Release of the fairyland blue bird, the witch said she couldn't stand it

Chapter 373 What if I don't pay it back?

Upon hearing that he didn't have enough money, Jiang Chen immediately triggered a smooth mini-combo:
"If you don't have enough money, I suggest you go directly to the fourth floor of the building and apply for a Wan San Bank credit card. You can also get a large amount of interest-free benefits when you apply for the first time."

"Or you can directly open Douyin, click on 'My,' then 'My Wallet,' and those with good credit can apply for our Douyin Worry-Free Loan."

"All of the above loans are repaid in the following month for purchases made this month, so you no longer have to worry about forgetting to bring your Magic Crystals when you go out."

Everyone:.
Can't understand.

But if they understood correctly, the president meant they could get a loan to lend them money to spend?

Many people have already headed to the elevator to go up to the fourth floor to apply for the 0.03% credit card.

Many people also directly took out their phones, ready to apply for Douyin's worry-free loan.

After seeing the loan information above, many people finally understood what this "assured loan" was.

"Oh, I see."

"Just open your mouth, shake your head, blink, and millions will be deposited into your account?"

"Huh? My lord, why is my credit limit only a few hundred thousand?"

"Nonsense, it's based on the soul bound to your phone. If your soul is weak, your limit is low. I just saw that Prince Dracula's limit seems to be tens of millions!"

"hiss?"

Everyone gasped.

Although many lords have assets far exceeding tens of millions.

But this is completely different from the behavior of Douyin, who dared to lend tens of millions of yuan to people they had just met.

If it were them, would they lend tens of millions or hundreds of thousands to someone they'd only known for less than a day?

pattern!

This is the vision and ambition of Wan San Group and its president!

"Did you guys notice? We can actually use Douyin Wallet to scan a QR code and pay directly when we buy things!"

"I've figured it out! No wonder every stall had these black and white cards; it's a QR code for payment!"

"As expected of an advanced civilization! Direct virtual payment? I wouldn't have even dared to dream of that before."

"Our Magic Crystals can be directly topped up in your Douyin Wallet, so you won't have to keep taking out Magic Crystals to buy things next time!"

"Haha, that's really convenient."

The group of people completed the loan application process while laughing and joking.

However, a clever person quickly discovered the blind spot:
"Huh? By the way, if I borrow money from Douyin or Wan San Bank and then don't repay it on time, what will happen?"

These words instantly resonated with many people.

yes?

What if they don't pay it back?
Jiang Chen smiled slightly when he saw that they had actually come up with such a dangerous idea.

Then he slowly removed his gold-rimmed glasses and meticulously wiped the lenses with a deerskin handkerchief:

"You all seem to have some misunderstandings about the credit system."

Jiang Chen's voice remained gentle, yet it caused the temperature in the entire exhibition hall to plummet.

"Prince Dracula, as the leader of the vampires, you should know best the consequences of breaking the blood pact, right?"

"On Earth, we call this a 'credit blacklist'."

Jiang Chen snapped his fingers, and three holographic projections appeared in the air:

The first scene shows some sect leaders being pushed to the entire internet as a "list of defaulters" because of overdue payments, so that everyone in the Spirit Qi Continent can know who owes money and has not paid it back.

The second act is that a certain Mahayana venerable one's flying car suddenly drives itself to the gate of the Land of Bliss, and the car's audio system plays "Pay back the debt" on a loop.
"This is only a primary form of punishment."

Jiang Chen gently helped the succubus queen adjust her diamond necklace, grinning as he did so.
"If it alarms us, we'll have to collect the debt ourselves."

He continued, adding:

Restrictions on high-end consumption: Cannot purchase luxury goods or ride in luxury vehicles.

Publicly exposed: Douyin pushes "Western Fantasy Continent Debtor Ranking" on its daily homepage.

Social isolation: All group chats automatically block individuals with poor credit records, and entertainment functions of various apps such as Douyin are completely locked and unusable, leaving only the repayment path.

Asset freeze: All virtual assets under your name will be locked and confiscated.

Assets for debt settlement: Forcibly seizing all property (including but not limited to clan property and land) of the debtor (including all his direct relatives up to three generations).

Be honest.

The lords, who had just been thinking of not repaying the money, scratched their heads sheepishly, indicating that it was just a casual remark.

They just can't stand the rule that they can't use their phones when they're overdue on their payments.

Having finally come into contact with such a fun and interesting product of advanced civilization, not letting them play with it would be worse than killing them.

Moreover, they have already purchased tens of millions of units, intending to distribute them to the people of their territory.

It would be too embarrassing if the whole internet exposed that I owe money and don't pay it back.

soon.

These natives then arrived at the racing zone.

Seeing the dazzling sports cars, both male and female natives couldn't sit still; their eyes lit up as they watched the flying vehicles.

Look at the mounts of such advanced civilizations as the Spirit Continent!
This is true elegance!

The carriages they usually ride in are in a completely different league.

Many people have already started test driving the vehicles under the guidance of sales staff.

