Era: Starting from divorce from female college student

December 31, 1985, the last day of the year.

In a skyscraper over 200 meters tall in Central, Hong Kong Island, in a mid-to-high-level office, is the trading room of a financial company under Zhao Jinshi's name.

He was anxiously waiting for the traders to tally up their company's profits this time.

Even though the USD/JPY exchange rate was 170 before the sell-off, this price had already made Zhao Jinshi a fortune.

However, he couldn't be happy until he saw the funds successfully enter his pocket.

Because he's a seasoned financial veteran, unrealized profits and actual profits are two completely different things.

As time passed, a rainbow appeared in the stunning sunset outside the floor-to-ceiling windows, making the entire Victoria Harbour view exceptionally beautiful.

However, Zhao Jinshi didn't react much to this; he was more interested in the outcome of the transaction than in appreciating the beautiful scenery.

Soon, the traders finished their work and reported the specific profit results to him.

After adding them up, the result was quickly obtained: Zhao Jinshi had earned a total net profit of US$3.92 billion.

"Hahaha!"

Upon hearing the result, Zhao Jinshi could no longer contain his joy.

He took a huge risk, increasing his leverage and investing his entire fortune.

He was naturally very happy to have finally gained huge profits.

Several years ago, he had already amassed a fortune of several hundred million US dollars, and now he has taken it a step further, not far from a net worth of tens of billions of US dollars.

That evening, at the Deep Water Bay villa, Zhao Jinshi returned home and immediately shared the good news with his mother Lin Wan, his father Zhao Mancang, and his aunt Liu Baochan.

Everyone was very happy, but no one immediately tried to dissuade them.
Later, Xiaotaozi, Xiaobaozi, Zhao Sihui, and other children also returned one after another.

They also reported on their respective earnings.

Two weeks ago, Zhao Mancang told them that he would clear out all his positions before New Year's Day.

However, we need to pay attention to the market's reaction and not sell everything at once, otherwise it could easily trigger a chain reaction in the market.

After all, Zhao Jinshi and his team have each invested a considerable amount.

For example, Little Peach, I don't know if she has a big gambling habit, or if she has a lot of confidence in her father, or for some other reason, but in any case, she also took out loans and leveraged them, investing as much as 5.5 billion US dollars.

With such a massive amount of capital, if it were all liquidated and sold off, the impact on the market would naturally be considerable.

If Xiao Taozi, Xiao Pangdun, and the other children were to sell their shares together, Zhao Mancang was certain that the market would experience violent fluctuations.

If things go wrong, other unexpected problems might arise.

Therefore, regardless of their willingness, Zhao Mancang made them clear out their inventory in batches over a period of half a month.

Of course, they could have sold off their shares after New Year's Day, but Zhao Mancang knew that the children really needed time to process the pressure.

After all the children had finished their reports, Lin Wan and Liu Baochan's smiles never stopped.

Even though Liu Baochan still remembered Zhao Zhirui, who was still living a wild life in the deep mountains and forests, she naturally wouldn't spoil the fun when the other children were so happy.

"Alright, are you all happy now? You've all got your money's in your pocket, right?"

In the luxurious living room, the children, in different positions, looked at their father, Zhao Mancang, sitting in the main seat, with smiles on their faces, listened to him speak, and nodded in unison, indicating that they were very happy.

"I know you're all happy, but I want to give you a reality check. There's a saying: 'One's virtue doesn't match one's position!'"

Actually, reasoning with children when they are happiest is not very effective.

Zhao Mancang was naturally aware of these things, but he still needed to give the children a reality check.

"Your current situation is that you have a lot of cash on hand, but you don't have much power or control over resources."

"When wealth accumulates to a certain level, it's really just a string of numbers; what matters more is your power to control that wealth."

"Little Stone, you're in finance, so you're more familiar with the financial markets. You must know about Wall Street financial institutions like the Quantum Fund, the Magellan Fund, and Bridgewater Associates, right?"

