Era: I was a farmer at the foot of Yaoling Mountain
Chapter 535 Banks Adding Inspiration: Resumption of Work and Production
Banks also prefer companies with strong solvency; there's no better time to offer help than to help those in need.
The coal mine is indeed facing a tight cash flow situation, and it would be better to take out a bank loan than to receive funding from the group company.
"You're really not being polite? Okay, I'll coordinate with the bank later, and you can invite President Zhang out for a meal another day."
Wang Lin smiled and nodded. Just as Fang Wei wanted to form a deep partnership with the county, he also wanted the county to form a deep partnership with Yaoling Group.
There will definitely be side effects to doing this, but compared to the benefits you can gain, those side effects are really nothing.
Wednesday.
Wang Lin replied to Fang Wei, and Fang Wei then took the initiative to call President Zhang.
The two agreed to have dinner together that evening. There were three people from the bank, so Fang Wei brought Fang Ping and the financial manager of the coal mine along.
"Secretary Fang, hello! I've heard so much about you, it's great to finally meet you in person today."
Bank Manager Zhang is a woman, not yet forty years old, with short hair, and she looks like a shrewd and capable person.
"President Zhang, you're too kind. Please have a seat."
Fang Wei exchanged a few pleasantries with the other party, and then everyone sat down and introduced themselves to each other.
President Zhang brought along the credit manager and a credit specialist. After exchanging pleasantries, the food and drinks were served.
Despite being a woman, Director Zhang is an exceptionally good drinker. If Fang Wei hadn't been there, Fang Ping and the others wouldn't have been able to outdrink her.
After a few rounds of drinks, Fang Wei brought up the topic of loans.
“Secretary Fang, General Manager Fang, our bank currently has ample loan quotas. Haven’t you considered lending more funds?”
Previously, Fang Ping and others had only heard of people begging banks for loans, but now the situation is reversed, with banks actively seeking to increase loan amounts.
This completely overturned Fang Ping and his colleagues' understanding.
However, Fang Wei was used to this kind of thing. Banks have always been "favoring the rich and disliking the poor." They need to earn the interest rate spread between deposits and loans, but the premise is whether the funds can be safely recovered after being lent out.
The coal mine's credit rating is currently low, but Yaoling Group's credit rating is very high.
With the guarantee of Yaoling Group, not to mention 5000 million yuan, even hundreds of millions of yuan can be loaned to the coal mine at any time.
"Thank you, President Zhang! We only need 5000 million yuan for now. If we need anything in the future, we will definitely have to trouble you again."
Fang Ping picked up the conversation, raised his glass, and clinked it with President Zhang's.
President Zhang didn't take it to heart. He had already established contact with Yaoling Group, and once the relationship was established, anything could be discussed.
The meal was a great success, and afterwards Fang Ping instructed the finance manager to negotiate with the bank. The bank quickly approved the coal mine's application for a 5000 million yuan loan.
Once the loan was deposited into the account, the coal mine continued to upgrade its various auxiliary facilities.
Meanwhile, the mine is also making intensive preparations to resume work and production, and it is estimated that it will be fully operational before May Day.
Fang Wei's side also started getting busy. Lin Bingkun and other senior executives of Yaoling Agriculture arrived at the production line and began to deploy this year's spring plowing work.
a few days later.
Large machinery rumbled into the farmland and began to till the soil.
The rapeseed that overwintered has been harvested, and after the plowed land has been dried and disinfected, it will be fertilized and irrigated.
Fang Wei spent several days working on the production line before receiving a meeting notice that he had to go to Beijing for another meeting.
As a long-standing representative, he attends the meeting every year, which is a great honor. Even Wu Tianming is attending for the last time, and he has not yet received such a notification.
Sometimes he would wonder what kept him serving one term after another. The final conclusion was not his achievements in breeding, but that he had always followed the path of collective economy.
This year, his proposal is still about seed security, and the number of signatories, including Wu Tianming, has reached 132.
The main topics of this meeting were housing reform and education reform. His proposals, along with those of Wu Tianming and others, did not cause much of a stir, and even Wu Tianming was somewhat disheartened.
"Old Wu, don't be discouraged, let's try again next year."
The meeting concluded successfully, and Fang Wei and the others gathered at the restaurant for a farewell dinner.
Wu Tianming decided he wouldn't attend the meeting next year, and he was very disappointed by the failure of this proposal. However, Fang Wei's subsequent statement rekindled his hope, and after finishing his drinks, Wu Tianming returned to Guangzhou.
Fang Wei didn't rush to leave. He went to see Tingting's family and stayed at their house for one night before taking the train back to the village.
Tingting's family is well-off; their house is quite large, about 90 square meters. Before he left, Tingting packed him a large bag of local specialties.
When he got home, he divided the local specialties in two, giving half to Fang Ping and Tian Guihua and keeping the other half for himself.
A few days passed quickly.
The various units under Yaoling Agriculture have successively begun transplanting rice seedlings, officially marking the end of the spring planting season. Rice seed cultivation remains at full capacity this season. Rice seed consumption has increased significantly in the past two years, and the company also has export orders, so there will be no unsold rice seeds.
