Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 88: Loans of Some Size (1.1 views per day, please subscribe)

Chen Qi looked back in the system space and saw that Luo Feng had already begun cultivating the Nine Tribulations Secret Manual, so he decided not to disturb him.

"Let's design the plant life loan first, but if we only have the divine kingdom teleportation function, it seems a bit weak." Chen Qi thought for a moment.

Then he thought of something.

Since the purpose is for teleportation to the divine kingdom, and the goal is to increase travel speed, why not cultivate a plant life form that can fuse with the spaceship, which would also increase the flight speed of the Meteorite Star?

"Let's do it this way, create an immortal plant life form that can be integrated with the Meteorite Starship, thus providing convenience for travel."

He plans to use the 'Greedy Tree' in the system space to evolve.

"System, improve the Gluttonous Tree so that it can break through to immortality, and improve its species so that it can be integrated into the spaceship to form a 'biological spaceship', allowing the Meteorite Star to reach G-level!" Chen Qi issued the order.

The current loan amount is already worth 5 million units of mixed currency.

The problem now is that there are too many resources available for loans, far more than can be used up, and he also has a considerable amount of Blood Crystals. He needs to think about how to use them properly.

at last.
Once the credit score and outstanding debts reach an alarming level.

Sell ​​the 'Beast God Weapon' too!

Anyway, as long as there is a credit limit, the Beast God Weapon can still get a loan back if it wants, and it can use even better treasures. As for the interest?
As long as you have enough strength, that little bit of interest is nothing.

In short, the main focus should be on continuing to increase the resources available to improve Luo Feng's comprehension; only with sufficiently high comprehension can one truly succeed!

All those Nine Tribulations Secret Scriptures, all those laws, all those divine power paths... must submit to astonishing comprehension!
What others experience ascetic practice, for those with high comprehension, is daily enlightenment!

However, the value of improving comprehension is quite high, so it is necessary to correspondingly improve the clarity of understanding of the laws, and improve overall performance in all aspects.

Do multiplication.

It's more effective.

[The design is currently being searched based on loan requirements...]

"It doesn't need to be too powerful in combat; it just needs to be able to assist the 'Meteorite Star' spaceship in accelerating. List out the corresponding speed upgrades for each level and the cost involved..."

"For example, if the upgrade process could utilize Locke's Divine Water."

"Not bad."

【…】

"..."

"This is acceptable." Chen Qi finally drafted a new loan agreement.

【——Loan Agreement——】

[Loan Project: Upgrade Materials for the 'Time-Traveling Ancestral Spirit Tree']

【'Time-Traveling Ancestral Tree': Possesses the ability to slightly alter time. While its effects are far less than those of the main branches of the Time Law, it still falls into a minor subcategory.】

[With this ability, one can achieve even greater speeds, making them a powerful being among the immortal plant life forms with exceptional mastery of time, and they can even subtly influence the timeline of their enemies during combat! After fusing with the Meteorite Starship, it is projected to increase speed to 81 times the speed of light!]

[Includes various materials; simply follow the detailed plan to cultivate the Gluttonous Tree into the immortal plant life form 'Time-Traveling Ancestral Spirit Tree'!]

[This loan will utilize 7% of your credit limit]

"Tsk tsk, only 7% cost." Chen Qi felt that the value was too low, but in reality it was not low at all.

This is 7% of the estimated 400-500 million Mixed Yuan Units, worth tens of millions of Mixed Yuan Units.

"I should focus the majority of my energy on cultivation; my travel ability is fine as long as it's adequate." Chen Qi looked out of the system space.

Luo Feng's human body is still cultivating the Nine Tribulations Secret Manual.

It is not advisable to disturb them.

Within Luo Feng's body, 'Original Force' and 'Psychic Power' were released simultaneously, cultivating according to the guidance of the Nine Tribulations Secret Manual. The three were transmitted from one place to another, forming cycles within his body, and his genes were slowly evolving.

"It's really amazing. My cultivation level hasn't improved, but my genetic level is subtly changing and improving."

Time passes little by little.

On the twenty-seventh day...
‘Boom~’

A violent surge of energy rapidly spread throughout Luo Feng's body along the former cycle, and he realized one thing: he had failed.

In an instant, every cell in Luo Feng's body exploded.

Muscles and tendons, without exception.

at last.
It turned into ashes.

