Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 156 Over Four Hundred Years, Dozens of Universe Lords! (1.7 views per day, please subscribe)
"Humanity Bonds".

Do you have any unused treasures? Do you have any unused cultivation resources?

“If I hand it over to my apprentice, he might not be able to make any breakthroughs. If I hand it over to a child, he might become a cultivation failure.”

"But if you lend to my human race, you can collect interest."

"..."

Venerable Fire Eclipse looked at the advertisement.

She glanced at her son again:

Nightmare Candle King.

He completely agreed. Giving this treasure to his son might actually be less worthwhile than buying bonds. No matter how much he trained, his son would be a good-for-nothing anyway. Since he was already immortal, it was enough that he was alive. Letting his son live off the interest for the rest of his life was probably more worthwhile than spending the treasure on him...

He then decided to use his unused treasures to buy bonds.

just
Why have humans suddenly come up with these bonds lately?
Based on his understanding, those cosmic lords have no need for treasures like supreme treasure points or major treasure points.

Those things can't be exchanged for suitable 'ultimate treasures'... and other items.

It's easier to exchange the strongest treasure for the pinnacle treasure.

But what if we tried exchanging a top-tier treasure for a supreme treasure? Who would do that? Some low-level treasures and important treasures probably wouldn't be valued by the clans!

What's the point of issuing these bonds and acquiring a large amount of treasure?
And you'll have to pay a lot of interest.

Venerable Fire Erosion had never seen any other race play like this.

Debt Club.

The venerable ones also began to discuss it, though not many talked about buying bonds. The reason was simple: many of them still owed debts to their tribes.

Where can I find treasures to buy bonds?!
Venerable Si Xun arrived at the Debt Club, glanced at the reception hall, and saw a familiar figure with the [Debt-SS] badge on his head.

Somewhat surprisingly, the ruler of Qianwu Kingdom is here today.

The ruler of Qianwu Kingdom has rarely logged into his club lately. He spends most of his time cultivating the laws of time. He bought five 'Zhoutan petals'.

Si Xun walked over, leaned on the bar, and said:

"Dry Witch".

"Didn't you want to break through to the level of a Universe Lord? Shouldn't you be cultivating now?"

"I've heard about the resurrection insurance. I don't have a clone, so I'm considering whether I should buy one," the ruler of the Qianwu Kingdom pondered.

"Resurrection insurance? What do you need this for?" Venerable Si Xun glanced at Qian Wu with a meaningful look.

"If I hadn't become the Lord of the Universe, the debts I owed would have been enormous. I might even have had to venture to the Primordial Star, since who knows when it will reopen." The Lord of the Qianwu Kingdom pondered.

The 'petals of the Ephemeral Flower' gave him hope for a breakthrough.

But he wasn't sure if he could break through. He had heard that the breakthrough rate for high-level universe venerables was estimated to be only 10%, while those with high comprehension of the laws, like himself, might be able to reach 30% or 40%.

Whether or not you can break through depends on whether you can have a flash of inspiration.

“That’s true, you owe quite a lot!” Venerable Si Xun glanced at the title of the ruler of Qianwu Kingdom.

The ruler of Qianwu Kingdom asked Venerable Sixun a question. Venerable Sixun was a big mouth, but he also knew a lot of information. So he asked:

Is resurrection insurance a worthwhile investment?

“Let me think about it. This thing actually depends on the person. For someone like you, Qianwu, who has died a lot, it’s quite cost-effective. The insurance price is only 60% of the resurrection cost. The first resurrection is free, and the second resurrection is half price…” Venerable Si Xun said, word by word, with his big fish head on his head.

The ruler of the Qianwu Kingdom, upon hearing this, couldn't help but interrupt and say:

"Si Sturgeon!"

"Who are you cursing? You're the one who'll die more!"

"..." Venerable Si Xun shut his mouth, saying somewhat aggrievedly, "I admit I was being nosy."

Venerable Si Xun muttered to himself:

'Isn't this all true?'

"Welcome to the club, 'Supreme-level Creditor'."

Suddenly a voice rang out.

Almost all the venerable ones looked over.

Supreme Level - Creditor.

This is a title established by the ruler of the Qianwu Kingdom in recent years, a title that only the Lord of the Universe can obtain. That's right, the Debt Club now has a member who is the Lord of the Universe!
Apart from the Lord of the Universe.

Only 'Your Highness Luo Feng' was given a supreme title by the Qianwu.

All eyes turned to them.

They saw it coming.

It was that person from the virtual universe:
'Your Highness Luo Feng'!
Luo Feng has joined the debt club.

The Chaos City Lord teacher sends him an email every day, telling him about the progress the human race is making in acquiring treasures.

The direction in which treasures are earned.

The changes in the human race have already attracted the attention of other races.

Many alien races couldn't understand what use the human race had for so many low-level treasures. Some races and powerful individuals did indeed buy human bonds because of the attractive interest rate.

The main reason is that this service didn't exist before.

Because low-tier treasures are not very useful.

