My minimum living allowance is credited to my account every day with 1000 million yuan

Uh—Jiang Tao knows Xiangjun's temper. He dares to argue with Xu Jia, but when Zhao Xiangjun speaks, she is right whether she is right or wrong.

He could argue with Xu Jia and she wouldn't do anything; but if he argued with Zhao Xiangjun, Xu Jia would really teach him a lesson.

“Beautiful lady, you’re not right. Let me explain.” Xu Guang said, as if to say, “Listen to me.” He was about to launch into a long explanation.

"No need, I don't want to hear it."

"Gah—" Xu Guang laughed awkwardly. This beautiful woman had absolutely no thirst for knowledge.

Jiang Tao glanced at Xu Guang, knowing what his leader was thinking. However, he also knew that Xu Guang was dreaming. No man could be worthy of someone like Sister Xiangjun, let alone Xu Guang.

Xu Jia then asked, "Are you planning to create an authorized user center for Huadi? This project is alright, but it's not without risks. They already have too many user centers, which is diverting their customers."

"Moreover, it is currently at its peak, and the 4S stores feel saturated. If there is any change, such as a decline in sales, it will be very dangerous immediately."

Jiang Tao shook his head. "We won't be Huadi's 4S stores; we'll be stores for its high-end brand, Ruishi."

He didn't notice that when Zhao Xiangjun heard the name Ruishi, she suddenly looked up at him, but Xu Guang, who had been glancing at Zhao Xiangjun out of the corner of his eye, keenly noticed that this beautiful woman was interested in the Ruishi brand.

Xu Jia frowned at this point, "Rui Shi only sells one commercial vehicle well, the others sell terribly. What were you thinking when you invested in its stores?"

At this moment, Xu Guang couldn't help but speak up, "Miss, you're wrong about that. Ruishi is Huadi's high-end brand. It has the technology and the fan base. The reason it's not doing well so far is because its marketing hasn't been done well enough. As long as they pay attention to investing in this area, it will take off immediately."

And it was only at this time that we had the opportunity to enter the market. Once Huadi's car sales reached a certain level, it would be too late for us to enter; by then, it would already be a red ocean.

"Entering the Red Sea is better than jumping into the sea now. Have you seen the authorized stores of Ruishi? Their service and store construction standards are luxurious."

"A so-called luxury brand not only needs to have a luxury price and a luxury product, but also a luxury customer base. Look at the Ryzen brand, apart from some corporate units that buy business MPVs, do they have any other luxury customers? How many BBA customers buy Ryzen? Some bosses I know used to drive BBA, but now they've switched to HarmonyOS, Dream Auto, or Junxing Auto, but very few have switched to Ryzen."

"In short, I'm not optimistic about this project. Xiao Tao, you're still young. It's best to gain experience at the company for a while before starting your own business. If you find a good project then, your older sister will definitely support you."

“Miss, I disagree with what you said. Judging from your words, you must be in business as well. I wonder if you have reached a leadership position.”

Xu Jia looked at him, unsure of his meaning. She was now a regional general manager, but not arrogant. Unlike Chen Xiao and Zhao Xiangjun, she was just a housewife, and her current position was entirely due to meeting a benefactor. However, after six months of training in this position, her vision and understanding were vastly different from what they had been yesterday.

Xu Guangdao said: "There is a saying that time waits for no one. Gan Luo became prime minister at the age of 12, Zhou Yu became the commander of the Eastern Wu navy at the age of 13, and Jiang Tao is already 23. In ancient times, children would be able to join the army. How can you say that he is too young?"

Xu Jia didn't immediately refute what Xu Guang said, and listened to him continue.

"Let me introduce myself. My family is from Hanjiang Province and we have been in business for generations, so you can completely trust my judgment."

After Xu Guang finished speaking, he noticed that Zhao Xiangjun wasn't looking at him. Xu Jia sneered and cleared his throat. "Originally, I didn't want to introduce my family situation, but I see that you two seem to have some doubts about my abilities and are worried that bringing Xiao Tao along will hinder him."

