Cosmic Demon

Chapter 160 Star Sea Genius Rating, Innate Mining Holy Body!
Qin Shi logged into Entropy Bank through the orange puppy. This is different from the cracked version of "Kill It". It seems to be at a very high level and can only be used normally, and internal operations cannot be performed.

The most he could do was use the [Electronic Engineering] bestowed by the Pillar of God to create a fake account name to avoid being traced by others.

"The background of this Entropy Sea Bank is definitely extraordinary."

Qin Shi carefully scanned the personal information and the various services provided, and couldn't help but secretly click his tongue.

The other party not only has a very rigorous and meticulous credit assessment system, but also has many seemingly incredible mortgage replacement projects.

For example, if you sign a gambling contract with a term of ten, twenty, or even fifty years, if you are unable to break through to the corresponding realm, all the cultivation resources previously exchanged will be taken back, and your personal freedom will be deprived for the same period of time.

That means working for Entropy Bank to pay off its debts!
In addition, there is the so-called "time debt", which uses one's own potential and future as collateral. Generally speaking, the higher the potential and the brighter the future, the looser the debt will be.

It could be doing a few things, or helping with a few tasks.

Products like "Xiuwei Loan" and "Karma Loan", which sound scary, have amazing sales.

The former is to exchange for cultivation resources of different specifications, and then repay them in installments with one's own cultivation. If it cannot be repaid, the martial arts path will join the escort fleet serving as the Chamber of Commerce, and the psychic path will voluntarily become a "human mining machine" and go to the Netherworld to dig void coins.

Those with mechanical routes will be sent to laboratories and workshops. Of course, the worst fate is to become a component of a super-large computing chip.

Anyway, to sum it up, it means working like a horse or an ox.

As for the latter, it is even more incredible.

It is said that some esoteric cult members or their followers who specifically target psychic energy have used their "illegal" status to fleece the sheep and obtain small loans.

Therefore, the "Karma Loan" launched by Entropy Bank is more like a means of accountability. Once the loan is overdue, the borrower will be forced to purchase the Karma Loan, creating a conceptual connection.

According to customer service, Karma Loan is like an irremovable negative buff. It always exists as the interest accumulates, and it will take effect even if the psychic path abandons the physical body.

It can even be inherited through blood and passed down from generation to generation, making the saying "The loan remains even after the person dies, and one loan can be passed down for three generations" widely spread.

"There must be at least a divine pillar behind this, otherwise it would be impossible to launch such an outrageous product."

The more Qin Shi thought about it, the more he felt that Entropy Sea Bank was extraordinary. Many of its businesses involved the two major concepts of "time" and "cause and effect".

He gave up the idea of ​​using a fake identity to get a small loan, and was able to bypass the multiple encrypted defense systems and create a fake identity to open an account, probably because of the respect of [Shen Ji], one of the four pillars of Dongxia.

"This platform can provide me with an additional channel to obtain resources."

Qin Shi always remembered what Lin Yunqing told him: under the starry sea, resources are king.

Only giant corporate conglomerates that can control resources, mobilize resources, and even monopolize resources are worthy of being called a "superpower" and promoted to the first echelon of the universe.

He counted the string of zeros in his personal account, about seven digits, probably a million-dollar fortune.

This one million is not measured in Dongxia's credit currency.

Instead, it is the "Entropy Coin" launched by Entropy Bank itself.

Although it cannot be widely circulated in the starry sea, it can be exchanged in equal proportion for "Void Coin" recognized by major financial centers.

"About 1,700. These Void Coins are very valuable!"

Qin Shi frowned. You know, the million-dollar fortune given by Entropy Sea Bank was a combination of his mortal potential, growth space, and his general grasp of the Martial God inheritance, Dojo inheritance and other comprehensive factors.

After communicating with customer service, he found that Entropy Bank attaches more importance to the future.

In its evaluation system, professional level scores are not necessarily higher than amateur level scores.

"Age, aptitude, heritage, understanding, the path taken...even birthplace, parents, and ancestors are included in the scoring parameters."

The corner of Qin Shi's mouth twitched. What big data risk review? This is treating individuals as investment projects.

He swiped his fingers and saw a pyramid shape. The Entropy Bank divided all creatures into different classes.

For the Dongxia humans, there are several types such as "genius", "hero", "strange man", "unparalleled dragon", "naturally born sacred", "the only seed of Tao", and "son of transcendence".

The reason why we emphasize that it is the Dongxia humans is because at the top of the pyramid, there are many beings who are born powerful.

For example, the star gods are far ahead, standing out from the crowd, as well as the rare behemoths of the starry sky.

They belong to the "mythical species" and the "star species". They have been at the top of the food chain in the universe since their birth and have almost no natural enemies.

"It's just 'Hero'? The second to last."

Qin Shi bared his teeth, somewhat unhappy. Even if Entropy Sea Bank looked down on his talent and hard work, with his outstanding gifts blessed by the Monument Panel, couldn't he reach the level of a "Peerless True Dragon"?

