Dawn Spider

Chapter 181 Employee No. 4

Saying goodbye late at night,

Silver ran along the mountain ridge.

Flying low in the blue sky, following above.

"Yin, where are you going?"

"Let's spend the night at Lanhua Danfeng."

"and then?"

"Return to Sikui Mountain and report the results of the battle to Fourth Brother!"

"Aren't you going to keep looking for loans from insects?"

"Sky Blue, do you know any other Zerg warriors who need loans? High-level warriors are getting too little, there's not much room for maneuver, it's not very effective. Are there any Zerg warriors at the Mountain Lord level, with a God-given Seed, who urgently need resources to evolve?"

"I definitely wouldn't recognize someone at the Mountain Lord level..."

Tianlan explained, "I'm just a high-level low-level warrior, and I don't have a divinely bestowed seed. I'm not qualified to talk to a mountain lord-level warrior who has a divinely bestowed seed. I've heard some information from chatting with other insects, but I only know roughly which insects have divinely bestowed seeds. I don't know their evolutionary level or resource situation."

"Forehead……"

"That's enough."

Yin Xin had an idea and suggested, "Tian Lan, why don't you just give up on finding the God-given Seed? Why don't you come with me and we can do lending and bond issuance together. On the surface, this business has an annualized interest rate of 3%, but in practice, we can earn a 1% interest spread by issuing 5-year bonds in between. The larger the total amount, the greater the room for maneuver, and the more considerable the returns will be."

Observing the reaction of silver to sky blue, he added:

“When my fourth brother and I were still three-year-old warriors, we calculated that, on average, only one in eight Flame Spider warriors at the Mountain Lord level has a God-given Seed.”

"If even the Flame Spider Warriors are like this, Tianlan, what do you think your chances of obtaining a divinely bestowed seed in your lifetime are? It will only be lower than that of the Flame Spider Warriors. When the probability is low enough, it all comes down to luck, and has nothing to do with effort. Instead of passively relying on luck, why not find another way, a new path that can provide a stable income?"

"..."

Tian Lan was intrigued, and asked hesitantly, "What can I do?"

Yin said, "To gather information and pass on news, Tianlan, you can fly fast and sometimes help transport important things like credit bonds, loan currencies, and bonds."

"In the near future, we'll be expanding our loan business to Ivory Island. At that time, I'll need a fast and agile warrior to assist me. Sky Blue, you're perfect for that!"

"..."

Tianlan was even more intrigued and asked, "Would Jin agree?"

"Really?"

Silver was a little uncertain, and waved its paw, saying, "Let's go! Let's go back and ask! Tianlan, don't say anything, I'll talk to you!"

...

...

Silky Mountain.

Lord Famu, along with the three mountain lords Fashu, Sikui, and Hongzhui, delivered the 20 raw stones that Lord Xishe had promised for this year.

Lord West Serpent came along as well.

They live in caves on the north side of the mountain.
Taro skillfully operated the equipment, processing divinely bestowed food for the Western Serpent Lord.

Jin accompanied the West Serpent Lord, the Famu Lord, and other spiders, lying in the courtyard at the entrance of the cave, basking in the sun and chatting idly.

The main issue is still the excavation of historical sites.

It is said that Jin was ousted from the excavation team. The Western Serpent Lord, who is short-tempered but also quick-witted, kept giving Jin advice and teaching him how to scheme against or take revenge on the three-headed old insect king led by Sumi.

Hearing that the other party hadn't found anything in a year, the West Serpent Lord instigated Jin to spread the word, ruining the reputations of the three old guys.

They're all giving terrible ideas; they can't even teach anything good.

Jin was speechless and gave a perfunctory reply.

was saying,

Lord Famu suddenly stood up, stared intently, and scanned the area with his mental energy in a fan shape.

"Yin is back."

"Where did Silver go off to play? And why is there a mud wasp following him? The one from Thousand Fruit Mountain, right?"

"Yes."

"Hey Sikui, did Yin run off to mooch off the divinely bestowed food? With so many divinely bestowed seeds on Sikui Mountain, you wouldn't be so stingy, would you?"

"No. Yin went out on errands."

