The growth system comes at the age of 30

Chapter 179 Liang Cheng: Big Brother, Save Me! (6.2K for monthly tickets and subscription)

The next morning.

Chen Jingle woke up, looked at his phone, thought for a moment, and sent a message to Li Beixing, asking, "Are you feeling better today?"

Thinking that she probably didn't get up that early, I went out to exercise first.

When he finished his daily exercise and was about to go to the cafeteria for breakfast, he saw that Li Beixing had replied to his message.

"I'm feeling much better now. I'm going back to school today."

Seeing this, Chen Jingle breathed a sigh of relief: "Are you sure there's no problem?"

Li Beixing quickly replied, "It's okay. If I really feel unwell, I will definitely continue to take leave."

"okay."

Since she said so, there is no need for Chen Jingle to worry anymore, because she is not a child.

On the other end, Li Beixing, who wanted to chat with him more, was a little stunned and burst into laughter when he saw him end the conversation like this.

Well, it’s him as expected!
……

Chen Jingle's main task today is still painting.

He is the kind of person who doesn't like to procrastinate. Since he has received the deposit from the customer, he will finish the painting as soon as possible.

Too late and things will change.

Don't go as far as painting one piece a day, but at least don't drag it out for two or three weeks to finish one piece. That would be boring.

There is nothing more urgent at hand right now.

But I received a WeChat message from Liang Cheng: "I'm sick. How can there be such a disgusting person?"

"What's wrong?" Chen Jingle was curious.

Liang Cheng said: "Last year, a roommate who I had a good relationship with during college came to me to borrow money. He said his grandfather was seriously ill and needed surgery. He asked if I could lend him some money. He also wrote me an IOU and said he would pay it back in three months, with interest. I said I could lend him the money and forget about the interest, but I haven't heard from him since. I didn't want to ask him to pay me back. I asked him once before, but he said he was short of money and wanted to wait a little longer, so I didn't bother to ask him anymore.

Unexpectedly, another roommate suddenly asked me if I had ever lent money to that guy. When I asked, I found out that he had lent money to many people, and gave various excuses, such as a family member was seriously ill, the property was frozen due to a divorce lawsuit, or the mortgage was overdue and so on.

What’s even more disgusting is that when he borrowed money from others, he used my name, saying that I was confident in lending it to him, and only then did others agree to lend it to him. Fuck!!”

Liang Cheng is really furious now.

It’s mainly caused by frustration and disappointment!
To put it in Lingnan dialect, it means, "I am your brother and you are my sworn brother."

His original intention was to help his brother and help him through the difficult times.

Who knew that he was being made a fool of, or that he only realized it after others told him.

For a moment, I felt like I was betrayed. I was so angry that I wanted to chop that bastard into pieces with a knife.

Chen Jingle was somewhat speechless, frowned and asked: "How much did you lend him?"

"Eight thousand."

Liang Cheng felt very upset and felt very painful, as if the eight thousand yuan was going to be wasted.

Chen Jingle was curious: "You have lent out so much, does Teacher Zhong know?"

Liang Cheng covered his face with his hands: "She definitely doesn't know. If she knew, she would definitely talk about it for the rest of her life."

"You have so much hidden cash?" Chen Jingle was surprised.

Liang Cheng explained: "No, we each manage our own salaries, and we save a fixed portion every month into the family common account. We withdraw money from it when we need to buy something. If we want to buy something big, such as a car, we will discuss it separately."

"Then you are quite lucky. Many people only have a few hundred yuan in pocket money a month after marriage." Chen Jingle sneered.

Liang Cheng didn't have time to tell jokes now, he sighed: "I just sent a message to ask, but that idiot didn't reply to me. Damn, I'm afraid these 8,000 yuan will be fed to the dog."

This is 8,000 yuan, two months' salary. It would be a lie to say that I don't feel bad.

Who could have thought that the honest guy in the dormitory back then would actually learn how to cheat and defraud, and even cheat his buddies?

I can only say that people do change!
This lesson was a bit costly, and he was afraid that he would never dare to lend money to others in the future. He could only blame himself for being too soft-hearted and too easy to believe what others said.

It’s too late to regret now!

