Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 70: Massive Procurement + Large Loan! Enlightenment Enhancement! (3k)

Chaos City.

Lian Luo's former residence.

This is now Luo Feng's training ground.

Chen Qi and Luo Feng began their planned large-scale shopping spree in preparation for their upcoming cultivation period...

"Chen Qi."

"This 'Time-Space Notes' is so expensive! The first three levels cost 10 points! And why isn't it on sale?"

Is it really useful to buy it?

Luo Feng asked.

"Time and Space Essays" was created by the creator of the Nine Universe Chaos Stele.

According to the original storyline, cultivating this secret technique is roughly equivalent to comprehending one-tenth of the Nine Universes Chaos Stele!
The first three layers correspond to the first three pictures.

Once you master the 108 essential aspects of these three diagrams, you'll reach the level of the twelfth level of the Heavenly Bridge, far surpassing ordinary immortal powerhouses.

Therefore, 10 points are not actually expensive.

“We’re not buying, we just want to look at the introduction so I can design a loan.”

Chen Qi responded that he planned to take out a loan to create a secret technique that was even more effective than the Time-Space Notes.

The same items.

You only need to spend 100,000 points to buy it from the Virtual Universe Company.

Loans can be obtained through the system.

It might take close to 110,000 points, but
The debt to the system can be repaid later. But if you buy from the Virtual Universe Company, you'll have to spend real points. Once your strength improves, will you still care about the extra 10,000 points?

Start the big shopping spree.

While drinking with King Zhenyan that day, Chen Qi had the system analyze the recycling value of some of the treasures that could be purchased.

He purchased some items from the system that were cost-effective and that Luo Feng needed.

You can't buy too many of each item. For example, even if spaceships are very valuable, Luo Feng wouldn't buy a whole bunch of them, and he wouldn't open a 'spaceship rental company' anyway.

What's the point of buying and storing it?

If the executives of Virtual Universe Company wanted to know, they could definitely see the shopping list.

Spending a huge sum of money on useless items could cause unnecessary trouble.

The items must appear to be things Luo Feng would normally buy; only those with a high cost-performance ratio for recycling should be selected based on this.

A slight loss is acceptable.

Moreover, the Virtual Universe Company offers a wide selection of items for sale.

Even if we limit ourselves to those who have a need to buy, the actual difference in cost-effectiveness is less than 1%.

Chen Qi didn't want to expose his secrets to the Virtual Universe Company. The uncertainty was too great, and it wasn't worth overestimating human nature for the sake of a 1% error.

One should not do things where one is cautious about one's life when undertaking great tasks, but risks one's life for small gains.

By today, most of the supplies have arrived.

Chen Qi first took out a loan.
To repay the loan, first build up your credit score.

In the end, the total number of times the original amount increased to more than 2,100 times.

The price was 600 times higher than expected because the items sold inside the Virtual Universe Company, plus the discounts from Luo Feng's Original Secret Realm, were generally cheaper than outside.

The same number of Chaos Units can be exchanged for more treasures here.

For example, an E-class mechanical ship, sold by the Virtual Universe Company to Luo Feng at a discount, costs '1085' Mixed Yuan Units, while the original price is only '1555' Mixed Yuan Units.

It can be outside.

Babata's estimate is nearly 2000 mixed units outside.

"System, the following is an introduction to 'Time and Space Essays'."

"Based on this content, lend me a secret technique that far surpasses 'Time and Space Notes' to assist in comprehending the Nine Universe Chaos Stele, and optimize some secret techniques that are unrelated to comprehending the Nine Universe Chaos Stele."

"As long as the secret technique is applied to the first three images..."

Chen Qi said.

Then, the secret method of the Time-Space Notes was also presented to the system.

"Introduction to 'Essays on Time and Space':..."

[The design is currently being searched based on loan requirements...]

【…】

"Change to..."

Chen Qi corrected some unimportant points, striving to achieve the best improvement with the lowest cost.

【…】

Final version:
【——Loan Agreement——】

[Loan Project: Upgraded Edition of the First Three Volumes of "Essays on Time and Space"!]

[Introduction to "Time and Space Essays": The provided template consists of nine volumes, containing 10829 secret techniques. It has now been optimized, retaining only the parts related to the application of spatial laws, such as comprehending the Nine Universes Chaos Stele...]

[The expected effect is 1.5 times that of the original first three books]

[This loan will utilize 3.2% of your credit limit]

"3.2%, although it is only 3.2%, is already 6000% of the credit limit before the credit value was inflated more than 2,000 times."

Chen Qi chose to stop here.

The Spacetime Essays itself is only worth 10 points.

It was already written by the creator of the Nine Universe Chaos Stele at a very high level. Further optimization would be very costly. Optimizing it to 1.5 times is already quite good. Going any higher would be too costly.

Now that there are many more credit scores, the improvement needs to be spread across various parts.

Secret techniques, upgrading the Nine Universe Chaos Stele, improving comprehension... and so on.

Distributed across various locations, each effect increases by 0.5 times, or 50%, and when stacked together, the effect is astonishing.

"System, increase Luo Feng's current comprehension. If I consume 40% of my current credit points, how much will it increase? Can I use materials such as 'Chaos Beasts' to supplement it?" Chen Qi moved on to his next goal.

Improving comprehension requires a significant investment. Advancing one's cultivation level and acquiring certain special treasures can both enhance comprehension.

Having high comprehension is never a bad thing.

[Based on loan requirements, the design is currently being searched...] [...]

"This won't do; it needs to be effective as soon as possible."

