The Rich Man's Life Begins with a Comeback

Chapter 317 Wenyang Divine Wine and Zhaoyin Gold Rent (5k)

Inside the [Chuan Gu] private room, a square table in the color of natural wood is placed in the center, with the wood grain clearly visible. On the table are simple and elegant celadon tableware, the warm color of which complements the overall environment, exuding a natural and tranquil atmosphere.

The elegant off-white walls, with their subtle granular texture, are complemented by a simple ink landscape painting hanging on one side. The mountains and clouds, outlined in light ink, create a sense of tranquility and seclusion in the private room.

"How about it?"

"How does this wine taste?"

After everyone drank their fill, Gu Heng sat down with Qian Zhengxing and the other two.

"The aroma and taste of the wine are somewhat complex."

Wang Baoshan picked up the glass wine bottle on the table and asked uncertainly, "This should be medicine wine?"

"The flavor is indeed very complex."

Qian Zhengxing chimed in, "It tastes spicy and slightly bitter at first, but it quickly turns into a sweet, sour and astringent flavor with a very rich texture. Finally, it transforms into a warm current that flows down your throat, making your whole body feel warm and cozy, with a lingering aftertaste."

"Is this the homemade wine from your [Zhenyuan Dining House]?"

Jiang Man has fair skin. After drinking a cup of medicinal wine, a slight blush immediately appeared on her face, showing that she was also very interested in this unknown wine she had just drunk.

Facing the curious gazes of Qian Zhengxing and the other two, Gu Heng smiled and nodded, explaining the origin of the wine to them: "You guessed right, this wine is a medicinal wine brewed by our Zhenyuan Diet House, and its name is [Wenyang Yushen Wine]."

"The wine is clear and transparent, with a rich and mellow aroma."

"Your homemade medicinal wine must have some unique secret recipe, right?"

Wang Baoshan examined the glass wine bottle for a moment, then poured wine for everyone while asking curiously, "It's rare to see this quality in ordinary medicinal wines."

"It does indeed have a unique secret recipe."

Gu Heng responded with a smile: "This medicinal wine is made primarily with wild ginseng, Ganoderma lucidum, arborvitae leaves, cinnamon, Rehmannia glutinosa, and wolfberry, and is paired with aged sorghum liquor that has been brewed for over ten years. It has significant effects in warming the yang and tonifying the kidneys, nourishing yin and blood, and dispelling wind and dampness."

"It also has a good conditioning effect on symptoms such as cold limbs, soreness of the waist and knees, and fatigue caused by kidney yang deficiency in middle-aged and elderly people. If consumed in moderation over a long period of time, it can also enhance the body's immunity, replenish vital energy, relieve mental fatigue, and improve sleep quality, among many other benefits."

This 【Wenyang Yushen Wine】also originates from the "Meng Shen Shan Dian". As the saying goes, wine and food are inseparable. Similar to the 【Wenyang Yushen Wine】, there are several other special wine recipes in the "Meng Shen Shan Dian", each with its own effects.

"Is it really that magical?"

"Do you sell this wine for sale now?"

Wang Baoshan asked, "If it's for sale outside, I'll buy a few bottles later so my family can try them."

"Not for sale at this time."

"The brewing of medicinal wine takes time."

"I'm just letting you try it today; it won't be available for export for at least six months."

Gu Heng shook his head and explained the situation to Wang Baoshan truthfully.

"fine."

“It’s never too late to have a good meal.”

"Six months will pass in the blink of an eye, I can wait."

Wang Baoshan waved his hand, indicating that he understood.

After chatting about the [Wenyang Yushen Wine] for a while, Gu Heng steered the conversation back to the main topic and asked Qian Zhengxing, "Qian Xing, you've been transferred from Jilin Province to Zhonghai. Where did Liu Xing, who was originally the branch manager of Zhonghai, go to work? Was he transferred back to the head office?"

You mean Liu Sheng?

Qian Zhengxing responded, "He hasn't left Zhonghai; he's still in Zhonghai."

"Still in Zhonghai?"

Gu Heng paused for a moment, his expression slightly puzzled.

Although Liu Sheng and Qian Zhengxing were both branch managers of first-tier branches, Liu Sheng, as the branch manager of China Overseas in a super first-tier city, was one step ahead.