These are all renowned financial giants on Wall Street, whose presence can always be seen whenever they stir up trouble in the capital markets.

Upon hearing this, Zhao Jinshi nodded repeatedly.

Although he admires investment gurus such as Buffett, Soros, and Dalio, in his heart, his father is the strongest.

It wasn't just because his father made him a lot of money, but also because his father's market judgments were always the most accurate.

Anyway, ever since he was a student, he had been consciously listening to his father's judgments on the market.

Over the years, his father's judgment of the market has never been wrong, not even once.

It was precisely because of this accurate judgment of the market that he admired his father so much.

But what exactly was his father trying to say when he mentioned Soros and his ilk at this point?

"People like Soros are very capable investors and are extremely skilled fund managers, so you'll see that they have a lot of money at their disposal, but they don't own any real businesses, right?"

Upon hearing this, the children nodded in agreement; the clever ones had already begun to think about the problem.

"That's because you haven't studied their investment cases over the years. They haven't really failed much because they've conducted extensive market research and developed their own unique investment philosophy."

"These people have been able to succeed time and time again in the capital market because of their outstanding investment skills, but could you do the same?"

"Furthermore, you already have a considerable amount of capital at hand. Can you guarantee that every investment you make will be profitable?"

As soon as Zhao Mancang said this, Xiao Taozi and the others all shook their heads.

The money they earned this time was entirely due to their father.

In particular, Zhao Jinshi currently holds more than five billion US dollars, all in cash, which is an enormous fortune.

According to his father, at some point he might return the money to the market in another way.

This is what it means to be unworthy of one's position.

So how can we ensure that our moral character and abilities match our positions?
This demonstrates their capabilities. Of course, as Zhao Mancang's children, he wouldn't stand idly by and watch their wealth depreciate. "You can convert your funds into other forms of wealth, such as investing in real estate, like shops and buildings in commercial districts like Central, Wan Chai, Causeway Bay, and Mong Kok on Hong Kong Island."

"You can also invest in real estate in other places such as Beijiang City, Beijing, Baiyun City, and Shanghai. These are traditional industries that you can control."

"Of course you have such a huge amount of funds; the combined assets of all your children now exceed two hundred billion US dollars."

"There's too much capital; if it's all invested in real estate, it will definitely cause drastic fluctuations in the real estate market."

"I'll give you a short-to-medium term and a long-term investment plan. You can consider and choose for yourselves."

"You are all my children, and I don't want your competition to worsen your relationship. If that happens, well..."

"Furthermore, given the sheer size of your funds, I need to know your plans; otherwise, my businesses will also be affected."

Suddenly, Zhao Linlin asked, "Daddy, how much money did you make this time? Can we find out?"

Lin Wan has eight children: Xiao Baozi, Xiao Taozi, Xiao Shitou, Xiao Pangdun, Zhao Siyu, Zhao Yuechan, Zhao Tianyi, and Zhao Xinyi.

Liu Baochan's children are Zhao Zhicheng, Zhao Zhirui, Zhao Jinxi, Zhao Sihui, Zhao Leyong, and Zhao Linlin, a total of six people. Zhao Zhirui is not here.

So there are currently thirteen children in the family. Zhao Zhirui has also invested, but it's been placed under Liu Baochan's care, with Zhao Jinshi helping to manage it.

In other words, Zhao Jinshi helped with this clearance sale.

Zhao Zhirui also made a lot of money, a total of 1.2 billion US dollars, but he couldn't give it to him right now.

The money will be held by Liu Baochan on his behalf. If Zhao Zhirui can successfully quit his addiction to gluttony and turn over a new leaf, Zhao Mancang may allow him to return home.

Otherwise, there's no point in discussing it.

With the fourteen children together, the total funds certainly exceeded two hundred billion US dollars.

However, after Zhao Linlin's words, everyone was even more curious about how much money Zhao Mancang had actually made.

