Tokyo Detective

Chapter 219 A New Storm Sweeps In
In the office of the Criminal Division, Naoki Hanyu was thinking about the Tokyo Central Bank shareholders meeting he attended yesterday. Unknowingly, he had become the major shareholder of this failing bank, holding 15% of the shares.

Several major shareholders had already sold their shares before the incident broke out, and then the shares were forced upon them by the system. Becoming a major shareholder of a bank was something they had never thought about.

Now that the shares with a market value of 450 billion yuan are close to becoming waste paper, there is nothing he can do. After all, he is not cut out for a bank job. He can only rely on the board of directors to handle it and let nature take its course.

The bank itself may not be unable to make a comeback. At the shareholders' meeting, the bank's president said that the downward trend has been stabilized and will rise slowly in the future as long as it does not encounter any difficulties.

Just as Hanyu Naoki was thinking this, hemp ropes tend to break at the thinnest part, and misfortune tends to strike down the unfortunate.

The TV channel suddenly broadcast a live broadcast of a press conference by the Minister of Transport.

Yukiyo Shirai, once the youngest female member of parliament, is now the youngest female minister.

"Everyone, I'm going to reform Neon Airlines."

This statement caused an uproar both inside and outside the venue. Reforming Neon Airlines was a very big deal.

"I'm Sakata from TBS. Can you please tell me what kind of reforms will be implemented?"

"I will form a reconstruction research team led by me, and it will be a special task force specifically responsible for Neon Aviation."

At this time, the police and even prisoners who were still staying in the department office were watching the TV series. This was not just some small news, but related to people's livelihood. The flights that the police usually get reimbursed for their official business were from Neon Airlines.

Fujiwara Mai was even more excited.

"It's Shirai Yukiyo. I didn't expect that she would make such a big move not long after taking office. I also think that Neon Airlines seems to be a little different from other airlines. No wonder it loses money every year."

Naoki Hanyu asked curiously.

“Do you know the new transport minister?”

Naoki Hanyu had only heard of this woman's name and had not learned much about her. He did not expect that his disciple seemed to be very familiar with her.

Fujiwara Mai looked like she knew me very well.

"Of course, she is a bold and outspoken person, and has always been a representative of women in the country. I feel that she may change the whole of Neon. Moreover, she became the Minister of Transport at such a young age. She may become the first female prime minister in the future."

"Haha, you really dare to say that."

"I believe she can."

After hearing what Fujiwara Mai said, Hanyu Naoki had already guessed that the status of Minister Shirai in the hearts of Japanese women was comparable to that of Wu Zetian in the hearts of Chinese women in the previous life.

As for the Prime Minister, it should be impossible.

At this moment, the conversation on the news continued.

"As one of the representative proposals, we are considering asking all major creditor banks of Neon Airlines to reduce their debts by 9%."

Naoki Hanyu was stunned for a moment, then shook his head and smiled.

"Giving up 9% of the debt is no different from robbing money. The government is really capable of doing this."

Fujiwara Mai retorted from the side.

"Since Neon Airlines has been losing money every year and can't pay back its debts, it doesn't make much difference whether it's abandoned or not. Besides, abandoning Neon Airlines can help revitalize it, which is probably a good thing. At least the public hopes to see a revitalized Neon Airlines."

"So they are the kind that blatantly rob people of their money and don't allow people to resist. If the bank dares to refuse, public opinion will be enough to make the bank surrender. What would you think if you were the bank?"

Fujiwara Mai pondered for a few seconds and nodded in agreement.

"If you think about it this way, it's really no different from robbing money."

I thought it was just a topic of conversation after dinner, but who knew that the content of the next second would make Hanyu Naoki stunned, and he could only listen to the reporter's questions.

“Is this really feasible? I heard that Neon Airlines has many creditor banks, including Greater Tokyo Bank, Hakusan Bank, Blackwater Bank, Tokyo Metropolitan Bank, Tokyo Central Bank, Kansai City Construction Bank, and Development Bank.

The second largest bank, the Tokyo Central Bank, holds 1000 billion, and the largest bank, the Development Bank, holds 2700 billion. The total is over 4000 billion, which is a huge sum. Are they really willing to give it up? "

Shirai Yukiyo showed her signature sweet smile.

"Of course, I believe the major banks will make concessions for the country."

ha?
Naoki Hanyu was confused, Tokyo Central Bank?
"Mai, didn't this woman just say that the Tokyo Central Bank is also among them?"

"Yes, the secondary main bank, the Bank of Tokyo Central Bank, lent 1000 billion yen to Neon Airlines. Now it will lose all its money."

Naoki Hanyu no longer wants to talk. Tokyo Central is really going bankrupt.

He might be able to hold on during his heyday, but in the current situation, giving up 900 billion in debt would mean absolute bankruptcy, and his 450 billion shares would become worthless paper.

To put it more extremely, half of the 900 billion yen was paid by Naoki Hanyu.

Now Naoki Hanyu finally broke the idea of not caring about the shareholding industry and had to listen to what the Tokyo Central Bank was going to do. If I remember correctly, there would be a board meeting tomorrow.

Fujiwara Mai noticed that her master had a gloomy face and asked curiously.

"Senior, you look so ugly."

