Mixed in 1980

Chapter 193 Sleeping with a big quilt
A small boat is easier to turn around, and a big boat is easier to ride the waves!
This is how investment works. The larger the scale, the slower the growth. When the scale of funds reaches a certain level, the desire for security becomes like a bright light in the dark night, becoming increasingly indispensable.

Even if someone like Chen Fan was reborn into this world, he could not violate the iron law verified by countless investment cases.

The larger the funds, the more important security becomes.

In the past, when he had limited funds, Chen Fan could deliver futures without restraint, and then leverage the funds to buy with high leverage. He could sell them at any time anyway. But now that he has more funds, his strategy must be changed to avoid market changes and getting trapped!

Before the delivery date, Chen Fan did not force a liquidation of his position again, but chose to take out a loan.

Use futures as collateral!
Banks will make risk assessments on futures. High-quality futures and stocks can be used as collateral. The futures in Chen Fan's hands are undoubtedly the highest quality type.

If you buy long at $300 per ounce, the price has now risen to $400 per ounce. As long as you get a discount, you can mortgage a large sum of money.

Neither Bank of East Asia nor HSBC had any reason to reject the loan.

As soon as they say no, other banks will rush in. The interest on such commercial loans is not a small amount of money.

As for Zhao Yuanyuan’s funds, it is simple. Just close the position and then buy again with high leverage. Anyway, the volume is very small and she can make a move at any time.

"Chen Fan, you pursue safety yourself, but let me take risks. It's too unfair!"

After completing the formalities, Zhao Yuanyuan's expression changed. Chen Fan was so angry that he wanted to beat her up, but she was his sister and his sister-in-law, so he really couldn't do it.

"How about I pay to buy your futures?"

"I've already bought it, so why would I sell it to you? It's as if I can't afford it. I, Zhao Yuanyuan, am not that kind of person."

After saying that, he walked out proudly and got in the car!
Chen Fan was helpless in the face of such a funny guy. He had to wait two days for his loan and the bank also had to make an assessment.

Compared with the value of futures, the loan Chen Fan asked for was not much, so evaluation was not a problem at all.

After finishing the things here, Chen Fan went to the publishing house again. When Qiu Wenxin saw the boss coming, she was excited. The boss finally remembered that he still had a publishing house.

"Mr. Chen, have you found a new book?"

The second part of "The Hunger Games" has been on the market for more than a month, and the third part will be released after the new year, and the series will be completed.

The publishing house’s main business at the moment is still Chen Fan’s books. If there are no new books, the publishing house will not shut down, but it will be almost there.

In addition to Chen Fan's books, the publishing house's most stable business is marginal literature, and the frequency is now very fast, with basically one book published every month.

It is not only sold in Hong Kong, but also on the island. Although the price is not high, the sales volume is good, enough to support the operation of the entire publishing house, and even have a surplus.

In addition, the publishing house has signed a number of books, some of which made money and some lost money, but overall it was still profitable and everyone had work to do.

This is important!

The real estate market collapsed this year and the employment environment was extremely bad. However, the publishing house not only did not lay off employees, but also hired more people, which made everyone feel more at ease.

"Still writing, almost done!"

Ever since "If I Were a Liar" became an internal special issue, Chen Fan has been conscientiously writing the novel. After two months, the progress is not slow.

The new book is aimed at the mainland, Hong Kong and the island, and I need to write another one targeting the overseas market, but the idea has been decided and it won’t take long.

After a brief communication, Chen Fan asked about the affairs of the publishing house and looked at the latest financial statements. He did not go home until it was almost dark.

After dinner, Xu Jinqiu went back to her room and started reading a book. Since other students were in school, she didn't dare to relax too much.

She was already at the bottom of the class, and if she relaxed any more, she would definitely fail the course. Seeing her serious look, Chen Fan couldn't help but mutter, "The last stubbornness of a poor student is to not fail the course!"

Xu Jinqiu put down the book in anger and retorted, "How dare you say that when you relied on the teacher's backdoor to avoid failing the course?"

"Student Xu Jinqiu, please don't spread rumors without any evidence." Chen Fan said righteously.

Xu Jinqiu laughed and picked up the book to continue reading.

Didn't he know whether he had used a backdoor or not? If he had scored 70 points in any subject, Xu Jinqiu would not have doubted it, but if he scored just over 60 points in every subject, it would be too many coincidences.

Chen Fan was bored and went to Zeng Ali's room. Seeing that the girl was also reading, he couldn't help but wonder: "The sun rises from the west today?"

Zeng Ali glared at him and continued reading.

I used to love reading, just for fun, and I read literary magazines. It was only after I started my own business in Hong Kong that I started reading professional books.

As human beings, we all need to make progress.

As a boss, you don't have to be proficient in many things, but you must understand them. If you are completely in the dark, the people under you will treat you as a fool and fool you.

Human nature is complex.

"You can go to Qiu'er's room to read. The two of you can study together and have a reading partner. Your learning efficiency will be much higher." Chen Fan suggested.

"Comrade Chen Fan, the abacus beads you're hitting are about to hit my face." Zeng Ali raised his head and looked at the man in front of him jokingly.

If I go to Xu Jinqiu's room at night, can I get out by myself?
Chen Fan blinked his eyes and said innocently, "What are you talking about? I'm not happy to find you a study partner. If you come across something you don't understand, you can discuss it with each other."