"I don't know!" Zhao Mancang shook his head.

Lin Wan and the others were immediately filled with disappointment. Zhao Jinshi immediately said:
"Dad, I know that detailed data hasn't been compiled yet, but you should know the approximate profit, right?"

"Don't be so curious. Even if I told you, you still wouldn't see it. Besides, you have so much money now. You should think carefully about what I just said, otherwise your money will just flow back into the market in other ways."

Zhao Mancang said with a cheerful laugh:

"Alright, stop focusing on me. Think about it yourselves, learn more, and observe more. Maybe you'll have a different perspective."

"After a while, bring out your upcoming investment plans and let me take a look. Also, make sure your funds are kept discreet and don't get discovered easily."

Now that Little Stone and his friends have such a large amount of capital, they definitely need to invest it in separate investments.

Of course, most of them invested through the Hong Kong Island Development Bank, so they were not discovered.

Today, the Hong Kong Island Development Bank is so large that it is about to surpass First Citibank.

More than a decade ago, the vaults of the Hong Kong Development Bank already held two to three billion US dollars in gold.

The bank now holds gold in its vaults worth hundreds of billions of dollars.

However, after Yunlan City was established, the Hong Kong Development Bank also set up a branch there and stored some of its gold in the branch's vault.

In previous years, gold trading in Yunlan City was extremely popular.

Even now, Yunlan City's gold trading market has become the world's largest gold trading market.

Simply because there is indeed a lot of gold there, and the price fluctuates relatively much.

The reason is quite simple: Yunlan City is backed by the entire African continent, making it arguably the closest open gold trading market to gold mines such as the Rand Central Gold Mine.

In addition, there are direct flights every day from Iskoshuban Airport in Yunlan City and airports such as Pretoria.

The convenient transportation and proximity, coupled with the high level of security in Yunlan City, make it a popular destination for gold trading.

In other places, such as Pretoria, the largest city closest to the Rand Central Gold Mine, which is also the administrative capital of South Africa.

However, Pretoria was in a state of chaos. Not to mention going there for tourism, even if you went there specifically to trade gold with a large, fully armed team, you could still be kidnapped.

However, such a thing does not exist in Yunlan City.

If you purchase a large quantity of gold in Yunlan City, you can even apply for protection from Yunlan City, or request Yunlan City to send planes to help with transportation.

Other warlords or bandits in the vicinity who coveted the gold would absolutely not dare to make a move.

After all, the Black Cross troops of Yunlan City are not to be trifled with.

"Dad, can I invest in real estate in Yunlan City? Or in gold? Is that possible?"

Suddenly, the little boy asked a question, and upon hearing it, Zhao Mancang immediately gave him a thumbs up and said:
"However, you certainly have a great idea, but have you considered what if gold doesn't rise in price?"

Over the next few decades, gold prices will fluctuate, but there will still be plenty of opportunities to make money.

However, the little bun may not have such vision.

Therefore, Zhao Mancang needs to remind his daughter, otherwise, she will probably lose all her money.

"But Yunlan City's development speed is very obvious. Moreover, although Yunlan City is not yet a country, its technological and military strength is very strong. I believe that this place will definitely be able to develop."

The little boy argued vehemently, analyzing:
"I believe that the development of Yunlan City will definitely be very rapid in the future. Investing in real estate should be a very good investment. In addition, gold is also a very good investment target, based on the comparison between Sam and Moscow."

"I believe it's a battle between two tigers; one is bound to be injured. Whoever falls will likely gain the greater benefit."

"As the saying goes, antiques are valued in prosperous times, while gold is valued in chaotic times. Therefore, I believe that while investing in gold may not guarantee profits, the chances of losing money are not high."

Everyone nodded in agreement, agreeing that her analysis made perfect sense.

However, Zhao Mancang suddenly asked:

"What if a large gold mine were discovered elsewhere? What if Yunlan City possessed excellent technology for mining gold from the earth's crust?" (End of Chapter)