I became financially independent right after entering college.

Chapter 2 Brother Tongzi Arrives

Jay Chou's characteristic lisp was still urging him on.

Bai Chou temporarily ignored the text message whose authenticity he didn't know and answered the phone.

"Hey?"

"Hello, I'm a customer service manager with ICBC. We've detected a large inflow of foreign funds into your account. Could you please confirm your ID so we can verify your identity?"

The customer service manager on the other end of the phone was very polite. They had verified that the remittance was completely legal and compliant. The funds came from a formal family trust company, so the source of funds was clean and there was no risk of laundering.

In order to ensure that the recipient can receive the remittance legally and reasonably, the other party even issued a notarized donation agreement, the remitter's income certificate and other documents in full compliance with the laws of the University of Tokyo.

By the way, according to the dividend distribution standards, 20% personal income tax was paid on behalf of the recipient.

The procedures are so complete that ICBC only needs to confirm the information of the payee.

Bai Chou glanced at his phone screen again, confirming that the number on the other end was indeed from ICBC customer service. He then calmly gave his information: "My ID number is..."

Shan Meng, who was standing aside, was a little confused. Why did he suddenly report his ID number?
"Please give way."

"Oh, alright."

Shan Meng, who was standing in the middle of the aisle, quickly held on to her luggage, squeezed back into the seat, and moved next to Bai Chou to make room for others.

When people are on the phone, they dare to take anything that is handed to them. Bai Chou glanced at the aisle, moved a little further in, and casually put his arm around Shan Meng's shoulders to protect her.

Shan Meng's cheeks flushed slightly, and her delicate nose twitched slightly. When she got closer to Bai Chou again, she smelled that pleasant scent again.

The smell is a little different from what I smelled when we first met in the morning. It feels like sea jasmine mixed with cedar frankincense, cool and refreshing.

She and Bai Chou are a perfect match.

After confirming the information, Bai Chou put away his phone and looked around. The train had already stopped at the platform.

He patted Shan Meng's shoulder and said, "There are too many people at the station. Follow me closely and don't get lost. If you can't help me, just hold on to the corner of my clothes."

"I'm not a child anymore. I just haven't traveled far alone." Shan Meng pouted. She really thinks I'm a little sister!

"It's mainly because I'm afraid of trouble."

Bai Chou responded casually, took down his suitcase, put on his bag, pushed Shan Meng to ensure that the girl was always in his sight, and got off the high-speed train with the crowd.

After entering the station, Bai Chou pulled Shan Meng to a corner and pushed his luggage rack to Shan Meng: "Wait here for a while, don't move."

"Are you going to buy me two kilograms of oranges?" Shan Meng suddenly added a joke in a playful manner.

Bai Chou glanced at Shan Meng speechlessly: "I'm going to the bathroom!"

"Oh." Shan Meng suddenly felt bored. You have no sense of humor at all!
After placing the order, Meng Baichou walked into the bathroom, found a squatting position, went in, closed the door, took out his mobile phone impatiently, and opened the ICBC app.

The balance is more than 822 million.

There is more than 816 million yuan that has just been transferred, and there is also more than 5 yuan that was already in the card.

Bai Chou was about to "breathe faster", but considering that this was a toilet, he held it in and quickly regained his composure, at least on the surface.

It's 2018, an era of information explosion. Bai Chou also reads online articles and browses Bilibili, and is quick to absorb new things.

Brother Tongzi?
In response to Bai Chou's inner call, the system interface appeared in Bai Chou's mind as usual.

【das255 system】

【System Type: Urban Life】

[System Level: Lv.1]

【The system is expected to be upgraded in 21655 hours】

[Host: Baichou]

Current status: sole beneficiary of the das255 family trust fund

Current Skills: English (Amateur Level 2), Basketball (Amateur Level 1), Civilian Vehicle Driving (Amateur Level 2), Vocal Music - Pop Singing (Amateur Level 5)

This is the main interface. Below the main interface, there are various sub-interfaces and introductions.

Query the current identity.

[The das255 Family Trust Fund is a trust fund company registered in the Cayman Islands one year ago. It manages a total of US$1 million in funds. The principal is xxx, the trustee is David Harrison, and the fund is managed by Rockefeller Capital Management Company.

The annual return of DAS Fund Management is about 6%. The host can receive the full capital income of the previous year after deducting management fees on a monthly basis.

I see. $3.6 million is 24-25 billion RMB, which means the fund's annual return is about 1.4 million RMB. After deducting the management fee, the remaining amount will be paid to me monthly.

It is stable and safe, unlike the super-rich systems in some novels that require repeated rebates and critical hits.

Query the skill system. [Only abilities that the host is interested in, enjoys, and can bring pleasure to themselves will be solidified as skills in the system interface.

Skill levels are divided into two levels: amateur and professional. Amateur levels are from low to high: amateur level 1 to amateur level 5, and professional levels are from low to high: professional level 1 to professional level 9.

