A century-old wealthy family that rose from Shanghai

Singapore.

In that wealthy neighborhood, there's a luxurious villa.

Lizhi swayed her delicate body in the pool like a mermaid. Her waist was slender, but her buttocks were very full. Sometimes she would do a backstroke, and her large, white breasts would radiate a proud light. It was the projection of the sunlight and the reflection of her strength.

In fact, after Li Zhi graduated from the US business school in 1986, she had already achieved her goal of having a child. Afterwards, Chen Guangliang arranged for her to settle in Singapore, but her career was still temporarily based in Hong Kong, which meant she was running back and forth between the two places.

"Mr. Chen, how was my swimming?"

Li Zhi leaned over the edge of the pool, asking Chen Guangliang, who was on a deck chair by the shore, with hope. Although she had already given birth to a son for Chen Guangliang, she still addressed him as 'Mr. Chen'.

"A feast for the eyes"

"Oh, come on!" Li Zhi tossed her hair back and said coquettishly, "I meant swimming style."

Chen Guangliang picked up the chilled red wine next to him, but didn't drink it. Instead, he went to the shore and poured it little by little into the deep trench in Lizhi.

"Try winter swimming again."

Lizhi, unfazed, instead flaunted her figure, straightening her back and displaying her impressive cleavage, saying with an air of enjoyment, "Winter swimming isn't bad either."

As Chen Guangliang jumped into the water, Li Zhi coiled around him like a water snake, and their playful interaction caused the pool to heat up rapidly.

"Azhi, are you ready to short the Nikkei 225?"

In 1986, the Nikkei 225 futures index was listed in Singapore, and its trading volume once surpassed that of Tokyo. Later, in the Barings Bank bankruptcy, it was also due to its employees engaging in unauthorized speculation on the Nikkei 225 futures index.

Therefore, Chen Guangliang arranged for the short selling of the Nikkei 225 futures to be done in both the Singapore and Tokyo markets, and of course, he entrusted his women with the money to earn as living expenses and child support.

As Lizhi felt the power of the large hand covering her sisters, she said seriously, "Yes, we're ready. I've recently set aside some funds to go long on the Nikkei 225 index. I'm just waiting for your command to have them short it."

"Okay, then let's start shorting the October futures contract from late September, and also do some November and December futures. As for the funds, I hope you can provide 50 million in margin, plus 100 million in reserve funds."

Li Zhi nodded and said, "No problem! Anyway, we cashed out quite a bit of money from the Hong Kong stock market this time."

Her main investments are in Hong Kong, specifically in real estate and securities.

The Hong Kong stock market suffered the most severe decline globally this time, so Chen Guangliang naturally instructed her, Guan Jiahui, and Zhang Min to cash out more than 50% of their Hong Kong securities.

On the contrary, Ping An Investment only withdrew 30% of its investment this time, of course, because Ping An Investment is too big to turn around easily.

"Let's go to the gym and play pool!"

Li Zhi grabbed Chen Guangliang by the neck, and then Chen Guangliang lifted her up from the water by the waist. She knew this man had the strength to do so.

She said coquettishly, "Are we playing these pool balls or those pool balls?"

This kind of flirting obviously highlights a woman's charm.

Chen Guangliang carried Lizhi from the pool to the shore with great strength, and then walked towards the indoor area.

"Of course we have to play both, but what you have isn't a pair of billiard balls, it's a pair of soccer balls."

"It's not that exaggerated, it's not even as big as Donatella."

"Pretty much, I like it very much!"

This is the detached garden villa that Reece received as a gift, which is considered a top-tier villa in Singapore. Given Singapore's limited land area, villas of this size are quite rare.

Fortunately, Chen Guangliang had always had a habit of collecting things, so giving gifts to women was not a problem.

In the villa's gym, Li Zhi changed into a black stockings and bunny girl outfit, perfectly embodying the phrase 'sexy and voluptuous'.

Of course, Chen Guangliang wouldn't be in a hurry, since he preferred storytelling to interactive films in his previous life.

