I'm in the county town, and you say I'm a big shot?

Chapter 268 Before, I worked for you, Director Xia; in the future, I'll be working for myself.

After Fang Fei left, Fang Qingye drank her tea, thinking about what had just happened.

Of course, Fang Fei isn't going to apply for a bank job; girls can do whatever they want.

Instead, he thought of what he had said to Zhang Xiaojun: as long as Baoshang was the major shareholder, he would definitely not become a director or president, and there was no need to even think about it.

He was thinking that Nanxin Futai Company in the county was also one of the shareholders of the bank, which was managed by the Finance Bureau. If something happened to the village bank in the future, would it affect his second uncle?
Actually, it would be best if the county didn't get involved. Let Baoshang Bank lead the group of nouveau riche from Nanxin to play around. If something goes wrong, the county won't be held responsible.

If the finance bureau chief weren't my second uncle, he would keep this thought to himself and not tell anyone. But given the current situation, shouldn't he remind my second uncle in advance?
Is it necessary?
He thought about it for a while and decided to call his second uncle.

The call connected quickly, and Fang Jianhua's voice came through: "Xiao Ye, what's up?"

“Yes, second uncle. Are you home tonight? I’d like to come over,” Fang Qingye said.

"Tonight? You're at the nursery?"

"Ah."

“Then I’ll come over and visit your grandparents while I’m at it. It’s been a long time since I’ve been here,” Fang Jianhua said on the phone.

"Alright, I'll wait for you."

After dinner, Fang Qingye brewed tea in the pavilion and waited for Fang Jianhua to come over. She also lit a few mosquito coils, as the nursery was prone to mosquitoes and other flying insects in the summer.

Around 7:30, Fang Qingye saw Fang Jianhua, dressed in a shirt and trousers, walking towards her along the path in the middle of the nursery. She waved to him, indicating that she should come this way.

"Wait a minute, I want to go see your grandparents."

Ten minutes later, Fang Jianhua arrived at the pavilion, sat down across the table, and without any ceremony, picked up his teacup, took a sip, and asked, "Xiao Ye, what is it?"

"Second Uncle, you know about Baoshang Bank's plan to establish a rural bank in Nanxin, right?" Fang Qingye asked.

"Of course I know. This matter has been making a huge fuss. How could I not know?" Fang Jianhua laughed, then suddenly remembered something: "Zhang Xiaojun from Baoshang Bank contacted you?"

"Yes, he came to see me this afternoon, wanting me to be the bank's president." Fang Qingye briefly recounted how Zhang Xiaojun had come to see him earlier that day.

Fang Jianhua laughed: "You're quite something, kid. You have a good reputation. But it's good that you declined. You already have several companies under your name, and you can't handle them all. Besides, there are so many directors on the board, all of them are wealthy people from Nanxin. They're all old foxes, and dealing with them would be too much trouble."

“That’s what I meant too, Second Uncle. I’m not just here to talk to you about my own affairs, but also about the county’s Futai Company’s investment in the bank. My personal suggestion is not to participate.” Fang Qingye stated his thoughts directly.

"why?"

"The initial intention of establishing rural banks sounds good, but there are many problems in the future. For example, Baoshang Bank has a dominant position on the board of directors. How can it be restrained? Competition in the banking industry is becoming increasingly fierce, and small banks will have an increasingly difficult time. Also, these directors on the board each have their own companies. Will they use the rural banks to seek personal gain for their companies? And there are people like Zhang Shuren of Yongli Investment Company, who used to be a loan shark but has now become a director. What do you think of the future of this bank?"

"Second Uncle, if you weren't the Director of the Finance Bureau, I wouldn't bother saying all this. I'm worried that this will affect your future career. It's better to avoid trouble. Anyway, so many people are eager to invest, so the county's investment of 30 million won't make a difference," Fang Qingye said in the end.

Fang Jianhua was silent for a while before speaking, "What you said makes some sense, but this isn't a decision made by me, the director of the finance bureau. To tell you the truth, County Head Lu strongly supports Futai Company's investment. He is the executive deputy county head, in charge of the finance bureau, and his suggestion is very important."

Fang Qingye stopped talking after hearing this, picked up her teacup and took a sip of tea.

It's not good for him to talk too much about matters involving county leaders.

Fang Jianhua understood his meaning and said, "Xiao Ye, I will seriously consider what you said today. I'll head back now if there's nothing else."

"Alright, I'll see you out."

