Era: Starting from divorce from female college student

February 3, 1981, the 29th day of the twelfth lunar month, was only one day left until the Chinese New Year's Eve.

At his home in the Limidong villa in Beijiang City, Little Stone lowered his head, looking as if he was admitting his mistake.

In the living room, Xiao Baozi, Xiao Taozi and others surrounded a woman and asked for detailed information.

The cause of the incident was that Zhao Mancang's eldest son, Zhao Jinshi, also known as Xiao Shitou, was young and could not control his lower body and had sex with someone.

This is a very normal thing, after all, young people are impulsive.

But the woman who had a relationship with him was also a smart person. She somehow found out about Zhao Jinshi's situation and wanted to marry into a wealthy family.

So he kept pestering Zhao Jinshi.

Since Zhao Jinshi tasted the forbidden fruit, he naturally couldn't stop, so he had several girlfriends at the University of Hong Kong, one of whom was Wen Zhaoli, the daughter of the Wen family in Hong Kong Island.

Originally, he was a master of time management and nothing had happened to him until a few days ago when a woman named Lin Baohui found him with a child.

The key point is that at this time, Wen Zhaoli was already pregnant and had taken him to meet her parents.

Now he knew he was in trouble.

Because of this situation, Zhao Jinshi had no idea how to deal with it, so he could only call his father obediently.

Lin Wan was very angry after learning about this.

Although her son is just young, she has always taught him not to learn from his father, and it turns out that they are really in the same vein.

After Zhao Mancang knew about this, he was not angry, nor was it that the Zhao family could not afford to support him. The key was whether Zhao Jinshi had the ability to survive in society.

You have to know that Zhao Jinshi was only 21 years old at that time, still very young, and still studying in college.

His learning ability is okay, but when it comes to his earning ability, I’m not sure.

Xiao Shitou is a master of time management, but his abilities in other areas may not be so strong, which is what Zhao Mancang is more worried about.

Although Zhao Mancang himself has a lot of money, there is a saying that if his descendants live off the wealth, then no matter how much money he has, it is likely to be squandered in a very short period of time.

Why do so many families never become rich for more than three generations?
To be honest, there is definitely some truth to this. The education of children is extremely important.

"Don't look at me like that. How do you want to deal with this?"

Looking at his son in front of him, Zhao Mancang did not blame him, nor did he scold his son. He just asked him calmly and indifferently.

One of them was Lin Baohui, who had come with her son to look for someone, and the other was Wen Zhaoli, who was already pregnant.

In comparison, Wen Zhaoli is definitely more powerful because the Wen family still has some reputation in Hong Kong Island, and Lin Baohui is a woman who wants to marry into a wealthy family.

"Dad, can I have both?" Little Stone asked in a low voice, with anticipation in his eyes.

Zhao Mancang heard this, but before he could say anything, Lin Wan scolded him in a delicate voice:
"You still want to marry two? Do you think Hong Kong Island is still the same as it was before? Will the law allow you to do this? And do you think you will be like your father? Do you have the strength and ability to support them?"

Little Stone immediately shrank his neck. He was a little afraid of his mother because this was the first time he saw his mother so angry.

There is definitely no way to solve the problem by making so much noise.

So Zhao Mancang had no choice but to let Xiao Shitou go and comfort Lin Baohui first, and let her return to Hong Kong Island first, but she had to leave the child behind.

As for Wen Zhaoli, of course he will return to Hong Kong Island to celebrate the Spring Festival first. Everything else will have to wait until after the festival.

With Zhao Mancang's words, Xiao Shitou certainly didn't dare to say anything else.

As for Lin Baohui and Wen Zhaoli, they didn't dare to say anything more and returned to Hong Kong Island obediently.

"Dad, is this little guy really Little Stone's son?"

At home, the little boy raised a question. As soon as he said this, the family, who were originally very happy, all lost their smiles.

Indeed, it is a big problem.

