Mixed in 1980

Chapter 262 Ali Gives Birth to a Daughter
Chen Fan still has 10 billion US dollars in his personal account, which has never been used. He is just waiting to pour it into the Japanese's house and make a fortune.

There is not much money in Xinghuo Investment’s account.

The funds mobilized previously were used to buy land and houses. Now the most important assets are 25 pieces of land and 9800 properties.

With the recovery of the property market, prices have risen by more than 30% in just a few months.

As the property market rises, real estate becomes a high-quality asset and is relatively easy to mortgage. Banks are scrambling to acquire it and are offering relatively high prices.

After evaluation by various banks, a credit line of HK$60 billion was finally granted.

In addition, 60% of Xinghuo Real Estate's shares, Chinatown Supermarket, and Chen Fan's private mansion also received a loan limit of HK$110 billion.

The total amount is 170 billion Hong Kong dollars, which if converted into US dollars is 21.8 billion US dollars. Together with the money in the personal account, the total amount is 31.8 billion US dollars.

"It's still a little less!"

Chen Fan sighed. Enterprises such as telecommunications, electricity, gas, ports, etc. are all high-quality assets, but they have been mortgaged to HSBC and cannot be borrowed again.

As for the industries invested in the mainland, Chen Fan had no plans to move. Under the current circumstances, it was still relatively difficult for these industries to borrow foreign exchange in Hong Kong.

But 31.8 billion US dollars is almost enough: "Loan it all, get it into the account as soon as possible, convert it all into Japanese yen, and enter the Japanese market."

The Japanese yen was the first knife used to harvest the Japanese devils.

Currently, 1 US dollar can be exchanged for 250 Japanese yen. After the Plaza Accord was signed, the Japanese yen appreciated significantly, and by 1988, 1 US dollar could be exchanged for 120 Japanese yen.

Within three years, even if Chen Fan did nothing, the money could more than double simply by earning the exchange rate difference based on the US dollar.

"I will contact the banks later, but they all require your signature. Which day do you think is suitable?" Yu Jing asked.

"The sooner the better, preferably tomorrow."

"Okay, Mr. Chen!"

Yu Jing turned around and went out to do something, while Zhou Wenya stayed and made a pot of tea before turning around and leaving.

The old man didn't speak until this moment: "You kid are targeting the Japanese? Under the current situation, the Japanese industry is still developing very rapidly."

"It is because of the rapidity that there is a gap."

Chen Fan took out a cigarette and lit it for the old man: "The Japanese are developing very fast, and their export competitiveness is very strong. They can make a lot of money from the Americans every year."

"It's not just the United States, the same is true for Europe, the trade surplus accounts for a large proportion."

"Neither the Americans nor the Europeans would allow this. The Japanese are the godsons of the Americans, so they will definitely serve them to the table and divide them up."

That’s how the Plaza Accord came about.

In order to improve the competitiveness of their own products, Europe and the United States forced the Japanese to agree to sell US dollars and buy Japanese yen together, allowing the yen to appreciate and thereby raising the cost of Japanese products.

The old gentleman was indeed an extraordinary person, as many of his titles began with the word "country". As soon as Chen Fan started talking, the old man began to talk eloquently, putting forward many opinions.

Assuming that what Chen Fan said is true, the fastest growing industries of the Japanese in the future will be real estate, technology, medical care, fast-moving consumer goods, and discretionary consumption.

After listening to the old man's analysis, Chen Fan had to admit that he relied on the information he learned in his previous life, while the old man's analysis was entirely based on his own ability, and all of it was correct.

Great people are different from ordinary people!
Compared with the old gentleman, Chen Fan felt that the gap was extremely large. He just relied on the advantage of living two lifetimes and being a "prophet".

Just as the old gentleman said, the stock prices in these areas will take off in the future.

The most exaggerated thing is that by the end of 1989, the total value of the Japanese stock market exceeded GDP and outperformed the US stock market, becoming the world's largest securities market by market value.

There's bubbles everywhere anyway!

After chatting with the old man, Chen Fan called Zhou Wenya in again: "The people coming from the mainland should apply for Hong Kong residence permits as soon as possible, and then apply for visas to Japan."

After giving the order, Chen Fan was busy for a few more days.

After the loan agreements with various banks were finalized and all the funds were secured, Chen Fan seldom came to the company again, which made Cao Yang extremely puzzled.

Is this how a boss works?
As a temporary worker, I am still working like a slave, but the boss is nowhere to be seen. Isn't he afraid that his subordinates will cheat him out of his money?
A few days later, Cao Yang no longer thought so.

After becoming fully familiar with the work and understanding the operation of the entire company, Cao Yang had a familiar feeling.

“Isn’t this how the society operates?”

"It has been revised, but it has not changed in general. Now there is only one vice president, Yu Jing. If we add two more, the whole system will be complete."

"This kid is such a thief!"

"When he talked about poverty alleviation projects, he used the community as an experimental subject and developed a whole management system. In total, he made a lot of money."

Cao Yang finally realized that he was just an ox and a horse!
At the beginning, everyone in the club was Chen Fan's slaves. Although they made money, it was a drop in the bucket compared to what Chen Fan gained.

In this regard, Cao Yang could only admit defeat!
No wonder Chen Fan was successful. He had a longer-term vision than himself. Who would have thought that a university club would eventually become an experimental model for corporate management?