Chen Jingle knew without thinking that Liang Cheng must be frowning and sighing at this moment, so he comforted him and said, "Calm down, you can get it back."

"Why do I want to come back? That bitch can't read the message anymore. Should I report it or sue directly? Or do you have a solution?" Liang Cheng grabbed his hair wildly.

Chen Jingle smiled calmly: "Of course there is a way. I have studied law."

Liang Cheng was stunned: "??? You also understand the law?"

He knew that Chen Jingle had been studying all kinds of things recently, but he had never heard of law.

Chen Jingle said: "Well, although I don't have a lawyer's license, I am familiar with the relevant provisions. Your situation is easy to resolve."

Liang Cheng's eyes lit up, and he immediately grabbed a life-saving straw: "Brother! Big brother! Help!!"

Eight thousand yuan!

As long as there is a chance to come back, he will definitely not give up!
Why not use the eight thousand dollars to buy some delicious pork ribs? Why do you have to feed it to the dog?

Chen Jingle was very calm. He was not joking. After hearing what Liang Cheng said, he knew how to solve the problem. There were plenty of ways.

"Is it convenient to talk?"

"Wait a minute, I'll talk outside." Liang Cheng replied.

After a while, a voice call came in.

"Hey?"

"Mosimoxi!"

Liang Cheng asked nervously: "Do you really have a solution? Are you kidding?"

"Of course there must be one. If I lie to you, I won't have any food to eat." Chen Jing laughed.

Although Liang Cheng didn't completely believe it, at least he wasn't as annoyed as before: "If it can really be solved, I'll definitely treat you to a meal. Just tell me where you want to eat!"

Chen Jingle smiled and replied, "Okay, it's been a while since we had dinner together. Well, let's get down to business first. What did he say when he asked you to borrow money?"

Liang Cheng recalled carefully: "He said at the time that his grandfather had cancer and he wanted to fulfill his filial duty. If he could do it, it would be fine. If not, there was nothing we could do. It turned out that his salary was not low, but he just couldn't come up with so much money at once. I believed he could pay it back, so I decided to lend it to him."

"His excuse for borrowing money is different from others, right?" Chen Jingle asked.

Liang Cheng: "Yes, it's different from what the other students said. Some said their grandfather was seriously ill, some said their property was frozen due to a divorce lawsuit, their mortgage was overdue, and some said they were caught in deep-sea fishing and their bank cards were frozen."

Chen Jingle was curious: "Did his relatives not lend him any money? Or have they all been lent to him?"

Liang Cheng said: "He himself said that his family has a bad relationship with those relatives, and is not as close as us classmates."

"Sounds like a repeat offender."

Chen Jingle has seen many cases of this type. Basically, the crime was committed by acquaintances. They bet on a victim who is too embarrassed to ask for the debt, and they do not know how to use legal weapons to protect their legitimate rights and interests.

Like Liang Cheng, even though he is in the system, he is actually very thin-skinned.

It can be seen that receiving higher education is not all good.

……

Chen Jingle asked again: "How did your classmate who contacted you find out that something was wrong?"

Liang Cheng said: "He refused to pay back the money, so I had no choice but to report him to Comrade Maozi. However, Comrade Maozi said that this matter was not their responsibility and we could only negotiate. After the negotiation, the other party kept dragging it out. Now I have consulted a lawyer, and the lawyer said that there is insufficient evidence and it is not easy to take criminal action. It is best to ask if there are other victims around. After asking, I found that other roommates in the dormitory and even the dormitory next door have suffered."

What he is worried about now is that criminal prosecution will be difficult, and the other party is unwilling to pay back during negotiations and keeps dragging it out, so he can only sue slowly.

It takes a long time to file a lawsuit, and I am busy with work and don’t have that much time to waste with the other party.

He used to not understand why workers who were bullied and had their wages deducted by their bosses did not file lawsuits, but now he understands.

I really can't afford to waste time.

"Well, I see."

Chen Jingle immediately thought of a solution: "The lawyer your classmate found is not very good. Under normal circumstances, Uncle Shu can only negotiate, because this is a debt and economic dispute between the two parties, unless you can prove that he is a fraud. If you want to go to the criminal level, the only charge is fraud. You have to move towards this aspect and find a solution.

