Era: I was a farmer at the foot of Yaoling Mountain
Chapter 545 Promotion and Salary Increase, the Bank's Kindness
Qin Sicheng then began searching for suitable land. He had a good relationship with the city, so acquiring a piece of land would be relatively easy.
However, negotiations with Shenzhen Development Bank didn't go so smoothly. The bank insisted that the port group provide a guarantee, which he felt was a loss of face. Furthermore, the port group couldn't just provide guarantees for other entities; it needed approval from its superior authority to do so.
Qin Sicheng felt it wasn't worth it, so he went to the Agricultural Bank to discuss the loan.
The Agricultural Bank reviewed the project proposal and immediately agreed to provide a loan. He was quite puzzled, wondering why the bank would be so quick to agree.
"You are jointly building the Yaoling Building with Yaoling Group, so the project loan does not require collateral."
The head of the credit department explained with a smile that Yaoling Group has an account with the provincial Agricultural Bank, and projects led by Yaoling Group are given priority in loan disbursement throughout the province.
Moreover, another partner in the project is Shenzhen Port Group, who are not afraid of defaulting on the loan at all.
The Agricultural Bank of China quickly processed the loan, and Qin Sicheng was quite impressed, as Yaoling Group's creditworthiness was actually better than that of the Port Group.
The Yaoling Building in Shenzhen is about to enter the construction phase. The project is being handled by a dedicated person, so Fang Wei doesn't need to worry about it.
In the following period, he began to frequently visit the Yao village, intending to be the first to cultivate a new generation of high-quality wheat there.
The wheat research at the Central Plains base has returned to square one. Sun Shili asked the project team to find more wheat varieties and then breed them again.
This matter troubled Fang Wei for a long time, and in the end it could only be attributed to differences in climate, soil and water quality, so he did not stop the base from being demolished and rebuilt.
"Third Brother, the wheat is growing very well here. Don't worry, we will cultivate a small batch of wheat seeds as soon as possible."
Wang Songlin didn't take the new generation of wheat seriously. He thought that since the earliest mutant strains appeared in the Yao village, these plants must have adapted to everything in the local area.
It would be strange if problems didn't arise if they were taken to the north for cultivation without proper preparation.
Fang Wei nodded. Although Wang Songlin's words might not be correct, he couldn't find any other reason at the moment. He decided to stop interfering with the research at the Central Plains base and let everyone conduct their own research until they had some initial results.
night.
Fang Wei took Pan Lianhua and her older sister to Linhe Restaurant in the county town for dinner.
"Boss lady, thank you so much for what you did last time."
Pan Lianhua thanked the proprietress, and Binbin and Liu Xuemei returned to the village to hold a banquet. The proprietress specially sent a team of chefs to help.
The proprietress smiled and waved her hand, saying, "No need to thank me, no need to thank me! Secretary Fang paid for it."
Fang Wei was very careful about these small things. Since he had used someone else's chef team, he naturally had to pay them to avoid any future complaints. The landlady couldn't refuse him, so she accepted the service fee, and she greatly admired Secretary Fang.
"Boss lady, bring us some of your signature dishes."
Fang Wei was too lazy to order, so she just told the proprietress to serve enough food for three people.
Before long, all the dishes were served, and the three of them ate and chatted.
"Third Brother, their business here is pretty good, and the prices aren't as high as I expected."
Pan Lianhua and her sister both praised the dishes here, saying that the quality of the food was much better than the previous owner's restaurant.
Although vegetable prices have risen again, they are still generally within an acceptable range and offer good value for money.
"Since the Yaoling Hotel opened, its accommodation, catering, and entertainment businesses have been booming, making it a benchmark in the county. Many business banquets in the county are held here, and the proprietress is making a fortune."
Fang Wei smiled and explained the situation, and Pan Lianhua couldn't help but secretly give him a thumbs up.
She thought the proprietress had great vision; she had invested all her savings in Linhe Restaurant, and in just a few months, it had become the most famous restaurant in the county.
Of course, this is also related to the booming business of the Yayaoling Hotel. All the businesses in this building are actually complementary to each other.
After the meal, Pan Lianhua went to pay the bill, and the proprietress gave her a discount.
Fang Wei thought the proprietress was very good at dealing with people. He often came to eat here, so giving her a discount was no big deal. He wasn't that old-fashioned.
When I got home, I received a call from Xiaojie.
"Mom, I got a promotion!"
"Really? Then we should celebrate properly. We'll go to Guangzhou for the Dragon Boat Festival, and you can come too, so our whole family can have a lively celebration."
Pan Lianhua and her daughter chatted enthusiastically. Xiao Jie hadn't even worked at the company for a full year, but she had already been promoted ahead of schedule because she had successfully completed a small project.
Fang Wei and his wife were very happy; their children's success was the most important thing.
After the call ended, Pan Lianhua discussed with the man the idea of the family going to Guangzhou to celebrate the Mid-Autumn Festival.
"That's definitely no problem. We'll go ahead of time."
Fang Wei is actually very free; she can go wherever she wants without needing to report to the staff beforehand.