When the host participates in hobby activities or makes himself happy through consumption, there is a chance to acquire new solidified skills or upgrade the level of existing solidified skills.

Industry 1 to Industry 5, then Industry 1 to Industry 9, a bit like the hierarchy in Go.

Is English also my hobby? Is it because I like listening to and singing English songs and have a certain level of English proficiency?

It's no surprise that Bai Chou's pop singing skills are at a Class 5 level; he's truly trained in vocal techniques. But his basketball skills are only at a Class 1 level...

Did I watch so many episodes of "Basketball Fire" in vain?
Forget it, so be it.

Bai Chou probably figured out his own system.

From the perspective of how the system distributes money through family trusts, and through the skill system, it encourages oneself to invest more energy and money into hobbies.

The system seemed to be treating him like the foolish son of a wealthy family, fearing that he would ruin the family by starting his own business.

Do you look down on me, Bai, too much?

Shouldn't it be like what is written in some articles about super-rich people, that one should open up one's horizons, be enterprising and create myths, and cultivate oneself from an ordinary person into a "legendary super-rich person"?

Even if one day you lose your wealth and system, you can use your abilities to return to the top.

How positive, how touching, and how noble.

[Detected that the host wants to be self-reliant, with the ambition to contain the universe and swallow up the world. The system will automatically unbind. Current progress is 0.1%...]

Bai Chou:!!!
Rollback! Cancel the unbinding! I was kidding!
【Unbinding has been canceled】

Huh, Bai Chou breathed a sigh of relief. He almost lost the huge income of eight million per month.

After figuring out the sudden golden finger and calming down, Bai Chou walked out of the bathroom, washed his hands, took out the bottle of perfume from his backpack and sprayed himself a few times.

After packing up a bit, Bai Chou returned to Shan Meng and took the suitcase, smiling apologetically: "Let's go, sorry for taking up some of your time."

"If this counts as wasting my time and you want to apologize, then I insisted on having you come with me to report in, and took up so much of your time, so don't I have to kowtow to you?"

Shan Meng was quite resentful. She always felt that Bai Chou was too polite to her. It was the kind of politeness that seemed very polite but actually created distance and kept people at a distance.

Even if the so-called boyfriend and girlfriend cannot be taken seriously, they were classmates for 6 years, and in the same class for 5 of them. Isn't that too much?
"If you really want to knock, then I will bear it reluctantly."

"Virtue~" Shan Meng rolled his eyes and felt much better. He felt that the politeness and strangeness between the two of them had dissipated.

"Okay, let's go quickly. I have something to do after reporting."

"Ah."

Very naturally, Shan Meng grabbed Bai Chou's clothes again, pulled the suitcase and followed Bai Chou closely.

Fresh and natural, the lemon basil perfume with a hint of cool sea water evaporates into the air, lingering at Dan Meng's nose all the time.

With his nostrils flaring slightly as he sniffed the faint fragrance lingering in the air, Dan Meng began to daydream.

Bai Chou was about 1.80 meters tall, fair-skinned, tall and thin, like the young Dawn. I was also about 1.67 meters tall, with fair skin and beautiful looks.

I even pulled at his clothes, feeling like a couple in a teen movie. Will anyone look at us and think we're really dating?
Shan Meng glanced around quietly, and suddenly his sight stopped in a certain direction. He pulled Bai Chou and said, "There are a lot of people holding signs over there. It should be the university's welcome station. Could our school's welcome station be there too?"

I heard that universities send buses to pick up new students and drive them directly to campus.”

"Of course they are, but we're not taking the welcome bus. God knows how long we'd have to wait here. Let's just go out and take a taxi. We'll be at school in just over half an hour. It's quick."

"Then I'll transfer the money to you later."

Shan Meng nodded. She didn’t insist on taking the school bus. She didn’t need the money for carpooling.

"No need. With or without you, I would definitely take a taxi to school to save time."

After exiting Building No. 6, you will reach the South Square. After walking a few steps, two illegal taxi drivers came over and asked if they wanted to get in a taxi. Bai Chou ignored them and pulled Shan Meng into a taxi.

"Master, go to the Nanchuan campus at the foot of Fangshan Mountain in Jiangning University Town. Don't go the wrong way."

Bai Chou took out his music player and headphones from his bag, and at the same time seriously instructed Shan Meng: "I have a difficult task for you.

I'll put on my headphones and take a nap. You can use the map on your phone to look at the navigation route. When we're almost there, wake me up."

"Okay, you take a rest first."

Shan Meng squinted her eyes, smiled, and made an OK gesture. She took out her cell phone, opened the map navigation, and held the phone in her palm, staring at the screen carefully.

Being needed by Bai Chou and being sought for help made Dan Meng feel quite accomplished and satisfied.

(End of this chapter)