Mobile City Farming Guide

Chapter 400: Interstellar Financial Crisis! (4.3K)
"No! Absolutely not!"

To be fair, this energy civilization is excellent in every way, even capable of developing space technology, making it a "small pentagon warrior" among civilizations, with almost no flaws.

And that's the problem.

Because individuals are powerful and capable of self-development, energy civilizations do not actually have high demands on the outside world.

This means that once it joins the Tomorrow Civilization, it will be difficult for it to establish a sense of belonging like the Shadow Leopard Civilization and the Sparkling Gold Civilization.

"This energy civilization is not bad. Are you sure you don't want to reconsider?" BW43 asked tentatively.

"Let's forget about it," Li Ye replied.

Tomorrow's civilization is just beginning, and the construction of the galaxy is only just starting. We cannot afford to create hidden dangers and risks.

Most importantly, the assimilation of civilizations was personally spearheaded by him.

There was actually a lot of opposition in Tomorrow's Civilization from top to bottom, but Li Ye single-handedly suppressed it all—he was the only one in the entire civilization who could do that.

If things go wrong in the early stages, opposition forces within the civilization will rise.

This must never be allowed to happen in the wilderness.

He intended to fully resolve the assimilation of civilizations project during his term, lest he leave this thorny issue to the next generation of leaders.

Thinking of this, his expression shifted slightly.

Yes! Preparations for the next generation of leadership can begin in advance.

The responsibilities of the leaders of tomorrow's civilization are especially heavy.

"I will personally select the next leader of tomorrow's civilization," he thought to himself.

Otherwise, he would not be able to retire peacefully at all.

After all, the entire Tomorrow's Civilization is everything to Li Ye. He has devoted countless efforts and hard work to its development from a level 1 mobile city to what it is now, and it is like a child he has raised himself.

Soon, Li Ye chose his third civilization.

The alien civilization "Star Tree".

All individuals in the Star Tree Civilization are tree people, with strong and resilient bodies. Their main ability is to ecologically transform planets.

They have the ability to transform a barren planet into a vibrant, Earth-like planet.

In addition, the Star Tree Civilization has a series of flaws.

It lacks combat capabilities, is unable to develop technology, and has never ventured into space.
The leader of the Star Tree Civilization immediately agreed to Li Ye's invitation.

"Our civilization doesn't have much fighting power, is that alright?" he asked with a hint of worry.

Li Ye waved his hand.

"Rest assured, Tomorrow's Civilization is a unified whole. We are all here to contribute our strengths and work together to build the star system. Combat will be handled by our other comrades."

He had already figured out how to arrange things for the Star Tree Civilization.

First, they are responsible for construction in agricultural areas.

Second, transform the barren planets in the Burnley system into habitable Earth-like planets and sell them to generate revenue.

"A suitable Earth-like planet should fetch a lot of money, right?" he thought to himself.

The Star Tree Civilization has no requirements; they only need a quiet living environment.

Its original star system was constantly embroiled in interstellar wars of varying sizes. This alien civilization was rescued by a space fleet of a large star system and settled in the Z3 public star system.

After signing the agreement with the leader of the Star Tree Civilization, Li Ye let out a soft sigh of relief.

That's about it.

Based on the scale of a galaxy, it should have at least several hundred civilizations.

However, the civilization of tomorrow is just beginning and needs to proceed steadily and cautiously, first absorbing and digesting these three civilizations.

We will accumulate experience in the future and continue to absorb it.

The planets where the Shadow Leopard Civilization, the Sparkling Gold Civilization, and the Star Tree Civilization were located were directly packed into a small universe and taken away by Li Ye.

After finishing his work of absorbing civilizations, he was not in a hurry to leave, but instead asked BW43 to lead him on a tour of the Z3 system.

As a public galaxy, the Z3 galaxy not only serves to house refugee civilizations but also possesses numerous other functions.

Examples include interstellar trade, interstellar financial transactions, the establishment of interstellar courts to handle disputes between star systems, and tourist attractions.

Led by BW43, we leave the field to visit an "interstellar market" in the Z3 system.

Although it's called an interstellar market, it's actually a transformed universe containing hundreds of planetary clusters dedicated to trade.

Countless galactic forces shuttle back and forth between them to conduct transactions.

The entire Z3 system contains thousands of interstellar markets.

The daily trading volume has reached an incredibly high level.

"In the universe, the Z3 galaxy is considered relatively credible and authoritative," explained BW43. "Here, you can consult and resolve almost all the problems in the galaxy."

Li Ye asked the question that concerned him most.