Everyone is confident, after all, the rice varieties produced by the company have become deeply rooted in people's hearts, and under normal circumstances, there will not be a significant decline in sales.
morning.
After handling two official matters, Fang Wei went to the coal mine.
Construction is still in full swing at the coal mine. All the new equipment has been installed and tested, the recruited workers are undergoing job training, and all management and safety systems have been fully implemented.
“Secretary, we are about a week away from resuming work and production. Everything is ready.”
Fang Ping and others reported to Fang Wei on the preparations for resuming work and production. After Fang Wei's on-site inspection, they felt that all the conditions were fully met.
"I think we can resume work and production now. You should submit a report to the group company, and I will sign off on it in advance."
Fang Wei agreed to the coal mine's application, but there was still a procedure to follow. He had already discussed this matter with Cai Tong and Hu Linwei.
When the appointed time came, the coal mine, which had been shut down for several years, started producing coal again. Thanks to thorough preparation, the coal was not stockpiled but delivered to customers in accordance with the purchase agreement.
Based on current coal prices, coal mines won't have high profits, but maintaining normal operations shouldn't be a problem.
Honeycomb briquettes are now widely used in all counties, but the widespread use of coal gas will take time. Therefore, coal will remain a basic fuel for a long time to come.
After the coal mine officially started operation, Fang Wei didn't pay much attention to things there.
These days, besides checking the rice seed growth of various units, he has focused his main energy on several breeding projects, such as new-generation rapeseed, new-generation corn, and new-generation wheat.
The most advanced technology currently is the new generation of rapeseed, while the new generation of hybrid corn is still in the preliminary research stage, and the most troublesome is the new generation of wheat.
Neither the Central Plains base nor the experimental fields in Yao Village have made substantial progress in the research of the new generation of wheat, to the point that Fang Wei even doubted whether he was suitable for wheat research.
The new generation of soybeans has already been finalized, and Fang Wei has temporarily hidden this research result as a technological reserve, keeping it a secret.
After all, [Nan Dou 336] still has great potential. Rashly launching the third generation of soybeans will only cause losses, and the previous investment in [Nan Dou 336] will be in vain.
Fang Wei named the third-generation soybean "Nan Dou 339", and all the seeds produced in the trial production were put into the seed bank.
As for some smaller projects, they have achieved continuous results, such as the second-generation honeydew melon and the second-generation strawberry. However, the success of these projects is icing on the cake and does not contribute much to the overall agriculture of Yaoling.
night.
As soon as Fang Wei entered the house, she saw a basket of strawberries on the table.
"The strawberries were delivered from the greenhouse. I said I wanted to pay, but they said they would talk to me about it later."
His older sister explained the origin of the strawberries, and he nodded, but didn't take it to heart.
The company has a long-standing rule that in situations like this, the company will allocate funds to the vegetable greenhouses and will not allow subordinate units to offer favors to senior management.
Therefore, this basket of strawberries is a company benefit, and people like Zhao Jinsheng receive it.
Later, Pan Lianhua also returned home.
She washed some strawberries and brought them over. Fang Wei tasted them and found that the second-generation strawberries were perfectly balanced between sweet and sour, and tasted even better than the previous generation. They were really delicious.
The next day at work, he inquired about the vegetable greenhouses and learned that the second-generation strawberries were already on the market in the provincial capital and were very popular with consumers.
Currently, there are very few places that have introduced strawberries and honeydew melons, so the sales volume of seeds is not large.
Fang Wei didn't offer any opinions; he just wanted to understand the situation. He didn't care about the other matters, as Lin Bingkun and the others were in charge.
Now Yaoling Group is a large and successful enterprise, but in his heart, rice seeds are still the most important thing.
Rice seed breeding and rice cultivation contribute substantial profits to the company each year, and the social benefits are also very significant. This is the foundation of Yaoling Group, and it's not just a matter of how much money it makes.
After making the call, Fang Wei began to read the documents. After about an hour, Deng Yuanen suddenly knocked on the door and came in.
“Secretary, as of now, we have opened all routes from the county seat to all the townships. To be honest, operating short-distance passenger transport is not very profitable. On the contrary, because of the huge investment, the company's funds are a bit tight.”
After Deng Yuanen sat down, he drank a cup of tea and then reported the passenger transport route to Fang Wei.
He completed the opening of all routes as promised, but due to the huge cost of purchasing vehicles, the transportation company is now facing a shortage of working capital.
The purpose of coming to Fang Wei was actually to borrow money from the bank for working capital.
"Wait a moment, I'll call President Zhang, and then we can have lunch together."
Fang Wei could understand Deng Yuanen's explanation; the transportation company wasn't experiencing poor management, but rather a short-term cash flow problem.
This was no big deal, so he called President Zhang.
Bank Manager Zhang was quite pleased. Everyone likes a business that's guaranteed to make a profit, and currently, the county's most valuable client is Yaoling Group and its subsidiaries. So he quickly arranged a luncheon. (End of Chapter)
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