The growth system comes at the age of 30

Chapter 128 Lack of Money
After dinner, Li Beixing returned to his room and saw the message sent by Zhou Manlin.

It’s nothing, just a slightly funny emoticon.

Li Beixing also responded to her.

The two of us were like this, you sent one, I sent one, just like kindergarten kids.

After a while, Zhou Manlin said, "My car crashed again today."

"what?!"

Li Beixing asked nervously: "What's going on? Is he okay?"

Zhou Manlin: "It's okay. Someone hit me. I was driving fine on the road, and a stupid dog suddenly jumped out from the side and smashed my rear taillight. Later he refused to admit that it was his fault. Finally, the uncle in the hat looked at the driving record and determined that he was fully responsible. It was so funny."

"I'm glad everyone is okay. Has the car been repaired?"

"Well, the 4S shop came and towed it away."

Li Beixing suddenly remembered: "Isn't your BMW repaired yet?"

Zhou Manlin: "Yes, I asked the 4S store, and the earliest it can be delivered is after National Day."

"Then you don't have a car to drive now?" Li Beixing asked.

Zhou Manlin said with a smile: "I have a small electric bike at home, so I'll drive it first, and then try to go out early and come back late, and not go out at noon, so I won't get sunburned."

Li Beixing frowned and thought: "It's really not convenient for you to travel everywhere. How about I lend you my A3 for a few days? Anyway, I don't have to go to school during the holidays."

"No, no, it will only take three to five days. Once the BMW is repaired and sent back to me, I won't have to ride an electric bike. Besides, riding an electric bike is nothing. Jiangbei is a small place, and an electric bike is more than enough to go back and forth. If it runs out of power, I can just charge it at the store and come back."

Zhou Manlin declined.

Although it’s a bit hard to get used to switching back to an electric car, it’s not a big problem.

She doesn't like lending her car to others, nor does she like driving other people's cars.

"Are you sure you don't need it?"

"I really don't need to. During rush hour, I can drive my electric scooter on non-motorized lanes or side streets. It's much more convenient than driving."

"If you're riding an electric scooter, you'd better take it easy and try to avoid the morning rush hour. There are too many cars in Jiangbei right now, and many people drive recklessly."

Li Beixing recalled some not-so-pleasant memories.

"It's okay, I..."

Zhou Manlin was about to say that it was impossible for something to go wrong while riding an electric scooter, but she swallowed her words back because she was afraid that she would come across as a pessimist.

He quickly changed his words and said, “Well, I will be careful.”

She had two consecutive traffic accidents within half a month. Although she was not a superstitious person, she also felt that she might have had some Mercury retrograde recently.

It's better to be careful.

……

the other side.

After watching the law class for an hour, Chen Jingle suddenly had the urge to look at cars.

The conversation with Liang Cheng in the afternoon made him think about buying a car again.

Cars are mechanical products that have an innate appeal to men. I guess there is no man who doesn't like them.

If you don’t have a car, it simply means you don’t have the money to buy one.

Like Chen Jingle, if he had money, he would like to buy all kinds of expensive supercars, even if he doesn't drive them, he can just put them in the garage as a collection.

It's a pity that there is no money.

The little money he has may not even be enough to buy a set of carbon fiber wheels for a Ferrari.

Fortunately, Chen Jingle understood what it meant to "wear a hat that fits your head". What he had to do was to choose a car that suits him as much as possible within his budget.

At this point, it is definitely impossible to go to the 4S store to check it out, so I’ll have to check it online first.

As for whether to buy it or not, I’ll see after I see it.

First of all, his personal choice is towards sedans, and at the same time he pursues appearance. The car cannot be ugly. An ugly car, no matter how good its sales are, is really hard to appreciate.

Secondly, he doesn’t consider electric cars. After buying a car, his family will definitely need to ride it. His parents get dizzy when riding electric cars. The cost of replacing a hybrid battery failure is a big problem. In addition, he doesn’t need to commute to work, so the fuel consumption of a hybrid car is meaningless to him. So he prefers a gasoline car.

The space inside the car cannot be too small. If he is 1 meters tall now and feels cramped, it will be even more uncomfortable when he grows to 75 meters. So it must be at least a Class B car.

The budget is probably between 20 and 30 yuan without any extra money. If you add more, you will have to buy the Cayenne.

This is the amount of money he is willing to pay in real money, and he needs to reserve some cash for emergencies.

Considering that he has no plans and no spare money to buy a house in the next three years, he thinks he can spend a little more on the car and buy a car he likes instead of a makeshift car for shopping.

You can't settle for just anything in life.

Since you have the ability, why should you put yourself in a difficult position?

It would be best if he could pay in full, but if he had to take out a loan, he would accept no interest for two years at most. If it was longer than two years, he would feel psychologically stressed.

Because Chen Jingle doesn't like pre-consumption and has never liked it, he hasn't even opened a certain account.

In his view, anything purchased with a loan is a liability, not an asset.

If he really takes out a loan to buy a car, he will find a way to make more money as quickly as possible and then pay off the loan in advance.

Based on the above conditions, without considering Japanese models, the options are...

Not much, it seems?