Given such a large scale of trade, a currency with sufficient credibility is certainly needed.

He already knew about the existence of "Star Coins" from the intelligence he had previously gathered.

"So is Starcoin a universal currency in the universe? How does it maintain its credibility? Is there any sufficiently valuable anchor?" he asked.

BW43 nodded slowly.

“Starcoins are indeed the universal currency of the universe,” he replied. “They are issued by the Administrators.”

Li Ye immediately understood.

The administrator is the supreme being in the universe, and naturally possesses unparalleled credibility. Issuing currency can naturally gain the recognition of cosmic civilizations and galaxies.

BW43 provides a simple explanation of the group of managers.

The sole objective of the administrators is to maintain cosmic order, and they are completely selfless.

The cosmic economic system is naturally an important part of this.

Therefore, they chose to issue currency—but as issuers, the administrators did not gain any benefit from it.

Through Star Coins, the administrators established an absolutely neutral, absolutely transparent, and absolutely stable interstellar currency system.

"As of now, 1 Star Coin has the purchasing power of one bag of interstellar snacks," BW43 said.

"Isn't that similar to Earth?" Li Ye couldn't help but think.

As BW43 spoke, he showed him a crystal-clear light blue coin with a face value of 1.

Star coins are made entirely of cosmic energy manipulated by the administrators and are completely impossible to replicate.

Not only Star Currency, but also many other interstellar currencies circulate in the universe, and there are even virtual interstellar currencies.

However, in terms of credibility, authority, and stability, it is far inferior to the former.

“Now that the Burnley system has joined the interstellar family, you should also establish an internal economic system as soon as possible,” he reminded you. “And the first step is minting coins.”

"Is that so?"

Li Ye's eyes flickered.

He had previously encountered the currency of the other civilization, "Investment Coin," when he interacted with investors on the planet Aetheria.

The metal cube, measuring 1 cubic centimeter, is made from degenerate matter from neutron stars and employs anti-gravity technology. This suggests that officially issued currencies from galaxies often utilize high-tech methods to prevent counterfeiting.

"Generally speaking, are the official currencies of galaxies all made from stellar material?" he asked.

“That was only in the early stages of the galaxy’s development,” BW43 corrected. “In the middle and later stages, we will need to implement more advanced minting technology. Otherwise, once the galaxy’s civilization develops and masters stellar modification technology, counterfeit currency will flood the galaxy.”

"I see, thank you for explaining."

Next, BW43 took Liye on a tour of one of the financial districts.

Like the trade zone, the financial zone is also on a cosmic scale, encompassing hundreds of planetary clusters.

Thousands of interstellar brokers, interstellar financial companies, interstellar managers, and interstellar hedge funds gather here, conducting transactions every minute of every second.

"Once the economic system is established and perfected, you can issue official stocks of the Burnley Galaxy," BW43 reminded.

"what?"

Li Ye's lips twitched involuntarily.

From Blue Star's perspective, it's like a major power issuing its own country's stock on the international stage.

Anyone from any country can buy in and become a shareholder.

"I have to say, this interstellar economic development is still too advanced," he murmured.

Over the next period of time, BW43 led Li Ye on a tour, explained a lot of interstellar finance knowledge, and even helped him with several things.

A few hours later, the financial district suddenly erupted in chaos.

BW43's expression changed immediately after receiving a message.

"What? An interstellar financial crisis has broken out?"

The cosmic economy is currently in a prosperous phase.

Thanks to the official authority of the administrators and the gradual expansion of interstellar travel.

Intergalactic trade, energy futures, planetary bonds, and even "rights to future revenue of civilizations" and other financial derivatives have been created in a frenzy.

Many star systems no longer rely solely on physical trade to earn star currency, but instead become engrossed in complex financial games, believing that asset prices will rise forever—in this sense, star systems are actually no different from countries on Earth.

Huge profits mean huge risks, and huge risks mean huge crises.

Since the administrators issued star coins to establish the international monetary system, more than a thousand interstellar financial crises, large and small, have erupted.

This time, however, it was the collapse of the Rekatis Interstellar Trade Alliance.

The interstellar trade alliance consists of galactic officials and interstellar-scale companies, making its size immense.

The "Starhunter Interstellar Bonds" issued by the Rekatis Interstellar Trade Federation are considered one of the safest assets in interstellar space.

Since its release hundreds of thousands of years ago, countless interstellar powers have purchased it and reaped steady profits.

Some even hold large positions for extended periods.

Today, the Rekatis Interstellar Trade Alliance collapsed.

To sum it up in one sentence, it's a "Ponzi scheme".