Because if the little guy in her arms was just the son that Lin Baohui brought back from outside, things would become a big deal.

Xiao Shitou is the eldest son of the Zhao family. Although Lin Baohui is not Xiao Shitou's daughter-in-law yet, it can be basically confirmed that she is the eldest grandson of the Zhao family.

Since he is the eldest grandson, he must have a different status.

Before Zhao Mancang could say anything, Xiao Taozi, Zhao Huijun and the others started asking questions at once. They first asked Xiao Shitou for the details.

"Okay, stop arguing. After the Spring Festival, we can go to the hospital and do a paternity test using DNA technology."

Seeing that they were still arguing, Zhao Mancang immediately interrupted and said.

There is nothing to argue about. Whether it is true or not can be known by testing it.

DNA paternity testing technology is not a sophisticated technology. It was developed in the Shaya laboratory area a few years ago.

Seeing that Zhao Mancang had said this, everyone asked curiously, and Zhao Mancang gave them some basic information.

This matter has finally come to an end.

This year's Spring Festival is different from previous years.

Because of Xiao Shitou and a grandson temporarily named Xiao Fanshu, the family is particularly lively.

Because Xiao Shitou is a master of time management, Lin Wan and others kept reminding him throughout the Spring Festival to concentrate and not mess around outside.

Although this ideological education came a little late, it was just like Tang Monk chanting scriptures, which made Xiao Shitou a little annoyed. But he couldn't show it, otherwise it would only be worse.

Realizing that his children had grown up, Zhao Mancang also gathered all the children together during this Spring Festival:

"You have all grown up, especially Xiao Shitou, you already have a child now."

"So when it comes to money, you should have your own money and learn how to manage it early on."

"So I'm planning to give each of you 10 million Hong Kong dollars. You can invest it, start a business, or just keep it in the bank. I won't be in charge of any of this. By next Spring Festival, you just need to report to me on your progress."

yeah!
All the children exclaimed in surprise when they heard this.

Of course, Zhao Huijun is an exception, because her current small treasury is already more than 10 million.

After all, Zhao Huijun is a big star. Even though she only sings every year, she has earned tens of millions of Hong Kong dollars over the years by selling records and occasionally taking part in some concerts.

Mainly because her records were groundbreaking and sold very well in Southeast Asian Confucian cultural circles, so she made a lot of money. Little Baozi, Little Taozi, Little Stone, Little Fatty, Zhao Siyu, Zhao Yuechan, and Liu Baochan's children: Zhao Zhicheng, Zhao Zhirui, Zhao Jinxi, Zhao Sihui, Zhao Leyong, and Zhao Linlin, were all very happy.

Because they have never had so much money on hand.

Ten million Hong Kong dollars was a huge sum of money in 1981.

So after the group of kids got the money, they were all thinking about how to make money.

Lin Wan suddenly spoke at this time:
"Are you stupid? Your father is right here, don't you know how to ask him?"

Zhao Mancang said at this time:
"No, I gave you this money to train your earning ability. If you all come to me for advice, then what's the point of my original intention? You can ask your mother or others for advice, but I won't give you any advice."

"And as I've already said, whether you invest the money or keep it directly in the bank is entirely up to you. However, every year during the Spring Festival, you need to report to me how much money you have left."

Zhao Yuechan, Zhao Leyong and Zhao Linlin, who are still young, will definitely deposit their money directly in the bank to earn interest. This is the safest way.

Lin Wan and Liu Baochan had already made the decision for the three children. They simply converted the money into US dollars and deposited it in an account at the Island Development Bank.

Why US dollars?

Because the interest rate on US dollars is very high now. With such a high interest rate, it would be foolish not to deposit it in the bank.

At this point in time in 1981, the historical context was an economic crisis caused by the previous oil crisis, with severe inflation.

As Reagan came to power as the occupant of the White House, the then Federal Reserve Chairman Paul Volcker pushed up the US dollar deposit interest rate, which directly reached 19.10%.