Pan Lianhua delegated most of the work at the bamboo ware factory to the two deputy factory directors, so she wasn't usually busy and could easily find an excuse to go out for a while.
Lately, she's been considering retiring after Binbin has a child. She could then help her older sister take care of the grandchild, but that would mean she wouldn't be able to look after Fang Wei, so she's still hesitant.
However, Fang Wei told her that there was no need to retire. If she really wanted to go to Guangzhou, she could be offered a position in the group company, one with low pay and little work, so she wouldn't get bored staying at home all the time.
The next day.
Fang Weiyi arrived at the office early and quickly finished up the few official tasks at hand.
Around noon, Zhang Chu walked in from outside.
"Old Zhang, when did you get back?"
“I just arrived today, Party Secretary. The chili sauce factory’s production capacity can no longer keep up with the company’s development. I plan to build two more production lines, so I’m going to talk to the county this afternoon.”
The food company mainly engages in the deep processing of agricultural products. Chili sauce factories, rice mills, and oil pressing plants have all developed rapidly in recent years.
In particular, the chili sauce factory and rice mill have become two of the local calling cards. [Yaoling Chili Sauce] and [Yaoling Rice] are sold throughout the country, generating considerable economic benefits.
There is no issue with production capacity for Yaoling rice; production is arranged based on the annual rice yield.
The production of chili sauce is clearly constrained by production capacity, which is why Zhang Chu plans to expand production scale and add new production lines, a move that has already been approved by the group company.
"You go and discuss this matter first. If you encounter any problems, tell me and I'll go find Secretary Wang."
"Thank you, Party Secretary! I don't have anything to do, I just came to see you. You go ahead with your work, I'll just stop by the chili sauce factory."
Zhang Chu stayed for half an hour before getting up to say goodbye.
He also had lunch with several county department heads to try to expedite the approval process for the expansion project.
When it was time to leave work, Fang Wei went home for dinner and took the strawberries that had been delivered with her.
The second-generation strawberries tasted great, and both Pan Lianhua and her sister loved them. So every year, they would send her some of the first batch of strawberries produced in the greenhouse.
He always accepted everything without question, and of course, he never hesitated to pay what was due.
three days later.
Fang Wei, Pan Lianhua, and her older sister went to Guangzhou together.
There's still a week until the holiday, so to avoid rushing in, arriving early allows him to handle some things at the company.
Binbin and Liu Xuemei were undoubtedly the happiest about the arrival of their family.
Cai Tong and Hu Linwei were also happy, as they had received many phone calls these past few days, all from people who wanted to have a meal with Chairman Fang.
So, the two of them rushed in the day before Fang Wei arrived at the office.
"Secretary, you've finally arrived. Putting everything else aside, Vice President Guo of the Provincial Agricultural Bank and President Ma of the Municipal Bank have called several times, saying they'd like to invite you to dinner."
To be fair, Yaoling Group has a good relationship with the Agricultural Bank of China (ABC). The company's main account is opened at the provincial ABC branch, and it also has an account at the municipal ABC branch. Furthermore, for the Yaoling Building project in Shenzhen, ABC directly provided the project loan without even requiring a guarantee.
Therefore, Cai Tong and Hu Linwei both took this matter very seriously. They were looking forward to it every day after hearing that Fang Wei was coming soon.
"Sure, Mr. Cai, give me a call and let's arrange a time to have dinner together in the next couple of days."
Fang Wei knew perfectly well that the bank wanted to improve its relationship with him.
Yaoling Group has a very low debt ratio and strong profitability, making it a high-quality client everywhere. Don't assume that only businesses beg banks for loans; often, banks also need to attract high-quality businesses to lend more money, since they profit from the interest rate spread.
Banks and businesses have a mutually beneficial relationship. Since a vice president of the provincial branch has stepped in, we should give them that much face.
"Alright, Party Secretary, you go ahead with your work. I'll let you know when everything is arranged."
Cai Tong and Hu Linwei tactfully left Fang Wei's office. Afterwards, the head of the administration department brought some important documents, all of which required Fang Wei's signature.
When he was not at headquarters, the administration department would send documents to the Yaoling Cooperative. Now that he was here, there was no need to go through that roundabout process.
Fang Wei sat at his desk and began to concentrate on handling official business.
In reality, there weren't many documents that required his personal signature; it was just that he had called ahead to say he was coming to Guangzhou, so some documents were put on hold for a few days.
Fortunately, everything was completed before noon.
"Secretary, Bank Manager Guo said there's no time like the present, so why don't we get together tonight?"
He had just finished his work when Cai Tong knocked on the door and came in.
Fang Wei smiled and nodded when he heard this, since he didn't usually have any social engagements anyway.
night.
Fang Wei, Cai Tong, and Hu Linwei went to the appointment together. President Guo was very talkative and good at creating a good atmosphere, and everyone enjoyed the meal.
No serious business was discussed at the dinner table; it was mainly to build rapport. After the meal, Fang Wei and the others became quite familiar with President Guo and President Ma.
After all, the two sides have already established a good working relationship, which forms a foundation for building an even better one in the future. (End of Chapter)
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