Rebirth 2014: I, the King of Criminal Investigation

Chapter 532 There is no free lunch in the world

Why are you asking again?

Zhang Yanlong replied impatiently:
“As I said before, it was obtained through a bank loan, and there are records of this. You can verify it with the bank.”

In fact, some colleagues have already checked with the bank and confirmed that Zhang Yanlong did indeed take out a loan from the bank.

Yu Dazhang nodded and continued to ask:
"The registered capital of an online lending platform must be at least several million yuan, plus the funds used for lending, it is impossible to start one without ten million yuan."

"Please answer me, how did you get this loan from the bank, or what did you use as collateral?"

The collateral for bank loans is typically real estate, vehicles, or other property.

According to the investigation, Zhang Yanlong's collateral was special property verified by a third-party appraisal agency.

This was the result I got after the second time I went to the bank to verify.

When the police first went there, they only told them that it was other property that was being used as collateral, without providing any specific details.

If asked further, the staff will bring up all sorts of rules and regulations and start dodging the question with the police.

"I have a credit-secured loan."

Zhang Yanlong answered decisively, showing no sign of guilt.

But his answer left Yu Dazhang completely bewildered.

Does he think I'm stupid?
Yu Dazhang stared intently at Zhang Yanlong, his mind filled with this thought.

But judging from the other person's expression, it didn't seem like they were lying.

Generally speaking, when people lie, they will subconsciously make some protective actions.

For example, crossing your arms, avoiding eye contact, or slightly shrugging one shoulder.

When Zhang Yanlong answered, his expression was natural, without the slightest trace of affectation.

The problem is that personal credit mortgage loans have limits.

Zhang Yanlong would be lucky to get a loan of 50,000.

But he borrowed a huge sum of money, tens of millions!

Yu Dazhang took a deep breath and asked:
Did you follow the normal loan procedure?

Having discovered the suspicious points, he became even calmer, and slowly followed the clues, confident that he would find the answers.

As expected, Zhang Yanlong fell silent when he heard the question.

He looked conflicted, as if he didn't know whether he should tell the truth or not.

Yu Dazhang wasn't in a hurry; he just quietly watched him from the opposite side.

After hesitating for about ten seconds, Zhang Yanlong finally spoke:

“I have already confessed and accepted my punishment, so why drag others into this? Besides, she has nothing to do with what I did. She just did me a small favor.”

With your brain, you'd be sold out and you'd still be counting the money for them... Yu Dazhang said coldly.

"Whether it's related or not isn't up to you to decide. Tell us, and we'll make our own judgment."

Since there's something fishy going on at the bank, there must be someone acting as a go-between.

In Yu Dazhang's view, the person who played a driving role in the whole affair was the key figure.

"I don't know her name."

Zhang Yanlong replied:

"Everyone who knows her calls her Fourth Sister. She looks to be around 30 years old. She is very generous, easy to get along with, and has a wide network of connections."

"She gives the impression that there's nothing she can't do."

A woman? Yu Dazhang immediately perked up.

He knew of a type of person who neither worked nor started a business, but had a wide network of connections and could thrive just by relying on those connections.

In China, such people are usually called brokers.

Wherever there is power to seek rent, there will be middlemen.

They navigate the gray areas of power, seeking various opportunities.

If you encounter a reliable middleman, they can really get a lot done. They have strong resource integration capabilities and each has their own connections.

"Is she pretty?"

Yu Dazhang blurted out the question, but then realized it was inappropriate and quickly corrected himself:

"What I mean is, isn't her demeanor very approachable?"

For a woman to work as a broker, being pretty isn't enough. That industry requires both intelligence and emotional intelligence to thrive.

It's no exaggeration to say that even a casual glance from someone can quickly reveal the information they convey and accurately guess their true needs.

Without the skill, one cannot earn a living in this industry.

"how to say."

Zhang Yanlong thought for a moment before saying:
"Every move she makes is very comfortable to behold; whether it's her appearance or her speech, she always gives off a sense of propriety."

"Using the word 'beautiful' to describe her is not comprehensive enough, but it is the most suitable adjective for her."

The evaluation is quite high... Yu Dazhang nodded:
"If I'm not mistaken, it was her idea for you to start an online lending platform, wasn't it?"

The woman called Fourth Sister couldn't just help him solve his loan problem; he needed a reliable project before that.

This is a one-stop service.

First, plan Zhang Yanlong's future development path, and then help him solve his funding problems.

Then let him develop on his own for now, and when he encounters trouble, Secretary Hong will step in to help.

By then, Zhang Yanlong had become increasingly entangled, and it was impossible for him to extricate himself.

"Yes."

Zhang Yanlong looked at Yu Dazhang in disbelief:
"How did you guess that?"

You're such a troublemaker... Yu Dazhang felt a headache coming on.

Even after all this talk, Zhang Yanlong still didn't understand what was going on.

In short: There is no such thing as a free lunch.

That middleman called Fourth Sister wouldn't offer Zhang Yanlong help for no reason.

And that Secretary Hong, his behavior also shows that someone else is manipulating this matter.

The other party went to such great lengths, spending both money and effort, not for Zhang Yanlong's sake; he wasn't worth that much for someone else to do so.

The other party's real target was his father!

If Zhang Yanlong gets into trouble, his father, who is a leader, will naturally be implicated.

Those are direct blood relatives.

Although children's crimes do not directly implicate their parents in the law, they can have indirect effects under certain circumstances.

In particular, his father was a leader with real power.

This is equivalent to leaving a stain on it that can never be erased.

There is a Chinese idiom: "unable to defend oneself despite all attempts."

No matter how his father explains it, it will be difficult for him to escape the negative impact of this stain.

"Tell me everything you know about her, the more detailed the better."

The longer the night, the more things could go wrong, and Yu Dazhang couldn't wait any longer.

We must find that person called Fourth Sister as soon as possible and then figure everything out.

The other party clearly knew that the middleman was a key figure in this matter, and if this lead was lost, it would be difficult to investigate further.

Therefore, it is essential to find the broker before the other party realizes what's happening.

Half an hour later.

Branch office meeting room.

Almost all the criminal police officers that the bureau could spare were here.

Yu Dazhang held a thick stack of documents in his hand and gestured to the people on both sides of the conference table to distribute them.

After everyone had received a copy of the document, he then spoke:

"Currently, we only know that this person is called Fourth Sister, female, around 30 years old. Her physical characteristics and the areas she frequents are recorded in detail in the information you have."

He paused for a moment, then emphasized:
"This person is very important. Everyone, put aside your work for now and search for her whereabouts with all your might. If you find her, do not make any rash moves and report it immediately."

Another new clue? The officers present all looked at the fat man standing at the head of the table with surprise.

He's arrested people for two days straight; it seems like there's always someone to arrest him.

The perpetrators of illegal online lending have been almost completely apprehended. Where did this clue come from?

(End of this chapter)