Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 119 Qianwu: The Debt Club Opens! (2.9k)

The alien races of the Hongmeng began to borrow the treasure on a large scale.

However, the most precious treasures of every powerful person are important weapons, and the number that each powerful king can lend out is only a very small portion.

Many of those who were granted the title of King began to borrow from various cosmic Venerables.

Within the Hong Alliance, many Time Venerables from other races have also begun to borrow treasures. Those weaker races have a lower probability of obtaining treasures, and the price difference when exchanging treasures is also higher, such as the human race.

The same treasure is more expensive to buy from the clan's treasury than to sell to the clan's treasury; this price difference is the treasure that the human race earns.

When dealing with other races, the price difference will be even greater!
Furthermore, some precious and rare treasures will not be sold to other races.

Time Venerables from other races are often poorer and fewer are willing to buy large quantities of Boundary Essence Liquid. They will only buy it if they see that it might improve their own abilities.

However, the sheer number of foreign races was overwhelming.

There are always alien Time Venerables who try to become the Lord of the Universe by relying on the World Marrow Fluid. Such a Time Venerable will borrow a large number of powerful people around him.

to this end
The Human Race's First Bank of the Universe and the Galaxy Bank of the Universe have opened a special service:
'Collateral Treasure' and even 'Collateral Supreme Treasure' services.

You can temporarily pledge the valuable item to them. As long as you pay a fixed 'retention fee' at fixed intervals, the two major banks will help preserve the valuable item and will not resell it for the time being.

As long as you keep paying the retention fee to renew the contract.

Once you've accumulated enough treasure points, you can redeem the treasures you're familiar with.

Ganwu Universe Country.

"Sigh, these people are too reckless. How can they so easily take on debt? What if they can't break through?" The Qianwu Kingdom King looked at the intelligence reports he had collected. Many of the kings had taken on debts to their clans and owed valuable points to their friends.

Among them, there were those who failed to achieve a breakthrough.

Once you reach the King level, your main battle treasures will be gone, and your combat power will inevitably be greatly reduced. Even if you are invincible as a King, you will no longer be invincible as a King.

The key to repaying debts.

Redeeming his treasures again seemed like an indefinite dream.

"Next, it is estimated that many newly promoted Universe Venerables and Kings who have lost their treasures will go to various cosmic secret realms to search for treasures in order to repay their debts." The Qianwu Kingdom Lord had already predicted this, because he was very familiar with these experiences.

The more debts he accumulated, the more he wanted to repay them, and then he died one after another.

at last.
They are already heavily in debt and can't afford it anymore.

"Hey? I have an idea."

“I’d like to start a ‘Debt Club’ specifically to serve those in debt. As an intermediary, I can provide a platform for them to communicate with each other and find treasures together. Wouldn’t that be a great thing?”

"I've also made quite a few connections."

"The same goes for those alien races in the Hongmeng Alliance. Some races also have powerful cosmic venerables. Having more friends means having more options."

"This is a great thing with zero cost."

"Let's do it!"

Thoughts together.

The ruler of Qianwu Kingdom then applied to the Virtual Universe Company to create a 'dimensional space' within the Virtual Universe and establish a 'debt club'.

He announced it to the public that very day.

Anyone with more than 50 Chongbao points in debt, or more than 50 Chongbao points in 'cash', 'uncollected debts', etc., can join for free.

Anyone can join for free, regardless of their background, as long as they pass his vetting process as the owner of this debt club...

After all, being able to incur a debt of 50 Treasure Points is itself a symbol of strength.

At the club:
'Debtors'!
As for why those with cash or outstanding debts can also join the 'Debt Club'.

That's to find people who can continue to borrow money for those who are in debt!

such as.

If someone urgently needs to use their valuables, they can borrow money from another group of people.

This group of people is:

'Creditor'!
The platform was set up by the ruler of the Qianwu Kingdom.

We can share tips on how to pay off debts and explore secret cosmic realms together to earn treasures.

Strive to pay off the debts as soon as possible!
Luo Feng also learned about the debt club established by the ruler of Qianwu Kingdom through Zhenyan King and his son Luo Hai.

He suddenly realized that the ruler of Qianwu Kingdom was truly a talented person.

This club has no rules or transactions; it's just a communication platform, and the ruler of Qianwu Kingdom doesn't charge any fees.

In just a few short years.

The 'debt club' has actually been established!
slowly.

Three hundred years have passed in the universe. The number of members in the Debt Club has gradually reached forty to fifty thousand, which is not a small number. The Debt Club is full of high-quality members.

Even the top cosmic overlords have come to join in the fun.

There are also some cosmic overlords among the human race and the alien races of the Hongmeng.

The worst.

They are all powerful kings with 50 treasure points of debt.

In the entire universe, in any cosmic kingdom, he would be a top-tier existence. For example, the ape-man race, even including the newly born True Evolution Venerable, only has two cosmic venerables!
Moreover, the number of members continues to increase.

However, the membership is mainly composed of humans and alien races from the Hongmeng.

