After rebirth, I became a great master

Chapter 297 The Master Has a Responsibility

Zhou Haoran changed his plans.

Tan Mingliang is right, it's best to apply in advance.

Don't rush in and become a martyr, only to remain unknown and unnoticed.

Even if you can't have both profit and fame, you have to have at least one.

Zhou Haoran postponed his plans.

However, the people you need to see still need to be seen.

Especially the editors-in-chief of several well-known journals.

Zhou Haoran brought a total of seven papers with him to the United States this time, six of which were related to the Internet.

These days, the internet is all the rage.

Papers on this topic are in high demand.

Face-to-face communication allows for a quick and clear articulation of the paper's ideas, and also enables the signing of agreements in person.

Normally, the review process for publishing such papers can take as long as 3 to 6 months.

Besides the journal editors reviewing the value and accuracy of the paper, there's also the need to sign an agreement confirming the publisher's publishing rights. The process of reviewing, mailing, and signing the contract is very time-consuming.

Let's get all these things settled in person.

The review time can be significantly shortened.

It's good to publish a few high-impact, popular, and practically valuable papers first to build up your reputation.

I was busy for two or three days in a row.

Zhou Haoran finally had some free time, so he, along with Hu Xiaochen and Qiao Nuo, who were still excited about arriving in the United States, made an appointment with the financial consultant that Yangyang had hired for $300, and went to open an account at Citibank.

Go trade stocks!
With a consultant, things are definitely different.

Zhou Haoran's original plan was simply to open a cash account.

Investing in stocks with cash!
Buy all of Yahoo's stock!
The consultant felt that this approach was too risky and that it would be better to diversify investments.

Zhou Haoran disagreed and insisted on buying all of Yahoo's shares.

The consultant countered, "Since you trust Yahoo so much, why don't you raise funds? Why not open a margin account?"

This can be considered as opening another door for Zhou Haoran.

He's not in finance, after all.

This is the United States, where the financial system operates maturely, not the Chinese stock market (A-shares), and the requirements for opening a margin account are very low.

Financing is an essential part of trading US stocks!
Zhou Haoran was confident in Yahoo's stock, knowing it would surge dozens of times over in the next few years. However, he was uncertain about short-term stock fluctuations, especially the impact of the Asian financial crisis on Yahoo's share price.

If you're going to use leverage, it absolutely must not be too high.

Not only are the interest rates too high, but the risks are also too great.

Zhou Haoran chose to play it safe.

With $150 million in cash and another $150 million in financing at an annual interest rate of 6.2%, they used all of it to buy Yahoo stock.

That's equivalent to doubling the leverage.

If you hold this for three years...

They might just rake in $2 million by the end!

Oops!

It's more profitable to work in finance than in manufacturing!

Most importantly, Zhou Haoran is a foreigner, so he doesn't need to pay taxes on the money he makes from stock trading.

The United States is a financial empire, and in order to attract the return of US dollars and foreign investors to speculate in US stocks, it offers preferential policies to foreigners. Americans who speculate in US stocks need to pay a capital gains tax of about 25%.

This is equivalent to making $100 million in stock trading and paying $25 in taxes.

Foreigners don't need it.

Zhou Haoran is not required to pay capital gains tax.

Next up is the trip.

The rest of the delegation had been on publicly funded travel for several days.

"Master, look."

Strolling through San Francisco's Chinatown, Jono mysteriously pulled out her wallet.

"what?"

Zhou Haoran didn't care.

Qiao Nuo turned her back to him, blocking the view of outsiders, and proudly opened her wallet to show it off.

There was a wad of cash in my wallet.

It's all in US dollars!

Zhou Haoran was surprised, "So much money? Where did it come from?"

Qiao Nuo said with a grin, "My mom gave it to me! She exchanged it for me back in China! It's $2000!"

"Where are we going to spend this?" Zhou Haoran quickly stuffed her wallet into her bag. "We could have exchanged some change at the bank earlier. You have all hundred-yuan bills here, you can't spend them."

"Can't spend the money?"

"The US dollar has strong purchasing power; only drug dealers spend hundred-dollar bills."

"What should I do?"

Qiao Nuo's little face scrunched up.

Zhou Haoran smiled and said, "It's okay, I have a few hundred yuan in change. Yangyang, do you have a credit card? You can deposit the money in the bank later."

The US financial system is still very developed.

Cash is only used for small change.

Transactions exceeding tens of dollars are all conducted via check or credit card.

That night, Zhou Haoran refused to share a bedroom with Tan Guangming no matter what.

He snores when he sleeps.

It affects sleep.

It's better to work with your apprentice.

We booked two standard rooms.

It's wasteful.

Ji Yingyang was the first to speak up, bluntly stating that she was afraid Zhou Haoran would have ulterior motives that night and did not want to share a bedroom with him.

Qiao Nuo's face was flushed. She said shyly that she wanted to share a room with Yangyang.

Hu Xiaochen said angrily, "Qiao Nuo, your master has spoiled you for nothing!"

"Then you go."

Qiao Nuo put her hands on her hips and gave a soft moan.