Normally, after Liu Sheng's term at China Overseas expires, he will most likely be transferred back to the Shenzhen headquarters, either to become the head of a committee under the president's office or to become the head of a committee under the board of directors.

But now Qian Zhengxing is telling him that Liu Sheng is still in Zhonghai.

Now that Qian Zhengxing has taken over Liu Sheng's original position, if Liu Sheng continues to stay in Zhonghai, where can he find a position that matches his level?

Did Liu Sheng make a mistake?

Was he demoted after being held accountable by headquarters?
Gu Heng couldn't help but have this question in his mind.

"Chairman Gu, don't overthink it."

"Liu Sheng did not make any mistakes, nor was he held accountable or demoted."

“He did a great job during his tenure at China Overseas, and this is another step forward.”

Qian Zhengxing knew what Gu Heng was thinking when he saw Gu Heng's expression.

He paused briefly at this point, then asked, "I wonder if Chairman Gu has heard of Zhaoyin Financial Leasing?"

"China Merchants Bank Financial Leasing?"

Gu Heng thought for a moment, then shook his head.

"Does Chairman Gu have any knowledge of the financial leasing industry?"

Qian Zhengxing asked Gu Heng again.

"It's natural."

“I am a director of Ruyi Airlines, how could I not know about financial leasing?”

Gu Heng nodded this time and responded with a smile.

Financial leasing, despite its seemingly sophisticated connotations due to the word "finance," is actually a very common financing method in asset-heavy industrial operations.

Simply put, it means using tomorrow's money to do today's things.

Take Ruyi Airlines, in which Gu Heng holds shares, for example. If Ruyi Airlines wants to purchase another batch of aircraft this year, but currently does not have the money to buy them, or does not want to spend too much working capital at once to purchase them.

At this point, Ruyi Airlines can find a financial leasing company to help Ruyi Airlines purchase these aircraft first. Then, Ruyi Airlines can pay monthly rent for their use, and after the lease term ends, they can choose to buy out the aircraft at a low price and repurchase ownership of them.

of course……

If Ruyi Airlines experiences financial difficulties at that time, it can choose to renew the lease again, or choose to cut its losses and return the money directly.

For asset-heavy enterprises, the biggest advantage of choosing financial leasing is that it can avoid large one-time expenditures, reduce cash flow pressure, revitalize the company's cash flow, and flexibly respond to equipment upgrade needs.

To put it more aptly, financial leasing is like using someone else's money to do your own thing. Once the deal is done, you can even keep the chicken. Compared to traditional financing methods, it is less risky.

"CMB Financial Leasing is a financial leasing company wholly owned by China Merchants Bank. It was established in 2008 and is one of the first five bank-affiliated financial leasing companies selected by the State Council for pilot programs. Its business covers aviation and shipping, energy, and construction machinery. Currently, its total assets exceed 300 billion yuan, and its headquarters are located in China Shipping."

Qian Zhengxing gave Gu Heng a brief introduction to CMB Financial Leasing, and then, without keeping Gu Heng in suspense any longer, said: "I just told you that Liu Sheng is still staying in Zhonghai because he has been appointed by the head office as the new president of CMB Financial Leasing."

"I have to say, that old guy is really lucky!"

"It was a done deal that he was to be transferred back to the head office, but just as the decision was about to be made, the former president of CMB Financial Leasing was punished by the State Financial Regulatory Commission for irregular operations, and was subsequently demoted by the head office for being held accountable."

Qian Zhengxing clicked his tongue: "Because the importance of CMB Financial Leasing far exceeds that of our branches, and because Liu Sheng has worked at China Overseas for many years and has a lot of overlap with the original president of CMB Financial Leasing in terms of business, the head office directly issued a transfer order, appointing Liu Sheng to take over CMB Financial Leasing in a time of crisis."

"So that's it."

"I never expected that China Merchants Bank would also be involved in the financial leasing industry."

As Gu Heng listened to Qian Zhengxing explain the whole story, he couldn't help but show a hint of realization.

“Financial leasing is essentially no different from bank lending, only the form is different. As the largest joint-stock bank in China, China Merchants Bank will naturally not be absent. If the country wants to make the financial industry more complete and rich, this kind of development requires an extremely large flow of funds to support the financial industry, and banks are definitely the vanguard.”

Qian Zhengxing picked up his wine glass, took a sip, and explained to Gu Heng.

"pretty good."