The "stable returns" promised by the "Starchaser Interstellar Bonds" do not come from real trading profits, but rather from using the principal poured in by new investors to pay interest to older investors. This snowball has been rolling for hundreds of thousands of years and requires continuous expansion to sustain itself.

Their so-called "core assets"—those massive fleets and prosperous storage planets—are either severely overvalued, have been repeatedly mortgaged countless times, or are simply "ghost assets" with fictitious accounting records.

Today, an administrator personally released an announcement detailing everything about the Rekatis Interstellar Trade Alliance.

In the interstellar world, Starbuster Interstellar Bonds are something that people of all ages and genders can buy.

As the truth was revealed, it instantly evaporated a massive amount of investors' assets, rendering them completely worthless.

"Damn it!" BW43, no longer the composed man he once was, was completely enraged. "I invested my entire fortune, several million star coins!"

"Please calm down."

"How can I calm down? All the money is gone! How am I going to support my seven wives and 23 children?"

"."

After hastily apologizing and saying goodbye to Rino, BW43 quickly departed.

Li Ye, on the other hand, witnessed firsthand an interstellar financial crisis.

News of the Stargazer Interstellar Bond default spread like wildfire, causing a panic among most interstellar investors and investment institutions who began attempting to withdraw their Star Coin deposits from the Interstellar Bank—a "bank run." However, the bank had already allocated most of its deposits to long-term investments and lending, making it unable to meet everyone's redemption demands, leading to a further escalation of the unrest.

Faced with a severe bank run, interstellar banks were unwilling to provide financial assistance to each other, because they did not know how many bad debts such as "Rekatis bonds" were hidden on each other's balance sheets.

Once bitten, twice shy; investors began to suspect that other bonds and stocks might also be Ponzi schemes.

An unprecedented panic sell-off has begun.

Planetary ownership, fleet lease contracts, and even the future tax revenue rights of the entire colony—the prices of all once-valuable financial assets began to plummet.

Without financial liquidity, interstellar trade almost came to a standstill instantly.

Spaceports closed, spaceship manufacturing plants ceased operations, and interstellar workers were laid off. Countless individuals and small civilizations went bankrupt. Planned interstellar development projects were indefinitely postponed due to a lack of funding.

The galactic officials and the super interstellar bank at the top of the interstellar network couldn't help but grit their teeth in anger.

Because the Rekatis Interstellar Trade Alliance, through a dazzling array of leverage, derivative contracts, and cross-shareholdings, has long since spread its tentacles like deadly neurons, entangling the core system of the entire interstellar financial market.

Countless galaxies, large and small, interstellar banks, pension funds, and even sovereign wealth funds of civilizations have intricate and intertwined financial ties with it.

In simple terms, it has reached a true, interstellar level – “too big to fail”.

Everyone only has two choices.

First, by adhering to the principles of the "free market," the Rekatis Interstellar Alliance was bankrupted. The consequence was a chain reaction that ignited the entire interstellar economic credit system, bringing about an economic collapse comparable to a supernova explosion that even they could not withstand—as "whales" in the interstellar economic ocean, they were the first victims to bear the brunt.

Second, astronomical sums of public funds and civilization reserves should be used to fill this bottomless pit caused by fraud.

Ultimately, the top officials of the galaxy government and the Super Interstellar Bank held a joint meeting.

The number of attendees reached the millions—and any one of them is a major figure in the interstellar economy.

After angrily denouncing the Rekatis Interstellar Alliance, everyone sighed helplessly and began raising funds.

The required amount of Star Coins was displayed on the public chat.

There's a "1" in front, followed by a string of "0"s.

And it has three rows.

Amidst their gritted teeth, everyone also engaged in a heated discussion about their respective investment shares.

“The share of investment should be allocated according to the size of the entity!” said the leader of a small star system.

"Nonsense! Responsibility should be shared!" A leader of a major star system slammed his fist on the table. "Our star system isn't like those major star systems and super interstellar banks that peddle Starhunter interstellar bonds like that. Why should we pay so much?"

"Absurd! We are victims too!" The CEO of a super interstellar bank exclaimed, his face ashen. "According to Article 17 of the Interstellar Financial Stability Convention..."

"Screw the convention! The convention never anticipated that someone could fool people for hundreds of thousands of years!"

"Our galaxy has just experienced a supernova radiation disaster, and our finances are depleted. We can only contribute a maximum of 0.0000001%!"

"Our galaxy is small, can't we just withdraw? Let's close ourselves off and live our lives behind closed doors!"

The scene instantly turned into a complete mess.

(End of this chapter)