After returning from my cultivation journey, I built a farm through fortune telling.

Chapter 16 I'll go see that bitch first.
"After hosting guests and giving gifts a few times, I gradually started to be able to take on some small projects, such as repairing and fixing things for that unit, digging irrigation ditches, repairing toilets, and building corrugated steel sheds."

As Bai Wei spoke, her eyes welled up with tears as she stole glances at Bai Lu: "Sister..."

Bai Lu raised her hand to stop her: "Who's your sister? Keep talking."

Bai Wei pouted and continued, "But even small projects require upfront investment. You have to pay for the labor and materials yourself upfront, and you won't get paid until three months after the project is completed and passes inspection..."

“We only interned for a year and didn’t have much money. His parents didn’t agree to him coming to Yangcheng and refused to give him any money. So we…we started applying for credit cards and then borrowed small loans to gradually get the company up and running.”

"At first, once the project was completed, the payments would be made on time. But ever since the head of their finance department was transferred, they haven't been on time anymore. As a result, the balance of payments from my various platforms has been disrupted, and I'm about to be unable to pay back the money..."

"That's how it is. At first, I was thinking of helping him earn more money so he could settle down here and get my mom's approval for us. I was going to wait until things were more stable before telling you all, but who knew..."

Egret: "Who knew that the snowball would get so big and big that it's about to crush you to death."

Bai Wei couldn't even lift her head: "I've thought about leaving him, but... I have to pay back more than 20,000 yuan every month for the next three months. Where am I going to get that much money? My family just bought a house—"

Even if she confessed to her family, it wouldn't help; they simply didn't have the extra money to help her.

During the Chinese New Year, Bai Wei originally wanted to be honest with Bai Lu and ask her for money, but when she learned that her family was going to buy a house, she didn't dare to ask.

When she came back this time and suddenly heard her family talking about selling pigs to buy a car, all she could think was, "How wonderful it would be if I could have all 120,000 yuan! Then I wouldn't have to live in constant fear!"
But she only thought about it; she was too ashamed to say it out loud.

At first, Bai Wei was indeed blinded by love, giving selflessly. But when debt collection messages and calls kept coming in, and when Tian Yao shook his head again and again saying he had no money, Bai Wei's love-struck mind suddenly came to an end. But what good was it to come to an end?
By the time you really want to leave, it's already too late.

She and Tian Yao were like grasshoppers tied to the same boat. Even if they argued fiercely or even fought, Bai Wei didn't dare to really break ties with him, let alone leave.

Bai Lu rolled her eyes: "You haven't left him yet, but today, tomorrow, the day after tomorrow, and the day after that, every day is a repayment period. Do you have money? Does he have money?"

Do you have money?

A question that will haunt you.

Bai Wei's tears fell onto Bai Lu's lap. She only had eleven yuan left in her WeChat wallet and eight yuan left in her bank card. She didn't even have twenty yuan on her whole body. How was she going to pay back the money?

Yes, Tian Yao told her he would try to find a solution when she got home, but every time he said he would try to find a solution, he would often end up saying to her, "I've tried everything, but there's really no way. What should I do?"
He asked her what to do!
In order not to damage her already precarious credit score, she shamelessly borrowed money from classmates and friends she hadn't contacted in a long time, but she often couldn't borrow from them. Even when she did, they never returned the money, and she could never borrow from them again.

She was tired of living payback by borrowing from Peter to pay Paul, and every day she woke up thinking about how to pay off her debts.

Although she knew she was too ashamed to tell her family, subconsciously she knew that only her family could save her, and that they would save her.

Bai Wei was right. Even though Bai Chen was so angry that his face turned red, he was still thinking of a solution. Even though he was in great pain, he still said, "I only have 30,000 here. I'll give it all to you."

Then he said to Bailu, "Let's not buy the car. I'll find an excuse to tell Mom that she can't touch the money my aunt gave her. How much money do you have left? Calculate how much we're short, and I'll talk to my older cousin about it—"

"Please let my cousin's family go!"

Bai Lu almost couldn't help but laugh: "We've practically ripped him bald."

Bai Chen scratched his head in frustration: "What should we do? We can't just stand by and watch this idiot die!"

Bailu: "It's not like you'll die. It's not like it's a loan sharking scheme. At most, you'll be sued, blacklisted, restricted from high-end consumption, and have your contacts exposed. You know what that means, right? It means notifying everyone you know how much money you owe, and making them furious. Outsiders aren't the most important thing. The important thing is that your parents will definitely find out too. The end result is that your mother will be so angry she'll die!"