A good storyline can double your fighting power.

Hong Kong, Admiralty Centre Phase 1.

Jia Hui Investment has grown larger and larger, and now it has leased an entire floor as an office building.

As the owner of Jia Hui Investment, Kwan Ka-wai is now considered a minor celebrity in Hong Kong's business world, mainly because her 'IT Apparel Retail' business is doing very well. She owns five stores in Hong Kong, mainly representing top European and American brands, and many celebrities have endorsed the brand.

Of course, IT is just a minor business for Guan Jiahui; Jia Hui Investment is Guan Jiahui's real asset.

She has been with Chan Kwong-leung since 1978, and about ten years have passed since then. His wealth has reached HK$700-800 million, of which more than 90% is in securities and real estate.

"Sister Guan, this place is truly impressive! You must have over a hundred employees!" Zhang Min, six months pregnant, said sweetly as she visited Guan Jia Hui at Jia Hui Investment.

There was no way around it; Mr. Chen doted on Kwan Ka-wai the most, and Kwan Ka-wai was also the first woman among them to be with Mr. Chen, so naturally she was always their eldest sister.

Now, Kwan Ka-wai, Lee Chi, and Cheung Man have formed a "Chinese harem trio," and with the addition of Donatella and Monica, the five of them have formed a group.

As for Li Jiaxin, her position is not stable at all, so Chen Guangliang naturally wouldn't bring her into the group.

Guan Jiahui greeted him with a smile, took Zhang Min's hand, and said, "You can do it too in the future. You know how generous he is to women!"

Zhang Min said with a smile, "Do you want to monopolize it?"

Guan Jiahui immediately said, "How could I have such thoughts? At first, I did, but then I realized that it was simply impossible for us. He has so many long-established wives and concubines! Just the children of those women alone are enough to crush us!"

Everyone knows that the "Five Tigers of the Chan Family" in Hong Kong each lead a conglomerate, serving as the five pillars of Hong Kong's stability and controlling the city's economy and people's livelihoods.

Ultimately, when they were with Chen Guangliang, he had already handed over the reins and was enjoying life.

Guan Jiahui initially thought about 'climbing the social ladder', but two years later she completely gave up on that idea because she realized that she was just one of the women in the group. Let alone 'climbing the social ladder', she needed to be served well even to gain a foothold.

"Hehe, I mean, you want to eat all the food by yourself while we're all together."

"What are you saying? We're best friends."

Guan Jiahui invited Zhang Min to the sofa and continued, "I just hope that Mr. Chen will stop looking for other girls and spend more time with us! After all, he is 77 years old, and he has actually been declining in recent years, with his energy decreasing."

Zhang Min said in surprise, "Decline? I've heard that many men don't even have a quarter of his lifespan."

Guan Jiahui retorted with a laugh, "Nonsense, have you been with other men?"

"No, that's not true!" Zhang Min quickly replied, "I asked around among my friends, okay?"

Guan Jiahui laughed and said, "Just kidding. Mr. Chen is no ordinary man. But no matter how strong he is, he won't be strong anymore after he turns eighty. When there are more women around, we'll have more time to spend alone in our rooms."

Zhang Min immediately said, "Don't even think about trying to sow discord between me and Mr. Chen. Even if he's a hundred years old and can't do 'that' anymore, I'll still be his woman."

"Fine!" Guan Jiahui said angrily, "You little brat, how dare you question me!"

The two women playfully wrestled on the sofa for a while before straightening their clothes and getting back to the main topic. "These are seven or eight securities companies selected by Jia Hui Investment to facilitate this short selling and index adjustment. They are all of a certain size," Guan Jia Hui said, handing over a stack of documents.

They have been instructed to short the October, November, and December stock index futures, with a focus on the October futures.

After reviewing the information, Zhang Min asked curiously, "Didn't Mr. Chen say that it's better to diversify and avoid attracting too much market attention? Why are there only seven or eight securities firms?"

