Do You Know?: Rule the World.

Chapter 78 Wang Ruofu's Loan
As the year draws to a close, the expenses of the nobles' residences in the city are inevitably increasing.

Money is needed for everything, including buying New Year's goods, purchasing new clothes, and maintaining interpersonal relationships.

Kang family.

Wang Ruoyu looked at the growing deficit in the account book and couldn't help but frown and look gloomy.

But her husband Kang Haifeng only knew how to seek pleasure all day long. In just half a year, he took two concubines into the house.

Let’s look at the Sheng family. Although the brother-in-law favors the concubine, he still abides by the rules.

He didn't touch a single cent of his sister's dowry, his career was on the rise, and his son-in-law was also highly valued in the court.

After a comparison, Wang Ruoyu felt more and more unbalanced. She was outstanding in appearance and had been proficient in music, chess, calligraphy and painting since childhood.

Why did he lose to Wang Ruofu, this stupid girl from the countryside!
Just when Wang Ruoyu was feeling depressed, a maid stepped in and said cautiously, "Madam, the Madam of the Sheng family is here."

Hearing this, Wang Ruoyu's expression immediately changed. He stood up to greet him with a smile, and his voice was filled with indescribable warmth.

"My dear sister, you are here at last."

Wang Ruofu walked into the room with a cold air, looked up at Wang Ruoyu, and sat down on the chair without any formalities.

"Sister, why did you call me here so urgently? What's the matter?"

"I'm busy at home and can't leave you alone for a moment."

Wang Ruoyu personally poured a cup of hot tea and handed it to her, "Look at what my sister said. We are sisters. Can't we talk to each other even if there is nothing wrong?"

"If you want to talk, just come to my house anytime."

"Just a few days ago, Brother Han sent someone to deliver some fine tea gifted by the emperor. Sister knows more about tea than I do. We can try it together."

After Wang Ruofu finished speaking, she picked up the hot tea on the table and took a sip.

Wang Ruoyu was furious when she heard this. She forced a smile and sighed softly.

"When I go to your house, I can't avoid meeting your mother-in-law. That old lady has never liked me, so why should I go over to her and make myself unhappy?"

Wang Ruofu pursed her lips and said helplessly, "My mother-in-law has always been kind to everyone. I don't know when you offended her."

"Forget it, forget it. Why bring up that old woman?" Wang Ruoyu said as he leaned closer and lowered his voice, "I specifically asked you to come here today because I have a great opportunity."

"What Qiao Zong'er?!" Wang Ruofu immediately looked at her with curiosity.

"If you are not my biological sister, I will not tell you even if you beg Po Tian."

"I know a few wealthy merchants who lend money at interest rates starting at 3%. If you're willing to partner with me, you only need to provide the capital, and I'll take care of the rest."

"Over the course of a year, the interest earned is more than two or three times what you earn from your farms and shops. The interest is compounded."

While talking, Wang Ruoyu kept looking at Wang Ruofu's expression. Four or five years ago, she had been secretly lending money at high interest rates.

After marrying into the Kang family, she only gave birth to a son and two daughters: Kang Jin, Kang Yuaner, and Kang Yuner.

Kang Haifeng also had ten concubine daughters and five concubine sons.

If she hadn't lent the money out at high interest, her dowry and the Kang family's ancestral property would have been squandered long ago, and her three children would have been laughed to death when they got married in the future.

"Usury!" Wang Ruofu exclaimed upon hearing this.

"Sister, you're too bold! If someone files a lawsuit against you and takes you to the government office, you'll be finished!"

She stared at her sister with wide eyes in disbelief.

As an official's family member, if this matter is exposed, the official will be dismissed from his post and even have his property confiscated and exiled!
"Don't make such a fuss. Your family is getting more and more prosperous now, but when Bo'er becomes an official in the future, he will have to make a lot of money."

"Hualan's dowry was like flowing water when she got married. When Rulan gets married, you can't leave too little."

“I won’t lie to you, Madam Li, the wife of Vice Minister Li in East Street, only earned this amount last month…” Wang Ruoyu held up five fingers and gritted her teeth, “A full five thousand taels. Where do you think they got the money for all those silks, satins, and jewelry?” “Besides, your mother-in-law looks kind, but she’s very calculating.”

"If she cared about you, why did she let Lin Xiaoniang into the family back then? She's still putting pressure on you."

"I'm your biological sister, how could I possibly harm you? If you don't want to, just pretend I didn't say anything, and I won't have to worry about you."

As she spoke, she made a gesture to stand up and see the guest off.

He tried to win over Wang Ruofu to lend money with him, in order to drag her into the trap and then use the power of the Sheng family to make those who borrowed money dare not default on their debts.

Secondly, the capital she has is a little stretched at the moment.

After hesitating for a moment, Wang Ruofu whispered, "Is this really okay?"

Seeing that she was moved, Wang Ruoyu's eyes flashed with a triumphant smile.

"Don't worry, we're all dealing with legitimate banks, and the IOUs are clearly written. Besides, we have mother backing us up."

"First, take out one thousand taels of silver. After some time, I promise to send you fifteen hundred taels."

"In short, if you miss this opportunity, you'll miss it forever."

Seeing his sister's confident look, the profit seemed even more tempting.

She couldn't help but feel warm in her heart, and gritted her teeth and said, "Okay, I'll send it to you in a few days."

"But this matter must not be spread out, otherwise, given my husband's temper, he will definitely not forgive me."

Wang Ruoyu smiled brightly and held Wang Ruofu's hand affectionately.

"Just rest assured, my dear sister."

-

A few days later, the first snow of this winter arrived unexpectedly.

Goose-feather-like snowflakes fluttered down from the gray sky, and there was no sign of stopping until noon.

Zhao Mansion, backyard.

Hua Lan sat on the soft couch, silver needles flying in her hands, and a cute little tiger gradually appeared before her eyes.

The snow was falling outside the window, making her eyes and eyebrows look even more gentle.

Liu Ge'er is about to turn one year old, so as the eldest sister, she naturally wants to show some love to him.

"The lady's hands are becoming more and more skillful. Look, these eyes are even made with gold thread."

"When we have brothers and sisters in the future, I wonder how much they will be loved when they wear clothes made by the lady herself." Cai Zan stood aside and said with a smile.

Hualan's lips curled up slightly, and she couldn't help but feel excited.

At this time, a servant from the front yard hurried to the outside of the wing room and said breathlessly: "Madam, someone is coming from the palace!"

"What?" Hua Lan put down her embroidery immediately after hearing this.

Sitting upright in front of the bronze mirror, she quickly tidied her appearance with the help of Cai Zan, lifted the hem of her skirt, straightened her back, and walked towards the main hall with dignified steps.

"I am Sheng, your humble servant, and I am honored to meet you, sir." Hua Lan bowed respectfully, and there was nothing wrong with her.

The eunuch, wearing a crimson palace robe and a tall black hat, took a look at Hua Lan and said with a smile, "Madam Sheng, there is no need to be so polite."

"The Emperor has issued an official order. Lord Zhao and his family are invited to the palace at noon tomorrow to admire the plum blossoms in Kunning Hall and taste the Empress's plum blossom pastries together."

Hua Lan was shocked when she heard this, but she remained respectful. "Your Highness, I thank you for your grace, Your Majesty."

　Please give me a monthly ticket, please give me a monthly ticket orz orz
　　
　
(End of this chapter)