"Get things done? From what I've observed, Silver is a spider on par with Red Cone. What kind of work can it possibly do?"

The Lord of Red Cone Mountain: “???”

The West Serpent Lord was extremely bored and pressed on, asking, "Where did Silver go? What's it doing? What could it possibly be doing?"

"Nothing."

"Small things."

“It’s a trivial matter.”

"..."

"I think you're hiding something from me, aren't you?" Lord West Serpent's gaze narrowed slightly as he slowly swept his eyes over Lord Famu, Lord Sikui Mountain, Lord Fashu Mountain, and Lord Hongzhui Mountain.

"Hi~"

"It's okay."

"The two little guys, Gold and Silver, are just playing around."

"They're just messing around."

"They're not young anymore, so we can't interfere too much."

"It's best not to ask too many questions."

"..."

A guilty conscience needs no accuser! Their attempt to cover up the truth only makes things worse!
The Western Serpent Lord went straight to the person in question and demanded, "Jin, what are you and Yin up to now?"

Jin said frankly, "I've arranged for Yin to lend out the resources. Simply put, it's about lending the divinely bestowed resources to warriors who possess the divinely bestowed seed and urgently need the resources to grow and evolve."

"Oh……"

Lord West Serpent grasped the key point and asked, "Paid lending? What exactly is this paid lending method?"

Jin said, “Calculate the interest. For example, if you borrow 1 and the annual interest rate is 3%, you will need to pay 300 in interest every year.”

"Then, if I borrow 100 million, wouldn't I have to pay 3 in interest every year?"

After a moment's thought and calculation, the Western Serpent Lord understood why the four giant spiders—Falwood, Fashu, Silk Sunflower, and Red Cone—had reacted so aggressively. He also understood why they had sent Silver out to handle the matter.

This job is easy to get beaten up...

You won't get beaten up, but you'll definitely leave a very bad impression on the insects, and they'll think you have no friends.

"gold……"

The Western Serpent Lord pointed his claw at Gold and said, "Fine! You're giving this dirty work to Silver?"

"Lord West Serpent, you're mistaken. This is a highly sought-after and desirable job. I instructed Silver to arrange it for him."

Jin explained, "We plan to expand our loan business within a suitable scope. We certainly don't have enough resources at Sikui Mountain, so while offering loans with interest, we will also issue bonds with the same annualized interest rate of 3%..."

"Bonds?"

"To give a simple example, Lord West Serpent, I'll sell you a bond with a limit of 10 and a term of 10 years. You'll pay me with divine resources worth 10 Primogems. After 10 years, you'll use the bond to redeem divine resources worth 13 Primogems from me."

"!!!"

"Is there such a good thing?"

The Western Serpent Lord's mind raced, and he understood Jin's tactics and intentions. His eyes lit up, and he tentatively asked, "Then will you sell me some bonds?"

"..."

Jin asked, "Lord of the West Serpent, are you currently accumulating resources for the Spider King level? Because the number of Insect Kings across the entire continent is limited, and the resources they produce are also limited, the Insect Kings have their own trading circle. The trades of us little spiders cannot enter the Insect Kings' circle, and I have no way to obtain the King-level divine resources needed for the evolution and growth of the Insect Kings."

All Force foods provide a greater enhancement effect when eaten from bottom to top. Conversely, eating them from top to bottom reduces the enhancement effect.

At the Spider King level, consuming God-given Force food from Lord-level beings will have its effects reduced by at least 20%.

The Western Serpent Lord is at the pinnacle of the Lord level, and currently, the five Spider Kings of the Flame Spider Kingdom are helping it manage and exchange divinely bestowed resources. The divinely bestowed primal force food sent for processing each year is mostly of King-level quality, with only a small portion possessing exceptionally rare or powerful enhancements at the Lord level.

Currently, the Flame Spider Kingdom has only six Spider Kings and a mere eight King-level Divine-given Seeds. The annual output is planned and sent to the Southern Continent in exchange for Divine-given Force food needed for the Spider Kings' evolution and growth, and then distributed uniformly.

This includes the production of ordinary life seeds, which are either consumed by the Insect King himself or distributed to mountain lord-level and lord-level warriors with outstanding primal force talents.

