I'm in the county town, and you say I'm a big shot?

Chapter 647 "President Fang, we need your personal intervention"

"President Fang, you and I are thinking the same thing," Chen Danlu said excitedly.

“I was inspired by a new business that Ele.me recently launched: After obtaining a payment license, Ele.me is developing a P2P lending business. They use their platform to obtain massive amounts of user consumption data, build models, and analyze the data to determine the credit rating of borrowers and give them relatively accurate credit limits.”

“I think if we have a large amount of consumption data involving farmers in Nanxin or Jinghai, we might be able to accurately identify their spending power and economic situation,” Chen Danlu concluded. “We can cooperate with Ele.me.”

"President Chen, the theory is correct, but there's a major problem here," Deng Hui retorted, frowning slightly.

“Ele.me mainly deals with food delivery and catering, and its consumers are all in cities! How many of those farmers have ever used Ele.me or ordered food delivery? So even if Ele.me is willing to cooperate with us, it can't solve the problems we face!”

“You’re right, we do face this problem. To obtain truly valuable data, at this stage, only Alibaba’s Taobao and Tmall are available. Although Taobao cannot fully cover all farmers, since online shopping is still concentrated in cities and among young people, it is much better than Ele.me. More importantly, this is the direction in which our risk control is developing,” Chen Danlu replied.

The other two agreed.

When Alibaba was mentioned, all three of them looked at Fang Qingye.

"President Fang, I've heard that you and Ma Yun have a good personal relationship. Could you talk to Mr. Ma about this first?" Deng Hui said with a smile.

Ah?
So you've got your eye on me?
"Here's what we'll do, President Chen. You should first contact the relevant departments at Alibaba to discuss our thoughts and see what their opinions are and what conditions they might set. This can be seen as a beneficial experiment in digital finance. If you encounter any difficulties or problems, come to me," Fang Qingye said.

"Ok."

Looking to the future, everyone discussed the difficulties currently facing microcredit. Fang Qingye asked each branch to increase manpower and strengthen credit review, and if necessary, to temporarily transfer personnel from headquarters to each branch to help.

The specific plan was to be formulated and implemented by Deng Hui.

In the afternoon, another meeting of branch managers and department heads was held. Fang Qingye did not forget what she had promised Lu Hongbing yesterday, and afterwards she specifically called over Branch Manager Duan from Liulin Town to say a few words.

"Don't worry, I'll take care of it as soon as I get back!" President Duan immediately assured him.

Once the microcredit work is arranged, my job as the head of the bank is considered done.

That afternoon, Fang Qingye was in her nursery, wearing work clothes and a straw hat, watering the orchids with a hose.

Now that his bank job isn't busy, he spends his afternoons at the nursery, occasionally working as a gardener. It feels quite comfortable, at least more comfortable than sitting in an office wearing a suit and tie.

Just then, Fang Qingye's phone rang. She took it out and saw that it was Chen Danlu calling. She turned off the tap and pressed the answer button.

"President Fang, regarding the data on microcredit farmers, I took a team to Hangzhou yesterday to visit Zhang Jianfeng, the president of Taobao and Tmall, and he explicitly rejected our idea."

"Not even mentioning conditions?" Fang Qingye frowned.

"Yes, he said that data is the lifeblood of Taobao and even Alibaba, and they will not share it with anyone."

"Oh"

"President Fang, the other party's attitude is very tough. I have no choice but to rely on you to contact their General Manager Ma," Chen Danlu said finally.

"Okay, I see."

After hanging up Chen Danlu's call, Fang Qingye pondered for a moment, then dialed Ma Yun's phone number.

The call was quickly connected. "Mr. Ma, hello, this is Fang Qingye." Fang Qingye looked at the clear sky and said, "Mr. Ma, do you have time these next few days? I'd like to invite you to play golf."

"Hehe, it seems Mr. Fang has something on his mind."

"Look at what you're saying. Coming to Shanghai for fun? Inviting Shen Nanpeng along?" Fang Qingye neither confirmed nor denied it.

"I'm sorry, I'm currently in Germany with my boss attending the opening ceremony of the Hannover Consumer Electronics, Information and Communication Fair, and I won't be able to return to China for a few days."

"Okay, you're busy. We'll talk about it when you get back to China," Fang Qingye said.

The two hung up the phone.

Fang Qingye picked up the hose again and started watering.

Go to Germany.
Fang Qingye recalled an online report from before her rebirth, in which Ma Yun demonstrated Alibaba's facial recognition payment technology to German Chancellor Merkel, a scene that became one of the most classic moments on the internet.

This is still Ma Yun's moment of glory, and it is also a very crucial year for Alibaba's internationalization strategy. Ma Yun frequently travels abroad to lay out Alibaba's global business and actively promote its "Electronic World Trade Platform (eWTP)" concept.

Unfortunately, what he didn't expect was that the world was undergoing drastic changes, and the globalization he had been longing for was coming to an end.

Entrepreneurs can't outmaneuver politicians.

Fang Qingye suddenly received a call from Ma Yun on April 28, saying that he had returned to China.

"Mr. Fang, let's skip golf this time and go fishing instead?" Ma Yun said on the phone.

"Fishing?" Fang Qingye immediately became interested. "Mr. Ma, you like fishing too?"

“I was busy before, but I’ve had more time these past two years since stepping down as CEO of Alibaba, so I want to cultivate some hobbies,” Ma Yun said on the other end of the phone.

"Great! Where to fish? Shanghai, Hangzhou, or Nanxin? I recommend Nanxin. To be honest, I've been to all the big and small wild fishing spots in our county. I know exactly what kind of fish are in each place. You'll definitely have a full catch!" Fang Qingye was very excited.

"Haha. No wonder some people say you're a real fishing expert, Mr. Fang. It seems they're right." Ma Yun laughed heartily on the phone. "Come to Nanxin, and while you're at it, stop by your nursery for some tea."

"OK! When are you coming?"

"Then let's do it on Labor Day."

"Ok."

During the May Day holiday, Bai Ou finally returned from Shanghai. After several families discussed it, they decided that she would not return to Shanghai after returning to Nanxin, and would stay at home to rest and prepare for childbirth, since her due date was only a month away.

Although Bai Ou was somewhat unwilling, some women were still working a week before giving birth.

However, this was a collective decision made by the three families, including her husband Fang Qingye, who usually supports her, who also asked her to return to Nanxin to rest during her pregnancy, so she had no choice but to agree.

For convenience, she simply stayed at her parents' house after returning home, with her mother looking after her all day. Fang Qingye would go there for meals during the day and accompany his wife for walks in the evening, while he would go back to the nursery to live.

Bai Ou and her mother returned to Nanxin the day before the May Day holiday. The next morning, another black Maybach 62S quietly drove into Nanxin City. Ma Yun had arrived.

(End of this chapter)