I'm in the county town, and you say I'm a big shot?

Chapter 9 "Pain and Happiness"

Fang Qingye walked in and changed his shoes, then heard Xia He say, "Xiao Fang, I'll cook some more food. You can just sit back and watch TV. If you get bored, go to my study. I have internet access there."

Fang Qingye agreed and looked around. The house was not big, with two bedrooms and two living rooms, but it was decorated very warmly.

He looked around the living room and saw that the study door was open, so he walked in. There was a laptop on the desk inside, but he had no intention of turning it on.

There was actually an electronic keyboard placed against the wall, but it was different from ordinary electronic keyboards. It looked like a professional keyboard used by a band, which aroused Fang Qingye's curiosity.

Xia He actually has this hobby?
No wonder her fingers are so slender. I wonder how well she plays the piano?

Fang Qingye thought about it and looked at the bookshelf again.

The bookshelf was very large and there were many books on it, most of which were books on finance and economics. Fang Qingye pulled out a book from it.

Options, Futures, and Other Derivatives.

Fang Qingye then flipped through the book. It was already old, and there were beautiful handwritings of Xia He taking notes in it. It seemed that she had studied it carefully and seriously.

This is the work of a professor at the University of Toronto in Canada and director of the Bonharm Financial Centre. He is an internationally recognized authority on derivatives.

This book mainly describes the operation mechanism of the futures market, hedging strategies using futures, the determination of forward and futures prices, the operation process of the options market, the nature of stock options, option trading strategies, credit derivatives, the Black-Scholes model, Greek values ​​and their application, climate and energy and insurance derivatives, etc.

Fang Qingye had also read this book carefully, but it was only after he joined the investment banking industry. He had initially thought it profound and admired its theoretical viewpoints, even treating them as gospel truth. However, after years of working in the industry, he realized that it was just that.

At this time, Xia He came out with a dish. Seeing Fang Qingye standing by the bookshelf flipping through the book, she smiled and said, "Xiao Fang, are you interested in this book too?"

"Haha, just flipping through it." Fang Qingye replied.

"This is the textbook I used when I was in graduate school. I really like it. I think many of the ideas in it are very novel and unique, and very inspiring."

"You're talking about the Black-Scholes model, right?" Fang Qingye said with a smile.

"This model, which derives the theoretical prices of call and put options by assuming a random walk model for stock prices, is indeed very convenient. However, it was proposed by Western financial scholars and is more suitable for mature Western markets. If applied to our domestic market, there will be deviations. This is because the trading mechanism, market liquidity, volatility, etc. of the domestic market are significantly different from those of mature international markets, just like a southern orange tree that grows in the north."

Fang Qingye was not talking nonsense. He himself had learned a painful lesson. When he was working in an investment bank, he was too superstitious about this imported Western theory and suffered a lot of losses.

Xia He was surprised when she heard this.

"Xiao Fang, I didn't expect you to know so much? Don't you teach this in undergraduate courses?"

"Haha, I watched it in my spare time."

"Xiao Fang, it seems that you were diligent and studious during college and were a good student, but when I saw your GPA during the job application, why was it so low?"

this.
Fang Qingye's face flushed, and he evaded the question, "President Xia, I'm not very interested in what the teacher said."

Xia He nodded after hearing this.

"That's right. What you learn in college, especially at the undergraduate level, is out of touch with reality. I learned something in graduate school and after graduation. Let's eat." Fang Qingye agreed, put the book on the bookshelf, went to the bathroom to wash his hands, and then sat at the dining table in the small living room. Several dishes were already placed on it, and Xia He also opened a bottle of Great Wall Cabernet Sauvignon.

Salted duck, beauty liver, duck blood and vermicelli soup. These are all traditional Huijing dishes.

"President Xia" Fang Qingye didn't finish her words when Xia He interrupted her: "Okay, stop calling me President Xia. It's not working hours now. Just call me Senior Sister. You can also call me by my first name."

Fang Qingye had no choice but to ask, "Senior sister, are you from Huijing?"

"Yes, I'm a native of Huijing." Xia He replied, "I haven't been in Nanxin long, so I don't know how to cook your local dishes. These are all I can make, so please make do with them."

Fang Qingye picked up the chopsticks, picked up a piece of chicken breast, put it in his mouth and tasted it: "Hmm, it's delicious."

"Haha, my mother is a full-time housewife. She always told me that if you want to keep a man's heart, you must first keep his stomach."

Xia He suddenly stopped talking, as if she felt that it was inappropriate to say this at this time. She immediately poured wine into the two goblets and raised them up:
"Xiao Fang, I've wanted to express my gratitude to you in person for the Tenglong deposit theft case for a long time, but I've been busy with work at the bank lately, so I've been putting it off until now. I'm sorry."

"Senior, you are too polite. I should congratulate you on your promotion to president." Fang Qingye also raised his glass and took a sip.

"Yeah. I finally got the position, but the pressure is huge." Xia He sighed, then suddenly smiled. "Forget it, I'll skip all the official jargon, lest you think I'm being pretentious. With so much pressure, why bother fighting for this position?"

"It's painful and happy." Fang Qingye replied with a smile.

"Xiao Fang, you're really good at talking. You're in pain and happy at the same time." Xia Hejiao said with a smile, "Okay, let's eat."

The two of them were eating and chatting when Xia He suddenly asked, "Xiao Fang, Zhao Wenjun asked you out for dinner some time ago, and he resigned the next day. Can you tell me what he said to you?"

After saying that, a pair of beautiful eyes stared at Fang Qingye.

Fang Qingye did not hide anything and simply recounted what happened in the small restaurant that day, including the bet Zhao Wenjun had made on memorizing the dictionary. Of course, Fang Qingye did not mention the prize.

After hearing this, Xia He sighed and said, "I didn't expect Zhao Wenjun to tell you this. To be honest, he's quite capable and his methods are quite ruthless. It's just that he's just unlucky."

"And I only have that little bit of luck, and it's all thanks to you." Xia He said this and smiled at Fang Qingye: "Xiao Fang, how can I thank you?"

"Senior, you treated me to a meal. Isn't that already a token of your gratitude?"

"How can that be? It's too simple." Xia He said, "Don't you have any requirements for your work? For example, after the internship, which department do you want to go to? Credit department, finance department, it's up to you." Xia He said.

These are the two most powerful and promising departments in the branch, and many branch leaders are promoted from these two departments.

Moreover, the task of attracting deposits is much smaller. For large banks with strong financial resources like Bank of China, these departments have almost no task of attracting deposits.

But Fang Qingye shook his head: "Let me go to the General Office."

(End of this chapter)