"Qian Xing, you are transferred to Zhonghai, Liu Xing will stay at Zhonghai."

“You’ve been friends for many years, and since you’re both in China Overseas, you can still help each other out.”

Gu Heng also raised his glass and took a sip, saying with a smile, "This way, it will be easier for us to contact each other when I go to Zhonghai in the future."

“Chairman Gu, you can come anytime. I’m always available.”

Qian Zhengxing immediately expressed his opinion.

"what about me?"

"If I go to Zhonghai, are you available anytime?"

Wang Baoshan interjected at the opportune moment, leaning forward to ask Qian Zhengxing a question.

"Um……"

"That's not necessarily the case."

"You need to make an appointment with my secretary in advance."

Qian Zhengxing pretended to think for a moment, then answered in a very serious tone.

"Good good!"

"Different treatment, right?"

Wang Baoshan glared and exclaimed, "Dean Jiang, isn't this just him treating people differently based on who they're dealing with? Chairman Gu can go anytime, but we have to make an appointment. What kind of person is he?!" "Huh?"

"Don't talk nonsense."

"When did I say that Dean Jiang also needs an appointment?"

Qian Zhengxing corrected him earnestly, "When Dean Jiang comes to Zhonghai, I'll definitely be available anytime!"

Upon hearing Qian Zhengxing's words, Wang Baoshan remained silent for three seconds before standing up from his chair and making a move to leave.

"Hey, hey, hey!"

"I'm teasing you!"

"This old man is easily teased!"

Seeing this, Qian Zhengxing quickly stopped him, while Wang Baoshan grumbled and mumbled. Only after seeing Qian Zhengxing's good attitude did he "reluctantly" sit down again, which made Gu Heng and Jiang Man both chuckle.

"Qian Xing, you've been transferred to Zhonghai, so who's been transferred to our Jilin province?"

After asking around, Gu Heng finally got to the question he most wanted to ask.

"According to the information I have, the person who will take my place is someone who was parachuted in directly from the head office. It is said that he is the current director of the Pengcheng Audit Branch. He is only 42 years old this year and has been sent to become a regional leader of China Merchants Bank. He should be the youngest among the current first-level branch managers."

Qian Zhengxing's tone became somewhat meaningful at the end.

"how?"

Is this person exceptionally capable?

Gu Heng raised his eyebrows slightly upon hearing Qian Zhengxing's tone.

"I do have the ability."

Qian Zhengxing changed the subject, smiling as he asked in return, "But who among those who can sit in this position is lacking in ability?"

"understood."

"Qian Xing, just tell me straight, who is his father?"

Gu Heng nodded and asked directly.

"Board of Directors".

Gu Heng lowered his voice slightly: "It is said that the head office assigned him to Jilin Province this time, and he was unwilling. He originally thought he would be assigned to one of the coastal provinces in the south, but he did not expect to be assigned here. For him, it is a disappointment."

"The son of a director?"

"That's not surprising."

Gu Heng nodded slightly, a look of realization on his face.

Because his savings were all in China Merchants Bank, and because he had a good relationship with Qian Zhengxing, he was quite familiar with the internal structure of China Merchants Bank.

The largest authority of China Merchants Bank is the shareholders' meeting, whose numerous shareholders are all composed of various limited companies of China Merchants Group. Below the shareholders' meeting are the two major authorities: the board of directors and the board of supervisors.

The board of directors has a president's office, an audit department, and numerous functional committees, while the supervisory board only has a nomination committee and a supervisory committee.

The supervisory board does not interfere in the bank's daily operations and decision-making, which shows the great power of the board of directors. Basically, all decisions that affect the bank's development, as well as major personnel appointments, come from here.

In this situation, a director who holds voting rights is someone that any leader who wants to advance to a higher position must win over, respect, and curry favor with. And the son of that director who is about to take up his post in Kyrgyzstan, with such a father at the pinnacle of power, will naturally have a smooth career path ahead.

"Chairman Gu, it's alright."

Qian Zhengxing reassured Gu Heng, "No matter who comes to Jilin Province to take up a post, you are a super big client of our China Merchants Bank, and it will not have any impact on you."

Gu Heng smiled and nodded upon hearing this.

That was the end of the conversation.

"Okay."

"You guys eat first, I still need to go to the other private rooms to entertain you later."