"No need, you can continue drinking."

Fang Qingye still saw her second uncle off at the gate of the nursery, watched him get into his Passat and leave, and then closed the gate.

That night, while lying in bed, Xia He and I chatted about this on QQ.

Having worked in the bank for many years, Xia He naturally understood the ins and outs of the business.

"Outsiders envy banks, thinking they just sit back and collect money, but who knows how hard it is inside? Not to mention ordinary employees, even the bank manager is under a lot of pressure, with all kinds of assessments that make it hard to breathe."

Xia He sighed as she spoke.

"There are also non-performing loans and bad debts. Dongfang Bank is a big bank with a large business, but the rural bank that Nanxin wants to establish only has that little capital. If a few bad debts of tens of millions of yuan happen accidentally, it will be enough to crush the entire bank! I really didn't know so many people were so enthusiastic."

"Didn't you say you'd just sit back and collect money?" Fang Qingye laughed. "Go ahead and collect it. Don't let the investment be wiped out, and everyone be finished, ending up being acquired by other banks or big capital," Xia He said.

"What do you think about me buying it out then?" Fang Qingye suddenly said.

The two were video chatting. After hearing his words, Xia He stared at him blankly for a moment and then asked:
"Are you really planning to go back to your old ways?!"

“It’s different. Before, I worked for you, Director Xia. In the future, I’ll be working for myself,” Fang Qingye said with a smile.

Xia He naturally understood what he meant.

He acquired the bank; he became the boss!

"Qingye, you have quite the appetite!" Xiahe couldn't help but exclaim.

"Good teeth, good appetite. Great health, and everything tastes delicious." Fang Qingye said, quoting that classic toothpaste advertisement slogan.

"I support all the decisions you make. Just let me know if you need anything from me."

"Well, but I'm just telling you this privately, it's a secret. Maybe someone else will come in and have a great time, but I won't have that opportunity."

"I know. Okay, let's rest. I have to go to work tomorrow."

Two days later, Fang Qingye, having nothing to do that morning, drove to the No. 4 Bridge River on Lujing Road in Gangzha District, a newly discovered spot for fishing. It was a completely wild fishing environment with excellent water quality and relatively few people.

After driving to my destination and setting up my fishing rod, before I could even put my phone on silent, it rang. It was Miao Hongbin calling, so I answered it without thinking.

"Hey bro, what are you busy with?"

"Fishing? I just found a great spot," Fang Qingye chuckled.

"Sure. Let's go together this weekend if you're free."

"it is good."

After a few casual words, the two quickly got to the point: "Brother, I heard you don't approve of Futai Company investing in the newly established rural bank?"

"Yes, my second uncle told you?"

"Yes, your second uncle came to the office yesterday afternoon, and we talked about our views on this matter. I think you're right. Since the country encourages private capital to enter the financial industry, what is a state-owned enterprise like yours getting involved in?"

“That’s what I meant too,” Fang Qingye replied. “However, I heard that County Magistrate Lu is very supportive of this matter.”

"Yes, Lao Lu is very supportive, but... there are things that need to be said. It's not good for your second uncle to say too much, so I'll say it!"

"Thank you."

"Don't mention it. It's settled then, I'll wait until I'm done fishing."

The two chatted for a few more words and then hung up the phone.

Um.
Miao Hongbin is a very good person; he's loyal and capable, and he gets things done at work.

Fang Qingye then stopped worrying about this matter.

By early July, after much anticipation, Nanxin Rural Bank finally announced its shareholding structure and board member list.

Besides Baoshang Bank, the largest shareholder, most of the large private enterprises in Nanxin have invested in the company. The chairman is Zhang Xiaojun, an assistant at Baoshang Bank, and the heads of the other private enterprises are all directors.

However, Fang Qingye and Song Qingdong were missing from the list, and the county Futai Company, which originally had shares, was also not on the list.

Therefore, a grand signing ceremony was held at the Chundu Hotel. Not only did county leaders attend to offer their congratulations, but the Jiangsu Provincial Banking Regulatory Commission and the People's Bank of China also sent a leader to Nanxin to participate in the ceremony. All members of the bank's board of directors made an appearance, and Jiangsu TV reported on the event.

Fang Qingye naturally wouldn't go; he was currently driving his Mercedes-Benz towards Shanghai, with Bai Ou sitting in the passenger seat.

Bai Ou has graduated with a master's degree.

(End of this chapter)