I'm in the county town, and you say I'm a big shot?
Chapter 165 Meeting a Fellow Villager in Fengyi
Chapter 165 Meeting a Fellow Villager in Fengyi
Fang Qingye was taken aback, but her expression immediately became calm: "Yes, they came to see me. I didn't know much about this matter, so I took them to Director Xue's room. Later, Minister Ai also went there."
Sun Peng nodded. "Yeah, but I heard that Wang Chenyang went to see you again tonight, right after we came back from the card room?"
What the hell!
He even knew about this!
Fang Qingye remembered that when Wang Chenyang entered the room, she specifically looked around the hallway but didn't see anything unusual. How did Sun Peng know?!
However, Fang Qingye did not panic. Instead, she looked at the other person and said, "Yes, Wang Chenyang came to me and said we were alumni. We talked about his past."
"What did he say?" Sun Peng asked while eating.
"It's just what his materials reflected, nothing new or old news," Fang Qingye replied, then added with a smile, "President Sun, this Wang Chenyang is quite annoying, isn't he?"
"Yes, they complain everywhere, especially when someone from higher up comes, they hand over materials, which makes the branch leaders afraid to come. It's really hurting our Fengyi branch." Sun Peng sighed at the end.
Seeing the other party's appearance, Fang Qingye's heart stirred, and she said with a smile, "President Sun, I saw in the materials that you, as the vice president, also participated in the final vote and signed it. Is it really true, as Wang Chenyang said, that he didn't sign it at all?"
Sun Peng was taken aback before saying, "Of course I signed it! Assistant Fang, let me be honest, it's such a trivial matter. So what if I just signed my consent? This was a collective decision! President Qiu wrote a self-criticism, and I took the blame, but we're both fine now, aren't we? I even got promoted! It's him who can't see the bigger picture!"
Fang Qingye nodded.
Sun Peng's words do have some merit. The price Wang Chenyang paid was indeed too high. If he had given in, instead of making a scene, he might still be a mid-level manager at a branch bank, doing much better than he is now.
But some people are stubborn and unwilling to give in.
This reminded Fang Qingye of the movie "The Story of Qiu Ju" directed by Zhang Yimou.
This Wang Chenyang, isn't he like Qiu Ju from the movie? We need an explanation.
"Alright, Assistant Fang, let's not talk about him anymore, it makes me uncomfortable." Sun Peng wiped his mouth and changed the subject: "Assistant Fang, your hometown is Nanxin, right?"
"Yes."
"Nanxin is a nice place, with beautiful mountains and clear waters."
"It's alright. Have you been to Nanxin?"
"No, there's someone from your Nanxin branch in my workplace. He's a college graduate who joined last year. That's what I heard from him," Sun Peng said casually while eating.
"Really? What's your name?" Fang Qingye asked curiously.
Sun Peng paused for a moment before saying, "His name is Li Liang."
"Oh, I'd like to meet my fellow townsman sometime," Fang Qingye said with a smile.
“Sure, I’ll have him contact you then.” Sun Peng’s face suddenly looked a little awkward, but he quickly regained his composure.
At 9:00 AM, the inspection team arrived at the Fengyi branch building. In accordance with the requirements of this surprise inspection, after meeting and coordinating with the branch leadership, they immediately began their work.
Fang Qingye was in charge of inspecting credit business, and Sun Peng even prepared a private office for him to avoid being disturbed by others.
As required, it is necessary to check whether all loan documents of Fengyi Branch within the past three years comply with various rules and regulations, including whether the lending conditions are reasonable, whether the enterprise application materials are complete, and whether the materials are organized and archived, etc.
Of course, if the quantity is too large, random sampling can be used, but it is stipulated that the number of samples to be sampled cannot be one-third of the total.
Fang Qingye naturally opted for random checks, but the stacks of documents still gave her a headache.
Take your time and watch it.
At this moment, he met his fellow villager Li Liang, who was tall and thin, and said that he was sent by Bank Manager Sun.