The specific operation is also very simple. First, you ask him for his ID number and contact information and address. Ask generously. Don't be timid. You are the debtor and you are afraid that he will run away. It is normal to ask for these, and the law also supports it. "

"What if he doesn't give it?" Liang Cheng asked subconsciously.

Chen Jingle said: "It's easy if they don't give me the money, just report it directly! This is obviously a scam."

Liang Cheng suddenly realized and smiled a little embarrassedly, then thought: "What if he gave false information?"

"That further proves that he is a fraud, and every report he makes is accurate!" Chen Jing laughed.

Liang Cheng: "I understand!"

Chen Jingle continued, "Secondly, he said that his grandfather's cancer treatment costs money, so ask him to send out all the receipts for the treatment. If he can't send them out, then it's likely that they are fake, or at least there is a subjective motive for fraud. Then there are other people who said that he is suing his wife for a divorce, so ask him to send out the case number. With the case number, you can check whether there is such a case on the Internet. If there is no such case, then it is a fraud."

"As long as these two items can be proven, plus other victims, then it's basically safe to file a criminal case for fraud. Because your amount alone has reached the standard for filing a case. If you add in the amount of money from others, if it exceeds 30,000, he will have to work on a sewing machine for more than three years."

"Are you sure bro?"

Liang Cheng is still a little unconfident.

It felt like Chen Jingle's words were too light. He had been worried about this and that before, and was wasting time internally.

Chen Jingle understood his feelings: "Don't worry, it's guaranteed! Also, do you have any friends in the hat system? It would be even more convenient if you do."

Liang Cheng thought for a moment and said, "There's no one in the city, but I do have some acquaintances in my hometown."

"Townships and villages are also under the jurisdiction of the city. You can ask him to introduce you to an acquaintance in the municipal bureau, and after a while you will all become friends." said Chen Jingle.

"it is good!"

Hearing him so confidently, Liang Cheng felt much calmer and was no longer as irritated as he was at the beginning.

Chen Jingle added: "You should go and cheat that guy first. Don't be polite to him. You should scold him. You should know that he has violated the law. He must know the consequences of what he did. Unless he is bold and daring, he will be afraid. If he is really bold and daring, he will not only cheat this little. At this time, you can scold his ancestors for eighteen generations, and he will not dare to refute. Let out your anger first and make yourself feel better.

Tell him that if he doesn't pay you back, be prepared to go to the sewing machine. Generally speaking, as long as he is not crazy or has too much debt to pay back and is ready to commit suicide, he will pay you back. If the debt is too much to pay back, you can only file a case and sue him. Don't worry if it really comes to that, you will definitely win! "

Liang Cheng sighed: "Okay, I understand. I'll try it."

"Go ahead, don't be polite to him. You are the creditor and he is making things difficult for you. What are you embarrassed about?" Chen Jingle chuckled. Liang Cheng also wanted to laugh, but he couldn't laugh at this moment.

I hope it can be solved as easily as Chen Jingle said.

Yes!

This was the first time he encountered such a thing and he was also having a headache.

After giving Liang Cheng some advice, Chen Jingle fell into deep thought.

From the perspective of an ordinary citizen, he has always felt that our country's laws are too bad for good people and too good for bad people.

Many classic cases are so heart-wrenching that they make your blood pressure spike.

If he were given a Maxim gun with unlimited bullets, he could aim at those people and pull the trigger for ten minutes without stopping.

To deal with criminals, we must strike hard!

Even people in the system like Liang Cheng don't have a good way to deal with deadbeats, let alone ordinary people.

Many people do not understand the law and do not know how to protect their rights through the law, so most of the time they can only accept defeat.

The person who owes you money has money, but he just won’t pay you back and lives a more carefree life than you.

This perfectly illustrates what it means that those who owe debts are the boss these days.

Chen Jingle studied law in order to avoid such a situation.

At least when your relatives and friends need legal aid, you can lend a helping hand!
But more ordinary people cannot find anyone to help them. They don’t know that the government actually provides free legal aid, or that there are many justice-minded lawyers on the Internet who are willing to provide them with consulting services.

they do not know.

You can say it's due to information asymmetry or that you can't keep up with the times.

But one thing needs to be made clear, they are victims and the victim-blaming theory is not acceptable.