While expressing his feelings, Cao Yang did not forget to work and study. In order to train them, the superiors gave them 2 million US dollars to practice.

This is an unimaginable amount of money!

"Big sister, do you want to follow?"

Miss Zhao had already prepared the funds. She did not go all in, but she also took out 1000 million US dollars from her personal account, which accounted for the majority of the funds.

All of them are used to invest in futures. The price of gold has fallen to $284 per ounce.

In Chen Fan's words, the inflation in the United States first fell and then rose, and the nominal interest rate of long-term bonds also declined, which was one of the driving forces for the higher gold prices.

The biggest reason is still the Plaza Accord.

After the Plaza Accord was signed, the depreciation of the US dollar will naturally drive the return of gold bulls, and it is inevitable that the price of gold will rise again.

Miss Zhao never doubted Chen Fan's judgment on futures and had already made a lot of money by following his lead.

Zeng Ali has invested a lot before and made a lot of money. Now she has more than 6000 million US dollars in her personal account, making her a wealthy woman.

"I'll take 5000 million US dollars."

Zeng Ali had no intention of using the company's money. After thinking for a while, he said, "I will also give another 1000 million US dollars to Qiu'er's foundation."

Xu Jinqiu waved her hands quickly: "Chen Fan received 4000 million US dollars this year, and he hasn't spent it all yet. He is not short of money for the time being. Sister, you should invest it."

"Just take it if you give it to me. The charity fund is our family's business, not just yours."

Zeng Ali glared at her sister, touched her belly and said, "This money is for our daughter. She couldn't get pregnant before, but she got pregnant when she went back to her hometown to build roads. It shows that people should do more good deeds."

Xu Jinqiu smiled bitterly, "Big sister, do you still believe this?"

However, the eldest sister was willing to pay, and Xu Jinqiu did not object. They were all family, so there was no need to be polite. In the end, even the money-loving Miss Zhao paid 200 million US dollars.

After taking out this money, there was not much left in Miss Zhao's personal account.

After having this extra money, Xu Jinqiu decided to go out again at the end of the year and spend the money as soon as possible. There was no value in just letting it lie in the account.

……

Time passes day by day!

By June, all of Chen Fan's funds had entered Japan and were converted into Japanese yen. The company's employees also went to the branch in Japan in batches.

After arriving here, the first thing I did was to buy futures!

Chen Fan took out 10 billion US dollars from his personal account and 1 million US dollars from official funds, converted them into Japanese yen, and used 10 times leverage to go long on gold.

After buying, the price of gold is very stable!

Chen Fan was not in a hurry. As more employees came, he began to buy stocks, and the companies he selected were all well-known listed companies.

For technology companies, you can buy well-known ones such as ROHM Semiconductor, Murata Manufacturing, Keyence, Tokyo Electron, and Canon.

For daily consumption, I buy 7-Eleven, AEON, FamilyMart, Shiseido, and Kao.

For optional consumption, buy Honda, Toyota, Bridgestone, Sony, Panasonic, etc.

When buying stocks, funds are dispersed.

Chen Fan didn't know much about stocks. His previous generation played more with futures and had done in-depth research on them. He also played with stocks occasionally, but didn't put much effort into it.

Mainly because they are afraid of being harvested!

Chen Fan was not clear about the specific increase and fluctuation time of these stocks. He only knew that this happened after the Plaza Accord was signed.

Chen Fan plans to hold many stocks for a long time.

Japanese stocks can be leveraged, but Chen Fan was not familiar with the market and did not dare to enter the market with high leverage, so he only used 2x leverage.

In addition, 5 million US dollars were reserved for short-term operations to give traders room to maneuver.

The same goes for official funding, which left 5000 million US dollars for these people to study. For them, learning something is far more important than making money.

It would be best if you could learn and earn at the same time!
In the busy time, time quickly entered July. With a few days left before the due date, Chen Fan sent Zeng Ali to the Hong Kong Sanatorium and Hospital to wait for delivery.

The Hong Kong Sanatorium and Hospital is equipped with the most advanced medical facilities and equipment. Whether it is medical imaging, operating room equipment or rehabilitation treatment facilities, they have all reached world-class standards.

But this is a private hospital.

The expensive fees make it unaffordable for ordinary people. The service targets mainly the wealthy and celebrities, and those who don’t have enough money can’t get in at all.

The most famous person who received treatment here was gambling king He!

According to later news reports, gambling king Ho received treatment at the Hong Kong Sanatorium and Hospital for 10 years, and his medical expenses amounted to 13 billion Hong Kong dollars.

Accompanied by labor pains, Zeng Ali was pushed into the operating room.

Chen Fan stood at the door of the operating room, pacing back and forth anxiously, muttering to himself.

Xu Jinqiu held Chen Fan and asked him to calm down: "Grandpa Wang Hetang checked my sister's pulse and said that she is in good health and will be fine."

"That's right, don't worry, the birth will definitely go smoothly."

Miss Zhao glared at Chen Fan and turned around and around, which made people feel annoyed. But when Chen Fan sat down, she couldn't help but turned around too.

"So annoying, you two!"

Teacher Xu took a deep breath, closed his eyes and waited for a while. Unable to contain his anxiety, he paced back and forth in the corridor, muttering to himself.

PS: The second update is here, please vote~
(End of this chapter)