It can be said that at this time, if you simply deposit US dollars in the bank, you can earn a lot of interest every month.

Therefore, for Zhao Yuechan and the other kids, it is the best idea to adopt such a safe investment method.

Xiao Baozi and the other children also made the same choice because it was the wisest choice.

And they don't think they have very good business acumen, so it's fine this way for now.

At least it doesn't require any brainpower.

After Zhao Mancang learned about their choice, he was not angry. After all, it was the children's own choice, and they would have to bear the consequences themselves.

Soon, the Spring Festival was over, and Zhao Mancang took Xiao Fanshu to the largest hospital in Beijiang City, Beijiang People's Hospital, for a DNA paternity test.

The whole family came to the hospital and the results came out quickly.

You know what, it’s Zhao Jinshi’s child.

Now the whole family breathed a sigh of relief.

Then the next thing is the matter of Lin Baohui and Wen Zhaoli.

Zhao Mancang said directly to Xiao Shitou:
"You should handle your own affairs. You are already an adult. The choice is entirely up to you. Although I am your father, I am only giving advice on your own affairs. You can make your own decision."

"But you have to bear the consequences of your decision yourself, so nothing can go wrong."

It’s not that Zhao Mancang is open-minded, but he himself cannot ask Xiao Shitou to be single-minded on this point.

Moreover, as far as this matter is concerned, he still hopes that Xiao Shitou can handle it himself, and he also hopes to see how he handles things through this incident.

Even though the child has grown up, it does not mean that his ability will be good or bad.

Judging from the matter of being a master of time management, Xiao Shitou is undoubtedly successful, but he definitely has problems on the moral level.

It’s just that both Wen Zhaoli and Lin Baohui love Xiao Shitou so much, which also shows that Xiao Shitou himself is still a very capable person.

"Dad, is that true? You don't care about me?" Little Stone asked cautiously.

Zhao Mancang held his forehead in annoyance:
"If I didn't care about you, would I give you kids 10 million Hong Kong dollars at this time? Use your brain to think about it, you know I won't care about you."

"Alright, do whatever you want, but I'm telling you, no one can die. That's the bottom line."

When it comes to love, to be honest, many things are not as simple as they seem.

A gold digger like Lin Baohui is still okay, but Wen Zhaoli's family is from a scholarly family and is well-known in Hong Kong Island. If she loses her mind for a while, something big might really happen.

Because some women, and even men, who are obsessed with love, will commit suicide.

Young people in their teens, 17, 18, 19 and 20s are especially prone to impulsiveness.

Once you get impulsive, no one can stop you.

Xiao Shitou and Lin Baohui shouldn't be too upset, but I don't know about Wen Zhaoli and the other women.

Anyway, Zhao Mancang had never seen it and didn't know the specific situation.

"Thank you, Dad. I understand!" Little Stone was overjoyed when he heard that.

He is not as simple as he seems. He has been working on making money for a long time.

Since coming to Hong Kong Island, he would receive some pocket money from his father every month. Although it was not much, he would save the money at that time.

After saving for a few years, he had 700,000 Hong Kong dollars, and at this time, he was already a high school student.

Since he is very concerned and eager to know how to make money, he will review the market frequently.

Hong Kong Island has a strong business atmosphere and there are many ways to make money.

Especially the stock market, which exploded overnight and caused people to lose everything overnight.

But he has an advantage that others don't have: his father!
From time to time, he could always hear his father making phone calls in front of the family, talking about investment matters.

Several years ago, during the first oil crisis, Xiao Shitou realized for the first time that making money was so easy.

But Xiao Shitou didn't have any funds at that time, so he had no choice.

The most recent time was the second oil crisis from the end of 1978 to the beginning of 1979. Xiao Shitou was very proactive. After learning about the situation from his father, he immediately took action.

He directly invested all the HK$1.7 million deposited in the Hong Kong Development Bank into the oil futures market.

Then came the economic crisis, and he invested repeatedly, even using leverage. (End of this chapter)