Jin cannot access God-given Seeds at the King level, nor can he exchange them for Origin Force Foods at the King level; at most, he can only exchange them for Lord-level ones.

The Western Serpent Lord quickly grasped the problem and sighed regretfully:
"Your system of loans and bonds is very interesting, but unfortunately I'm too old to play along with you."

...

"Lord of the Western Snake!"

"Lord Famu!"

"Lord of Fashu Mountain..."

Yin rushed up the mountain, quickly called out to everyone, and excitedly reported, "Fourth Brother, the loan for Lord Tianqing has been processed."

As he spoke, his mind shifted, and a spider silk pouch on his back opened, from which floated out ten loan contracts, each worth 100,000 raw stones.

"Fourth Brother, Tianlan and I also went to Baizhu Mountain south of Lanhua Danfeng to visit the Red Horned Hunting Bug tribe..."

Yin spoke quickly and gave a detailed report.

Lord West Serpent snatched the loan agreement, glanced at it twice, lost interest, and tossed it back to Jin.

"Silver, you did great!"

Jin gently waved his paw, controlling the bond contract to float in front of Yin, and simply instructed, "Keep the things in the treasure chest and don't lose them."

Yin said, "Fourth Brother, bonds are very popular, and even the Spider King of the Five Schools wants to buy them."

"Why would the old spider buy bonds? He's not selling."

"Isn't it appropriate?"

"What level of divinely bestowed resources does it use to purchase these? What we're giving it is definitely below the King level. Will it accept that?"

"Really? It must have been bought for one of his younger subordinates, right?"

"Explain it clearly, and it will accept it."

“Okay! The Spider King of the Five Schools must know this.”

Yin was full of energy and said, "Fourth Brother, I can also go to other mountains to scout out the situation, visit those warriors who have the divinely bestowed seed, and promote loan business."

Jin glanced at Tianlan and waved his paw, saying, "Go. Remember to come back before the merchant ships heading to the Southern Continent for trade depart."

"Ok."

Yin agreed, and then said, "Fourth Brother, I think the loan and bond business has a lot of potential! We can hire another employee to come with me!"

Silver Eyes gestured and said, "For example, Sky Blue would be very suitable! Sky Blue is an excellent flyer, has high combat talent, and knows a lot of insects."

"Row!"

Jin readily agreed, "We are a multinational company after all, so we should consider hiring more employees."

After Jin finished speaking, he paused to think and said, "Recruiting new members also requires a strict screening process. Tian Lan will intern for two years first, and if she is confirmed to be competent, she will be promoted to a full-time position."

"Internship? Or full-time?"

Silver is a question.

Jin explained, "It's like trying it out for two years first to see if it's a good fit. If it is, then you'll officially join us and become our company's... our team's fourth employee. Once Tianlan joins, you'll go to Ivory Island with him to run business."

"Yes! That's what I think too!"

Silver was pleasantly surprised and was about to ask a question when the West Serpent Lord interrupted him with a raised claw.

"Employee number 4? Purple hair, what's this new trick now?"

Jin, without hesitation, said, "To accomplish great things, everything must have a clear set of rules and regulations. I am the leader of the team, I am number 0! Red Cone Mountain Master is employee number 1, Big Wind is employee number 2, Silver is employee number 3, Sky Blue is the fourth, and in order, employee number 4."

"..."

"A flashy little spider."

Lord West Serpent muttered.

Yin tentatively asked, "Fourth Brother, what about Tian Lan's salary...?"

Jin said, "The internship salary is worth 2 Primogems and divine power food per year. After becoming a full-time employee, it will be 4 per year. If you do a good job, we will consider promotion and salary increase."

"Thank you, Jin!"

Tian Lan was overjoyed and cheered in gratitude.

"……OK."

Yin wasn't very satisfied with the salary, but with so many elders present, he couldn't very well question it. So he asked, "Fourth Brother, what about me? When will I get a promotion and a raise?"

Jin waved his paw impatiently and said, "Go and do your sales work first. I'll check your performance later. You've only made a few trips and done so little work, and you're already clamoring for a raise? If you keep acting like this, I'll fire you, you believe me?"

(End of this chapter)