The Rich Man's Life Begins with a Comeback

Chapter 313 Committees and Mother-Child Trusts (4k)

Luo Xiwen flipped through the two trust documents page by page. After Gu Heng finished the rest of Luo Xiwen's bowl of clear soup noodles, he lit a cigar and silently watched Luo Xiwen.

More than half a month ago, Gu Heng had already sent the senior management team of Zhaode Heritage to Singapore to complete the change of ownership procedures for [Nirvana Bloom Trust]. After the change of ownership procedures were completed, the original core management members of [Nirvana Bloom Trust] returned to Beichun with some senior management personnel of Zhaode Heritage to meet with Gu Heng and report on their work.

The Nirvana Bloom Trust employs a trust committee mechanism to manage the entire family trust. The core of this trust committee consists of family members, professional managers, independent lawyers, accountants, and investment analysts.

By establishing checks and balances and conducting quarterly asset allocation reviews, we ensure that trust investments comply with the principle of "long-term stability," thereby maintaining the smooth succession of trusts.

Before Gu Heng took over the entire Nirvana Bloom Trust, the family members on the trust committee were always absent, and decisions were made by a joint vote of the other four members.

After Gu Heng took over, he automatically filled the vacancy left by the original family members and became the first chairman of the trust committee of the Nirvana Bloom Trust, with the power to veto major matters.

After the original committee members arrived in Beichun, Gu Heng learned through detailed investigation that the Nirvana Bloom Trust had actually been established 24 years ago, at the turn of the century in 2000, and that it was not as simple as Gu Heng had imagined.

When the Nirvana Bloom Trust was founded, its core assets amounted to US$5 million. Over the past two decades, through various investments including real estate, precious metals, stocks, and art, it has consistently maintained an annualized return of 8% to 15% on its core assets, which have now grown to a staggering US$60 billion.

When Gu Heng first heard the news, it was as if he had been hit on the head by a gold ingot falling from the sky, leaving him completely dizzy.

60 billion US dollars!
According to international exchange rates, that's over 40 billion RMB!

It's worth noting that Gu Heng's total net worth is only 6 billion RMB at most, while the core assets of the Nirvana Bloom Trust, which he obtained by unlocking the [Family] function, are seven times his total assets!
However, after a brief moment of excitement, Gu Heng quickly calmed down.

because……

According to the management charter established at the inception of the Nirvana Bloom Trust, he only has the right to supervise these core assets totaling six billion US dollars, but not the right to use them.

Gu Heng was initially puzzled as to why the Nirvana Bloom Trust could provide so many top-tier benefits to trust beneficiaries like Jiang Ruan, until he learned about the money in the trust and everything became clear.

With a total of six billion US dollars, even at the lowest annualized return of 8% for a trust, the annual income generated would be nearly 500 million US dollars.

The expenses for the numerous top-level benefits enjoyed by Jiang Ruan and other trust beneficiaries, as well as the special subsidies they receive from the trust, all come from this source.

Strictly speaking, although Gu Heng became the chairman of the Nirvana Bloom Trust committee, his influence on the normal operation of the trust was negligible.

The Nirvana Bloom Trust operates with a rigorous, sound, comprehensive, meticulous, and even demanding system, much like a fully automated precision machine. Or perhaps it's a representation of the "family" function projected onto reality by the Dominion Father.

For example, Gu Heng has no right to decide on the matter of establishing trust beneficiaries. Only when the other party's name appears in the existing family member column of the [Family Members] function in Gu Heng's system panel can Gu Heng establish them as trust beneficiaries.

For example, the amount of trust income given to the trust beneficiaries each month is calculated using a complex and rigorous method, which Gu Heng has no right to interfere with.

of course……

If Gu Heng is willing to spend his own money on his woman, that's his own business and has nothing to do with the trust. He can spend it however he wants or give it to her however he wants.

Simply put, Gu Heng is a figurehead.

The entire Nirvana Bloom Trust does indeed belong to Gu Heng, but Gu Heng has no actual control or right to use it.

Even so, its existence still greatly benefited Gu Heng.