He waved his hand and said, "You don't need to introduce yourself. My lack of interest in this project has nothing to do with your family."

It was obvious at a glance that this guy was looking for an excuse to show off his family background. Xu Jia didn't want to hear those laughable words. Boasting about his family background in front of Zhao Xiangjun, was he trying to be a stand-up comedian?

Indeed, Xu Guang had not attracted Zhao Xiangjun's attention, so he tried to attract her attention by showing off his family's wealth, but unexpectedly, Xu Jia saw through him at a glance and interrupted him. He felt a little uncomfortable, like starting to urinate and then having to stop.

"I don't think this project is good, Xiao Tao. You shouldn't get involved in this project. This money shouldn't be yours to earn. I think your colleague's family is well-off. He doesn't need to cooperate with you. He can earn all the money himself."

Xiao Tao was somewhat unwilling. "Cousin, my boss is willing to mentor me. With his resources and abilities, he's sure to make a lot of money doing this. I don't want to miss this opportunity."

At this moment, Xu Guang glanced smugly at Xiang Jun, but unfortunately, Xiang Jun was engrossed in her phone, seemingly researching something, and wasn't paying any attention to them. He continued Jiang Tao's words, "Xiao Tao is right. I negotiated this brand authorization, and I have a good relationship with the KOCs of the Ruishi brand. They can provide me with a lot of leads. It's certain that this store will make money; it's just a matter of whether it's 3000 million or 8000 million a year."

"If it's so profitable, how much does Xiao Tao need to invest?" Xu Jia asked with a sneer.

许光正色道：“总投资1000万，我的资源算31%，我另外再投200万，占51%股权.小涛投500万占49%。”

"1000 million? I heard that a Ruishi authorized user center only costs about 600 million, and that's for a relatively good location. If it's in a more remote area, it would only cost around 500 million."

Jiang Tao glanced at Xu Guang suspiciously, wondering if his cousin was right, as her words differed greatly from Xu Guang's.

Xu Guang was somewhat surprised, and his expression became slightly awkward. He then explained, "What you're talking about is a small shop. If we want to expand, we need to go bigger."

"Bigger? Ruishi only has a few models now, why make it so big? Just meet their requirements for area, isn't that enough? Your first store doesn't need to quickly recoup funds. If you make money, will you invest in a second one? Why invest so much at once, wasting space rental and construction costs? Your family has a long history of business, you can't all do business like this, can you?"

Xu Jia felt that Jiang Tao was unreliable, so she spoke rather harshly, directly questioning Xu Guang and even suspecting that there was something fishy about his investment. If Jiang Tao had put in 500 million yuan and used the money sparingly, the Ruishi 4S store could have been built, wouldn't Xu Guang have gotten 51% of the shares for free?

Xu Guang was oversimplifying the partnership. Even if Jiang Tao didn't understand, wouldn't he have clarified many details before investing 500 million? Did Xu Guang think Jiang Tao was stupid? She glanced at her cousin and sighed inwardly—he was about to be sold out, and the person even asked him to help count the money. How much did they look down on his intelligence?

Sensing that Xu Jia's tone was off and that she clearly suspected him, Xu Guang immediately felt insulted and angrily said, "You don't think I'm swindling Jiang Tao out of his money, do you? It's just a few dollars. I, Xu Guang, am not so concerned about 500 million. Let me tell you, my family is in the real estate business. We have billions in cash flow every day. Would we be short of 500 million?"

Xu Jia chuckled and couldn't help but say, "Brother, how come I don't know any real estate companies in Hanjiang that still have billions in cash flow? There are plenty of companies with billions in debt."

Xu Guang looked somewhat uneasy, his arrogance even more pronounced, as if to say, "You probably don't understand: You probably can't access that level, and you wouldn't understand even if I told you. To do such a big business, which family doesn't keep billions on hand? Let me tell you, my family owns 300 buildings in the area around the west gate of the Han River. Ask Xiao Tao if that's true."

Jiang Tao nodded subconsciously; Xu Guang had said the same thing to him.