This is no joke. If Qin Xiu had known that Bai Wei was in debt, he might have died instantly!
She said that this brat would give her a huge shock!
Exactly 230,000, that's a lot!

Bai Chen jumped at the mention of this and immediately said, "Mom absolutely can't find out about this! Otherwise, she'll be furious! Bai Wei—"

Bai Chen finally couldn't hold back his anger and pointed at Bai Wei's nose, yelling, "You idiot! What kind of god-like love-struck brain do you have? Even Baochuan would call you her ancestor! You're going to ruin your whole family! I only make five thousand a month, when will I ever be able to pay it all off! Sis—why did you quit your job? You should talk to your boss, is it too late to go back to work now?"

He earns a little over 5,000 yuan a month. After deducting daily expenses and the cost of dating his girlfriend, he can only give Bai Wei a maximum of 3,000 yuan. She works and earns 4,000 yuan a month. No matter what, she has to save 3,000 yuan to pay off the debt. But the bulk of the debt still depends on Bai Lu, who earns over 10,000 yuan a month. It's not a problem for her to save 8,000 yuan a month. In this way, the three of them can pay off 14,000 yuan a month. With his 30,000 yuan and Bai Lu's 20,000 or 30,000 yuan, they can pay off the debt in a little over a year.

But Da Tou resigned!

Sin!

Suddenly remembering something, Bai Chen asked Bai Wei, "Wait a minute, you borrowed so much money, what about that guy? Could it be that he didn't lend you a single penny, and you lent him the whole thing?"

Bai Wei quickly shook her head: "No, he borrowed too, 100,000 more than me, and he's already overdue on payments from two different platforms."

"Heh, you deserve it!"

This was the only good news Bai Chen had heard today!
He held his sister's hand and pleaded, "Sister, we really can't go back to farming. If you're alright, can we go back to work? I don't want to force you, but what can we do when we have a sibling like you? Just hang in there for another year, and we'll come back to farming, okay?"

It won't work at all!
Bai Lu pulled her hand away. If it were the old Bai Lu, this would be the only way to help Bai Wei. But how could the current Bai Lu possibly work hard as a bricklayer to pay off debts?

At worst, she could create a ghost story and then catch the ghost to make some quick money!

"There's no rush." ​​Bai Lu pulled Bai Wei up. "I'll go see that bitch first."

"Yeah! That bastard, I have to go and meet him! What a shameless bastard—pui! Does that bastard even have a face? He doesn't even deserve to be a human being for doing something like that, let alone have any shame."

Where are you going?

As the three of them walked downstairs and passed by the kitchen next door, they saw Qin Xiu and Bai Jiang picking their teeth and discussing something. When they saw the three of them walking towards the door together, Qin Xiu asked them a question.

Bailu's house is a two-and-a-half-story building, a common rural house with six bedrooms, two living rooms, and two bathrooms. There is a small kitchen on the left side of the building, and chicken coops on the right and in the backyard, where about a hundred chickens are raised. The pigsty is in the mountains a little further away, with sows, fattening pigs, and piglets, totaling about a hundred pigs.

How can this not be considered a large and prosperous family business?

Qin Xiu often said that if every child went to work obediently, even if they only earned four or five thousand yuan a month, their family's life would be very comfortable. However, the comfort she envisioned was shattered—Bai Wei had caused a terrible disaster!

"Going out to buy something—is there anything you'd like us to bring back?"

The egret opened its beak and immediately hid Bai Wei, whose eyes were swollen from crying, to the side without making a sound.

Qin Xiu waved her hand: "Nothing to bring—are you coming back for dinner tonight?"

"I'm not sure. I'll send you a WeChat message whether I come back or not."

"Okay, fine—Chenchen, drive carefully."

Bai Chen: "Okay!"

The three got into the car, and it was silent; no one wanted to speak.

As it turns out, Bai Chen's old car is still not old enough to retire. On the main road, it can easily reach 100 km/h. If it weren't for the speed limit, it could reach 130 km/h.

Following the address given by Bai Wei, Bai Chen arrived in the urban area of ​​Yangcheng. They rented an apartment in an old residential area here. It was on the seventh floor, with two bedrooms and a living room, for 700 yuan.

Bai Lu was fine; she remained calm and composed even after climbing to the seventh floor. Bai Wei and Bai Chen, on the other hand, were panting heavily as they leaned against the door. After a while, they opened the door and went inside. However, as soon as they entered, they heard extremely loud snoring.