If the law cannot protect the weak and punish evil, it will be meaningless!
Furthermore, as I said before, taking legal action is giving face to the law.

If worst comes to worst, there's still a knife.

Or go get a driver's license and buy a third party vehicle worth 300 million.

……

Liang Cheng gained confidence after getting the solution to the problem from Chen Jingle.

Find the WeChat of the guy who borrowed money from him and didn’t pay it back.

"Zou Yunhai, if you don't pay me back, I'll have no choice but to file a case against you. You know, I'm in the system, and I have no shortage of friends in the system. Eight thousand yuan has reached the standard for filing a case, and with Akai and the others, I'm afraid it's more than thirty thousand, enough for you to be in prison for more than three years."

"Speak up when you see the news, don't play dead!"

You know what, what Chen Jingle teaches is really useful.

Zou Yunhai quickly replied: "I didn't say I wouldn't pay it back."

Seeing this, Liang Cheng suddenly became furious: "Then why don't you pay it back? Are you going to pay me back? Last time I asked you, you said no, and I believed you. But Akai said that you paid back 2,000 to Brother Jie and borrowed another 3,000 from him. Don't tell me this is fake!"

The other party stopped talking again.

Liang Cheng was so angry that his teeth were itching and he really wanted to stab the bastard to death with a knife.

He had never tried to collect debts from others like he did today. He always thought that since the other party was in trouble and he was not in a hurry to use the money, he would just wait.

What if they really don’t have the money to pay back at the moment?
Who knew that what he got was the news that he was being made a fool of.

Laugh to death.

Now he's become a clown.

But for the sake of his own 8,000 yuan, he decided to hold back for now: "It's okay if you don't pay it back for now, just send me your ID card, mobile phone number and current address. You said before that your grandfather was seriously ill and in the hospital, then send me the receipt and I'll believe you! You said that you and your wife are in a divorce lawsuit and your bank card has been frozen, then send me your case number and I'll believe you. Otherwise, I'll report it directly and you'll go to jail and work on a sewing machine for three years!"

Zou Yunhai on the other side of the network was probably also afraid, so he said: "I can send you the mobile phone number and address. The hospitalization documents are with my father. I have to go back this weekend to take pictures for you. I have already submitted the case number to the lawsuit, and I have to go to the court to recheck it before I can send it to you. I am in Duanzhou now, not in the provincial capital, and I will go back tomorrow."

"Haha, still dragging it out."

Liang Cheng saw through the other party's trick at a glance and sneered: "You won't ask your dad to take a photo and send it to you? How come, it's the 5G era, and your dad is still using Nokia 1100?"

The other party stopped talking again.

Liang Cheng felt that his anger was about to be filled up. "It was agreed to be three months, but it dragged on for more than a year. If you really wanted to pay it back, you would have paid it back long ago, 1000 a month. Even 500 would be fine, but have you paid it back? I really thought you had a family member who was seriously ill and had financial difficulties. You can joke about your family's health. Stop talking nonsense. Two words, pay it back!!"

The other party knew he was in the wrong, but he still tried to argue: "I never thought of refusing to pay you. I will definitely pay you back when I have the money."

Liang Cheng said coldly: "Stop talking nonsense, give me your ID number and contact information first, I will find someone to check it myself and know whether you are real or fake."

"Give me some time, okay? My divorce lawsuit is almost over, and I'll have the money to pay you back then."

Zou Yunhai is still dragging his feet.

Unfortunately, Liang Cheng was determined to break up with me this time and get his money back: "Just send me what I want first! If you don't want to go in and operate the sewing machine, it's okay, but just pay me back!!"

If Liang Cheng hadn't learned from others that he was being played a trick on, he wouldn't have been so angry.

What he hated was that he was betrayed by his friends!
What I hate is that I don’t know how to judge people!
Damn it, fuck!
Zou Yunhai probably gave in and said, "You can ask for my information. I'll send it to you right now, but I really don't have any money right now. Can I pay you back two thousand in three days? I'll pay you back the rest on the 13th of next month when I get my salary. No later than the 15th."

Liang Cheng was already somewhat shaken at this time.

After all, they were classmates and friends who had lived in the same dormitory for four years. Before this, he always regarded the other party as a friend.

