I'm in the county town, and you say I'm a big shot?

Chapter 377 A Breath of Fresh Air Among the Nouveau Riche
Zhao Wenjun's words were very touching.

Seeing that the bank had money and that their own deposits were safe, many ordinary people who had followed suit and come to withdraw their money gradually left.

Withdrawing money can be contagious, queuing can be contagious, and breaking up can also be contagious.

The long queue had dwindled to just over twenty people who were determined to withdraw their money. Zhao Wenjun then had the staff thoughtfully pour them water, and the tense atmosphere in the hall vanished instantly.

Fang Qingye knew the crisis was over.

Of course, it could also be temporary.

But no matter what, it doesn't seem appropriate for me to withdraw money today. I know several of the people here, and it's easy for others to think I'm taking advantage of their misfortune, which is rather petty.

Fang Qingye decided to go back. When he saw Zhao Wenjun looking at him, he nodded as a greeting and left the business hall.

The rain finally stopped in the afternoon, but Fang Qingye was far from having a moment's peace. The entire company mobilized to help with disaster relief efforts at the nursery, including office workers like Fang Fei and Zhang Xiaorui.

Fang Qingye and the workers worked together to clear the waterlogged nursery and remove the branches that had been broken by the typhoon. They were busy until 8 p.m. when they had dinner and rested.

After finishing her meal and taking a shower, Fang Qingye was too lazy to go back to her parents' place, so she just lay down on the bed. She was exhausted from being busy all afternoon.

Just then, another message came through on WeChat. Fang Qingye saw that it was from Xia He, so she decided to video chat directly.

The call connected quickly, and Xia He's face appeared on the video. Her complexion was radiant, and she seemed to have had a few drinks.

Xia He noticed Fang Qingye's exhausted appearance and immediately asked with concern, "What happened? Why are you so tired?"

"The typhoon has passed, and I've been cleaning up the nursery since this afternoon, just finished eating."

Fang Qingye spoke the truth.

Xia He sighed softly after hearing this: "Ah, Qingye, sometimes I just can't figure it out."

"What can't you figure out?"

"You now have assets worth billions and several holding companies, so why are you so fond of nurseries and even personally work in the fields?"

"I like this kind of life, simple and pure. Does it have to be all about glitz and glamour every day and night?" Fang Qingye retorted.

"I understand, you're a breath of fresh air among the nouveau riche."

Fang Qingye was amused by Xia He's words: "Alright. Has the matter of the village bank been resolved?"

Xia He knew he was referring to the bank run that had occurred today, so she sighed and said, "We can only say that it's been temporarily suppressed, but the problem hasn't been solved at all. To tell you the truth, those four boxes of money you saw today represent all the funds that the rural bank can access."

Fang Qingye was shocked: "The savings bank's cash boxes usually hold 100 million yuan, which means there's only 400 million?!"

“Yes, that was all we had at the time! So this afternoon, Team Leader Ren called the Provincial Banking Regulatory Bureau to report, and the leaders of the Banking Regulatory Bureau discussed with the leaders of the People’s Bank of China and the Eastern Bank, and urgently borrowed 2000 million yuan overnight from the Jinghai branch of the Eastern Bank to solve the liquidity problem of the rural bank,” Xia He said.

Upon hearing this, Fang Qingye laughed: "Luckily, I didn't ask for my 380 million today, otherwise Zhao Wenjun would have been exposed on the spot."

"Yes, but you mustn't tell anyone else this, lest it cause panic again," Xia He instructed.

"Don't worry, I know what I'm doing. Even if I wanted to get into rural banks, I wouldn't do it this way right now. Banks aren't like the stock market or futures markets; they have to follow the rules," Fang Qingye said calmly.

“Hmm, I know you’re not that kind of person, that’s why I’m telling you.” “Xia He, did you embezzle bank funds? Who embezzled them?” Fang Qingye asked again.

"Yes! And it's not just one. Our preliminary investigation today shows that the largest embezzler is the major shareholder, Baoshang Bank, with approximately 100 million yuan!"

"Holy crap! How much money does a rural bank have in total? How dare they embezzle 100 million?! That's fucking ruthless." Fang Qingye couldn't help but exclaim in amazement.

"Yes, it's shocking." Xia He sighed and said, "I don't know why Baoshang Bank misappropriated so much money? According to the documents from the Inner Mongolia Banking Regulatory Bureau, Baoshang Bank is operating very steadily and does not lack funds."

steady?

Will Winner Medical eventually go bankrupt?
Their controllers, the "Mintian Group," are ruthless, bloodthirsty capitalists!
However, Fang Qingye didn't want to talk about these things, as they involved too many aspects and were too far removed from her own life.

But if there is something, he can tell Xia He.

“I know why Baoshang Bank misappropriated funds from rural banks.”

"You know?" Xia He seemed surprised.

"Yes, because they invested in the stock market!"

Fang Qingye then told Xia He about the structure of Baoying Private Equity Fund, that Baoshang Bank was the major shareholder, and of course, how he hacked into Baoying Company to obtain this information.

Xia He had long known that Li Wei, the general manager of Baoying Private Equity, was the instigator of the Shanghai rubber futures turmoil and the one who stabbed Fang Qingye in the back. Fang Qingye would definitely retaliate, but she did not expect him to use such methods.

He was shocked after hearing this: "Huh? Aoba, that's a really vicious move of yours."

"Ruthless? We learned a saying when we were kids: Treat comrades with the warmth of spring, but treat enemies with the cruelty of winter. I'm just learning from that!" Fang Qingye laughed.

"You also need to be careful about your own safety, and don't give the other party any leverage over you," Xia He advised.

"Don't worry, I'll handle it," Fang Qingye said calmly.

Xia He then turned her attention to the matter of Baoshang Bank investing in the stock market that Fang Qingye had mentioned earlier. She pondered for a moment and said:
"Huh? This Baoshang Bank is too audacious! Openly defying the 'Commercial Bank Law' promulgated by the state!" Xia He seemed very surprised.

"What's so special about that?" Fang Qingye laughed. "What's that line from Capital? If there's a 10% profit, capital will be used everywhere; with a 20% profit, capital will become active; with a 50% profit, capital will take risks; for a 100% profit, capital will trample on all human laws; with a profit of over 300%, capital will commit any crime, even risking the gallows."

“Ha, you’ve memorized this passage from Capital quite well. But let me correct you, this famous quote wasn’t created by Marx himself. He quoted it from T.J. Denning’s article ‘Trade Unions and Strikes’ in The Review Quarterly,” Xia He laughed.

"Yes, yes. You have a master's degree, while I only have a bachelor's degree."

"Oh, you're being modest? But, Qingye, here's something you might not like to hear: what you're doing in the stock market right now is actually a form of capital accumulation," Xia He said.

“That’s right.” Fang Qingye said frankly, “So I must remember these words and take them as a warning.”

"Alright, let's not dwell on these feelings. You just mentioned that Baoshang Bank is investing in the securities market, which is beyond the scope of our investigation team. If we really want to investigate, we must report it to the China Banking Regulatory Commission," Xia He said.

"I'm just telling you so you'll have a better understanding. Don't cause any trouble, just do your job well," Fang Qingye advised, knowing Xia He had a strong sense of responsibility.

"If God wants to destroy something, He first makes it go mad. Just wait and see."

(End of this chapter)