Chapter 516 Human-shaped Leeks
"roll!"

Liao Changwei picked up a cigarette from the table and threw it at Yu Dazhang.

The office door closed, and the cigarette pack hit the door frame.

Liao Changwei stared at the doorway, his face grim, his eyes seeming to spit fire.

He clenched his fists as he recalled what had just happened.

"Do I want this? Do I want this..." he said to the doorway.

It was as if she was talking to the person who had just been standing there, or as if she was talking to herself.

But his voice grew softer and softer, and by the end, it seemed even he himself had lost his confidence.

After a moment, Liao Changwei slowly relaxed his body and took a deep breath.

He turned his head and looked out the window, his eyes filled with complex emotions.

"I am right."

He spoke softly, a hint of helplessness in his voice:
"I was just following instructions."

His tone was calm, but the bitterness within it was hard to conceal:

“I have done right by my superiors and I have given an explanation to the victims. I... I did nothing wrong.”

Yu Dazhang left the Criminal Investigation Division and drove back to the branch office.

His visit to the headquarters was actually to confirm his suspicions.

If there are no issues with the headquarters, then once it is determined that Wang Lingling's case is related to illegal online lending, the case will be transferred to the headquarters for joint processing according to procedure.

Conversely, he would investigate this case independently and use it as a breakthrough to involve Zeng Xiaoxiao's case as well.

Upon arriving at the branch office, he went directly to the technical section.

"Brother Qian, there's an online lending platform suspected of usury. I'd like you to help me track down their IP address."

Having acquaintances in the department makes things easier, and can even resolve issues that seem impossible to resolve on their own.

Qian Cheng was Yu Dazhang's connection in the technical department.

You don't need many of these connections; one is enough.

"You've come to the wrong place," Qian Cheng said, glaring at him.
"Illegal online lending is a financial crime; you should contact the Economic Crime Investigation Department."

Actually, it's quite difficult to define.

Disputes involving usury fall under the category of civil matters.

Violent debt collection is a criminal offense.

This also involves fraud, extortion, and blackmail, among other things.

Therefore, only a portion of usury falls under the jurisdiction of the Economic Crime Investigation Department.

It's 2015 now.

Since 2007, the online lending industry has gone from nothing to something, with the number of online lending platforms reaching its peak in 2015. But it was at this time that the government began to intervene.

Yu Dazhang remembers it very clearly.

The government began to regulate the industry in 2016, shutting down some illegal online lending companies and gradually establishing a standardized system.

So, starting from the establishment of the first online lending company in 2007, the online lending industry has undergone a cannibalistic evolution over the past eight years.

During this period, countless young people were dragged into a death spiral of taking out loans to pay off other loans.

They mortgaged their youth with their ID cards and overdrawn their future with their credit scores, living in a sweet trap woven by algorithms, becoming "human leeks" precisely harvested by capital.

It is undeniable that online lending has indeed played a role in promoting the economy.

Young people, as the main force of consumption, often face the problem of insufficient funds.

Online lending has, to some extent, solved their consumption difficulties, thereby driving consumption upgrades and promoting economic growth.

Human greed and desire, once granted without effort, will lead to thoughts of a second, a third, and so on, up to the Nth time.

The consequences are self-evident.

"The girl who committed suicide last night was involved with illegal online lending platforms."

There's no need for much explanation; Qian Cheng was also present last night, so Yu Dazhang only needs to state this fact.

Sure enough, upon hearing this, Qian Cheng immediately retorted, "You mean, she was driven to her death by shady online loans?"

“She’s the second one,” Yu Dazhang replied with a serious expression.
"That's why I came to you. This matter needs to be resolved as soon as possible, otherwise there's a high chance of a third or fourth one."

It cannot be proven at present that Wang Lingling's death is related to illegal online lending, but this does not affect Yu Dazhang's judgment on this matter.

At the very least, Zeng Xiaoxiao was definitely driven to her death by those microloan lenders.

"When registering for online lending platforms, you will find a login address."

Qian Cheng reminded him:
"You can go to their registered office to find out more; you don't necessarily have to track their IP address."

Yu Dazhang had considered this before he came.

All information provided upon logging into these illegal online lending platforms is unreliable.

Finding anyone to be the company's legal representative is not difficult for them at all.

The office location is even less likely to be real.

The registered address will only be used when the loan is first made; once it's time to reap the profits, they will definitely hide it.

Especially after the incident.

Their physical stores are their first line of defense.

"If you were a loan shark, would you obediently wait to be arrested?" Yu Dazhang asked, staring at him.

This is something that anyone with a little thought could come up with, so Qian Cheng was just casually offering a suggestion.

"Give me the name of that online lending platform."

Qian Cheng's face also darkened:

I will give you an answer within two days.

Why did it take so long...? Yu Dazhang came to find him because he wanted to take a shortcut.

In his view, checking an IP address is a piece of cake for technical investigators.

The technology department provides not only criminal technology, but also cybersecurity and communications technology.

"Can you hurry up?" Yu Dazhang asked tactfully.

Qian Cheng was taken aback for a moment upon hearing this, then looked at him and asked in return:

"You don't think that just because we have a name, we can immediately pinpoint the other party's address, do you?"

Otherwise... Yu Dazhang nodded, looking completely matter-of-fact.

Do you know what a proxy IP is?

Qian Cheng rolled his eyes at him and explained irritably:
"Since the other party has decided to go into hiding, they must have thought about being tracked by the police by their IP address."

"Using a proxy IP is just the first step, next..."

He paused here, then said helplessly:

"Why should I explain this to you? You wouldn't understand anyway. In short, it's not as simple as you think."

Finally, his gaze turned contemptuous and sarcastic, as if he were looking at an illiterate person.

Looking down on people... Yu Dazhang's pride was hurt by his gaze.

If he didn't need to ask for a favor, he really wanted to go home, get his doctoral degree certificate, and slap it in Qian Cheng's face.

Standing in front of you is a PhD!
The next day.

A large team.

The four-person group got together for a meeting.

"The last person to call Wang Lingling was an employee of the microloan company from before."

One of the group members reported:

"His name is Shen Fei, male, 32 years old. He is a released prisoner who served three years in prison for intentional injury and was just released last October."

As he spoke, he placed a document on the table:

"This is Shen Fei's personal information. I have already compiled it. This person has a long history of misconduct and has been a frequent visitor to detention centers since he was eighteen years old."

(End of this chapter)

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