Even if we borrow it, we'd still have to pay interest, wouldn't that be an unnecessary expense? Are we supposed to give the treasure to the powerful members of our clan so they can go and rob it again?

However, this also carries risks.

For example, someone like the Qianwu lost a lot of treasures after dying once.

So in fact, no race created bonds; it was the human race that created bonds, which attracted many powerful individuals from both other races and the human race to purchase them.

Although the exact nature of the human race's plans remains unknown.

Some people fear that the human race intends to swindle a large sum of money, incurring a huge debt before swallowing the treasure and refusing to pay it back.

After all, it's not impossible.

If you don't have enough power, how can you force humans to repay their debts?
but.
Even if only a portion of them, such as the cosmic overlords, have some treasure points, and the top cosmic overlords have even more.

A powerful king, an ordinary cosmic venerable.

Even if they can't use their main treasures to buy bonds, the total amount accumulated over time is still considerable.

There is one particular advantage.
You can use the treasure to buy bonds, so you can tell those who come to borrow the treasure that you have no more treasures left and have bought bonds.

Suddenly
Nowadays, people are starting to charge interest when lending money.

Otherwise, I won't lend you the treasure.

This situation is likely to spread and expand rapidly.

There are many things between the human race and the Hongmeng.

It's only been a few years, and it's still a short time.

Even if it's just a small group, when they come together, they still possess a great many treasures.

"Master Chaos City Lord said that his main body, the War God Body, and the Giant Axe Founder have recently returned from the Cosmic Sea. The human race is also working together to discuss a plan with me, to make a fortune together using the secret technique of burning divine power."

Luo Feng remembered that his teacher had said that.

I don't know how to make a big profit.

But he didn't need to worry about earning treasures anymore; he was here today to find some lecturers.
In that year.

Before breaking through to immortality, during the thousands of years that he recognized the Star Tower as his master, Luo Feng casually opened up all twenty-one islands in the Illusionary Sea, and then broke through to immortality and became a Universe Venerable.

After the breakthrough.

these years
He had been cultivating the laws, but now Chen Qi was telling him to take some time to change his focus from cultivating the laws to creating secret techniques and unique skills.

"Chen Qi, why do you set aside some time to create unique skills?" Luo Feng asked curiously.

In his view, the breakthrough to become the Lord of the Universe should not be the first step.

Should we then create secret techniques and ultimate skills?

Now that the 'original core' is no longer binding us, it's more important to seize the opportunity and go all out to become the master of the universe.

"The goal is to hone one's comprehension!"

Chen Qi's voice echoed in Luo Feng's mind.

He clearly remembered that in the original storyline, the part about the Origin Continent mentioned that comprehending secret techniques at a higher level could hone one's comprehension.

Improving one's comprehension is a very useful thing.

In the original storyline, Luo Feng was able to cultivate so quickly on the Origin Continent because of this rigorous training of his comprehension; he mastered the ultimate techniques and secret methods of each realm. And the Lord of the Universe...

They usually master the ultimate and most extreme secret technique, also known as the strongest secret technique of the Lord of the Universe. After mastering this secret technique and meeting other conditions, they can achieve this.

That is the fourth level of the Lord of the Universe.

"Refine your comprehension?" Luo Feng asked, puzzled.

Chen Qi explained, "If you always master the secret techniques of higher realms while remaining at a lower realm, then you can..."

"I understand. Since there are benefits, let's do it." Luo Feng was full of confidence.

Chen Qi said, "However, comprehending the laws of time is still the main thing. After all, I can also improve your comprehension by providing you with some treasures through loans. The higher your realm and the stronger you are, the easier it will be to repay the loan."

Luo Feng nodded.

He walked step by step toward the ruler of the Qianwu Kingdom and instructed him to find a group of lecturers, as he wanted to learn some other laws through these cosmic venerables.

Create the ultimate and most powerful secret technique of the universe!
Soon.

One after another, cosmic overlords eagerly signed up.

"Your Highness Luo Feng, we meet again." Palace Mistress Xiyu was also among them; she had come to register as a lecturer for the Law of Water.

Luo Feng nodded.

Just as these people were filled with joy.

Two voices in succession:

"Welcome to the club, 'Supreme-level Creditor'."

"Welcome, 'Supreme Class'..."

As various gazes turned towards them, Luo Feng also felt a bit curious. Were two Universe Lords here? The human race, including the Hong Alliance, didn't have many Universe Lords!

"Luo Feng, we don't have anything else to do anyway, so the two of us will teach you."

Two figures approached.

One is:

Lord of the Ancestral Tree!

One is:

Lord of the Heavenly Eclipse Palace!

"Your Highness, it's nice to see you again." Both the Palace Master of the Heavenly Eclipse Palace and the Lord of the Ancestral Tree smiled kindly.

"I didn't expect you two to come." Luo Feng nodded in response. He hadn't expected them to come either, since it wasn't anything big—just learning some lower-level laws.

The Palace Master of the Heavenly Eclipse Palace learned about Luo Feng's cultivation speed from his old friend, the Lord of the Ancestral Tree, and the more he learned about Luo Feng, the better he became.