As the saying goes, it's all about using someone else's name to intimidate others.

Gu Heng may not have actual control or usage rights over the Nirvana Bloom Trust, but his position as the chairman of the Nirvana Bloom Trust committee is genuine and undeniable.

Over the past two decades, the Nirvana Bloom Trust has accumulated over six billion US dollars in assets through investments across multiple sectors and industries globally, and it enjoys a very wide influence in Southeast Asia and throughout Asia.

Managing a family trust worth over six billion US dollars may not be considered large on a global scale, but it is certainly not small either. Within Asia, it would be considered top-tier.

Moreover, after Gu Heng successfully activated the [Family] function, the overall assets of the [Nirvana Bloom Trust] will continue to increase.

Just like the growth and development funds for Jiang Ruan, Luo Xiwen, and Xu Mo, they did not originate from within the trust, but from outside the trust.

Although they belong to the same whole as the original core assets managed by the trust, they are managed under two different models. The biggest difference is that the former cannot be disposed of by the trustee, while the latter can be disposed of at will within the specified restrictions.

Although the three relatives of Jiang and Ruan have only added 300 million RMB to the trust, which seems insignificant compared to the original 6 billion US dollars managed by the trust.

However, Gu Heng will definitely have more than three followers in the future, and Jiang Ruan, Luo Xiwen and others will not remain at the C and B levels forever.

In the future, as Gu Heng's number of followers increases and their growth levels continue to rise, the continuous influx of funds will snowball into an extremely terrifying amount.

Two types of funds, two management models.

The Nirvana Bloom Trust is essentially a parent trust and a sub-trust, compared to Gu Heng's numerous relatives.

For example, if Roshman's current growth development fund is 2 million RMB, then Roshman will have a separate trust account or family office in the Nirvana Bloom Trust, and the trust assets he owns will be 2 million RMB.

This separate family office belongs to the Nirvana Bloom Trust, but it exists relatively independently. Since Luo Xiwen and Gu Heng have no children, Luo Xiwen has no right to control this family office that belongs solely to her.

However, if Gu Heng and Luo Xiwen have children in the future, Luo Xiwen will automatically become the actual controller of this separate family office, with the right to designate her children as beneficiaries and to establish a succession mechanism for them.

Of course, everything must be conducted under the supervision of the parent trust, the Nirvana Bloom Trust. Any violation of regulations or laws by the trust will render the trust invalid.

For example, actions that use the names of offspring to actually cash out trust funds could result in anything from losing actual control of the sub-trust to forfeiting the numerous rights and support enjoyed by the original beneficiaries. The Nirvana Bloom Trust, through this management method, ensures that each of Gu Heng's relatives receives a basic safety net, freeing them from worries about livelihood, childbirth, and old age.

Under these circumstances, as long as Gu Heng doesn't get married, each of his women can be his legal wife, and each of his children can be his legitimate heir, greatly reducing the possibility of trouble in Gu Heng's harem.

If we compare the Nirvana Bloom Trust to a tree trunk, then Gu Heng and the other women are the branches. As these branches grow and flourish, they will sprout new branches, which in turn will sprout new buds, ultimately achieving intergenerational continuity.

In addition, once Luo Xiwen and others have children with Gu Heng in the future, they will automatically obtain seats in the Nirvana Bloom Trust family office and gain a certain degree of influence.

Gu Heng spent three whole days, almost without sleep, figuring out the management charter and operating model of the Nirvana Bloom Trust, devoting all his free time outside of exam preparation to this matter.

Gu Heng puffed on his cigar, his gaze toward Luo Xiwen slightly profound.

Before obtaining the Nirvana Bloom Trust, he had pondered this late at night and discussed with the strategists of the Zhaode lineage how to treat Jiang Ruan and the others in the future.

Human energy is limited. Even if Gu Heng has the [Eternal Day Engine] buff that allows him to maintain abundant energy for a long time, he will eventually be overwhelmed when he has more women around him in the future.