Guan Jiahui said, "Mr. Chen also said that although smaller brokerages offer higher leverage, they lack the financial strength to guarantee the investment and may go bankrupt later. Therefore, he advised us to only choose stable and reputable brokerages."

"I understand"

Different brokerage firms require different amounts of margin from their clients.

With the Ping An Index now approaching 5000 points, multiplying that by 50, the value of one futures contract would be HK$2.5. Generally, the margin is HK$2500 per contract, but many smaller brokerages offer even lower margin requirements to attract business.

Chen Guangliang knew that in his previous life, the Hong Kong stock index futures crash resulted in a loss of HK$20 billion. This money was the margin that the securities firms and dealers had failed to provide, meaning that the stock index futures companies had no money to pay the short sellers. In the end, the government had to step in, paying part of the cost and making up the rest by increasing commission rates.

Therefore, Chen Guangliang only had Guan Jiahui and Zhang Min do the work this time, and the two of them together could earn about two or three hundred million Hong Kong dollars. But if you add the securities that were cashed out in advance, the two women could earn nearly 500 million in this round.

After agreeing on the investment strategy and the amount of investment, Zhang Mincai left Guan Jiahui's office.

Afterwards, Guan Jiahui returned to her office. She pulled up her trouser leg, revealing black stockings underneath, and muttered, "Tonight I'm going to eat alone! I also need to have another child for him so that our wealth will grow even faster."

It turned out that she had received news that Chen Guangliang had returned to Hong Kong and had invited her to a gathering at his villa that evening.

She thoroughly enjoyed and craved Chen Guangliang's body.

The date is Monday, October 19th.

Wall Street was shrouded in gloom as the New York Stock Exchange began its new day with the urgent, muffled tolling of the clock.

As soon as the market opened, an ominous premonition gripped the hearts of everyone in the bustling trading hall: the Dow Jones Industrial Average opened down 67 points.

In the blink of an eye, sell orders surged.

Under the onslaught of massive sell orders, the screen showed only red (falling) stocks, with not a single green (rising) wave in sight. Panic gripped the exchange, and the futures market was in complete chaos.

From 9:30 a.m. until 11:00 a.m., the Dow Jones Industrial Average continued to plummet, and no one knew how to stem the worsening situation.

Although some suggested closing the market, no one dared to make a decision. The New York Stock Exchange, mindful of Wall Street's role as a bellwether for global stock markets, had no choice but to desperately persevere.

The development of information technology has connected financial transactions worldwide. However, the accelerated pace of financial integration has also caused some negative impacts.

Due to the development of global financial integration, when one stock market crashes, other stock markets are also inevitably affected.

On "Black Monday," the echoes of the opening bell at the Tokyo Stock Exchange had barely faded when stock prices plummeted. The Nikkei 225 index fell 620 points, a drop of 14.9%; the Hong Kong Ping An Index fell 421 points, a drop of 11.3%, also setting a new record for the largest single-day decline; the Singapore Straits Times Index fell 169 points, a drop of 12.4%; the Australian All Ordinaries Index fell 80 points, a drop of 3.7%; the FTSE 30 Index fell 183.7 points, a drop of 10.1%; and the FTSE 100 Index fell 249.6 points to 2053.3, resulting in investor losses of £500 billion. Furthermore, stock markets in Paris, Frankfurt, Stockholm, Milan, and Amsterdam also experienced declines ranging from 6% to 11%, creating a global stock market shockwave.

Faced with the global stock market frenzy, governments around the world were shocked and quickly took a series of measures to rescue the market.

香港股市当即停市4天（10月20日至10月23日），前联邦德国宣布降低证券回购率，七国集团会商如何向金融系统提供流动资金。

Evening of the 19th.

The superyacht 'Tranquility' is docked in the waters near Hong Kong, allowing it to maintain quick communication with Hong Kong while protecting the privacy of its owner.

A lavish party is being held on the yacht, with Kwan Ka-wai, Lee Chi, and Cheung Man as the female leads, and the male lead, of course, is the famous 'Sir Chan Kwong-leung'.

