If you cut in, you will get hit. Do you call this a driving school instructor?

"Is this your own car?"

Perhaps because the car Gu Yin and his companion were driving wasn't a convertible and didn't look like the kind of car from a rental company, the two traffic police officers assumed it was Gu Yin's private car.

But then again, Gu Yin doesn't seem to be a local...

The ultraviolet radiation in Yunnan is incredibly strong, comparable to that in snowy areas. Even locals who don't regularly apply sunscreen often get tanned like charcoal.

Although Gu Yin's skin tone is a healthy wheat color, it is still a shade lighter than the local people's skin tone.

"No, not exactly." Gu Yin scratched his head helplessly, then raised his phone and said to the traffic police officer, "I just sent a message to the car rental company."

The phone showed his chat history with the car rental company. Although it was troublesome, nobody wanted this to happen. Problems arise and they are resolved. The company was quite polite in their communication. After all, Gu Yin had spent a lot of money on this customized tour, and as customers, they certainly couldn't make things difficult for Gu Yin, especially since it wasn't Gu Yin's responsibility...

If the other party is fully at fault, the rental company only needs to come over and communicate, then report it to their insurance company, and have their insurance company communicate with the other party's insurance company to assess the damage, repair the car, and handle the compensation.

"Ah."

The traffic policewoman nodded and didn't say anything more.

Then I went to get the accident liability determination certificate from another traffic police officer.

In fact, the matter should have come to an end here.

Judging from the attitude of these two traffic police officers, if nothing unexpected happens, the frightened woman will definitely be fully responsible, while Gu Yin will bear no responsibility at all.

This is normal, after all, Gu Yin's reaction to the sudden event was textbook-perfect, and he also tried his best to minimize the losses.

To be honest, if the woman who was frightened is entirely at fault, they might be in a pretty bad situation...

Because their "compensation" might not be small.

after all……

Both of their cars were rented!
It's important to understand that if an accident occurs in a situation like Gu Yin's and the frightened woman's, where both parties are renting cars, and one party is fully responsible, the rental company will still file an insurance claim to reduce the cost. However, sometimes the repair costs will exceed the insurance compensation amount. In such cases, the difference will definitely be borne by the person who rented the car, namely the frightened woman.

The car rental industry is quite murky. Some car rental companies, like repair shops and insurance companies, have designated partner repair shops. Whether they charge more or less is not entirely up to them.

As for repairs, this frightened woman can only pray that she finds a good mechanic...

Do you think it's just a matter of both parties repairing the equipment?

That's only one aspect!

You should know that both of their cars were rented. If a rented car needs to be repaired due to an accident, it will definitely be out of service, right?
Losses incurred by car rental companies during periods of shutdown due to their inability to rent out vehicles are typically calculated based on daily rental rates.

Local car rental companies charge between 150 and 300 yuan a day for a Volkswagen Beetle like the one this frightened woman was driving...

Even if we take a minimum of 150 yuan for repairs, it will take at least a week to fix the car, which adds up to over 1,000 yuan...

This is just their car, not counting Gu Yin's car. The two cars together will cost at least two thousand in compensation.

As I said before, this frightened woman still needs to pray that she can find a few repair shops that are really trying to rip her off. Otherwise, given the fact that her Volkswagen Beetle's door is almost completely damaged, whether they say it will take a week or a month to repair, it's still the same thing.

If it really takes a month, then she's really ripping off a complete idiot!

In addition to the losses from repairs and downtime, there are also costs associated with "vehicle depreciation"...

The price difference between vehicles that have been in accidents and those that haven't is significant in the used car market...

Gu Yin's BYD is nothing to worry about, but the door of the frightened sister's Volkswagen Beetle was ripped off and smashed, and it looks like it can hardly be used anymore.

It's highly likely that the car door will need to be replaced.

But if it's a replacement car door, then that's a much bigger problem...

You know, with cars, the number of parts that have been replaced is finite; some things can be replaced, and some things just can't...

