If you cut in, you will get hit. Do you call this a driving school instructor?

If someone causes an accident and traffic congestion by repeatedly changing lanes from the rightmost lane to the leftmost lane in a congested area, the first thing they will face is administrative penalties.

Under normal circumstances, illegal lane changes will result in 3 points being deducted. If the circumstances are more serious, such as multiple illegal lane changes causing accidents, it may result in 6 points being deducted.

Regarding fines, drivers who violate traffic regulations are generally given a warning or fined between 20 and 200 yuan. However, in actual enforcement, if an accident is caused by an illegal lane change, the fine is usually 200 yuan.

If the accident is serious, the fine may be increased to between 200 and 2000 yuan.

In terms of civil compensation, the driver who illegally changes lanes is responsible for the main or full responsibility for the accident and must compensate for the losses caused by the accident, including the repair costs of the other vehicle, medical expenses for the injured, lost wages, etc.

There are many other consequences, such as affecting the driver's insurance premium rate, etc.

If a serious traffic accident occurs, resulting in serious injury or death, the driver will face more severe legal sanctions, including criminal penalties.

all in all!
The punishment for this Wuling Hongguang owner will definitely not be light.

Given his tendency to try and smooth things over, and his arrogant and unrepentant attitude, the police will definitely punish him severely.

finally……

The accident liability report issued by the police determined that the owner of the Wuling Hongguang was fully responsible.

It's full responsibility, not just primary responsibility; it's all his fault.

In terms of punishment, 6 points were deducted and a fine of 1000 yuan was imposed.

The reason is simple. Putting aside the fact that he was primarily responsible for the accident with Gu Yin, the fact that he stepped on the gas and swerved into a parked vehicle, causing traffic congestion, means he should definitely be severely punished.

To be honest, our country is actually very lenient towards those who are uncivilized and bear the main responsibility for accidents!

Their actions can easily endanger other people's lives; a moment's carelessness while driving on the road can be fatal...

For acts that endanger life, a mere fine and demerit points are far too lenient!
Crotch burning...

This is just the tip of the iceberg.

The real expense is the cost of car repairs.

Although Gu Yin's car wasn't a high-end vehicle, repairs would still cost at least a thousand yuan. The car in front of him, however, didn't seem to be cheap; it appeared to be a BMW, and the repair costs for that car would be much higher than Gu Yin's...

By the time the police issued the accident liability determination letter, Gu Yin's insurance company's claims personnel had already arrived at the scene, but they were essentially powerless to help. Firstly, the police had already made their judgment, and secondly...

Gu Yin isn't responsible either!
When the accident liability report was issued, the police officer glanced at the Wuling Hongguang driver and asked:
"Has your insurance not arrived yet?"

After asking that question, the uncle felt it was a bit unnecessary...

The Wuling Hongguang owner's car was in a dilapidated state, with some dents, indicating that it had been in accidents occasionally...

If you have insurance, especially commercial insurance, who would pay thousands of dollars a year and leave their car unused and unrepaired?

It's highly likely that only the mandatory traffic accident liability insurance was paid, and commercial insurance was not.

And if there is no commercial insurance...

Haha, sorry, he has to pay for all the compensation himself.

If it's self-funded...

He's really in trouble then.

As everyone expected, the Wuling Hongguang driver's face turned ashen, looking extremely unpleasant. After a long while, he finally mumbled something:
"No... I only paid the forced labor fee..."

[Tsk...]

Seeing him like this, many viewers of the neighboring program "Reconciling with Life" inexplicably felt a bit sorry for him.

The comments section was flooded with:
Sigh... these days, life is tough for everyone.

Last year, I also didn't pay for commercial insurance to save money, and as a result, I had an accident. I was 70% at fault and had to pay the other party more than 10,000 yuan...

[Full coverage insurance costs over 3,000 yuan a year, while only mandatory traffic accident liability insurance is required. A 5-door, 5-seater SUV only costs 950 yuan a year. That's a huge difference.]

[Many people drive very steadily throughout the year without having any accidents, and some don't drive often and their cars are just sitting there all day. For them, there's no need to pay extra for a comfortable ride.]

[They all have elderly parents to support and young children to raise. Why not save those two thousand yuan a year and buy something else?]

Sigh, it's best not to take chances. Even with full coverage insurance over ten years, it's only about 20,000 to 30,000 yuan. During those ten years, even a minor accident could easily cost you 10,000 to 20,000 yuan.