The club's mission is also very clear.

That is:
Earn Big Points!
Here, under the pressure of debt, there are some particularly extreme and pragmatic cosmic venerables.

Outside, the supreme being of the universe reigns supreme.

But here
If you have enough valuable treasures, you can even hire a cosmic master to be your nanny and clean the house!
The ruler of Qianwu Kingdom now spends most of his time in the 'Debt Club' in the virtual universe, and he feels that this club has a very promising future.

Because he had collected a large amount of information on members' debts.

An astonishing situation has been discovered.

That is.
After joining the club, these people, on average, end up with even higher debt levels! Although it's a very slow increase, that's the reality.

The ruler of Qianwu Kingdom judged that many people, after seeing others with even greater debts than themselves, felt that their own debt situation was not too bad, so they continued to borrow more valuable treasures to enhance their strength and thus embark on life-and-death adventures to earn more treasures.

For example, the sorcerer is a good example.

Those powerful beings who became Universe Venerables through 'Boundary Essence Fluid' felt that their debt of 3.8 Treasure Points was nothing at all, when the Qianwu Kingdom Lord mentioned that he owed 3.8 Treasure Points!
Since I've just broken through and don't have any suitable treasures, I might as well borrow one or two ordinary powerful treasures to make it easier to fight and seize resources...

Those few with clones, in particular, became even bolder.

Since they won't die anyway and won't have to bear the cost of their race's resurrection, they're more willing to take risks.

'Didi~'

"Luo Feng?" The ruler of Qianwu Kingdom was sitting at the front desk of the club when he glanced at the newly received registration application, which was actually registered under the name Luo Feng.

He immediately approved the application, naturally assigning Luo Feng the identity of a 'creditor'.

Luo Feng certainly doesn't have any debts, right?
Having sold so much World Marrow Liquid, he's probably the richest man in the 'Debt Club' now! His net worth is estimated to be in the tens or hundreds of Treasure Points!

Luo Feng entered the virtual dimension of the Debt Club.

He was communicating with Chen Qi in his mind: "Chen Qi, what was the approximate value of the 'Golden Void Analysis 4' that we borrowed last time?"

Chen Qi, inside the system space, retrieved the previous loan agreement.

Luo Feng has almost finished mastering "Golden Void Analysis 3". Complete mastery of "Golden Void Analysis 1" leads to the peak law enlightenment of the Immortal Military Lord, complete mastery of "Golden Void Analysis 2" leads to the peak law enlightenment of the Marquis, and complete mastery of "Golden Void Analysis 3" leads to the peak law enlightenment of the King!
And the value of "Golden Sky Analysis 4".

That's incredibly advanced; it's a guiding secret technique that leads directly to the peak of the Universe Venerable! It's close to the comprehension of the laws of the Universe Lord. This isn't a combat secret technique, but a guiding secret technique for comprehending the laws.

Chen Qi took out the bills, quickly glanced at each one, and finished calculating. He then explained the current outstanding balance:
"It only cost less than 1 Arcana Point."

"On the contrary, the previous upgrade of the Golden Horned Beast's flesh and blood evolution technique cost more, and the time I improved my comprehension cost even more."

"The current debt amount has reached 60%, which is about a hundred or so Treasure Points, right?"

"The interest isn't much. At the current rate of resource acquisition, I can pay off the interest without worry, and my credit score won't drop."

"It's not bad, I only owe a little over a hundred Treasure Points." Luo Feng felt that the debt wasn't too much. Another three hundred years had passed, and now he had cultivated for less than a thousand years, yet his understanding of the laws had already reached the peak of the King-Sealing stage!

即.
The Skybridge has 20 floors!
His teacher, Zhenyan, had only reached this level over the long years, except that Zhenyan was more proficient in the laws of space.

Luo Feng's current mastery is quite diverse. He has completely mastered the Law of Metal, and has mastered 'teleportation' from the three major branches of the Law of Space. He has also mastered a portion of the remaining 'spatial strangulation' and 'spatial blockade', and has integrated many insights into the Law of Space with the Law of Metal.

The comprehension of the Golden Void Fusion Law alone is close to the level of comprehension of the laws at the peak of the King-level. Overall, this is the level that the Space Law + Golden Void Fusion Law can achieve.

Absolutely:

Enlightenment at the pinnacle of the laws of the King-level realm!
"Welcome 'SSS-Rank - Creditor' to the club!"

"If you have valuable points but don't know what to do with them, please consider the debtors in the club first... they will provide you with meticulous service."

Luo Feng logged into the Debt Club.

The entire reception hall lit up with flashing lights immediately, and a large number of Kings and Universe Venerables looked at him as if they were hungry wolves seeing sheep.

He was momentarily stunned.
He simply wanted to find a cosmic master skilled in the laws of metal-space fusion to consult with in order to complete the final stage of his cultivation in "Metal-Space Analysis 3".
"What service do you need? Just need something useful! I know a lot!"

"I can……"

Suddenly, many cosmic venerables gathered around.

(End of this chapter)