Xu Jia was genuinely stunned, looking shocked. Xu Guang smiled smugly, then glanced at Zhao Xiangjun, thinking to himself, "You're scared by my family's strength, aren't you?"

What shocked Xu Jia was how dare this kid make such a boast. Did this kid even know what 300 buildings meant? That would be worth nearly 100 billion! What real estate company could build 300 buildings and not sell them? And his son was bragging about it. This guy was even in management at a big company. What annoyed her the most was that her cousin actually believed it. With that kind of intelligence, what business could he possibly be in?

Then Xu Guang said, "By the way, do you know Xishan Linyu, the most upscale residential complex on the Han River?"

Xu Jia paused, then nodded. Even Zhao Xiangjun looked up at him. Xu Guang felt a surge of pride. It seemed that discussing high-level, sophisticated topics was effective in impressing people; the beautiful woman was clearly drawn to his topic—a good sign.

"The six villas overlooking the lake were bought by my family in one go. We then built a new wall around them to create a separate area, which cost a total of 600 million yuan. But to be honest, even though my family bought such a big house, we don't like living there. It's too big and feels empty."

Xu Jia was dumbfounded. This guy actually dared to brag! Boasting in front of the homeowner—like a fake calling himself Black Whirlwind in front of the real deal. She knew why Xu Guang could make it sound so convincing: it had made the Jiangzhou news and been a hot topic online for a while. Xu Guang had really put himself in the story; it was a pity this kid wasn't destined to be the protagonist.

While she was marveling at Xu Guang's boasting skills, Xu Guang, thinking he had intimidated them, turned to Zhao Xiangjun and said, "Beautiful lady, if you want to go to Xishan Linyu, you can contact me. I can be your free tour guide. Outsiders are not allowed into that high-end community unless a resident takes you in."

Zhao Xiangjun nodded. "I know."

Xu Guang was overjoyed that the beautiful woman had finally spoken to him. He quickly said, "Then let's add each other on WeChat. Whenever you want to go, I'll take you."

"No need, you can't get in anyway."

He was immediately puzzled; how did she know he couldn't get in? But he was used to bragging, and he maintained a composed demeanor, practically patting his chest as he said, "Miss, you're joking. I'm the biggest owner inside. If I can't get in, then nobody can."

He was really going all out to add the girl on WeChat, bragging wildly without even realizing it. Zhao Xiangjun looked down at her phone again, and said casually, "If you go in, you'll definitely be thrown out."

Xu Guang was taken aback, not understanding what Zhao Xiangjun meant, but seeing that the beautiful woman was ignoring him again, he felt somewhat resentful. At this moment, Xu Jia said, "Alright, alright, Jiang Tao definitely won't do this project. Xu Guang, right? You go ahead and get busy. I'll talk to my cousin."

This was a dismissal, and Xu Guang stood up somewhat unhappily. “One day you will realize what kind of opportunity you missed. Also, I haven’t mentioned yet that my store will be collaborating with a KOC from Huadi Auto. He will also be a shareholder. With his millions of followers across the internet, all of whom are Huadi Auto fans, you can imagine how much business he can bring me.”

Regret my ass! Even if you make money opening a 4S store, can you ever make more than Ding Yong? Even if your family is in the real estate business, can you be more powerful than Ding Yong? Ask Ding Yong if he's as obedient as a grandson in front of Zhao Xiangjun. No, he never even had a chance to come to Zhao Xiangjun.

Xu Jia guessed that it was hard to say whether Xu Guang's family was in the real estate business or not, as he was always talking nonsense. At this moment, Zhao Xiangjun suddenly looked up and said, "You'd better not cooperate with that KOC when you open your store, or your store will definitely go bankrupt."

"What do you mean?" Xu Guang looked at the beautiful woman in confusion. She was silent until she spoke, and then everything she said was incomprehensible. "I collaborated with a big internet celebrity; he helped me drive traffic. How could he possibly go bankrupt?" Unfortunately, Zhao Xiangjun wouldn't explain to him; she only warned him not to accidentally hurt him.