Gu Yin had heard a friend from driving school mention this before. His friend's car had a few small chips on the windshield from a stone while driving on the road. It wasn't a big problem and wouldn't affect daily use, but he was obsessive-compulsive and insisted on replacing it because he thought it would look better. He did replace it, but not long after, he had to sell the car because of some issues...

When he took it to the used car dealer, he was stunned because the dealer said that the windshield of his car had been replaced, and that it might have been in a major accident, so he offered him a much lower price!
You want to explain?

You think they didn't explain?

They've already explained it!

But will the used car dealer listen?

To put it bluntly, those who have been involved in major accidents certainly won't say they've been in major accidents; they'll definitely downplay the incident. You can't blame the car dealers for this.

that's it……

The car was sold, but for an incredibly low price, which disgusted me.

Even replacing a car window causes this much trouble...

The driver's side door is almost completely smashed and needs to be replaced. If you report it to the insurance company, they will have a record of it. You think this car will depreciate a lot in the used car market?
Do you think the woman who was frightened should be responsible for compensating for these expenses?

There are no uniform legal provisions regarding the losses caused by this depreciation, but if the car rental company claims it, both parties can jointly commission an appraisal agency to assess the damage and determine the amount based on the extent of the vehicle's damage.

Generally, such expenses are covered by some insurance companies, but whether the car rental company has the "conscience" to refuse the driver's compensation is another matter entirely.

that……

I've mentioned "insurance" so many times, and I've said before that you have to go through insurance if your car is in an accident. Does this frightened woman really think that the insurance company will just let her go through insurance for free and not let her get any money?
Insurance is definitely required, but since the incident occurred due to an accident, the rental company's insurance premium will certainly increase the following year.

This increased cost should be borne by the woman who was frightened.

Insurance premiums, car depreciation, downtime losses, and if the rental agreement includes a clause for breach of contract in case of an accident, she might have to pay a penalty. All these miscellaneous expenses add up to easily tens of thousands of yuan.

Renting a car for travel is supposed to be fun, but based on the above, this frightened woman probably figured this trip was destined to be anything but happy and enjoyable.

Having said that…

【Should!】

The viewers of the show "Reconciling with Life" didn't feel sorry for the frightened woman at all.

The comments section was flooded with:
She needs to be taught a lesson, otherwise she'll keep disgusting people like this...

[Luckily, it was Coach Gu who reacted quickly. If someone had subconsciously changed lanes, they would have been in serious trouble.]

[This kind of person shouldn't be allowed on the road. In my opinion, the penalty is too lenient; their driver's license should be revoked!]

……

Ultimately, the accident involving Gu Yin and the frightened woman was simply because the frightened woman didn't carefully check behind her after parking and didn't open the car door only after confirming it was safe, leading to the accident.

According to relevant laws, the punishment for such behavior is generally determined based on the severity of the accident. Unless a major accident occurs, resulting in serious injury, death, or significant damage to public property, there is usually no criminal liability; most cases involve civil or administrative penalties.

In terms of administrative liability, it usually involves deducting points and imposing fines; in civil matters, it involves compensating the other party for vehicle repair costs, medical expenses for personal injury or death, lost wages, nursing care expenses, and so on.

So let's get to the bottom of it.

According to the two officers' ruling on the frightened woman, she was ultimately only fined a small amount and then assigned to repair other people's vehicles.

To be honest, it doesn't feel very satisfying to watch...

Sometimes I really feel that my mom is too lenient with these kinds of people. People like Sister Jingjing, who play with their own and others' lives, could easily cause a major accident with casualties if she's not careful...

For someone like Gu Yin who goes out with his family, if something happens to a family member, it will be too late to regret it.

The punishment given to the frightened woman is truly insignificant compared to the consequences of a potential major accident.

Even so...

What infuriated everyone was that, just as the officer was about to issue the accident liability report, the frightened woman only mentioned their responsibility and not Gu Yin's. She then pointed at Gu Yin and asked:
"Doesn't he bear any responsibility?"

Many people were stunned when she said that...