They were also captivated by the various personalized service software features and the hardware features such as refrigerators, color TVs, and large sofas.

This is right!

Only an elegant vehicle like a flying chariot is befitting the noble status of their lord; riding in a horse-drawn carriage is simply too vulgar.

Almost all the lords couldn't wait to swipe their cards and buy it after the test drive.

In fact, many lords had already placed their orders during the test drive.

Especially those with unique designs, such as the Poison, Apollo, and Aston Martin.

These flying cars are considered a niche vehicle among the high-end cultivators of the Spiritual Continent because they give off an overly flamboyant vibe that doesn't align with the continent's low-key and modest approach.

Those monks who can afford it will buy high-end, luxurious, and understated business cars like Maybachs or Rolls-Royces.

However, apart from the second generation of immortals and the first generation of entrepreneurs, most people who want to buy it cannot afford it.

But it's different in the Western Fantasy Continent.

These powerful lords would love for the most exaggerated designs possible!
Besides.

The sales of the flexible vehicles are also quite good.

After all, these lords brought many guards with them. They couldn't afford sports cars that cost hundreds of millions or even millions, and they looked down on low-end BYD and Geely models.

After all, as someone close to the lord, a car that is too inferior is not worthy of his status.

But they can buy the same agile vehicle as the lord!
Many lords who bought flying cars also showed great interest in this kind of agile two-wheeled vehicle.

Although they are all mounts.

However, the driving experience of the agile car and the flying car is completely different, and they also come with cool rider outfits and helmets.

In addition, many of the mobile vehicles were not expensive, so they bought a batch of them as well.

For example, Yamaha R1, Kawasaki H2, BMW K1600, etc.

Seeing this, many followers who couldn't afford luxury flying cars also bought the same agile car as the lord.

Imagine wearing a knight's outfit and driving a scooter.

Who can tell whether they are a lord or a servant under the helmet?

After buying the racing car.

The floors above are all entertainment facilities.

Barbecue, karaoke, foot massage, internet cafe, naked-eye 3D cinema, massage, hair washing.
Either of these things would make them so happy they wouldn't want to leave.

Unfortunately, happy times are always short-lived.

This exchange event was scheduled for seven days, and many lords hadn't even realized it before the merchants informed them that they were withdrawing.

The lords were stunned upon hearing the news, and then a sense of emptiness and reluctance welled up in their hearts.

After notifying the customers in the shops, the shops began to pack up in an orderly manner in preparation for their return to the Spirit Continent.

Soon, all the lords returned to the first-floor hall.

I thought this place would become empty too.

Unexpectedly, the entire hall was filled with chairs for some reason, and at the very front, there was a temporary platform.

There is also a banner above:
[The First Wan San Group Regional Agent Recruitment Conference in the Western Fantasy Continent – ​​Joining Hands to Build a New Ecosystem of Cross-Dimensional Business Civilization]

Below is a line of small, gold-embossed text:
(We sincerely invite all lords to become strategic partners of the Wan San brand and share the benefits of technology.)

what is this?
Many people were puzzled, but at Baka's suggestion, they found a seat and sat down.

Once everyone had arrived, Connor stood on the stage, pointing a laser pointer at the holographic projection of the agency policy.

"All the products you see now can be directly supplied to the Western Fantasy Continent through agent channels in the future."

"The Black Dragon Island model can be completely replicated, if you are willing."

what? !

Many lords were stunned upon hearing this.

Does this mean they can also receive commercial support from the Wan San Group, just like Heilongdao?
Whether or not support is provided is not important.

The important thing is that if these projects were implemented in their own territory, wouldn't they be able to enjoy everything during these seven days without leaving their homes?
Connor tapped the blackboard and circled the key terms with a laser pointer:

[Exclusive Operating Rights: You set the prices for all products priced at 0.03% within your designated area (suggested retail price increase of 30%-300%)]

[Logistics Support: One dimensional train per month directly to your private territory (shipping costs are calculated in Magic Crystals)]

[Brand Authorization: The "Wan San Youxuan" logo can be used to enhance the territory's image (subject to passing a civility assessment)]

[Infrastructure Support: Professional personnel will be dispatched to the territory to construct facilities such as the Wan San Building, the Paradise Park, and the President's Statue.]

Prince Dracula suddenly raised his hand:
"What if... I mean, what if other lords also distribute the same products? Would the prices be inconsistent?"

The whole place fell silent for a moment.

Connor chuckled softly, and the projection switched to the "Cross-Dimensional Commercial Protection Convention":
"The land beneath your feet is your business territory."

"Wan San Group promises—"

"Each region will have only one 'sole partner'. Of course, we will also establish the [Western Fantasy Business Management Committee] at the same time to prohibit malicious bidding and ensure the healthy development of each territory."

oh.
I've learned something new.

As Connor went into more and more detail...

The various lords also understood what this strategic partnership was all about.

It's as if Wan San Group provided manpower and resources to help build their territory to be just like Heilong Island is now.