Fang Qingye politely poured him a glass of water, and the two started chatting.
“Assistant Fang, I’ve seen you at school,” Li Liang said.
"You also went to No. 1 High School?" Fang Qingye tried hard to recall, but it was too long ago and he couldn't remember.
“No, I went to No. 2 Middle School. Your dad taught our class geography when I was in junior high,” Li Liang said.
Oh, I see.
Although Fang Qingye's father is the principal of Chengguan Middle School, he still insists on teaching geography to a class. Even though it's a minor subject, he's still committed to teaching. "Your dad's geography lessons are so interesting, not at all like when he's giving a speech at a conference," Li Liang laughed.
Indeed, my dad is very funny and humorous when he gives lectures, but he has a poker face when he holds meetings, and he becomes more serious the more people are in the meeting.
It's clear that Li Liang is a very talkative person.
"Assistant Fang, there are many things I don't understand in my work, and I need your guidance," Li Liang said.
You're welcome, let's learn from each other.
Li Liang naturally wouldn't stay any longer and interfere with Fang Qingye's work.
The grueling inspection work officially began, and Fang Qingye's daily work consisted of flipping through various case files and checking loan application materials.
Major problems are hard to find – in most cases, they are. But minor problems are plentiful – it's impossible to have no minor problems; even if everything is done perfectly, the inspection team will still find fault.
Otherwise, what am I supposed to do?
After reviewing the materials for four consecutive days, Fang Qingye had basically gone through all the files she had checked and recorded a lot of questions.
However, these are all technical and unimportant issues.
Fang Qingye stood up to stretch and picked up a bottle of mineral water. Just then, Xue Jiandong walked in.
As the team leader, I do not participate in the specific inspections.
"Xiao Fang, how's the examination going?" Xue Jiandong asked.
"I've basically finished reviewing it. There aren't any major problems, but there are quite a few minor ones," Fang Qingye replied with a smile.
"It's perfectly normal. Take a look at a few more of the documents they're processing tomorrow. If there aren't any major problems, then your work is all done."
"Ok."
This was also required by the inspection plan, which Fang Qingye was already aware of.
The next morning, Fang Qingye finished breakfast and went to the branch headquarters building, where she ran into her fellow villager Li Liang.
"Good morning, Assistant Fang!" the other party greeted warmly.
"Hey Li Liang, do you have any loan application materials that are currently being processed? Let me take a look at one," Fang Qingye asked casually, thinking about her work.
"Okay, I just processed a personal mortgage loan. I'll bring you the documents."
"Thank you."
Fang Qingye returned to her office, made a cup of tea, and not long after, Li Liang knocked on the door and came in with a file folder.
"Assistant Fang, all the materials are here."
"Okay, you go ahead and do your thing. I'll contact you if you have any questions."
"Ok."
After Li Liang left, Fang Qingye took out the materials and looked at them carefully.
This is a very common loan application document.
A company called Taihua Trading Co., Ltd. borrowed 800 million yuan from a bank using real estate as collateral. According to procedure, they need to obtain a mortgage certificate (also known as a mortgage or encumbrance certificate) from the local housing administration bureau.
The documents already included a certificate of other rights stamped with the seal of the local housing management bureau. Fang Qingye had seen many of these; although the formats varied slightly from place to place, they were all largely the same.
Fang Qingye looked at it slowly and suddenly realized that something was wrong.
During the process of processing the mortgage certificate, the bank staff member handling this business, namely Li Liang, was required to sign it in his own handwriting. However, he noticed that the signature on this certificate looked different from other signatures.
When a person signs their name, whether neatly or hastily, the strokes should flow smoothly. However, in this particular instance, the strokes are blocked, as if the person is imitating someone else.
Someone signed it on my behalf?!
Fang Qingye immediately realized the seriousness of the problem.
I wonder if Li Liang has noticed this situation?
(End of this chapter)
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