" "I can only say that we won't be any worse than them."

Yan Li felt that Lin Lang was very good at scheming these things. For example, after the market closed on Tuesday, he explained his shareholding increase operation to her in detail. He also made excuses for holding meetings on Thursday and Friday.

She felt ashamed and shameless at the time, but now she realizes that Lin Lang probably already knew about her situation.

The reason Lin Lang gave her became the excuse she could use to refute him today.

Otherwise, no matter how strong her debating skills are, she wouldn't be able to react in such a short time.

Guan Sheng said casually, "I have a quota of one billion US dollars here..."

……

Lin Lang took Mi Xiaofan to shoot some outdoor scenes in Shanghai.

There are so many great outdoor photo spots in Shanghai. Aside from the famous buildings, there are many tourist attractions that are perfect for taking pictures.

A well-known background makes it easier to feel immersed in the content.

Most importantly, Shanghai has a large population, and there are quite a few of Mi Xiaofan's fans here as well.

When she goes out to shoot on location, she is easily spotted by others who then secretly take photos and videos and post them online to gain traffic.

At Mi Xiaofan's level, she's no longer afraid of others piggybacking on her popularity. Riding on her traffic is essentially like creating a matrix of accounts for her.

At the same time, they can also take on some commercial orders. For example, they previously asked Mi Xiaofan to shoot videos near some brand stores, and then had their own people stir up trouble in the comments section, saying things like "XX hurry up and send money" and so on. As a result, other brands specifically sought out Mi Xiaofan.

Although the pay wasn't much, the advertisements weren't genuine either, and there weren't any specific lines.

When he was almost done with his work, he sent Yan Li a message and invited her to a restaurant for dinner.

About half an hour later, Yan Li arrived.

Unlike usual, she carried a bouquet of flowers, found the dining table, presented the flowers to Lin Lang, and said, "These are for you."

Lin Lang chuckled as he accepted the gift, glancing at the label: "To the world's youngest and most handsome billionaire fund manager, Lin Lang."

Unlike the one Lin Lang gave me last time, this one was clearly handwritten by Yan Li.

"Thank you so much, Mr. Yan. This is the first time in my life I've ever received flowers from someone."

After Yan Li sat down, she said, "Besides this, I have another gift for you."

"what?"

"Didn't you want a QDII credit limit before? I got it for you this time. Guess how much it is?"

"How much? I was originally going to guess two hundred million US dollars, because that's basically the limit for Tianjin Capital. Even with all your connections, it's hard to exceed that number. But since you specifically asked, it must be more than that... So it could be four hundred million US dollars... That's a possibility, but four hundred million US dollars shouldn't make you this happy. That's a bit out of character for you..."

So, it's more likely to be over six hundred million US dollars… Theoretically speaking, this year's quota hasn't been issued yet. There will be a wave of quotas released at the end of the year. If you've been given six hundred million US dollars, then the remaining quota isn't suitable to share with others. After all, everyone has their pride; the combined amount from so many companies isn't even as much as that from a single new company like Tianjin Capital. For the sake of face, they might directly refuse. So… you took all the quota? Over one billion US dollars?”

Yan Li: "What kind of thinking is that?"

"Artificial intelligence thinking."

"Yeah, I got the whole $1 billion quota."

"sharp."

Lin Lang never considered taking control of Tianjin Capital, precisely because of this.

After all, it doesn't matter who you cooperate with.

He could choose not to hold a controlling stake in Yunshang Media, and might even be willing to help Yunshang Media operate.

"The whole process will probably take more than half a month. What are you going to do?"

"We'll keep half for ourselves and release the other half for others to subscribe to."

"Huh? We don't have that much equity."

"borrow!"

……

Mi Xiaofan listened from the side without saying a word.

After all, sitting next to her was Yan Li, the world's youngest fund manager with assets exceeding 10 billion yuan.

Yan Li's current popularity on the internet is unmatched. She only needs to post one photo, and in just over two days, she has already garnered more than five million likes.

And what about her? As of now, her most liked video only has four million likes.

The achievements Yan Li has made in the field of self-media are merely the most insignificant part of her life. Even such insignificant things are the result of her own best efforts and Lin Lang's invincible management.

If she could take a picture of herself having dinner with Yan Li and post it online, it would definitely be more attractive than any content she takes herself.

Although Yan Li doesn't have 10 million fans yet, she's close, and might even get there faster than her.

Listening to the two of them talking about 'billions' or 'dollars', it was as if they lived in a completely different world from her.

Although she can take 50% of the orders she receives, she hasn't settled her accounts for this month yet, and her bank account balance has never exceeded 5,000 yuan.

She's already looking forward to settling down 30,000 to 40,000 yuan next month.

But... a mere thirty or forty thousand, which is only the cost of ten days' hotel stay, and this one meal costs more than a thousand...

After the two finished talking, Yan Li took out a small box from her bag and handed it to Mi Xiaofan, saying, "Fanfan, this is a gift for you. I bought it before, but I haven't used it yet. I think it suits you very well."

"I……"

Mi Xiaofan dared not accept.

Yan Li opened the box directly, took out the necklace inside, and said, "I'll put it on you."

Mi Xiaofan recognized it clearly; it was a Bulgari model, one of the luxury items she had always dreamed of owning.

Actually... she didn't see any luxury items on Yan Li.

She didn't understand before, but now she does.

Yan Li doesn't need luxury goods to prove anything.

After Yan Li helped her put it on, although she hadn't seen it yet, she already felt much more confident than before.

Yes, she needs it.

(End of this chapter)