"Did he last for twenty-seven days?" Chen Qi thought for a moment. In the original story, Luo Feng seemed to have lasted for a little over ten days.

But soon.

The wisp of ash was absorbed by the golden-horned behemoth, and the next moment a golden sphere appeared within its inner world, countless energies surging towards it. Not long after...
'Click~'

A brand new human body, Luo Feng, reappears.

As long as it's within the body's internal world and follows the law of conservation of energy, the dust formed from Luo Feng's corpse can be used to re-form his human body.

"I actually failed. I thought I could master it in one go. I feel like I was just a little bit short!" Luo Feng said to Chen Qi.

Chen Qi asked, "How many times has it improved now?"

The evolution of the Nine Tribulations Secret Manual is constant. Even if it is not fully mastered, it can still improve significantly if you persist long enough. Chen Qi remembered that in the original story, Luo Feng, who was at the ninth level of the Domain Lord, cultivated it several times and improved by a factor of two, which is twice his original level.

"It's about 2.9 times the previous amount, which is why I feel it's a pity. It's not far from being perfectly mastered," Luo Feng said after assessing the situation.

Chen Qi commented, "That's very good. It seems your comprehension is much higher, and the difficulty of cultivating the Nine Tribulations Secret Manual has also decreased."

A complete first tribulation can increase power by 3 times.

The next step is to advance to the next level, which is a double boost in the genetic level.

The first time I practiced the first tribulation of the Nine Tribulations Secret Manual, it was already 2.9 times faster. I'm about to master it. It seems that improving my comprehension is indeed a good thing.

"Come on, you approve the loan, I'll boost your credit score, and then we'll take out another big loan to improve your comprehension, so you can become invincible in the universe as soon as possible!"

"it is good."

Chen Qi and Luo Feng teamed up again.

They started taking out loans like crazy to boost their credit score, and their credit score began to rise rapidly.

During the process, the loan for plant life was also approved.

Blood Crystal, Beast God Weapon...

Apart from the expensive Wu-killing Wings, which are too expensive to repay the loan now, all other items have been spent on loans.

During the penultimate wave of loans.

Now only a large amount of Blood Crystals remain that can be used.

You need to be more careful with loans, and you'll probably need to collect a lot of "treasures" to be able to repay them.

In the penultimate round, Chen Qi chose to go all in on his comprehension.

As for the last round of higher-value loans, those are for enhancing the creation of clones! More importantly, they are not for use now.

"System, grant me the resources to improve Luo Feng's current comprehension! Show me the price list!!!"

[The design is currently being searched based on loan requirements...]

【…】

"Add conditions..."

【…】

"The process of using it depends on Luo Feng's current will; only his level of willpower can enable its use."

"In addition, we have added an effect that can only be used by 'Luo Feng'."

[Note: While increasing the will requirements for use will indeed reduce the value, 'Luo Feng' himself is unique in that he possesses both a human soul and a modified Earth life form. Only these two characteristics can mitigate some of the cost-benefit reduction.]

[If it were deliberately modified to be suitable only for Luo Feng's use, it would be equivalent to adding a function: 'others cannot use it,' thus increasing its value.]

“Then let’s change it as you said. It should only be used by human souls on Earth to increase comprehension,” Chen Qi said.

Finally, the system generated a loan agreement.

【——Loan Agreement——】

[Loan Project: 'Purifying Soul Glazed Lotus Fruit']

【'Purifying Soul Crystal Lotus Fruit': A lotus that absorbs only pure soul consciousness, enhancing the solidity of soul consciousness, allowing one to avoid distractions, concentrate all consciousness into one, and focus on only one task at a time. However, its use requires extremely high willpower...】

This item can increase Luo Feng's comprehension to 4.3 times its current level!

[This loan will utilize 100% of your credit limit]

"It's done." Chen Qi said to Luo Feng, "Come on, take out the loan!"

Soon after, a lotus seed, as smooth and warm as jade, radiating a soft seven-colored halo, fell into Chen Qi's hand. It felt cool to the touch, and Chen Qi felt a sense of tranquility in his soul.

"Go."

He teleported the lotus seed to Luo Feng's front, and Luo Feng used his telekinesis to control the golden-horned beast, making it levitate.
"After we eat the lotus seeds, we'll start working on the last clone of the loan!"

(End of this chapter)