"I own shares in the Tokyo Central Bank." Fujiwara Mai was startled and glanced at Shirai Yukiyo who was still talking big, and then looked at Hanyu Naoki who had a serious face. Is this a sudden disaster?
Originally I was a spectator, but now I have become the one being eaten.

"Can I ask how many shares there are?"

“More than 100 million.”

"100 billion?"

Fujiwara Mai was stunned and felt very heartbroken. 100 billion yen could buy many things and allow her to quit her job now and never have to work for the rest of her life. This woman, Shirai Yukiyo, was really hateful.

Fujiwara Mai suddenly thought of a question, why was she so heartbroken when it was clearly her senior's shares?
The next morning, Naoki Hanyu took a leave of absence and rushed to the headquarters of the Tokyo Central Bank. On his way out, he found that some neighbors were pointing at him.

Yes, these people know that he is a shareholder of the Tokyo Central Bank, and now they are all waiting to see what happens.

The Hiramiya family, once the richest family in Matsukaze Street, has become much more deserted. According to informants, Mrs. Hiramiya has developed some mental problems due to the disappearance of her only daughter, and her husband has been drinking to relieve his sorrow.

It's been half a month and there's no news. I guess he's gone, or sold to somewhere else.

The Hummer was parked at the Tokyo Central Bank. This was Naoki Hanyu's first time attending a board meeting of the Tokyo Central Bank, so he could only sit in the last seat on the left.

The seats at the conference table are arranged according to one's status in the bank. The president sits in the main seat, the first person on the left is the second in command, the first person on the right is the third in command, and so on.

I have to say that it is worthy of being a commercial bank. The floor is covered with expensive carpets and all wooden products are made of expensive woods, such as rosewood, agarwood, and ivory.

The appearance of Naoki Hanyu stunned some directors who had never met him in person. They were wondering why they had never seen him before.

The bank's president, Toshishinobu Kimura, also looked at Naoki Hanyu. He could not have imagined that this nominal director, the policeman who suddenly became the largest shareholder, would attend this meeting, given that he had ignored the bank for two months.

It seems that yesterday's news shocked the major shareholder. Come to think of it, he became a major shareholder in the hope that Tokyo Bank would make a comeback, but who knew that such a disaster would happen.

Naoki Hanyu was also looking at the bank president at this time, and the two nodded to each other.

Toshinobu Kimura, 63 years old, is a white-haired and dignified old man. He used to be the branch manager of the Tokyo Central Bank in New York. Later he was transferred back to become the managing director and then the president. He is a very capable bank worker.

Although this old man has the greatest power in the bank, he actually does not own any bank shares.

Naoki Hanyu was also surprised by the woman sitting by the wall and listening. This was not Eri Miyabayashi, whom he had met once before. The fact that the Deputy Minister of Finance was sitting here seemed to be related to today's meeting.

The meeting started soon. The main topic of discussion today was the debt problem of Neon Airlines. Should they give up or fight to the end? For a mere bank to go against the government is no different from seeking death.

The screen turned on and Yukiyo Shirai's video from last night played again.

After the video ended, Managing Director Yasuji Yamashita, the second-in-command at the meeting, spoke.

"I believe everyone has heard it clearly. In other words, we have to give up 900 billion."

As soon as the words fell, the entire conference hall was in an uproar. They knew very well what the consequences would be if they gave up 900 billion. They would not go bankrupt immediately, but they would lose the chance to turn things around, and perhaps would go bankrupt and be liquidated in two years.

But if you go against the government, you will face even greater difficulties.

There are pros and cons on both sides, for example, giving up the debt can last for two years, and they can also get two years' salary.

When the bank's debt is settled, the liquidation expenses will be paid, followed by employee wages, social insurance expenses and statutory compensation, followed by taxes owed, and finally ordinary debts.

It seems that although their salaries will definitely be reduced, they can still get some back more or less. After all, directors are actually working in the bank.

The second option is to go against the government and may face immediate rectification and direct bankruptcy, but there is also a small chance that it will survive.

The most important thing is how to fight against the government. If the method is not feasible, it is no different from seeking death.

At this moment, the fifth in command sitting on the right raised his hand. This director was named Makoto Oota.

"I want to say a few words. Minister Shirai's plan is still in the planning stage and has not been implemented. We still have time to save it before it is implemented. For example, if we introduce a useful plan before the government implements it, they may adopt it and abandon the original plan."

Yamashita Taiji retorted.

"I think it's impossible. I don't think Minister Shirai will ever take back the proposal he made at a press conference that the public attaches so much importance to, especially with the ruling party's current low support rate. No matter how feasible our proposal is, the government will not adopt it."

Many directors nodded.

That's true. Face is the most important thing in front of the ruling party. Your commercial bank losing money or going bankrupt has nothing to do with me.

Affected by a series of major events this year, the Prime Minister’s approval rating has reached the critical line of 30.1. Perhaps there are some statistical techniques involved, and the actual number may be lower.

Yamashita Taiji looked at the president who said nothing.

"I think we should not oppose the government's plan. We can talk to them about reducing the amount of waivers. Offending the government will be bad for the entire bank and for everyone."

Kimura Toshinin hesitated. If it could be reduced to below 7%, then the bank might still be saved. He also didn't want the bank where he had worked all his life to go bankrupt.

At this moment, Naoki Hanyu raised his hand and spoke.

“I am not in favor of compromising with the transport secretary.”

(End of this chapter)