I'm in the county town, and you say I'm a big shot?

Chapter 412, Section 411: "He wants this banking license!"

Shi Guangrong was surprised: "You mean Fang Qingye wants to replace Baoshang Bank?"

Instead of answering directly, Zhong He asked in return, "Glory, what is Fang Qingye's financial situation like?"

“Quite formidable,” Shi Guangrong replied. “As far as I know, his Tuofang Technology Company holds controlling stakes in and invests in four or five companies, and he has no less than a billion yuan in funds on hand.”

“Then my guess was right, he wants to take over the Nanxin Town Bank,” Zhong He said.

Shi Guangrong shook his head: "I don't think so, because there are two fatal problems."

"Oh, you mean?" Zhong He crossed his legs.

"First of all, Nanxin Rural Bank is just a county-level bank, and its business scope is limited to Nanxin County, which is too small! The pond is only so big, how much of a ripple can it make no matter how much it stirs up?"

“That’s true.” Zhong He didn’t deny it. “But how do you know that if Fang Qingye were to take over, it wouldn’t be limited to Nanxin County?! If you were Shi Guangrong, what would you do?”

“I definitely need to expand my business scope, at least within Jiangsu Province!” Shi Guangrong realized: “He wants this banking license!”

"Yes, don't underestimate this. It's much more difficult than registering a car in Shanghai. Also, Glory, you have big ambitions! You actually want to register the entire province!"

Shi Guangrong laughed after hearing this.

"Hehe, if Fang Qingye is really as you think, his appetite is even bigger than mine!"

"But let me tell you, that's impossible! The Provincial Banking Regulatory Bureau will never allow rural banks to expand their business areas! Don't even think about it within Jiangsu Province!"

"Huh?!" Shi Guangrong stared blankly at the other person: "If that's really the case, what's the point?"

“Yes, I wonder if Fang Qingye has considered this issue? Or is he being too optimistic?” Zhong He also frowned.

"I'll call and remind him," Shi Guangrong said, immediately taking out his phone.

“Don’t rush, tell me your second point,” Zhong He said.

"It's just to cover the 100 million yuan hole in Baoshang Bank, and he also knows that Baoshang Bank itself is very bad, so he's even less likely to be taken advantage of."

Zhong He smiled and said, "First, this is just my personal opinion, and the bureau leaders may not necessarily do it. Second, even if the bureau leaders adopt my idea and use 100 million yuan to fill the hole in Baoshang Bank, they can still put forward their own conditions to the China Banking Regulatory Commission, and there will be mutual bargaining."

As Shi Guangrong watched the rising smoke obscure Zhong He's face, he couldn't help but laugh and say, "No wonder people say that everyone in the banking industry is a shrewd person."

"Heh, don't forget, you used to work in a bank too! Besides, you were so eager to introduce Fang Qingye to me. Tell your old classmate the truth, how much did he give you in return?" Zhong He asked, half-jokingly and half-seriously.

"Fang Qingye also runs a nursery. Does it count if he sells me orchids at a price lower than the market price?" Shi Guangrong suddenly blurted out.

Zhong He was taken aback, then burst into laughter.

Shi Guangrong laughed along, and after a moment he said:

"Actually, I've been trading futures with Fang Qingye for the past two years, and to be honest, I've made a lot of money, so I'm very grateful to him," Shi Guangrong said frankly.

"Moreover, this person is quite good, especially to friends, but not to enemies or opponents, so I want to be his friend rather than his opponent."

Zhong He nodded after listening: "I understand."

"So Zhong He, help as much as you can. Having more friends means having more options. You're a favorite of Director Wu."

"Alright, alright, what celebrity or not, we're all just doing the work." Zhong He laughed, "But since you've personally come all the way to Huijing, of course I have to give you face, otherwise why would I be saying all this to Fang Qingye today? Hehe."

Back at the Golden Finished Community, Fang Qingye took a shower and had a passionate encounter with Xia He before telling her about what happened at the dinner party earlier that day.

Xia He's face was flushed as she nestled close to Fang Qingye, her delicate brows furrowing slightly as she listened to his words.

“This Zhong He is very clever. Although he keeps saying it’s just his personal opinion, I think it’s very likely that their bureau leaders will adopt it. They can’t think of any other way to make Baoshang Bank withdraw from rural banks quickly. I think Baoshang Bank will agree.”

“Your guess will most likely come true.” Fang Qingye gently stroked her smooth back. “Moreover, he probably guessed my purpose, so he said these words to give me a heads-up beforehand, which was of course done in front of Shi Guangrong.”

“But here’s the problem: who would be willing to come up with 100 million to fill the hole, especially knowing that Baoshang Bank is a mess?” Xia He put forward her idea.

"Since the investment company is required to come up with 100 million yuan, the provincial banking regulatory bureau will definitely offer them some benefits, or the investor will put forward their own conditions, and the two sides will negotiate," Fang Qingye explained.

