Reborn as a female internet celebrity in a county town

Chapter 187 Lin Lang, You Can't Do This

Chapter 187 Lin Lang, You Can't Do This
Lin Lang specifically asked He Qiang and Song Zhiyuan to stand up for him, and Song Zhiyuan also took the initiative to come forward and vouch for him. Wu Jin didn't make any concessions.

In terms of imposing presence, they have always been aloof and superior.

However, after Yan Li appeared, his attitude instantly reversed.

This reminded Lin Lang of a classic line from a TV series.

It makes people laugh when they think about it.

Of course, Yan Li can carry this aura, but others may not be able to.

First of all, Yan Li's father is incredibly powerful; his background is undeniable.

Starting a business is very simple. If an ordinary person makes millions by starting a business, people will say it's luck.

But when a rich kid starts a business and earns millions, people say that's called having a solid foundation and real strength.

After sitting down, Yan Li asked, "Honey, how did the conversation go?"

In fact, Yan Li was quite grateful to Wu Jin, because at least his existence allowed her to openly use the identity of Lin Lang's girlfriend.

"We haven't even started talking yet. It's almost midnight, and everyone's a bit hungry. We'll talk after we eat."

Lin Lang gave Wu Jin face by letting him eat first and allowing Wu Jin to reorganize his thoughts.

If you still don't want a loan, then try another bank.

"Well, if things aren't going well here, I'll contact a few banks in Shanghai."

Lin Lang: "..."

Quietly, this is the confidence that allows you to run a public fund!

If you're running a private equity firm, let alone a few billion yuan, even a few hundred billion yuan wouldn't make you a big shot in the financial industry.

As for Yan Li, due to some special reasons, her status has been greatly elevated. Even though her business is only worth a few billion, others still have to look up to her.

Upon hearing this, Wu Jin quickly replied, "No problem, no problem, Mr. Yan, please don't trouble yourself. We can arrange the funds Mr. Lin needs next Monday. As long as Mr. Lin has any other needs, our bank can provide all the assistance we can."

This is a chance to get in touch with the most influential figures in the financial world right now. If Wu Jin misses this opportunity, he'll probably be kicked to the curb by headquarters.

Mutual funds have very close ties with major banks.

Because banks also need to make money, and banks also need to invest.

For banks, the main source of income is lending.

Various loans were taken out and leveraged wildly; the more leverage, the greater the returns.

A loan of 10,000 yuan might be taken out several times or even dozens of times. As a result, the loan amount increases, but not much of the principal is used, while the interest is very high.

That's the allure of financial leverage.

However, for small banks, it is very difficult to make high-quality loans, and the market is not that big. Basically, they have to compete with the Big Four banks for customers.

Not only should they offer lower interest rates, but they should also offer higher interest rates on deposits.

With this combination of factors, the profits of banks that are already small in scale and have low leverage will be severely compressed.

In addition, the need to borrow subprime loans has not reduced the risk much.

This is also why he previously requested oversight of the funds; after all, Lin Lang didn't want hundreds of thousands or millions, but rather a hundred million.

For banks, in addition to loans, there is also wealth management.

A stable source of income from investments is also very important.

For example, you could buy some bonds and receive returns regularly.

Another option is to make some low-risk investments, such as holding stocks with high dividend yields...

The best bonds on the market are actually financial bonds issued by mutual funds.

For example, the current three-year fixed deposit rate at rural commercial banks is 3.1%, but if there's an opportunity to participate in financial bonds issued by some public funds, the other party can offer 4.55% or even more than 5%.
This scale is usually over one billion, which means that one can easily earn interest spreads.

In addition, you can also buy shares of public funds. Although this involves more risk, the risk of loss is not high as long as you operate it with a little effort.

Of course, there is a prerequisite: you must have a good relationship with the other person. Otherwise, they would never bother to do those things.

Tianjin Capital, on the other hand, stands out in the financial market. Their net asset value increased by 46% in five trading days, and their size is also growing explosively.

If you have a connection with Tianjin Capital at this time, then even if things go wrong in the future, you can still become the custodian of Tianjin Capital's own funds.

With Song Zhiyuan as guarantor, the risk was originally very small, but he was unwilling to take even the slightest risk.

However, the potential reward for that tiny bit of risk has now been magnified countless times.

He really couldn't resist such a temptation.