Like a sawing motion.

Bai Chen rolled his eyes so hard they almost reached the sky, but he managed to hold back and just said, "He's living such a comfortable life, he doesn't look like someone in debt at all."

Bai Wei: "...He said he was under a lot of pressure and couldn't sleep every night..."

Bai Lu shot him a sharp look: "This is the third time."

"Ok?"

"This is the third time you've made excuses for his actions."

Egret: "Now that we're here, I'd like to ask you what you're thinking. Do you want to borrow some money from us to get through this difficult time and continue being with him, or do you want to get rid of him forever?"

"I want to get rid of him."

This thought often surfaced in her midnight dreams, but Bai Wei desperately suppressed it due to reality. She was truly fed up with this awful life, and if given the chance, she would certainly want to get rid of him completely.

"Alright." Bai Lu slightly raised her chin: "Call the person out."

When Tian Yao appeared before Bai Wei and Bai Chen in his pajamas, his hair a mess, he was a little stunned. Of course, he recognized Bai Lu and Bai Chen, and quickly greeted them: "Big sister, Xiao Chen—Weiwei, why didn't you tell me you and your brother were coming up? I wasn't prepared at all—"

However, just as he was about to exchange a few more pleasantries, Bailu raised her hand to interrupt him. She glanced at his face and slowly began to speak—

“Tian Yao, you live on Huaxing North Road in Qiaoshan District, Chancheng District. You are 24 years old and have an older sister who is 20 years older than you. Your parents are ordinary workers who retired ten years ago. Now they live on a monthly pension of 2,000 yuan each and a tractor. Am I right?”

"You—" Tian Yao's last bit of sleepiness vanished instantly. He subconsciously looked at Bai Wei, only to see her eyes widen in disbelief as she said, "Your parents are over seventy? Ha, no wonder—"

At this moment, everything that seemed off about Tian Yao before made sense.

“I won’t beat around the bush with you. I know everything about you and Bai Wei, including how much money you borrowed.”

Bai Wei's fate is difficult to predict, but Tian Yao's is much simpler; Bai Lu can see through most of it with just a glance.

She believed that Tian Yao loved Bai Wei and wanted to live a good life with her.

But she did not approve of his actions.

"As a man, you shouldn't have put your girlfriend in danger. You want to start a business and need funds, so borrowing money is fine, it's normal, it's for making a living, I understand. If it were just you with a lot of debt, I wouldn't stop you and Bai Wei, but you shouldn't have made her share the debt with you. Now, the debt has exploded, you can't pay it back, and neither can she. You're both being chased by creditors, you're going to die together, is this how you show your love for your girlfriend?"

"Bai Wei, pack your things and let's go home."

"Big sister, that's not how it is!" Tian Yao stopped Bai Wei while saying to Bai Lu, "My difficulties are only temporary. I still have at least 600,000 yuan in their account. Once the money is transferred, we will definitely be able to pay off our debts!"

"I'm telling you responsibly, you still don't understand."

A week later, you will receive a payment of 80,000 yuan. You need to pay the workers' wages and settle the accounts for the goods. The remaining 8,000 yuan is a drop in the bucket for both you and Bai Wei. Moreover, you are already overdue, and your contact list is about to be flooded with messages.

When that time comes, all the suppliers will come to you for payment. Your online platform will no longer be able to lend you money because of your overdue record. You will take a risk and borrow from loan sharks, and then be completely dragged down by the compounding interest. You will not be able to take care of Bai Wei at all, and your relationship will start to fade.

Finally, your parents sold their house to help you pay off your debts. You became despondent and constantly abused Bai Wei, believing it was all her fault that you came to Yangcheng and ended up in this state. Later, during your last argument, you accidentally killed Bai Wei, were imprisoned, and couldn't even see your parents one last time before they passed away.

"Second sister, did you hear that? Eldest sister's guess is completely reasonable. If you continue to be with him, love without financial security will starve to death sooner or later. In the end, either you will go your separate ways or I will die and you will go to jail!"

Bai Wei nodded in agreement and immediately rushed into the bedroom to pack her things.

Tian Yao didn't stop her this time because a chill ran down his spine. He had actually been in contact with loan sharks these past few days.

His idea was simple: hold out until the money came in, and pay it back as soon as it arrived, even if the interest was a little higher.

It's not that he didn't make money, it's just that the company hasn't made the payment yet.

(End of this chapter)