"Qingye, if you were to invest, what conditions would you propose?" Xia He asked.

"I haven't decided yet. Xia He, can you help me think of something?"

"Huh? Okay, I'll think about it." Xia He fell into deep thought.

"I didn't tell you to think about it now."

"Huh? What should we do now?"

"Let's do it again."

"Wow, you're even better than before! Hehe."

"Nonsense, I've always been amazing!"

Not long after, the creaking sounds came from the room again. The next morning, Xia He went to work, and Fang Qingye didn't get up until after ten o'clock. Not long after getting up, she received a call from Shi Guangrong.

"Qingye, I chatted with Zhonghe for a while after you left," Shi Guangrong said on the phone. "There are some things I need to remind you of."

"you say?"

"Are you planning to expand your business scope after taking over the village bank? From what Zhong He said, it seems unlikely," Shi Guangrong said bluntly.

But Fang Qingye's answer surprised him: "I hadn't thought about it."

"What? You haven't thought about it?" Shi Guangrong was extremely shocked on the other end of the phone: "What's the point of just staying in Nanxin, that little corner of the world?"

"It's still somewhat interesting."

Shi Guangrong was speechless.

"Just kidding." Fang Qingye laughed. "Don't worry, I've thought about this seriously. All I need is a banking license."

"Since you've already considered this, I won't say anything more. I've also spoken to Zhong He, and he's agreed to help as much as he can."

"Thank you," Fang Qingye said.

"Why are you being so polite with me? I'm heading back to Shanghai now. Goodbye!"

"goodbye!"

Fang Qingye is also preparing to return to Nanxin.

It's already past the twelfth lunar month, and people are happily preparing for the New Year. Fang Qingye naturally doesn't need to prepare for the New Year. However, several companies have a lot to do at the end of the year, including summary meetings, next year's corporate plans, and annual financial reports. All of these documents need to be reviewed by Fang Qingye.

So during the period before the Lunar New Year, he spent every day in meetings and reviewing documents.

Today is Lunar New Year's Eve, and the nursery is bustling with activity.

Although the workers had already been given a holiday, the Fang Jianwen and Fang Jianhua families gathered here for a reunion dinner.

Since the small building in the nursery was completed, the three families have held their annual gatherings here during the Spring Festival. It's spacious with a courtyard, and we can even set off firecrackers.

Of course, the task of pasting up the couplets was left to the two brothers, Fang Qingye and Fang Qinglin.

Fang Qinglin is a senior in high school this year, in Class Zero at Nanxin No.1 High School. Class Zero is a special class composed of the top 20 students in the senior year, with the goal of getting into the best universities in the country, such as Tsinghua University and Yenching University.

It is also known as the "rocket class".

Fang Qinglin's grades aren't the best, so getting into Tsinghua or Yenching University might be a bit risky. His target schools are Fudan, Shanghai Jiao Tong University, Nanjing University, and Zhejiang University, but he hasn't decided on a specific one yet.

The winter break tutoring sessions lasted until the 28th of the twelfth lunar month, and then continued on the eighth day of the first lunar month. It was a rare few days of rest, so Fang Qinglin had a lot of fun, running around the nursery with Wangcai.

Fang Qingye was on her phone replying to messages, all of them New Year's greetings between friends. Since QQ and WeChat have gradually become the mainstream for sending New Year's greetings, very few people call to wish each other a happy new year.

But in the afternoon, Fang Qingye suddenly received a phone call from Zhong He of Huijing.

"Mr. Fang, Happy Chinese New Year! Wishing you prosperity and good fortune."

"Thank you, Director Zhong. I also wish you a happy new year and a prosperous career!" Fang Qingye replied.

The two exchanged New Year's greetings, and finally Zhong He said, "Oh, by the way, I have another piece of news for you. Regarding the Nanxin Rural Bank, Baoshang Bank has decided to withdraw its investment. The remaining issues will probably be resolved according to the method I mentioned the other day, subject to the official documents."

"Thank you, when will you post the article?"

"I estimate it will be after the Chinese New Year. If it drags on any longer, the rural banks will have to close down," Zhong He said with a smile.

"Thank you, Director Zhong."

"You're welcome, bye."

"Come visit Nanxin sometime! Bring your wife and kids for a spring outing. The scenery here is quite nice," Fang Qingye said.

"Okay, my wife and kids might not be able to come, but I'll definitely be there, haha."

"welcome."

Fang Qingye hung up the phone, pondering something.

Although Zhong He's statement was just an estimate, it's definitely going to happen sometime soon.

Otherwise, he wouldn't have called on New Year's Eve under the guise of wishing everyone a happy new year to bring up this matter.

He wanted to call Xia He to tell her about it, but after taking out his phone, he put it back.

Forget it, she's probably with her parents today, it's not convenient to call her. Besides, isn't it better to just have a happy Chinese New Year?

I don't want to think about work.

(End of this chapter)