This time, Chen Qi has begun to abandon some cost-effectiveness in pursuit of high efficiency.

Because over the past thirty years, Luo Feng has received bonus points for crossing the Sky Bridge. These thirty years can be considered an 'important period,' as the reward for each additional level of the Sky Bridge he crosses is doubled!
If the effects of improving comprehension take effect after thirty years, then it's meaningless; cost-effectiveness isn't what we're looking for now.

What we need now is efficiency!
【…】

"Let's add some willpower requirements for its use," Chen Qi said, looking at the new treasure and offering new conditions.

Luo Feng's willpower is now astonishing, and this should be utilized. If a treasure that enhances comprehension requires a high level of willpower to use, the difficulty of use increases, and its value will definitely decrease. However, for Luo Feng, it is a perfect fit.

【——Loan Agreement——】

[Loan Project: 'Heart-Piercing Wisdom Fruit'!]

【'Heart-Piercing Wisdom Fruit': Shaped like a human heart, it transforms into a pure and unique energy upon consumption, merging into the sea of ​​consciousness. It becomes a lingering resentment, causing unbearable pain, like being cleaved, gouged out, or crushed by swords, axes, or halberds… Only those with a will approaching immortality can withstand it; those with a will lower than this may die.】

[It is expected to double the current level of the lender 'Luo Feng's' comprehension.]

[This loan will utilize 42% of your credit limit]

"We still used too much."

"However, the comprehension has increased to twice its current level, a doubling! That's already a pretty good return."

"No matter how high one's perception of the laws of space and the laws of metal is, in the end one still needs to be able to comprehend them, and one still needs enlightenment to cooperate with them."

"Luo Feng's will has now reached the level of immortality."

"Otherwise, lowering the usage requirements will only increase the price."

Luo Feng's understanding of spatial laws is at a good level among realm masters, meaning he can easily pass through the sixth level of the Sky Bridge.

And the will has adapted to the 'candlelight and heart lamp' burning the soul's consciousness.

Maintaining a moderate burning sensation in daily life without any change in color, just like a normal person, and continuing like this every day, one's willpower has completely reached the level of immortality.

The Golden Horned Beast has reached the realm of a Domain Lord.

It's just that the training time was too short, otherwise Luo Feng wouldn't have tortured himself like a madman to hone his will.

In another one or two hundred years.

Chen Qi wasn't surprised that a Domain Lord-level will could achieve the same level of immortality as a Marquis or a King.

Who among normal people could be so hard-hearted as to subject their soul to intense daily training and tempering of their will?

Next step.

Chen Qi upgraded the Nine Universe Chaos Stele.

Focusing only on the first three images, before clearing the twelfth floor, it's enough to hone and analyze the spatial laws and comprehend the 108 essential principles.

The upgrade makes the comprehension effect clearer.

it took:

[Credit score '24%'!]

At last.

Chen Qi had more than 30% of his credit limit remaining.

The plan is to gradually increase the Golden Horned Beast's growth rate. The Golden Horned Beast must undergo the most perfect evolution; we cannot sacrifice its future potential for the sake of time.

However, increasing the Golden Horned Beast's advancement speed without any side effects comes at a high price and won't be very fast.

But it is absolutely necessary.

If the Golden Horned Beast were to reach the realm of a lord...

The speed at which the 'Law of Gold' improves is not much slower than the 'Law of Space', and the Golden Horned Beast is Luo Feng's biggest trump card for survival.

The strongest support for humans to fully display their talents is the Golden Horned Beast!
With the help of the World Lord-level Golden Horned Beast and various secret techniques, Luo Feng's current comprehension of spatial laws is already at an invincible level below that of a normal Immortal.

We'll strengthen it further later.

Such as:

'Nine Tribulations Secret Manual' + 'Blood Crystal'.

There is also the Way of the Beast God.

Let's work on those 'armor' and 'general' armor of the Flame God Clan again.

That golden-horned behemoth was now invincible.

Who would have thought that a human at the cosmic level... domain lord level actually possessed immortal combat power?
"Luo Feng, the loan details are ready. Take a look."

Chen Qi controlled the system, and a transparent panel appeared in front of Luo Feng.

"Upgraded edition of the first three volumes of 'Time and Space Essays,' including 'The Fruit of Heart-Piercing Wisdom' and the upgraded Nine Universe Chaos Stele."

Luo Feng saw that these were all important cultivation items that could be used, and that they were all quite effective, so he said:

"Loan, loan, loan, just this much!"

They decisively and efficiently went through the loan process.

As for the prerequisite for using the 'Heart-Piercing Wisdom Fruit'.

Luo Feng felt no fear at all after seeing it. If you want to become stronger, you can't avoid any hardship.

That's like doubling your comprehension!

Although the effect only doubles for Luo Feng, the increase in Immortal users might be very weak, but anything that can improve comprehension is a rare treasure.

This is a rare treasure.

Even Luo Feng couldn't buy the corresponding effects from the treasure trove of the Virtual Universe Company; the price must be extremely high.

The system's loan application has such a high barrier to entry.

These accounted for 42% of the loan amount.

If you were to buy it from outside, it would probably cost nearly ten million Mixed Yuan Units, and the purchase authority would be very high.

The simplified version of the 'Nine Universes Chaos Stele' was retrieved by Chen Qi into the system space, and the system began its modification and upgrade...

Other items were also loaned out separately.

"go with!"

With a wave of his hand, Chen Qi sent several items into the Golden Horned Beast's inner world.

(End of this chapter)