He was increasingly shocked by the sheer terror of this genius.
Keep in mind that Luo Feng is not even 20,000 years old!
Of course, even without the talent, he would still remember this person's kindness. If it weren't for the 'Curse Petal', he wouldn't know how long it would have taken him to break through.

Or it may never be able to break through.

"Of you lot, just leave one who is skilled in the Law of Earth. The Lord of the Ancestral Tree and I aren't very good at it." The Palace Master of the Heavenly Eclipse Palace swept his gaze over the Lords and Overlords of the Universe.

Those cosmic overlords were all stunned.

In their minds, the rulers of the universe are all high and mighty, so why would anyone bother to teach them some lower-level laws?

He's the master of the universe.

Is it really necessary to establish a connection and relationship with Prince Luo Feng?
"Welcome 'SSS-level - Creditor' to the club."

SSS-level creditor, join?
Joining means being a newcomer to the Debt Club, a strong individual who has just passed the membership application form, and SSS-level means having at least fifty treasure points.

"I won't use the Law of Earth either; that's what I'm good at."

A terrifying figure strode over.

Several pairs of eyes turned to look.

Yes:
Star Prison Demon Lord!

"Besides, Qianwu, why am I a lower level than them? I've broken through too!" The Star Prison Demon Lord looked at Qianwu and said it out loud.

The ruler of Qianwu Kingdom was taken aback. The Star Prison Demon Lord had also broken through?

In just a few hundred years.

Humanity has gained three more Universe Lords?
The second batch of buyers naturally knew that the 'Zhoutan petals' were brought by Luo Feng, and the ruler of Qianwu Kingdom also guessed.

I believe that the human race has definitely had more than just these three breakthroughs during this period.

While the three most powerful races—the demon race, the mechanical race, and the insect race—might be unaware of the breakthrough and believe it to be merely a coincidence, Qian Wu had indeed used the 'Zhou Tan Petal' and knew its effects.

Even if there aren't many now.

But going forward, there will be many human universe masters.

The third batch of candidates for the Zodiac Flower Petal is still under review. Not yet a hundred have been selected. The human race's selection requirements are too strict, requiring a very close relationship with the human race in order to obtain the petal sooner.

The third batch officially received the 'opportunity' at that time.

They have not provided any clear information.

"Greetings, Lord Star Prison Demon," Luo Feng greeted him.

The Star Prison Demon Lord then said:

"No need to be so polite, Your Highness. I am skilled in the Law of Earth, and I am also good at cultivating laws and comprehending profound techniques. The four of us can discuss the Dao together."

"Yes, we may still need to consult Your Highness regarding ultimate techniques," the Lord of the Ancestral Tree said with a smile.

Right now he.

The creation of the ultimate technique of the Lord of the Universe is only barely in its embryonic form... He truly envies Luo Feng's comprehension.

The group spoke while shielding themselves from their surroundings.

If this information were to get out, it would be astonishing.

The group of four left.

The countless gazes were somewhat shocked.

Your Highness Luo Feng, aren't you just a Universe Venerable? Even if you might have the potential to become the strongest being in the universe in the future, you'd still be a Universe Lord!
They are almost the pinnacle of existence in the entire human race.

Moreover, these three universe lords are not ordinary either. Before their breakthroughs, they were the three top universe overlords of the human race. As long as they have enough time to consolidate their strength and obtain some supreme treasures, they can achieve their goals.

They are all at least at the third-tier level.

Furthermore, they all possess the ability to create clones, and will likely hold relatively high positions among the future rulers of the human universe.

Three powerful cosmic rulers.

But why are you so enthusiastic towards Prince Luo Feng?

As these messages spread, the alien universe lords were quite puzzled.

Is it because His Highness Luo Feng is poised to become the strongest in the universe?
Four hundred years have passed.

In the vast universe, four hundred years is nothing at all.

After the human race produced three cosmic masters in succession—the Lord of the Ancestral Tree, the Lord of the Heavenly Eclipse Palace, and the Lord of the Star Prison Demon—it seems that no more cosmic masters have been born.

The three top clans were relieved.

In the virtual universe, on Thunder Island, inside the main hall of the Chaos City Lord.

The white-robed primordial man inquired, "Chaos, how many Universe Lords has our human race produced through the current secret cultivation program?"

"Forty-one already, plus the original universe lords of my clan, that makes more than fifty!" The Chaos City Lord couldn't help but think.

Twenty thousand years.

Luo Feng was born less than 20,000 years ago.

Yet, it has already elevated the human race's fighting strength from a top-tier race to the number one race in the primordial universe! And all of this has happened silently.

recent.

The Lord of Chaos City planned to launch an operation, setting up a large ambush on the Primordial Star to kill many powerful alien warriors.

Earn the treasure!
To enable one's good apprentice to unlock more opportunities.

By the way.

He also wanted to deal with those alien races.

Let's learn about the terrifying strength of the Chaos City Lord now!
in this way
Only then do these dozens of human cosmic lords no longer need to hide their identities, allowing them to acquire more treasures for humanity.

Help Luo Feng unlock more opportunities.

(End of this chapter)