However, now that he has the [Nirvana Bloom Trust], Gu Heng no longer needs to worry too much about providing material things. It will solve 90% of Gu Heng's troubles. In the future, after these women help Gu Heng have children, it can also play a huge role in the care and upbringing of the children.

In the future, Gu Heng only needs to focus on giving affection; he won't need to worry about the rest of the trivial matters.

……

The cool moonlight streamed into the room through the window, and although it was late at night, Luo Xiwen was not sleepy at all.

At this moment, she found it difficult to describe the contents of the two trust documents, and also difficult to describe her feelings.

An offshore family trust fund company with core assets exceeding US$60 billion, a trust account exclusively for her, trust assets worth US$2800 million, and monthly trust income of US$25...

God knows how many times she counted the zeros. She had never seen so many zeros in her life, except in the Sichuan and Chongqing region.

The sheer number of numbers made her feel dizzy.

Luo Xiwen knew that Gu Heng was very rich before, but she never expected that Gu Heng was this rich.

Luo Xiwen knew that Gu Heng must have feelings for her, but she never expected that Gu Heng would love her so much.

She had just clearly seen in black and white the two trust documents that the $2800 million in trust assets in her trust account belonged entirely to her.

Measuring love with money may be somewhat one-sided and superficial.

However, in modern society, no one can deny that this is the mainstream way and concrete manifestation of expressing love, because even the richest person would not waste money on unimportant people.

If Gu Heng didn't love her, would he have set up a trust account for her worth 200 million RMB?

If Gu Heng didn't love her, would he have made her a beneficiary of the Nirvana Bloom Trust?

If Gu Heng didn't love her, would he value her future so much?
In other words, if Gu Heng didn't love her, he wouldn't need to go to such lengths.

The trust income of $300 million per year will continue indefinitely as long as she does not violate the numerous provisions of the trust terms. In fact, when she gets old, the Nirvana Bloom Trust will provide her with an additional substantial monthly pension.

For Luo Xiwen, whose annual salary was less than 200,000 yuan, the trust income of 3 million US dollars per year was an astronomical figure. Such an annual income would be enough to live very comfortably not only in Beijing, a city with a development level of only second-tier in China, but also in New York, a world-class city.

In addition, there are various other special subsidies such as medical insurance, education insurance, and maternity insurance, and the amounts of these special subsidies are also very large.

For example, if she successfully gives birth to a child for Gu Heng in the future, she can receive a maternity subsidy worth 1000 million US dollars from the Nirvana Bloom Trust.

These are the most direct material benefits she can enjoy after signing these two trust documents. Behind these enormous material benefits are countless rights and privileges.

In terms of health, she will receive comprehensive health services from genetic testing to anti-aging. Through internationally advanced genetic testing technology, she will be provided with cutting-edge medical services such as stem cell therapy, gene editing, and anti-aging drugs, with a personalized health plan tailored to her individual needs.

In terms of social connections, she will gain exclusive access to high-end social events worldwide. Top private clubs and high-end social organizations around the world will open their doors to her, and she will be a VIP at future high-end charity galas and auctions. The trust will also provide her with image management and public relations services to protect her reputation to the greatest extent possible.

In terms of fashion, she will receive comprehensive support from high-end fashion resources. Top global fashion and jewelry brands will provide her with haute couture services, and the trust will provide her with a professional fashion consultant team to offer exclusive services such as fashion trend analysis, shopping advice, styling design, and invitations to high-end fashion events worldwide.

In the medical field, she will have priority access to top-tier global medical resources. She will enjoy priority treatment at hospitals worldwide, and will also be able to connect with leading global experts through telemedicine systems for cross-regional consultations, as well as special medical rights such as emergency medical transport and rescue.

……

Personal security, residential security, communication protection, privacy protection, psychological counseling, customized travel, travel planning, premium memberships...

The countless rights and privileges were still dazzling to Luo Xiwen, even though she could read them at a glance, because any one of them was something that was once incredibly far removed from her original world.

Behind each of those rights lies a symbol of social status, and many of these rights cannot be bought with money.

Once, that world was something she could never reach.

Now, that world is within her reach...

(End of this chapter)