"Hey, why is your cell phone ringing nonstop? Is there something more important than my happiness?" Chen Guangliang said deliberately.

He certainly knew what had happened today, but his children rarely called to inform him because it wasn't important. Even Chen Wensheng of Ping An Financial Group knew that this kind of thing was within his father's expectations, and there was no need to disturb his father's vacation.

Guan Jiahui put down her mobile phone and returned to Chen Guangliang's arms, saying with some concern, "Mr. Chen, the chairman of the Hong Kong Stock Exchange, Li Fuzhao, just announced that the Hong Kong stock market will be closed for four days. My investment manager said that the Hong Kong stock market is expected to stabilize."

She was shorting the market; once things stabilize, how would she make any money?

Chen Guangliang laughed and said, "What kind of investment manager is this! Let me ask you, if you were a retail investor holding shares, and you were locked in a dark room, unable to eat or drink, how would you feel for four days?"

Guan Jiahui didn't understand much about investing, but she understood this kind of thing. She said excitedly, "Panic! Wait four days until it's released, then cut your losses immediately."

Li Zhi, who had studied business, said at this point, "So, the Stock Exchange made a terrible move this time. The Ping An Index will continue to fall in four days!"

Chen Guangliang said with a smile, "Alright! It's just about making money. If you serve me well, you'll easily become a billionaire in the future."

Upon hearing this, the three women were immediately filled with enthusiasm and were about to change their clothes to challenge Chen Guangliang's fighting prowess.

Even though Zhang Min was seven months pregnant, she still wanted to take advantage of the situation and show off her verbal skills.

On October 26, the Ping An Index fell 1340.7 points after the market reopened, a drop of 33.3%, marking the largest single-day drop in history globally.

The index fell 45.8% for the month, dropping from a monthly high of 4888 points to 2650 points.

At the press conference, HKEX Chairman Li Fuzhao berated an Australian journalist, causing a public outcry in Hong Kong and making him a target of media attention, which also meant that an investigation into him was immediately launched.

The Ping An Bank Tower (Freedom Tower), located in Central, Hong Kong, is a landmark building in Hong Kong.

At this time, Chen Wensheng, chairman and president of Ping An Financial Group, was working overtime to handle some work. The '87 stock market crash' was impacting the financial industry. Although he had received some reminders from his father beforehand, he still had a lot of work to do.

"With my father around, the family can truly stand firm and achieve steady and long-term development!"

“My father is only 77 years old this year, and he is in very good health, even better than us brothers.”

"He's even looking for a younger girlfriend!"

Thinking of this, Chen Wensheng smiled.

He had heard bits and pieces about his father's affairs from various sources, but he didn't feel any resentment. It was simple: he had accepted his father's philandering from a young age, and his four mothers never complained to them.

Get used to it!

On the other hand, their father has already handed over his entire business to his siblings, so what else do they have to worry about?

Thinking from the perspective of the 'evil' deepest desires, the siblings naturally hoped that their father would retire and give them some guidance on the big picture, since being the crown prince is nothing compared to being the emperor.

Today, Ping An Bank still firmly controls 62% of Hang Seng Bank, making it the largest Chinese-owned banking conglomerate in Hong Kong and a 'Hong Kong bank' that can be ranked alongside HSBC, Standard Chartered, and Bank of China.

Ping An Investment, on the other hand, is a large investment bank spanning Asia, Europe, and America. Of course, its investment funds are mainly its own, so it is not considered a management-type investment bank.

"The Ping An Index has already fallen by more than 40%, so it's clear that we can gradually buy back the stocks we sold earlier. We can arrange it tomorrow!"

Chen Wensheng immediately realized this.

Even without his father's guidance, he knew that starting to buy immediately was the right thing to do, although it would be necessary to buy gradually over three months or even longer.

Because Ping An Investment adheres to value investing principles, short-term fluctuations do not affect its positive outlook on the stocks it invests in. (End of Chapter)