What a lucky world!

Chapter 29 Insurance fraud?

Chapter 29 Insurance fraud?
Escort master is the jargon of the escort agency, referring to the owner of the escorted item, and also refers to the person who needs protection in the escort commission.

Song Yuanqing immediately went to the scene of the incident, and Zhang Mu followed.

On the way, Zhang Mu roughly understood the whole story.

Wang Bo, the owner of Zuiyuelou in the county town, met a group of strange guests a few days ago. Those people forced Wang Bo to sell Zuiyuelou. Wang Bo refused. Before leaving, those people made a harsh threat, saying that Wang Bo's whole family would be in trouble.

Wang Bo had no relatives, his wife had died of illness a year before, and he only had a two-year-old child. Wang Bo was worried that the gang would do something bad to his child, so he contacted the Yuanwei Escort Agency and placed an order for a guard.

According to the agreement, the escort agency would send people to protect the child for a period of six months, and the payment would be 300 taels of silver.

During this period, the escort agency would pay compensation of silver taels for any other accidental injuries to the child, with a minimum of ten taels and a maximum of three thousand taels.

It feels like a complete personal accident insurance.

During the investigation and assessment by the escort agency, it was considered that this was an extremely low-risk order, because they found out that the group of people were not thugs, but just village bullies from the nearby countryside. The most powerful one of them was just a country boy who had opened up four or five acupoints.

Of course, the escort agency will not tell Wang Bo the results of the investigation.

In the escort agency's view, this commission can be fulfilled by sending a few first- and second-rank escorts to take turns guarding.

But the accident happened.

……

Arriving at the Wang family, Zhang Mu followed Song Yuanqing in.

After crossing the front yard and arriving at the Wang family's backyard, Zhang Mu heard deafening crying. Several yamen runners were already standing there.

If someone dies, it is natural to report to the authorities. In fact, Zhang Mu knows that in this situation, reporting to the authorities is more to let the government act as a witness to prevent the escort agency from refusing to pay.

"Captain Song, I'm here..." A yamen runner in official uniform saw Song Yuanqing and hurried over to greet him. Song Yuanqing tilted his head and said to Zhang Mu, "Captain Li from the county yamen," and then hurried over to greet him, returning the greeting. "Captain Li, thank you for your trouble. Once this matter is settled, I, Song, will treat you to a nice meal."

"You're welcome..." Captain Li waved his hand. Zhang Mu saw that during this wave, Song Yuanqing quietly emitted a white light, which Captain Li skillfully captured. Then Captain Li said softly, "There's no movement at the scene, but we've checked it, and there's nothing wrong."

"Thank you." Song Yuanqing waved his hand again and walked towards the place where the crying came from. Zhang Mu hurriedly followed.

Soon, Zhang Mu saw the man squatting on the ground, crying his heart out. He had an elegant face, looking to be in his early thirties, but his face was pale from crying. Not far from him, lying on the ground was a small body. It was that of a girl, about two years old, lying face down in a pool of blood.

"Manager Wang, please accept my condolences..." Song Yuanqing immediately walked towards the man, and Zhang Mu also saw He Yun sitting next to the corpse with his eyes blank.

"Hey!" Zhang Mu walked over to He Yun and nudged him. "What's going on?"

He Yun looked up at Zhang Mu. Perhaps because he was too frightened, he didn't ask why Zhang Mu was here. He just said softly, "I just had a stomachache... I went to the bathroom, and Yan'er fell from the upstairs..."

Zhang Mu followed He Yun's gaze and saw the embroidered building, which was about three meters high. At the top, there was a window that was open and swaying in the wind.

"Did the child fall from this building?" Zhang Mu asked.

"Yeah!" He Yun nodded self-reproachfully, muttering to himself guiltily, "Why didn't I keep an eye on him..."

Zhang Mu nodded and walked to the side of the corpse. Looking at the small ball, Zhang Mu sighed, took off his shirt and covered the corpse with it.