Zeng Ali rolled his eyes and said, "Take a rest. You are still thinking of sleeping with me. Forget it in this life."

Chen Fan sat down next to her: "I don't have such an idea, don't say it."

Zeng Ali teased, "Keep talking tough!"

"..." Chen Fan was speechless.

Both daughters-in-law are stubborn and defend themselves very well. I can’t break through their defense for the time being. It seems that I need to study more “ice-breaking” literature when I have time.

Our ancestors said it well, one gives birth to two, two gives birth to three, and so on and so forth... For many things, just get used to them.

In other words, the ancestor couldn't hear his inner voice, otherwise he would have sent down a thunderbolt: "Is this what the book I wrote means?"

Seeing him thinking, Zeng Ali turned around and kissed him on the lips: "Comrade Chen Fan, don't have any crooked ideas. You should be content with what you have."

Chen Fan hugged her and put his hands on her waist: "Comrade Ali, you are still starting a business. The business principle is that greed makes people progress."

Zeng Ali raised his eyebrows and said teasingly, "So is this what we are doing now considered a business behavior?"

"Then I'll pay more?"

Upon hearing this, Zeng Ali was stunned!

It took her a while to react. She hugged Chen Fan and bit him hard: "Stinky brother, I will fight you tonight. I will fight to the end and make sure you never think of sleeping in the same bed with me again."

……

After a long time, looking at Zeng Ali who was as soft as boneless beside him, Chen Fan blew a breath of hot air into her ear and whispered: "Big sister, come again!"

Zeng Ali rolled his eyes weakly: "Stinky brother, go find your Qiu'er!"

"Shall I carry you?"

Zeng Ali shivered with fear: "Don't go too far, isn't it okay if I'm wrong?"

"Then tell me, where did you go wrong?"

“……” Zeng Ali’s mind went blank.

I was wrong, how did I go wrong? What kind of magic operation is this? After thinking for a while, Zeng Ali didn't know whether to laugh or cry. Shouldn't a woman say this?
This dog man!

Worried that this bastard would really carry her to Xu Jinqiu's room, Zeng Ali could only grit her teeth and coax him: "Stinky brother, I know where I went wrong."

"Then tell me, where did you go wrong?"

"I feel like you don't even know what I did wrong."

Zeng Ali acted coquettishly, as if she didn't understand me. Chen Fan couldn't help laughing. This girl is really good. She has learned to take the initiative.

But it's worth it to let this girl act coquettishly.

We have been together for more than a year, but I have never seen this girl act like a spoiled child. She is not the type to act like a spoiled child. When something goes wrong, she would rather hit you to death with a brick.

This kind of personality is really suitable for starting a business.

After Chen Fan's loan was approved and he bought gold futures and returned to Beijing, Zeng Ali also focused on his career to leave a way out for Chen Fan.

Chen Fan is still too radical!
Using the futures in hand as collateral, he borrowed US$3000 million from Bank of East Asia and US$5000 million from HSBC, and used a 10x leverage to go long on gold futures.

Zeng Ali was horrified when watching every transaction.

In fact, the risk of this investment is not big. Even if all the latest futures purchased are lost, as long as the original futures can be delivered in time, there is still a profit, just a smaller profit.

Zeng Ali didn't worry about these things and continued to expand the cooperation with the yoga studio. By January 1983, two more stores were opened.

The expansion of the brand is going smoothly so far.

Chen Fan also came here every two weeks as before, and his life was pretty good.

The last time Chen Fan came over, he said that the courtyard at No. 16 Yaer Hutong had been renovated and named "Chen Family Villa", and they would move in next weekend.

When Zeng Ali thought of this, she felt somewhat aggrieved. She was about to move to a new home, but she couldn't go back. The thought of it made her heartbroken.

But that's the situation!

The wind in 1982 was very strong, but the wind in 1983 was even stronger, enough to crush people to pieces.

"Chen Fan, you bastard!"

After scolding Chen Fan, Zeng Ali went back to work. Just hang in there. It was already 1983 and she could go home after another year.

Although the material life in Hong Kong is very developed, she still prefers Beijing, where the whole family is together and that's what life is all about.

The days go by fast when we are busy!

It's the end of the month in a blink of an eye. This year's Spring Festival comes relatively late. New Year's Eve is not until February 2. I don't know how Chen Fan will plan to celebrate the New Year this year.

How am I going to spend this Spring Festival?
Yuanyuan has to be sent back. Is she going to live alone? Or should she go to Li Hongying's house to join in the fun?

"Dog man!"

Feeling depressed, Zeng Ali cursed Chen Fan again and then drove home. As soon as the car stopped, he heard the sound of laughter coming from the house.

"Xiao Yi'er, and Xiao Xi?"

Zeng Ali was surprised. After parking the car, he ran into the house. All the Chen family members came: "Why are you all here? You didn't tell me in advance."

Chen Fan walked over and pinched his wife's cheek: "I'm here to spend the New Year with you!"

Zeng Ali was stunned for a moment, her eyes slightly reddened and she hugged Chen Fan. This bastard still had some conscience, knowing that she was all alone in Hong Kong.

Chen Fan smiled slightly and whispered in her ear: "Wife, are you touched? Can you fulfill my dream of sleeping with me tonight?"

PS: The first update is here~
(End of this chapter)