He had been hoping all night that Zhao Xiangjun would glance at him or say a few words to him. He was already planning to leave, but Zhao Xiangjun's words made him reluctant to go. Unfortunately, Xu Jia had already asked him to leave. He thought for a moment and said to Zhao Xiangjun, "Beautiful lady, I see that you seem to know a lot about this industry. Let's exchange contact information. When my shop opens, you can go and take a look. If you are interested, you can come and be the deputy general manager."

"You should leave now. You're a deputy general manager? Your temple is too small, yet you want to worship a bodhisattva."

If it weren't for the fact that he was Jiang Tao's colleague, Xu Jia would have told him to get lost; he had already stood up. Seeing that Zhao Xiangjun was ignoring him again, Xu Guang thought for a moment and left, deciding he could contact Jiang Tao later if he wanted to learn more about her.

After Xu Guang left, Xu Jia scolded Jiang Tao, "Where did you get to know these lousy friends? They talk nonsense. If you do business with people like that, you'll lose all your money."

“Cousin, you’ve misunderstood him. He’s not a conman. His family is quite wealthy. Look at him, he’s dressed in Gucci and Versace. He used to dress like that when we worked in Beijing.”

Xu Jia saw that Xiangjun's juice was almost finished and asked if she wanted a refill. Xiangjun shook her head; she was just bored and didn't like drinking it. "Just drink plain water, it's healthier."

She gave her a glass of lemonade and then lectured Jiang Tao: "When did I say his family didn't have money? Just because his family has money doesn't mean he can't lie to you. Look at the logic in what he said. He said that you two are cooperating, you put in 500 million, he puts in 200 million, and his resources are counted as 31%. What resources does he have? That big V KOC? What good is that?"

Jiang Tao explained, "That big influencer is really powerful. He goes live every day and there are thousands of people watching. If we convert these people into our customers, how many cars can we sell?"

He was so angry he almost choked. Xu Jia realized she had never had such a difficult child to teach in all her life—even though Jiang Tao had already graduated from university, in her eyes he was still that little brat from back then.

"You don't even look at the kind of people who are online all day. They are the ones who buy what you recommend, but don't buy what they recommend. If you ask why, they will tell you that they will buy it after graduation."

Jiang Tao was stunned for a moment before he realized what Xu Jia meant—most of those online fans were students, and they didn't have the financial means to buy a car, let alone one worth around 30 yuan.

Seeing that he was about to say something more, Xu Jia was too lazy to waste her breath on him. "If you really want to get into new energy, I'll invest in you to open a Junxing Motors 4S store. You're sure to make a profit."

She glanced at Zhao Xiangjun. It would be strange if she lost money doing this; others might lose money, but she wouldn't. However, she didn't plan to tell Jiang Tao Zhao Xiangjun's identity, otherwise this kid might really bother Xiangjun every day. It's not that he couldn't do it; Xiangjun used to take good care of him because of her.

Unexpectedly, Jiang Tao exclaimed, "Cousin, do you even know anything about cars? I heard from Auntie that you sell clothes, but don't look at cars, especially new energy vehicles, with the eyes of someone who sells clothes. We have the Ruishi brand backed by Huadi Group, with strong technical capabilities and vertical integration of the entire industry chain. This is a brand that's bound to be a huge success sooner or later. As for Junxing Motors, what is it? They bought a bankrupt car company that's undergoing restructuring. Their boss used to be in commercial real estate; he has absolutely no experience in operating new energy vehicles."

Xu Jia's face turned ashen. If they weren't outside, she would have gone up and beaten him to death. Luckily, Xiang Jun was there today; what if it had been Chen Xiao?

He snorted coldly, "The Junxing M7 sells 20 units a month, isn't that enough? All the models of the Ruishi brand combined don't even reach that number."

Jiang Tao stubbornly insisted, "That's just a flash in the pan. Once the core fans are exhausted, it'll be gone. Meanwhile, the Ruishi N7L is about to be launched, and it will be like a tiger descending the mountain. Junxing Motors will be no match for it. In less than a year, Junxiao Group will probably sell Junxing Motors again."

