Rebirth 2014: I, the King of Criminal Investigation

Chapter 526 There is no right or wrong in the adult world

Why are you so fixated on this?

Zhang Yanlong's voice was filled with anger:

"Since you know my name, you should know who I represent. Aren't you afraid of me..."

He had barely begun when Yu Dazhang interrupted him, saying:
"Are you deaf? I've already told you, skip the threats, and I'll give you another chance to say it again."

He realized that Zhang Yanlong didn't seem to be a smart person.

Who would openly reveal their family background right away? It's 2015 already. Even if you're competing based on your father's connections, it's all done in secret. Nobody would openly bring it up.

Yu Dazhang suddenly understood why this person wanted to engage in illegal online lending.

Simple, direct, and efficient.

Throughout history, loan sharking has always been one of the fastest and most profitable industries.

Instead of going through all the trouble of being someone else's protector, it's much faster to make money by running a black market lending business yourself.

Moreover, doing this doesn't require using power to intervene in the market; it doesn't require land approval or project development, which is equivalent to starting your own business.

If something goes wrong, you can just use your connections to smooth things over.

It is precisely because of his powerful connections that Zhang Yanlong dares to act so recklessly.

Still not right, it's not quite there... Yu Dazhang felt that Zhang Yanlong was too hasty.

With such a powerful background, all he has to do is snap his fingers, and people will line up to give him money.

If it's just for money, there's really no need to go to such lengths.

There must be some reason that forced Zhang Yanlong to resort to illegal online lending to make money.

"You can name your terms as long as you agree to transfer the case and the people to the Criminal Investigation Department."

Zhang Yanlong's tone softened noticeably this time:

"Money, real estate, cars, stocks—whatever you ask for, I can provide it."

He had thought these things could be used as bargaining chips in negotiations.

What person doesn't love money?

But the next second, the other party's answer completely stunned him.

"Are you an idiot?"

Yu Dazhang said coldly:

"This is the first time I've ever encountered someone bribing a police officer over the phone. Don't you know that police calls are automatically recorded?"

Perhaps because the criminals he had encountered before were all cunning, he was a little unaccustomed to suddenly encountering someone who didn't play by the rules.

This person really doesn't use their brain at all.

Even if he had been more subtle, Yu Dazhang would have tolerated it.

Just like that secretary before, although what she said wasn't very pleasant, it was very subtle.

Even if the call recording is exposed, there's nothing seriously wrong with it.

Unlike this guy, who simply confessed and was given lenient treatment.

Logically speaking, someone born into that kind of family should have learned by observing.

It's obvious that his father was a master of Chinese-to-Chinese translation, so how come he became so stupid?

It's true that anyone associated with the term "second generation" tends to have a slight drop in intelligence.

"So, what do you mean?"

Zhang Yanlong was caught off guard and even stammered.

"Let's talk in person," Yu Dazhang suggested.
"Some things are easier to say in person. You can choose a place, and I'll come to you."

It is now basically certain that Zhang Yanlong is a prime suspect, so he plans to lure him into a trap.

First, we need to control him. Once he's in the interrogation room, his secrets will be exposed.

I will not see you.

Zhang Yanlong actually refused outright:

"I will not meet with you unless we agree on the terms first and you transfer the case to the Criminal Investigation Department."

He wasn't particularly stupid... Yu Dazhang didn't expect him to be so cautious.

Since the trapping attempt failed, he simply gave up pretending.

"I only have one condition: you turn yourself in," Yu Dazhang said in a deep voice.
"If I'm not mistaken, you've been doing all this behind your father's back, haven't you?"

“You just mentioned money, real estate, cars, and stocks, but you didn’t mention your career path at all, because you know in your heart that you can’t help me in that regard.”

He paused briefly, then continued:
"Actually, that Secretary Hong is your biggest asset; otherwise, you're just someone with an empty title."

"besides……"

He was talking enthusiastically when he suddenly realized that the other end of the phone had hung up.

Is this really hurtful?
At least let me finish what I have to say... Yu Dazhang felt a strange sense of loss, like he had only peed halfway and had to hold it back.

But this also proves that he guessed correctly.

He had been wondering before that someone with Zhang Yanlong's background had absolutely no need to take such a risk.

While illegal online lending can bring in money quickly, it also carries high risks and requires absolutely no technical expertise.

To put it bluntly, it's a shame that he's involved in illegal online lending and making money; it's a waste of his background.

Therefore, the only reasonable explanation is that he did all this without his father's knowledge.

Meanwhile, Secretary Hong, who was only interested in currying favor with her superior, ended up becoming Zhang Yanlong's protector in her attempt to please him.

The two hit it off immediately, each getting what they wanted, and started doing shady things right under the leader's nose.

Yu Dazhang was able to guess so accurately because similar things had happened before.

A certain leader had relatives who used his name to break the law and commit crimes, and they all made a fortune.

The leader only found out after the scandal broke and everyone was arrested.

Doesn't it seem a little ridiculous?
It should be considered tragic.

Some people take shortcuts without considering the consequences.

Come to the interrogation room.

Yu Dazhang stared at Sha Hui and said coldly:

"It's 6:25 p.m. now, and it's already dark."

"Give up those unrealistic fantasies. Zhang Yanlong can't even save himself. How can he save you?"

The subsequent interrogation was remarkably easy.

When Sha Hui realized that no one could come to her rescue, she confessed everything.

"My acquaintance with Zhang Yanlong dates back to a friend's gathering when I first entered university."

"At that time, he had just started his first online lending business, and the lending methods and interest rates were all within the prescribed range."

Her voice trembled slightly:

"Because my family was poor, I worked part-time while I was in school. When Zhang Yanlong found out, he asked me to work with him and help contact classmates who needed loans."

"At the beginning, everything went smoothly, and he even opened a second online lending platform."

Sha Hui's tone grew increasingly heavy:
"But as more and more people borrowed money, more and more people defaulted on their loans, and the company's cash flow began to break down, eventually reaching a point where it could not make ends meet."

She sighed helplessly:

"Because his online lending company is not connected to the central bank's credit reporting system, even if the borrower defaults, it will not affect their credit score."

"After those who defaulted on their loans discovered this, they began to organize large groups of people to maliciously borrow money and not repay it."

"Zhang Yanlong was eventually driven to desperation, so he hired some ex-convicts and began to violently collect debts."

As she finished speaking, Sha Hui's expression became complicated:
"Actually, in my opinion, there is no right or wrong in this matter; it is entirely a battle of human nature."

Yu Dazhang and Lü Zhongxin exchanged a glance, both seeing a hint of shock in each other's eyes.

I never imagined there was such a history behind this place.

Zhang Yanlong initially wanted to do business legitimately, but he was exploited by loan sharks and almost lost everything.

He only turned to the dark side after experiencing the wickedness of human nature.

He went so far as to turn legitimate online lending companies into illegal ones, eventually driving students who borrowed money to the brink of despair.

This matter is both complex and logical.

A person whose mind is not settled should not enter the financial industry; Zhang Yanlong simply cannot grasp the right measure.

Something seems off… Yu Dazhang stared at Sha Hui and asked:

"According to you, you're just an employee, so how do you know so much about Zhang Yanlong's affairs?"

(End of this chapter)