Although this funding requires reporting through multiple levels, he has a fast track and it will be processed next Monday, so there shouldn't be any major problems.

Song Zhiyuan quickly became the least noticeable person in the room.

Besides acting as Lin Lang's guarantor, he also wanted to ask Lin Lang about the Tianshui Duck Industry.

After all, Lin Lang was in charge of Tianshui Duck Industry, but suddenly there was no movement.

He got angry about this not only in the county but also in the city.

After finishing their meal, Wu Jin didn't linger, saying he would go back immediately to help with the application, as many of the documents had already been prepared.

At this moment, Song Zhiyuan finally had a chance to speak.

"Lin Lang, do you still want Tianshui Duck Industry?"

“Uncle Song, of course I want it, but the timing isn’t right yet. We don’t have enough leverage, Qin Dong’s conditions are too harsh, and even you are facing considerable resistance…”

"I can't get involved in the financial aspect. I'm just afraid you'll give up on it. After all, the situation at Tianshui Duck Industry isn't good, and I'm afraid it won't last much longer."

"Uncle Song, don't worry. At the latest, by March next year, the funds in Tianshui Duck Industry will be unable to hold on, and only then will they release their chips."

Lin Lang decided to make this matter clear from the start.

He wanted to acquire Tianshui Duck Industry at the lowest possible cost.

He's now involved in both lines of business, and the financial pressure next year will be immense. He might even have to rely on Song Zhiyuan as a tool for him again.

After all, even if he acquires Tianshui Duck Industry, he will have to pledge the shares immediately.

With a large amount of equity pledged, given Tianshui Duck Industry's reputation, they certainly wouldn't be able to provide much money, so Song Zhiyuan would have to step in as guarantor.

Otherwise, the banks might not even lend him tens of millions of yuan worth of shares in Tianshui Duck Industry, which would be tantamount to locking up his funds in disguise.

And then there's Xinglan Real Estate. If there's a slight problem with Tianshui Duck Industry, he feels he probably won't be able to raise enough funds to acquire Xinglan Real Estate shares.

"Next March...that's alright then..."

Yan Li felt she had said enough and said, "Uncle Song, don't worry, Lin Lang always does what he says."

Song Zhiyuan laughed, "With you here, how could I not feel at ease? Compared to your Tianjin Capital, this is just small-scale stuff."

"It's all thanks to Lin Lang."

"Haha, do you have any plans for tonight? If not, I'll treat you to dinner."

Song Zhiyuan used to disregard Yan Li, but things are different now...

Even if he has no direct interest in Yan Li, the Yan Li of two months ago and the Yan Li of now are two different people.

Yan Li said embarrassedly, "Uncle Song, I'm afraid there's no way around it. Lin Lang and I are going to treat a classmate to dinner."

"Is something wrong? Then it'll be next time. Be sure to let me know in advance next time you come..."

"okay."

Song Zhiyuan didn't stay there for long. He chatted with Lin Lang for a few minutes and then left.

After Song Zhiyuan left, Lin Lang asked, "Which classmate did you have dinner with?"

"She's a woman, very beautiful."

"Ok?"

"Who?"

Yan Li leaned on Lin Lang's shoulder and asked, "Honey, do you want to know who it is?"

Lin Lang: "Hey, everyone's gone now. Also, why did you suddenly call me 'husband' in front of Shen An'an earlier?"

"Practice beforehand, I'm afraid I won't be able to adapt."

"Oh, who is that classmate?"

Lin Lang knew that Yan Li would definitely be able to find an excuse that was hard to refute. After all, Yan Li's status today saved him a lot of trouble.

"Fu Xueqing, your ballroom dance partner..."

Lin Lang: "..."

He frantically retrieved memories from ten years ago.

He remembered the name Fu Xueqing, but he had very little recollection of what kind of ballroom dance partner she was.

However, a vague image of Fu Xueqing gradually surfaced in his mind, and then that low-resolution image gradually overlapped with a figure he had seen today.

"Oh, she's Fu Xueqing..."

Yan Li teased, "What? Thinking about your old flame?"

"Pah, pah, pah, what old flame."

"what is that?"

"She's still young, isn't she? My little sweetheart."

Yan Li: "..."

Lin Lang remembered that there was indeed such an incident. He was too slow to register for elective courses because he was busy with his double major, so he chose an elective course that did not require a written exam.