【? ? ? 】

The viewers of the show "Reconciling with Life" next door were flooding the screen with comments:
Is he responsible? What responsibility does he bear?

You want to hold someone responsible?!

[Uncle: All that I just said was a waste of time, wasn't it? You just ignored me, didn't you?]

[This woman must be unable to understand human language, right?]

……

The traffic police officer not far away couldn't help but frown when he heard this, and asked the woman, "Do you even understand what 'full responsibility' means?"

As soon as these words came out...

【puff……】

A large group of onlookers who were just cursing suddenly burst out laughing!
Haha... Ahahaha...

Uncle, are you trying to make me laugh so hard I'll lose my head and then throw it in for recycling? Hahahaha...

[Indeed, they already stated that the woman was fully responsible.]

What kind of brain would ask such a question?

……

Gu Yin and his family, as well as the female traffic police officer standing nearby, couldn't help but chuckle.

Not to mention them, even her female best friend in the white dress almost burst out laughing...

The laughter of the group seemed like an insult to the frightened woman.

In the footage from Gu Yin's program "Reconciling with Life," the startled woman's face turned bright red at a visible speed.

Rather than describing it as bright red, "liver color" would be a more accurate description...

To be fair, the woman who looked frightened was actually wearing heavy makeup. Although it's summer, the temperature in Yunnan isn't actually that high. Because of the recent rainy season, the highest temperature these past two days has only been around 24 or 25 degrees Celsius. You need to wear a jacket when you go out without the sun, and the temperature difference between day and night is quite large...

Because it wasn't hot, the woman's makeup barely came off.

Even with her makeup still on, the heavy foundation couldn't cover the liver-colored bruises on her face, which tells you how angry she was.

Judging from her posture, she could bend over in the next second, which many people wouldn't consider unusual.

"That's strange..."

Gu Yin was puzzled when she saw the woman's face turn a liverish color. Before and during the communication with the traffic police, the woman kept yelling. At first, her voice caught Gu Yin off guard. Now that the accident liability certificate is about to be issued, she is obviously very angry and on the verge of exploding. Why is she not making a scene or going crazy?

Based on Gu Yin's impression of these fairies, it was perfectly normal for her to throw a tantrum at this moment.

Gu Yin was actually quite afraid of this thing...

You're saying this frightened woman suddenly had a change of heart?
How can it be!

A leopard can't change its spots; she's unlikely to truly recognize her mistakes. She harbors more resentment towards Gu Yin than anything else, as evidenced by the constant, hateful gaze she gives him.

At this moment, Gu Yin had a strange, bad feeling...

And this premonition soon came true.

"Accident Liability Determination Certificate," after a short while, the traffic policeman issued the accident liability determination certificate to Gu Yin, and then handed another copy to the frightened woman, saying, "If you're sure there are no problems, just sign it."

Gu Yin is definitely fine; he has no responsibility, so he'll probably just sign it directly...

To everyone's dismay, yet also as expected, the frightened woman did not accept the accident liability determination letter handed to her by the man.

The officer glanced at her, not surprised at all, and simply handed the accident liability certificate to the woman's female best friend.

Although the man didn't say anything, his meaning was clear: your best friend won't sign, so try to persuade her.

It's important to understand that even if you don't sign the accident liability determination letter, it has already taken effect from the moment it's issued.

Whether or not you sign, it's just a formality.

On this point, I hope I won't have to explain...

The frightened woman's best friend did not ask the police officer for an explanation. She probably knew that the situation was beyond repair and that they had to take responsibility for it. So, after glancing at her best friend, the frightened woman, she sighed silently and reached for the accident liability certificate.

But it was at this moment...

What happened next was completely unexpected.

That is, just as her female best friend in the white dress was about to receive the accident liability certificate, this frightened woman suddenly reached out and snatched the certificate away. Before anyone could react, she turned around and quickly ran to the middle of the road!
"Hey!"

"What are you doing?!"

"Where the hell are you going?!"

At that moment, everyone was terrified.

...(End of chapter)