Gu Heng stood up again, and after saying this, he winked at Jiang Man: "Dean Jiang, I want to say a few words to you."

Seeing Gu Heng's expression, Jiang Man knew that Gu Heng wanted to talk to her alone, so she immediately stood up from her chair.

Seeing this, Qian Zhengxing and Wang Baoshan wisely refrained from asking further questions.

"what happened?"

"Is there a problem?"

Jiang Man followed Gu Heng out of the private room and asked with a slightly puzzled look.

"Cough cough..."

Gu Heng coughed lightly twice, then quietly asked, "Nothing much, I just wanted to ask if there's been any new development in Dean Jiang's love life lately?"

When Jiang Man heard Gu Heng ask this question, her expression immediately became very strange.

"What do you mean?"

Her tone was somewhat suspicious: "You're not trying to set me up with someone, are you?"

"that……"

"Our group's General Manager Fan is Fan Hong, the founder of [Zhenyuan Shanfang]".

Gu Heng introduced him in a low voice: "Outside, I call him President Fan, and in private, I call him Uncle Fan. In his early years, he was a fairly big boss in Beichun, but a few years ago, he encountered a bad economic environment and misjudged the market situation, and accidentally went bankrupt."

"His wife divorced him directly because he went bankrupt, and took the children with her. But in reality, he is a very good person. He is capable, responsible, and has a strong sense of duty. He is righteous, honest, kind, generous, and frank. And as you can see from his appearance, he is a very handsome and well-mannered middle-aged man."

"I wonder if Dean Jiang would be interested?"

Gu Heng spoke very quickly, afraid that if he spoke too slowly, Jiang Man would interrupt him.

"Oh……"

"As for his financial situation, Dean Jiang, you don't need to worry."

Gu Heng quickly added, "As the founder of Zhenyuan Restaurant, once Zhenyuan Restaurant is on the right track, I will give Uncle Fan a portion of the shares in Zhenyuan Restaurant."

"Given the potential of [Zhenyuan Restaurant], even if he doesn't become incredibly wealthy in the future, he'll easily surpass your bastard ex-husband."

The grace of dripping water is reciprocated by the fountain.

Fan Hong once pulled Gu Heng out of the darkness when Gu Heng was at his wit's end. That feeling is indescribable. So he is willing to help Fan Hong as much as he can.

【Zhenyuan Restaurant】is based on the "Meng Shen's Dietary Classic", and its business prospects are infinitely bright. Its commercial value is also immeasurable. However, as Gu Heng continues to unlock the "Golden Pagoda of Wealth", his business empire will inevitably continue to expand, thereby further diverting his attention.

Based on this, [Zhenyuan Shanfang] must be entrusted to a reliable person to lead [Zhenyuan Shanfang] to continuous development and growth, and to ensure that the core medicinal cuisine recipes are not stolen or leaked.

Fan Hong is the best candidate.

However, although Gu Heng trusts Fan Hong, he does not want to challenge human nature.

The most solid relationship structure is one that is based on emotional bonds and then supplemented by mutual benefits. Therefore, the decision to grant shares was not made on a whim by Gu Heng, nor was it given because of his special relationship with Fan Hong.

Whoever is in this position will be given these shares.

"How about it?"

Gu Heng looked at Jiang Man expectantly: "If Dean Jiang is interested, I can arrange for you two to meet and talk another day?"

"I don't have that idea right now."

"Don't try to play matchmaker."

"Is there anything else?"

Jiang Man said, sounding somewhat annoyed, "If there's nothing else, I'll go back to the private room."

"That's okay."

Gu Heng was slightly discouraged, but also somewhat unwilling to give up: "Really not going to reconsider?"

"Not consider!"

"Go on with your work!"

Jiang Man glared at Gu Heng, her tone resolute.

"Alright alright."

"Then I'll get back to work."

"You and Qian Xing can continue eating."

Gu Heng sighed softly, then picked up his wine glass and turned to walk towards the next private room. Jiang Man watched Gu Heng's back, but for some reason, the image of Fan Hong inexplicably appeared in her mind.

'He does seem to have a fairly regular appearance, and his shoulders seem quite broad...'

Just as this thought crossed Jiang Man's mind, she belatedly realized what it meant and couldn't help but lightly spit on herself.

'What are you thinking about...'

'Jiang Man, it seems you're really hungry...'

(End of this chapter)