He stood beside the corpse, looked up at Xiulou, and then took another step forward.

"Zhang Mu, what are you doing?" Song Yuanqing also came over at this time. Wang Bo followed Song Yuanqing and saw Zhang Mu covering the body with clothes. He nodded to Zhang Mu and said, "Thank you."

"Thanks are appreciated." Zhang Mu shook his head, then pulled Song Yuanqing aside and asked quietly, "Boss, what should we do next?"

"What else can we do?" Song Yuanqing glared at He Yun. "The child fell to his death because we failed to take good care of him." "Apologize if you should, and compensate if you should."

"Three thousand taels?" Zhang Mu asked.

"Not only that. In addition to the three thousand taels of compensation, the three hundred taels of dart silver must be returned." Song Yuanqing sighed.

"There's a problem." Zhang Mu said softly.

"Hmm?" Song Yuanqing was stunned and looked at Zhang Mu. "What did you find?"

"It's too far." Zhang Mu looked at the body. "It's just a two-year-old child. If he fell from the window, he should have fallen vertically from the windowsill. Even if he deviated, he wouldn't have deviated too far."

"The current distance is more like he jumped down on his own initiative, with a leaping forward motion, or perhaps... he was thrown down by someone."

Song Yuanqing also looked over, frowned slightly, thought for a moment, and said, "Not enough!"

This explanation wasn't enough to convince everyone; even if we took a step back and said the child's death was caused by human error, it would be the government's responsibility to apprehend the murderer. The escort agency, however, was also responsible for failing to provide adequate protection and would still have to pay compensation.

"What if he killed his daughter to get insurance money?" Zhang Mu said.

Although Song Yuanqing had never heard of the modern term "insurance fraud," he immediately understood what Zhang Mu meant. His eyes fell on the figure kneeling in grief before the corpse. "Are you saying that he killed his own daughter in order to get compensation from the escort agency?"

"This……"

Song Yuanqing might have seen many blood feuds in the martial arts world, but he couldn't accept this kind of human tragedy for a while. After all, he was also a father.

But for Zhang Mu, in his previous life, he had seen all kinds of bizarre and tragic cases, including the case of a father-in-law who came to his son-in-law's house and hacked his family to death, and finally gained the forgiveness of the deceased's wife...

Even though he wasn't a policeman in his previous life, he had at least watched four episodes of "Criminal Investigation Team 6," four episodes of "Detective Di Renjie," and thousands of episodes of Conan...

"On the way here, I noticed that the walls of the main hall were bare. Logically, there should be some famous calligraphy and paintings hanging on them," Zhang Mu continued, "but there are none."

"I just looked at the child carefully. She has no gold or silver jewelry on her, not even a longevity lock. She doesn't look like a young lady at all."

"Also, look at this house. Although it's not small, there are very few servants."

"I think that person is short of money now..."

“The motivation is there.”

Song Yuanqing thought about it and still shook his head: "This is just your guess."

"It's still not enough!"

Zhang Mu looked at Song Yuanqing and sighed, "Captain Song, I'm not a god. I can only raise the issues I've seen. As for how to confirm that these are..."

"You investigate!" Song Yuanqing said directly. "If you can prove that Wang Bo is responsible for the child's death, you can choose any martial arts from the escort agency's martial arts hall. In addition to fighting techniques, I'll also give you the mental skills. I can also customize a set of weapons for you!"

"Captain Song, you're too polite. It's my duty to contribute to the escort agency." Zhang Mu said loyally, "I need a little time. Can we just hold off here?"

"Seven days at most." Song Yuanqing said, "Now what's your first step?"

"I can't see any clues here for now," Zhang Mu mused. "Now that I think about it, there's something strange about that group of country guys who threatened Wang Bodu Restaurant. Where did they get the guts to threaten the restaurant owner in the county town?"

"Since it all started with them, I might as well start with them too!"

 Today is the weekend, I wish everyone no worries, a good mood ~ muah ~ ~
  
 
(End of this chapter)

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