But he still gritted his teeth and said, "I don't have that much patience. It will be before 8 o'clock tomorrow night at the latest. If I don't receive the money, I will file a criminal case the day after tomorrow!"

There was silence for a while, and just when he was about to run out of patience, he agreed and sent his identity information, contact information, current address, etc.

Seeing this, Liang Cheng's anger subsided a little.

If it is fake, that would be the best. As Chen Jingle said, it would directly confirm the other party's fraudulent behavior!
After the conversation ended, Liang Cheng breathed a sigh of relief.

When I came back to my senses, I felt like laughing, but also like sighing.

"Damn it, don't be a good person these days!"

People who are good are bullied by others, and horses who are good are ridden by others.

It is so difficult to collect a debt. If I had known this would happen, I should not have lent money to others in the first place!
He didn't know whether the other party had been involved in a gamble or something, why he asked so many people to borrow money, he was too lazy to find out. If the money couldn't be repaid, he would rather not have the 8,000 yuan, but send the other party to work on the sewing machine.

Don’t you like to cheat?

Once you get in there, eating sewage, operating a sewing machine and keeping Fanfan company every day, you’ll know how cool it is!

Hiding things!
……

Liang Cheng paused, clicked on Chen Jingle's profile picture, and dialed the voice again: "I threatened him that I would file a case and asked him to step on the sewing machine. He backed off and promised to pay me back two thousand by tomorrow night, and the rest by the 13th of next month."

"Oh? Have you given up on pursuing criminal prosecution?" Chen Jingle asked.

In fact, I had guessed this would be the result.

For someone like Liang Cheng who has a family and a stable job, getting back the money that belongs to him is much more important than simply sending the other person to operate a sewing machine.

Because of the high probability of this happening, the police officer will try his best to mediate and persuade the victim to keep quiet.

Of course, if you really have to send the other party in, that’s fine too, people just suggest you minimize your losses.

Not everyone is willing to give up that money.

Liang Cheng sighed: "Damn, you are still soft-hearted."

"It's up to you to decide." Chen Jingle didn't say much, but showed understanding and respect.

Liang Cheng was in a complicated mood and forced a smile: "Thank you anyway. I'll treat you to a meal when I'm done with this busy period."

Chen Jing laughed: "Damn, it's not too late to talk about this after you get all the money back."

"Well. If it weren't for your help, this matter would be hard to say." Liang Cheng sighed, his heart full of gratitude.

Fortunately, Chen Jingle helped me with some advice.

At critical moments, a reliable friend is really important!

Chen Jingle laughed and said, "That's an exaggeration. It's just a little troublesome at best, but it will definitely be solved in the end. If you find the right friends on the hat side, they will definitely give you advice."

Liang Cheng was indignant: "It's because people are afraid of trouble that the old debtors are so arrogant. I think the current laws are still too lenient. We should strike hard against criminals!"

"That's true. For ordinary people, the cost of defending their rights is too high. As for the law, everyone knows that there are imperfections, but it's not easy to solve the problem. Let's solve our own problems first."

Chen Jingle didn't want to say anything more.

He was afraid that he had said too much, so someone gave him a one-way ticket to the city to claim the prize.

"Then let's see if he returns it tomorrow. If he can return part of it, we'll let him go." Liang Cheng felt a little ashamed. He felt that he was cowardly at the critical moment and did not stick to the end.

However, Chen Jingle expressed his understanding.

Even he, at this age, doesn't dare to fight the other party to the death.

If it was the past two years, maybe, he would be very irritable at that time, and would fight if he didn't agree. Now, after lying down for more than half a year, his temper has improved a lot, but his spirit has almost been worn out.

At a certain age, most people enter a magical period of peace.

It's correct to say it's moderation or to have no desires or demands.

Perhaps after realizing the gap between reality and ideal, they started to give up.

I really miss the youthful self I was back then.

Chen Jingle sighed a little.

Fortunately, he is not in a bad condition now.

"Don't think too much about it. Let's paint first and then see what Liang Cheng says. It would be best if it can be solved. If it can't be solved, I'm afraid I will have to help to the end."

We won’t know what will happen tomorrow until tomorrow. Let’s finish the things at hand first.

Chen Jingle continued painting.

(End of this chapter)