Mixed in 1980

Chapter 181 It is not responsible for you
Chen Fan frowned. Three production lines were indeed a large scale. If they could be taken over, the development process would take a big step forward.

But for a scale like this, the price is definitely not low.

This is not as simple as buying a production line, the entire factory has to be purchased.

After thinking for a while, Chen Fan couldn't help but smile bitterly: "Sister Ying, forget it. With such a large scale, I can still eat it after the New Year, but can it last until the New Year?"

Li Hongying raised her lips slightly and said teasingly: "If we can hold on until the New Year, we won't be afraid of the British devils asking for payment. How about this, let me invest in it?"

"If Sister Ying is willing to invest, I definitely welcome it, but this project is led by Lao Gu."

Chen Fan explained the way of cooperation, which surprised Li Hongying very much. Chen Fan must have thought highly of Lao Gu, or they must have a deep friendship to come up with such a plan.

Chen Fan invests in people, not projects!

After thinking through these issues, Li Hongying pondered for a moment and said, "We can do it your way. Lao Gu will take 20% of the personal shares, and the rest will be divided among the three of us."

In this way, Lao Gu will lose controlling rights.

But the scale of the company is also different. If it starts with one production line, it will still need to introduce investment later, and Lao Gu will eventually lose controlling rights.

"Sister Ying, aren't you worried about losing money?" Chen Fan was surprised. Li Hongying, the person he invested in, and Lao Gu had no friendship with each other. This was the first time they met.

"I believe in your vision!" Li Hongying smiled.

In her opinion, Chen Fan was different. From the time he first came to Hong Kong to do advertising, to later on promoting books, speculating in futures, and predicting the property market, he had never failed.

The last time I followed Chen Fan to trade futures, I invested 500 million Hong Kong dollars in the market. I also expanded my funds in the middle and made a lot of money.

The last time Chen Fan came to Hong Kong, he said that the Federal Reserve was going to cut interest rates and the price of gold was going to rise. He followed the delivery of futures and entered the long market, and gold prices really began to rise.

After seeing all these things, Li Hongying felt that she had no reason to doubt Chen Fan's vision.

Chen Fan didn't know whether to laugh or cry, so he could only look at Gu Haiyang: "Old Gu, what about you?"

"I'm sure there's no problem with that!" Lao Gu responded with a smile.

From one production line to three production lines, all of which produced color televisions, this was a huge step forward and saved a lot of trouble in the process.

"Then it's settled."

Chen Fan hummed and looked at Li Hongying: "When do you think the time is suitable? Let's go to the factory for an on-site inspection and then negotiate the price."

Li Hongying is also a straightforward person. She directly used the phone in the living room to make an appointment with the other party: "Let's go over for a field investigation tomorrow. Now that we have finished discussing the business, let's have dinner first."

After dinner, Chen Fan returned to the house and frowned in thought. The acquisition of the TV factory was indeed beneficial to development, but it also deviated from the original plan.

Not enough money!
Chen Fan originally planned to come to Hong Kong to register the company first, then prepare the preliminary work, and then take action after the futures are delivered.

This time, the plan was completely messed up.

After taking a shower, Zeng Ali changed into a sexy suspender pajamas and came out, but she saw Chen Fan frowning and not even looking at her, so she couldn't help but grit her teeth.

Are you dressing up for a blind person?

Frowning slightly, Zeng Ali sat on Chen Fan's thighs, stretched out her hand to pinch his face, and pulled it hard: "Stinky brother, what are you thinking about?"

Chen Fan came back to his senses, looking at the snow-white skin that was faintly visible under the suspenders, and lowered his head to kiss her. Zeng Ali blushed and said, "Let's talk about business, don't be so unserious."

Chen Fan raised his eyebrows and teased, "Comrade Ali, don't overestimate your manliness. How can I stay in shape when you're dressed like this?"

Zeng Ali didn't know whether to laugh or cry, and said unhappily, "You really know yourself. What were you thinking about just now? Your brows were furrowed tightly."

Chen Fan explained the matter of the money, and Zeng Ali frowned: "What are your plans? Deliver the futures in advance? The price of gold is rising very fast now."

"The futures must not be moved. Pawn the publishing house to the bank, and the copyrights of the second and third parts of The Hunger Games. The money should be enough."

Chen Fan placed his hand on his wife's belly and slowly moved it upwards: "How about you? Is the project going smoothly?"

Zeng Ali's project started completely from scratch. Originally, Chen Fan was thinking of directly acquiring a brand or a design studio to build the foundation.

Later, I thought that since it was Zeng Ali’s first venture, it would be best for her to start from scratch, fully experience the entrepreneurial process, and accumulate more experience.

However, we have sufficient funds, the project is progressing smoothly, the team is almost complete, we have started designing products, and the next step is to find stores.

"I'll get you some funds later. If there's a suitable store, buy it. The price of stores has dropped a lot now, and many people are trying to sell them."

“Will this be too costly?”

“If you buy it in your own name, you can treat it as an investment in the property market and then rent it out to a business.”

"Then buy it in your name."

"What's wrong with you? You want to separate from me?"

Chen Fan raised his hand and patted her hips: "This is for you, just take it, but I have to inconvenience you, you can only go back in 1984."

Zeng Ali hummed and leaned into Chen Fan's arms: "It's only been a little over a year, it will be over after a while. But Chen Fan, I'm twenty-two."