[Sparrow food—it's no exaggeration to say that cars are incredibly expensive.]

……

The economic climate is tough, and everyone is struggling. Many people are acutely aware of the importance of "saving money."

Even Xia Qianyi felt a strange sense of sympathy for the Wuling Hongguang driver...

Although she's a female celebrity who earns a fortune and never worries about money, Xia Qianyi is quite down-to-earth and has a strong sense of empathy, which Gu Yin has to commend her for. However, at the same time, Gu Yin can't help but want to complain...

"I advise you not to pity him yet..."

While many viewers of the neighboring program "Reconciling with Life" and Xia Qianyi were deeply immersed in the emotion of "sympathy," Gu Yin pointed at the Wuling Hongguang owner's car and retorted:
"Look at the state of his car, all those accident marks. And then think about how recklessly he drives..."

"Just think about why he didn't pay for commercial insurance..."

"Just think about it, just think about it~"

At the end, Gu Yin gave a mocking laugh.

Hearing this...

Everyone who "sympathized" with the Wuling Hongguang car owner, including Xia Qianyi, was stunned.

then……

Everyone stared wide-eyed, following Gu Yin's gaze to the car driven by the Wuling Hongguang owner.

An old Wuling Hongguang has scratches and dents of varying degrees on the doors, rear, trunk, and other parts.

This guy is obviously a reckless driver and has caused quite a few accidents...

If an accident happens, there's a high probability that people will only focus on repairing other people's cars, and will avoid repairing their own beat-up car if possible.

But if accidents happen frequently...

Why not pay for commercial insurance? The answer is obvious, isn't it?
Because he was frequently involved in accidents, the insurance company kept raising his rates. When they got to a certain point, he couldn't afford it anymore!
【puff……】

Many viewers were amused by the show, and the live chat was flooded with comments:

Coach Gu is so relatable, haha...

I really don't understand what you're thinking, pitying someone like that...

[You can't sympathize with everyone, can you?]

[Haha... Coach Gu is so insightful!]

……

Like most people, this Wuling Hongguang owner probably thinks insurance is expensive.

But other people complain that insurance is expensive because they rarely have accidents, or their cars are often parked and they don't use the insurance, so paying for it is a waste...

He complains it's too expensive, entirely because he's in frequent accidents and the rates are too high!
How can these be the same?!
Can such a person be pitied?! Does such a person deserve sympathy?!

Stop letting that sympathy run rampant!

Compassion is best used on people who deserve it, not on trash like this!

"Tsk..."

The two traffic police officers not far away were clearly experienced. Even though the Wuling Hongguang driver looked miserable, they showed no sympathy and immediately issued an accident liability determination.

Whether you admit it or not, the responsibility has already been determined. The police officer immediately retorted, "Move your car right now, or you'll face even more penalties, you hear me?"

This isn't just a scare tactic...

If the responsibility of both parties was not clearly determined earlier, the accident was caused by Gu Yin and the owner of the Wuling Hongguang car. If both of them are responsible, the police will definitely put pressure on them.

But now, everything is caused by the Wuling Hongguang driver's lack of manners, and he bears all the responsibility, so he will definitely face more punishment.

"Tsk..."

"Damn it..."

Many drivers in the cars behind who were still watching from a distance couldn't help but twitch at the sight, their eyes filled with hatred as they looked at the Wuling Hongguang driver.

By now, these people had all come to their senses...

It turns out they wronged an innocent person and were used as a tool by the Wuling Hongguang driver!
These people have the nerve to insult Wuling Hongguang car owners. They're brainless, they can't distinguish right from wrong, they just follow the crowd. Who the hell can they blame?
If anyone's to blame, it's only themselves!
all in all……

At this moment, everything can almost be said to have "settled down".

The responsibility has been clearly defined, and the accident liability certificate has been issued. If the owner of the Wuling Hongguang car still refuses to move the car and causes traffic congestion, then he can be dealt with as "picking quarrels and provoking trouble" and arrested and put in jail to work on a sewing machine for a few days.

The owner of this Wuling Hongguang isn't stupid, nor is he the type to deny responsibility and cause trouble. If it's his fault, he can't escape it no matter what. Even though he's unwilling to accept it, he still acknowledges it, and everyone can see that...