"Shut up, where did you learn all this?"

“In the ‘Abstract Live Car Talk’ live stream room, many fans are discussing things, and we all agree with ‘abstract’s’ point of view.”

Xu Jia turned to Zhao Xiangjun and said, "What if this kid goes astray? The person he's talking about is too abstract. The Ruishi brand looks so awful, I don't even want to go in and look at it. Junxing Auto is different. The store's decoration is absolutely high-end and classy, ​​the sales staff are all very classy, ​​and the service is excellent. This is what running a luxury brand should be like. But they actually came to this conclusion. Don't they look at the sales data or actually experience it? That damn KOC really lives up to his name, so abstract."

Zhao Xiangjun didn't speak, but she was searching for and watching the clip of "abstract live car talk" on her phone, looking very attentive.

Turning to Jiang Tao, he said, "If you want me to lend you money, go sell Junxing cars, or you can sell HarmonyOS Smart Selection; I can invest in either. But forget about the Ruishi brand; I don't want my money to go down the drain."

Jiang Tao left, determined to see the light at the end of the tunnel. Xu Jia sighed, "Young people, it's good to suffer some losses. You can't mature without experiencing setbacks."

Zhao Xiangjun then looked up and said, "Who said that? I think Chen Xiao has never suffered a loss. He's quite mature."

"Tch—your pride comes from your words alone; he's just precocious."

Turning her head, her bright eyes held a hint of cunning, a glint she only displayed when facing Chen Xiao or Xu Jia. "Jiajia, I'll talk to Chen Xiao tonight."

Xu Jia's expression changed drastically, and she stood up and bowed, "Grandma, please spare me."

After saying that, he stood up and laughed. "Tell me, it's been so long, do you think I'm still as afraid of him as I was back then? He loves you so much, he won't do anything to me because of you. After all, where else in this world can you find a Xu Jia who treats Xiangjun as well as he does?"

Zhao Xiangjun only joked around with her and Chen Xiao. The two of them joked around for a while and were in a great mood, which is why Chen Xiao arranged for Xu Jia to spend more time with her.

As I left the coffee shop and walked to a corner, I saw a black bulletproof Maybach parked there. One of the short-haired girls from the coffee shop had already run up and opened the heavy rear door. Two Mercedes-Benz GLSs flanked the Maybach, one in front and one behind.

The two sat in the back seat, and Xu Jia comfortably leaned back in the back seat: "I'll enjoy the presidential treatment with you every day."

"This car won't be usable for much longer."

Xu Jia asked, puzzled, "What's going on?"

"It's about to be phased out."

Speechless. Such a nice car is being phased out after only a short time. It turns out that Chen Xiao arranged for Zhang Ziqian to expedite the production of a Rolls-Royce Phantom armored car, which was almost ready for delivery. Zhang Ziqian paid extra to have the manufacturer expedite production. If it weren't for the complicated manual work involved, they probably would have picked up the car long ago.

Zhang Ziqian gave an extra 500 million yuan per car, changed manufacturers to produce at full capacity, and the cars are priced at 3500 million yuan each. I really don't know what kind of luxurious configurations were used inside. This Maybach has everything you could want, and it only costs 1000 million yuan.

Having spent so much time with this family, Xu Jia had become desensitized to money. She realized that the millions in her savings account were probably just a car wheel to them.

As the car entered Xishan Linyu, Xu Jia thought of Xu Guang's boast about his house again. It was still so funny to think about it now, imagining her own house in the information she saw on the news.

Upon entering the living room, Xu Jia saw Zhao Xiangjun fiddling with her phone. "Hey, Xiangjun, you're not usually this into your phone. What's wrong with you today? Am I not attractive enough to you?"

Zhao Xiangjun looked up at her and said, "You only generate gravity, so where does attraction come from?"

"Holy crap, that really hits home."

She ran over to Zhao Xiangjun to see what she was doing and found that she was logging into her WeChat account. After logging in, the message displayed was "Hello, President Chen!"

Hello, Mr. Chen? Isn't that Chen Xiao's old online name? (End of Chapter)