Hu Xiaochen snorted, "I'll go then!"

That night, Hu Xiaochen shared a room with his master and asked with a grin, "Master, how are we going to sleep tonight?"

"What do you mean by sleep?"

Zhou Haoran didn't understand.

Hu Xiaochen teased, "Shall we sleep in the same bed, or separately?"

"Hmm?" Zhou Haoran was a little puzzled. "What do you mean? You don't want to stay a virgin anymore?"

"I want to keep it, but I don't want to keep it either." Hu Xiaochen was quite frank, not hiding anything from his master. "I've never even experienced what it's like."

Zhou Haoran chuckled and said, "Then don't rush, let's talk about it after we've thought it through."

"I offered myself to you, and you still didn't want me?"

Hu Xiaochen stood up and jumped from her bed to the bed next to hers.

Zhou Haoran lifted the blanket. "Should I hold you?"

"Then don't touch me." Hu Xiaochen blushed slightly, snuggled into his blankets, and nestled into his arms. "You're so young, and you're already with one girl on the left and one on the right. I'm already twenty-five or twenty-six, and I've never even tried kissing."

Zhou Haoran protested, "Don't talk nonsense! What do you mean by 'one on the left and one on the right'? I only have one right now!"

"Sheng Wenwan?"

"Ah."

"How old is she?"

Hu Xiaochen frowned.

Zhou Haoran sighed, "This has nothing to do with age, it's about responsibility."

Hu Xiaochen spat and said with a sneer, "So what if you're lustful? And you still talk about responsibility?"

"Being lustful is one thing, but so is taking responsibility." Zhou Haoran was truly self-righteous about this matter. "She's my neighbor. She's been living alone for so many years, and she's had a lot of trouble in her work and life. I took her in to give her someone to rely on for the rest of her life."

Hu Xiaochen was pulled into his arms and whispered, "Master, I want to be with you too."

Zhou Haoran nodded, "I know."

"So what are your thoughts?"

Hu Xiaochen turned to the side, her eyes shining brightly as she looked at him.

Zhou Haoran said frankly, "Now that I've taken you on as a disciple, it's my responsibility to take care of you. It's up to you now. If you want to follow me, I'll definitely accept."

"you like me?"

Hu Xiaochen's eyes were brimming with tears.

Zhou Haoran chuckled and said, "What kind of talk is that? If I didn't like you, why would I take you as my disciple?"

Hu Xiaochen gritted her teeth and said, "What about Qiao Nuo? You took her as your apprentice because you liked her?"

"Ah."

Zhou Haoran was absolutely decisive.

Hu Xiaochen asked dejectedly, "Between me and Qiao Nuo, who do you like more?"

Zhou Haoran retorted angrily, "You call yourself the senior sister! If you keep getting jealous, when I take Yangyang as my disciple, I'll make her the eldest disciple!"

"do not want!"

Hu Xiaochen's expression changed, and she quickly hugged his arm and started to act coquettishly.

Zhou Haoran then reached inside her clothes and started groping her.

"Hey, don't touch me."

Hu Xiaochen feigned annoyance, saying this, but her refusal was not firm.

If you really don't want to, just go back to her bed.

Zhou Haoran hadn't expected her to be so cooperative.

He reached inside her underwear.

She didn't resist much.

The warm and soft touch was very enjoyable.

Zhou Haoran seemed to remember something and chuckled, "Let me tell you a joke. I was with the exchange group for the past two days and stayed at a hotel there. One morning, the hotel receptionist came to my door."

"What?"

“There was a room where a $200 charge was incurred, and payment was requested.”

"So many?" Hu Xiaochen pressed his hand gently while widening her eyes. "What's wrong? Who's looking for a prostitute?"

Zhou Haoran laughed and said, "That's definitely not the case. There was a school leader who watched American TV to learn English at night and subscribed to some... paid content. He thought it was free."

"Adult content?"

Hu Xiaochen covered her mouth and chuckled. She knew that American TV programs were not censored and had a lot of explicit content.

"Yeah, that's incredibly embarrassing."

Zhou Haoran couldn't really criticize anything, since this was legal in the United States and it was simply a matter of adapting to local customs.

Hu Xiaochen blushed and said, "I want to see it too."

"Huh?" Zhou Haoran was surprised. "The two of us looking? That's not appropriate, is it?"

Hu Xiaochen also felt it was inappropriate. Then, as if struck by a sudden thought, he excitedly said, "Master, let's go see a striptease! We've come all this way to America and haven't even been to a strip club. It's such a waste."

"Isn't it too late?"

Zhou Haoran checked the time; it was a little past nine o'clock in the evening.

Hu Xiaochen said sweetly, "It's just watching at night, right? Your English is so good, you won't get robbed, will you?"

"You really want to see it?"

Zhou Haoran had lived in the United States for many years in his previous life, so he was not worried about safety.

"Ok!"

Hu Xiaochen was eager to try.

"Come on!" Zhou Haoran lifted the blanket, picked her up, and said, "I'll show you the world!"

(End of this chapter)