"Huh?" Chen Fan didn't understand.

Zeng Ali murmured, "Let's have a child, shall we?" Chen Fan was stunned when he heard that, then shook his head, "No, let's wait a few years. We haven't had enough of our own world yet, why do we need a child?"

Zeng Ali was annoyed: "I'm twenty-two!"

"Twenty-two, is that too old? We'll talk about it after 1989. If we want to have a child, we have to return to Beijing and have it openly. What's the point of hiding in Hong Kong to have a child?"

"Then I was born in 1984!"

"Zeng Ali, are you sick? Why do you want a child so early? Wouldn't it be nice to spend a few more years as a couple? You'll be annoyed after having a child."

"Chen Fan, you are the one with a problem, right? Who wouldn't want a child if they were together?"

“…” Chen Fan was speechless.

In this day and age, it seems like I am the abnormal one: "Wife, I said I would have children a few years later, but I didn't say I didn't want to have children."

"You're not really sick, are you delaying this?"

"Zeng Ali, I think you deserve to be punished!"

Chen Fan was angry and threw him to the ground. Zeng Ali chuckled and said, "Brother, if it doesn't work, let's go to the hospital for a check-up tomorrow. I don't mind you."

……

The next day, Chen Fan got up early.

Looking at Zeng Ali who was sleeping soundly, he raised the corner of his mouth slightly, smiled, ran to the beach for a while, practiced the Eight-part Vajra Exercise several times before going back to have breakfast.

Looking at his watch, it was already time to go to work. Chen Fan called Yu Jing first and made an appointment before driving to the Bank of East Asia. Yu Jing was already waiting at the door.

After a few brief greetings, Chen Fan went straight to the point and proposed a mortgage loan. Not only Chenfan Publishing House, but also 6% of the shares of Yipin Fish Restaurant were mortgaged.

"Mr. Chen, don't worry, we will make an assessment in the shortest possible time."

Yu Jing had no reason to refuse this loan.

Chen Fan still has a large number of futures in his account, which are currently profitable, so there is no need to consider Chen Fan's repayment ability.

He even hoped that Chen Fan couldn't pay it back.

Both Chen Fan Publishing House and Yipintang Fish Restaurant are high-quality assets, and they can generate high profits even if they are acquired directly.

Among them, Yipintang Fish Restaurant also has shares in which Bank of East Asia holds shares, but not much. When Li Hongying was raising funds, she always raised funds from multiple parties and did not let any one party take the majority.

The value of the fish restaurant was assessed quickly, but Chenfan Publishing House still needed time, after all, we had no previous contact with it.

"You can contact Ms. Qiu from the publishing house directly. She will help with the value assessment."

After confirming it, Chen Fan went to the publishing house again to explain the matter, and then made a phone call to call Zhou Wenya over.

After receiving the commission from Chen Fan for purchasing futures, Zhou Wenya officially resigned from HSBC. In recent times, apart from registering an investment company, she has been helping Zeng Ali.

Zeng Ali even considered poaching him. In her words, "What a good ox and horse, very capable, and cheerful, it's pleasing to the eye."

Chen Fan just rolled his eyes at her.

Zhou Wenya is not an ordinary beast of burden. As long as she can keep her original intention and not develop inappropriate thoughts, she will be used as a housekeeper in the future.

The investment company has been registered, but there are no projects yet. The funds are still in the futures market and will not be officially launched until after the Chinese New Year.

After picking up Zhou Wenya and returning to Li Hongying's house, Zeng Ali got up yawning. Chen Fan gave her a contemptuous look and laughed.

Zeng Ali was embarrassed and angry, and she turned away with a red face.

Since there were outsiders present, Chen Fan couldn't make fun of them, so they set off after lunch. Li Hongying specially brought bodyguards and drove three cars there.

"The TV factory is in Kwun Tong, which is Hong Kong's most important industrial area. Many factories closed down this year and could not pay wages. The public security is quite chaotic."

It was nearly 20 kilometers from Repulse Bay. The roads in Xiangjiang were narrow and there were many cars. It took nearly half an hour to get to the TV factory.

After entering the TV factory, Chen Fan took a closer look. The area was not too large, about 30 acres, with two workshops and a small five-story office building.

The TV factory has been shut down. All the workers are gone. There are only a few administrative staff members. There are two Mercedes-Benz cars parked downstairs in the office building.

No one stopped me when I entered the office building. I went straight to the chairman's office. The door was open and I could hear voices of conversation and even roars from inside.

Chen Fan was a little surprised. He walked over and saw two foreigners sitting leisurely in the office. The other one was a Hong Konger with a middle-parted hair and glasses, holding a document in his hand.

"Mr. Qiao, selling the TV factory now is the best option for you. If you can't pay back the money, the bank can only auction your factory, and the price will only be lower then."

The person sitting in the main seat snorted, "There are still three months until the repayment deadline, and your bank has no right to take away the factory."

The man with glasses smiled faintly and said, "Mr. Qiao, we checked and found that the information you used to apply for the loan was flawed and the financial data was not true. In this case, our bank can take the factory away in advance through litigation."

"It's so fucking dirty!" Chen Fan couldn't help but complain.

When applying for a loan, were the materials not reviewed? Was the data not investigated? No wonder some people in later generations joked that what the bank needs is that you are responsible for it, but it is not responsible for you.

PS: The first update is here~
(End of this chapter)