What puzzled everyone was that even though the accident liability certificate had been obtained and signed, the owner of the Wuling Hongguang car had not moved the vehicle for a long time.

He stood there, a hint of hesitation on his face, and didn't open his mouth for a long time.

"what happened?"

The two officers were thinking that they had finally solved the problem and could quickly ease the traffic congestion, but was he serious about not moving his car for so long?!
"No, I...I..."

The driver of the Wuling Hongguang scratched his head, looking troubled. After a long while, he pointed to the back of his car, which was blocking the middle of the road, and said:
"I think I had a minor collision with the car in front of me... Is this... something...?"

Hearing this...

Everyone was stunned.

The two traffic police officers were simply like, "???"

The man looked completely bewildered!
"What?!"

One of them immediately went around to the front of the Wuling Hongguang to take a look...

Upon closer inspection, it was indeed found that the right front of the Wuling Hongguang was rammed into the rear of a BMW with its rear end sticking out.

"Snapped……"

Upon seeing this, the two officers silently raised their hands, slapped their foreheads, and made a "can't bear to look" expression.

They made a mistake; after arriving, they were so focused on dealing with Gu Yin and the Wuling Hongguang's accident that they didn't carefully observe whether the Wuling Hongguang had been involved in any other accidents in front of it!
"Why didn't you warn me sooner?!" one of the officers couldn't help but shout angrily.

Yes!

Why didn't you remind me sooner?!

It's important to know that these parked vehicles are different from them. None of these car owners were at the scene. If you want to contact the accident vehicles, you can do so. Even if there is no phone number left in the car, the traffic police can easily retrieve it.

Communication, accident handling, and moving cars are all standard procedures, nothing special to say about them.

But the problem is...

That will take time!

If the Wuling Hongguang owner had given them a heads-up, they could have called the BMW owner as soon as they arrived at the scene, and all three parties could have come together to handle the situation and simply move the cars.

Where else do we have to make on-site contact like this?!

The BMW owner has disappeared somewhere and hasn't come back yet...

The car was stuck at an angle, blocking one and a half lanes. How could it be so heartless, not remembering anything at all?!
What the heck is this?!
"I……"

The Wuling Hongguang owner scratched his head, not daring to speak.

Weren't you just focusing on targeting Gu Yin?

He'd forgotten about it too...

"Squeak..."

One of the officers was so angry he was practically grinding his teeth. He glared fiercely at the Wuling Hongguang driver, then glanced at the drivers of the cars behind him who were still there watching the show...

"What are you still doing here?" the policeman couldn't help but yell. "Are you waiting to get yourself into some kind of trouble?!"

It's not that the uncle is taking his anger out on others. If these people hadn't been there trying to smooth things over as soon as they arrived, why would they have focused their attention solely on Gu Yin and the Wuling Hongguang driver, instead of carefully observing whether the Wuling Hongguang had been involved in any other accidents?

"emmm..."

The car owners who had been watching the drama unfold and were about to get caught in the crossfire were terrified when they saw this. They immediately shrank back like a bunch of cowardly turtles.

【Hahaha……】

Many netizens on the "Reconciling with Life" forum were amused, with some saying:
See, this is what happens when you meddle blindly.

These people are all scoundrels; they're always watching the drama unfold, but they're afraid they'll end up getting what's coming to them!

I really feel sorry for the uncle.

……

"call……"

One of the officers took a deep breath, glanced back at the congestion on the road, and couldn't help but say:
"Take photos as evidence first, then move the car to the front and find a place to park. We will then contact the owner of this BMW."

Actually, if it weren't for the Wuling Hongguang owner and his group causing trouble and arguing here, given the level of congestion at the scene, the two officers should have immediately told them to take photos as evidence and then moved the car to the front to avoid obstructing traffic.

It's not too late to do this now, because they handled the accident very swiftly and efficiently, so it didn't take too long.

"Uh-huh."

Gu Yin and the Wuling Hongguang car owner are definitely cooperating; everyone knows the seriousness of the matter.

But the problem is...

There are some people she doesn't even know!
For example, that BMW owner who arrived late...

One thing that Gu Yin, Xia Qianyi, and the audience of the program "Reconciling with Life" never expected was that this BMW owner who followed the trend of parking haphazardly was actually an even more ruthless "master" than the Wuling Hongguang owner!
...(End of chapter)