Before that class, apart from knowing the words "ballroom dance," his dance experience was limited to calisthenics.

As for the reason why he became Fu Xueqing's dance partner, that remains to be explored further.

"How did you know I took ballroom dancing with her? I don't remember you being in that class?"

If Yan Li were involved, even if Lin Lang didn't want to remember, his sycophantic roommate would still relentlessly add to his seal.

"I wasn't there, but I did see you guys in the dance studio."

"So you were already spying on me back then?"

Yan Li: "...Yes, yes, my husband is so charming, I couldn't help myself..."

Actually, she was interested in Fu Xueqing, and initially wanted to be friends with her.

Who is Lin Lang?

Unfamiliar!

"You made plans with her?"

"Yes, we arranged to meet after dinner. I guess she's already waiting for us."

"Let's go see our old classmates."

Yan Li said, "It's only been a few months since we graduated, but it feels like we've been apart for many years."

The phrase "old classmate" is inherently imbued with the power of time.

Six months after graduation, he's no big deal as an old classmate.

"Oh, then go see your little sweetheart."

"Hey...you can't embarrass me..."

Yan Li was most afraid that Lin Lang would suddenly say something inappropriate to Fu Xueqing. The closer she and Lin Lang were, the more awkward it would be for her.

……

The private room where Shen Xingnan was located.

We ate quite early here. Although there were a lot of people, after the meal, we sat in the tea room next door, drinking tea and chatting.

Yan Li said they would come over later, and they would definitely be patient.

However, Yan Li walking in arm in arm with Lin Lang still surprised many people.

Making intimate gestures in front of so many people is more like a statement.

Only Shen An'an glanced at it once and then turned her head away, never looking back for another second.

She was afraid of suffocating if she saw too much.

That damn Yan Li, she's not hiding it from anyone anymore!

May she have ten sons!

After giving birth, her skin became loose and she gained weight, so Lin Lang started to dislike her...

Forget it, that's too vicious.

Invalid! Invalid!

After Lin Lang came in, he took the initiative to greet everyone. It was also the first time that Yan Li met the people other than Yang Jingyuan and Fu Xueqing.

However, as soon as she heard the name, she understood that the original 820 million was invested by those few people.

She had been trying to figure out where that money came from.

At first, I thought it was my father who had asked Yang Jingyuan for help.

But after making the call later, I felt that wasn't the case.

She only understood things when these people became connected to Shen An'an and even seemed quite familiar with Lin Lang.

That 820 million was brought by Lin Lang.

Lin Lang not only brought her an excellent team, but also provided her with sufficient start-up capital; otherwise, Tianjin Capital would have failed before it even started.

Tianjin Capital was built by Lin Lang alone, and now, apart from handling the formalities and using her family's connections to improve the structure, she has hardly been of any use.

But the biggest beneficiary was her.

Yan Li noticed that Lin Lang seemed to have a sense of unfamiliarity with Fu Xueqing. Logically speaking, since he knew Yang Jingyuan, he should have met Fu Xueqing recently.

But Lin Lang's behavior was really strange.

While Lin Lang and Fu Xueqing were greeting each other with a slightly awkward silence, Yan Li took the initiative to say, "Fu Xueqing, Lin Lang just told me about you taking the elective course together. He also said that you've always been number one in your major, and he's always idolized you."

Lin Lang nodded beside him.

Oh, so she's number one in her major. Impressive.

Do I still consider her my idol?

Let's just assume it exists.

After all, Yan's reasoning is valid.

Fu Xueqing felt a little embarrassed. Taking this opportunity, Yan Li continued, "How about we go out for a walk? We can have dinner together tonight and try to recapture the feeling of being in college."

After hesitating for a moment, Fu Xueqing glanced at Yang Jingyuan and, seeing that he hadn't given any hints, could only nod and say, "Okay."

"Then we'll leave first."

Lin Lang also spoke to the people present.

At this moment, Shen Xingnan said, "Lili, come home tonight."

"Okay, I'll go back when I'm done with this."

As Shen An'an listened to the departing footsteps, she felt a deep emptiness in her heart.

Then my phone suddenly beeped with a message.

She opened it and saw that it was a message from Lin Lang.

"Why are you unhappy over there all by yourself? How about we go to Bingjie's for dinner tonight, just the two of us?"

Where is Yan Li?

"Wasn't she going to your house?"

"Lin Lang, you can't do this."