According to the set conditions, looking down the sales list, there are only about 20 models, including old joint ventures and domestic newcomers.

If you click in to take a look, there is a big gap between the guide price and the actual landing price. Compared with last year and even the first half of the year, there are price reductions of varying degrees.

"In the second half of this year, major car companies have been working really hard," Chen Jingle exclaimed.

Domestic new energy vehicles are raising their butcher knives and killing people all the way. Joint venture brands have no choice but to cut prices. Even luxury car brands such as Porsche and Maserati can't stand it and can only follow suit.

Otherwise it really can’t be sold.

For example, BMW, this fool, cut the price of i3 some time ago, found that it was selling well, so it announced to withdraw from the price war. However, it never expected that the sales volume would plummet for several consecutive months, and finally had to start the price war again in disgrace.

It's just a joke.

But the old car owners are in a miserable situation. They have been stabbed in the back in many ways and have become hedgehogs.

I feel so sad.

Now no one talks about the value retention rate anymore. The used car market has been completely destroyed. Car dealers simply don't buy many car models, otherwise they will lose money if they buy one.

If he has sufficient budget, Chen Jingle will not consider a used car.

For someone like him who has little driving experience, if he encounters an accident car, a modified car, or a test drive car pretending to be a brand new car, with a black exhaust pipe, and they claim to be a beautiful and exquisite product, or even a business that has been transformed into an illegal one, and he doesn't understand it, and only finds out afterwards, he will probably have to swallow his anger.

So buying a new car is less risky.

If you want to buy second-hand items, remember to check them carefully before buying. As long as you don’t sign a contract, there is still room for regret.

……

20-30万这个价位的燃油车，基本就是3、4、5里面选了。

That is, the BMW 3 Series, Audi A4L and Cadillac CT5.

What? You mean Mercedes?

Mercedes-Benz is out of the question. Even the distinguished Maybach owners have to stick a three-color rain cloth on the roof to prevent water leakage. There is no way to complain, so Chen Jingle dare not buy it.

3, 4, and 5 are actually all good cars. Chen Jingle can choose according to his own preferences.

The performance of the BMW 3 Series is undoubtedly top-notch among cars of the same price, but Chen Jingle is not interested in its front face with two big nostrils.

CT5 and A4L directly entered the final round.

Chen Jingle hesitated between the two.

After reading a lot of reviews, he found that in fact, there is only one configuration of each of these two cars that is worth buying.

CT5 is the premium version, while A4L is the 45 high-power four-wheel drive version.

For daily family use, the A4L seems to be better, as it is well-balanced and comprehensive, with good power, chassis, control space, etc. The CT5 is more sporty.

In terms of appearance, he prefers A4L more, and the lighting factory's aesthetic taste is indeed on point.

But in terms of price, CT5 is more cost-effective. The discounts offered by Yuhuang Emperor are always very large, and it saves about 4 to yuan compared to AL.

Thirty or forty thousand is already a huge sum of money for Chen Jingle, who is used to living within his means.

So it's very confusing.

At this time, Chen Jingle deeply realized that he was still short of money.

If you just lie back and don't think about anything, spend the 60 yuan frugally, and live without illness, disaster or pain, you can survive for decades.

But when it comes to big expenses like buying a car, they are no longer able to afford it.

Once he spends more than 30 yuan to buy a car, his cash flow will immediately shrink by half. In addition, he still has to spend money to maintain the car after buying it, which makes him anxious and panic for no reason.

"No wonder they say that if you want to get completely laid off, you need at least $150 million in cash."

If you spend 5 yuan every year, the principal of 150 million yuan plus interest can last until the day you die.

In short, you still have to find a way to make money.

……

Unable to decide which one to buy for a while, Chen Jingle put them aside and started thinking about making money.

In fact, the speed at which he makes money is already exaggerated, but the speed at which his material desires grow is also exaggerated.

Suddenly I miss the me who just wanted to eat and wait for death.

"Oh yes!"

Chen Jingle patted his head and remembered the collection of photos he posted on Douyin a few days ago. He had also invested in Douyinjia at that time.

Yesterday I saw quite a few people liked and commented on his posts, and quite a few asked for the price. But when they saw his offer in private chat, they either remained silent or mocked him for being crazy about money.

Chen Jingle was not angry either.

If calligraphy and painting works at his level were to take the commercial route, they would no longer be aimed at ordinary people, and a low price would be unworthy of their quality.

With Boss Liu and Boss Long in front, it’s impossible for others to bid cheaper than them, right?

So don’t worry about it and just wait for the right person.

Chen Jingle simply noted in the introduction of his homepage: "The price of the work is not cheap. I suggest that friends who are interested should think carefully before asking the price."

A day has passed, and I don't know if anyone has left him any new messages or private messages, considering buying it.

Go online and have a look.

Then I opened Doushou and saw, oh no, it really was there.

"Hello, teacher. I really like your flower and bird paintings. Do you have any similar works? I am interested in buying them and would like to know if all your works are of this quality."

Nickname: "Xianyun Shuimo".

　I stayed up all night to write this, and the total cost is less than 7000. I broke my promise and feel ashamed.

　　
　
(End of this chapter)