And various merchants will be dispatched to set up shop directly.

For example, the items sold at today's trade fairs are actually just the tip of the iceberg of the Spirit Continent.

As lords, they only need to invest some necessary resources in the early stages, and then they can simply sit back and wait to make money.

Connor then pulled out a promotional video.

Let these lords see the first-tier cities of the Spirit Continent; their luxury is beyond their wildest imagination.

The sky was filled with flying cars, more numerous and dazzling than starlight.

The ground is lined with various shops.

This is incomparable to the small trade fairs currently being held in the building.

Many people went from being puzzled at first to understanding later, and now they are full of anticipation.

"Hmm~"

Watching Connor's increasingly confident and skillful speech on the platform, Jiang Chen nodded in satisfaction.

The little dragon has truly earned the air of a general agent.

Count Dracula raised his hand again:
"So, I'd like to ask, how do I become a franchisee?"

"Or rather, is there some kind of agreement? After all, I've done the calculations, and although Wan San Group's support is indeed substantial, our investment is probably still in the hundreds of millions, right?"

Connor nodded, then clicked the laser pointer again, and the specific terms of the cooperation appeared on the projected screen.

"Everyone can browse through this on their own first, and if there is anything you don't understand, you can raise your hand to ask questions."

"Oh"

The lord below nodded obediently, like a well-behaved child, and then began to carefully read through the terms of cooperation.

[Announcement Regarding the Implementation Details of Regional Agency Cooperation for the Western Fantasy Continent]

[Wansan Group [2026] No. 102]

Lords and partners of various Western fantasy continents.

To deepen cross-dimensional economic and trade cooperation and regulate the order of agency operations, the following detailed rules for regional agency cooperation are hereby announced:

【I. Agent Qualification Standards】

Basic conditions:

It must possess legitimate territorial control and a stable revenue system (a Territorial Governance Assessment Report must be submitted).

Committed to complying with the "Wan San Commercial Convention" and the "Interdimensional Trade Management Regulations";
Pass the civilization level review (refer to Appendix 1, "West Fantasy Continent Civilization Index Scoring Standard").

Funding requirements:

Pre-deposit: 5000 million Magic Crystals (can be used to offset the initial payment for goods);

Initial infrastructure investment: no less than 20 billion Magic Crystals (including standardized construction of Wan San Building, Lezhidi, etc.).

II. Rights and Obligations

The core rights and interests are as follows;

Monopoly right: Exclusive pricing right for 3,000 yuan worth of goods within the designated agency area (see Appendix 2 for the fluctuation range);
Exclusive Logistics: One dedicated space-based train per month (Freight manifest must be submitted 30 days in advance);

Brand authorization: The "Wan San Youxuan" logo may be used (authorization period is 5 years, renewal requires review).

Agency obligations;

Cross-selling, price-cutting, and other market-disrupting behaviors are strictly prohibited (violators will be punished in accordance with the "Breach of Contract Handling Measures");

Submit a “Terrain Consumption Power Analysis Report” every quarter (template in Appendix 3);
Cooperate with the routine inspections of the Wansan Commercial Management Committee (no less than twice a year).

III. High-Level Talent Recruitment Program

Western Fantasy → Spirit Continent:
High-level talents in Western Fantasy can apply for a "Cross-Dimensional Work Visa" and enjoy the "Out-of-Region Talent Allowance" from Wan San Group (including cave dwelling resettlement fee, spirit stone subsidy and exclusive flying car usage rights).

Spiritual energy → Western fantasy continent:
Mahayana cultivators and disciples of the main lineage of holy lands can apply for the position of "Special Consultant of Western Fantasy" to assist in the upgrading of local civilization (such as the construction of formations and the refining of elixirs).

IV. Cooperation Process

Application for Intent: Log in to Douyin @WanSanRecruitmentDepartment to obtain the link and fill in the "Agent Pre-screening Form";
Qualification verification: Wan San Audit Department conducted an on-site inspection (focusing on assessing the territory's GDP and security index);

Signing Ceremony: After approval, the Group's Vice President level and above leaders will sign the "Strategic Cooperation Framework Agreement" on site.

V. Special Notice

This batch of agency slots is subject to a quota approval system (10 regions will be opened in the first phase).

The final interpretation right belongs to the board of directors of Wan San Group.

annex:

Civilization Index Scoring Table

Comparison Table of Commodity Pricing Fluctuations

Quarterly Business Analysis Template

Wan San Group's Western Fantasy Continent Business Division

June 1, 2026 (Tianyao Calendar)

(Note: The clauses highlighted in red are mandatory; breach of these clauses will trigger interdimensional arbitration proceedings.)
Only ten areas?

The lords, who were initially hesitant, immediately felt a sense of urgency when they saw that only ten spots were available.

at the same time.

Within the other half of the Royal Church.

The once quiet papal chambers were suddenly broken by a hurried report:

"Report——"

"Your Holiness the Pope, devastating news!"

(End of this chapter)