"Forget it, just be patient and keep a low profile."

Qin Shi did not take advantage of the situation and act cute. At most, Entropy Bank could judge the overall potential based on the identity information filled in, as well as the spiritual and physical activity.

For example, various achievement features, panel improvements and so on.

He began to browse the many services provided by Entropy Bank, which was almost all-encompassing.

"My credit is only at the second level, but the list of available exchanges is so long, many of which I have never even heard of."

Qin Shi was amazed and couldn't help but approve of Entropy Sea Bank. He planned to look through it whenever he had time to see if he could exchange it for some cultivation resources that he could use. Anyway, the blockade of Hengzhou was about to be lifted, and cross-planetary transmission would not be difficult at that time.

……

……

Infinitely light years away, within the artificial star field, lies the Entropy Sea Bank, which is famous throughout the universe.

It is like a giant structure in the void, suspended above four planets that have been stripped of their cores. They are like some kind of gravitational anchor point, firmly fixing the unimaginable huge buildings.

The outer layer is covered with "star skeleton alloy". This material is extracted from the "skeleton" after a supernova explosion. It appears as flowing silver-gray ripples in a vacuum and can absorb 90% of energy attacks.

The surface is engraved with the symbolic emblem of a certain divine pillar, which is countless, layer upon layer, densely packed. When attacked, they will light up one by one, unfolding a psychic shield that illuminates most of the star field.

The overall structure is an inverted twelve-sided crystal, symbolizing "wealth gathers at the top". Each facet is embedded with a city cluster, like a honeycomb, with space ships coming and going in and out, creating a busy scene.

The office lobby on the ninth floor has a huge and magnificent dome.

This is called "Tears of Stars" and has a great history. It is said to be carved from the core of a wormhole, with countless miniature star models embedded inside, forming a real-time evolving galaxy map.

Looking around, in countless office cubicles, groups of spirit-like lights were flashing and working.

"Just now, there seemed to be some fluctuations in the Xingqiong Credit Database."

The risk control specialist of Enhai Bank, whose number is SH18825444, was operating when he suddenly felt something was wrong.

He opened the Starry Sky Credit Database and found the source of the anomaly, a customer from the Dongxia Republic in the Milky Way.

"Let me check the 'race correction factor'. Is it just the lowest level human?"

Risk control specialist No. SH18825444 checked internal data and found that Entropy Bank has set differentiated standards for different races. Carbon-based life has huge room for growth, but short lifespan, and most individuals are mediocre, while silicon-based life is higher, and they have a stable energy core.

"The racial correction coefficient is so low, but a million-dollar credit score was pledged. Is the quantified value of force particularly high?" The risk control specialist did his job conscientiously and responsibly.

The so-called quantification of military force value is the "combat power index" assessed by Entropy Bank.

The parameters are considered from three levels, namely immediate destructive power, continuous deterrence value, and rare profession premium.

The basic standard for instant destructive power is the size of the interstellar fleet that the client can destroy in a fixed time;

The continuous deterrence value is the deterrence brought by its own existence;

Rare career premiums, such as conceptual abilities that Star Gods are born with, unique branches opened up by powerful pathways, like the Iron People who ascended mechanically during the turbulent years of Dongxia, and the mechanical heads who can be promoted.

In the vast starry sky, these are all extremely terrifying professions, making many civilizations tremble in fear and turn pale at the mere mention of them.

"The three parameters of the combat power index are obviously not high..."

The risk control specialist was completely confused. To obtain a million credits worth 1,500 void coins, one must at least be able to pilot a divine machine and destroy a space fleet.

“Could it be that there are sufficient assets?”

He checked the Xingqiong credit database again and retrieved more specific information about the newly registered customer.

"No physical assets, no virtual assets. This client is suspected of having inherited the legacy of the high-risk character He Lanchan. He is at the 'hero' level. According to the 'causal chain' of Entropy Sea Bank, this client has a 3% chance of becoming a martial god and a 17% chance of becoming a master..."

The risk control specialist suddenly realized that the core system of Entropy Bank was precisely the "cause and effect chain" created by a certain entity.

Whether it is time debt or karmic loan, it can only be completed based on this layer.

Similarly, the same applies to the assessment of a client's future potential and achievement space.

"A 3% chance of becoming a martial god is indeed worth a million credit rating."

The risk control specialists knew very well that among the vast sea of ​​​​life, the probability of reaching the final point of a path was so small that it could be ignored, and one in ten thousand was considered high.

That client was able to reach 3%, which shows he has great potential.

"Surname Qin, included in the second-level information database, to be reviewed by the upper level."

The risk control specialist leaves a stamp-like imprint. He cannot see all the client’s information. Due to his position, he can only know part of it.

This is also Entropy Bank's privacy protection for its customers.

After processing this order, the risk control specialist received another exchange request.

"He is also a client of the Eastern Xia Republic, the Galaxy regime. He is seeking 500 Void Coins on behalf of the Ying family, one of the Nine Noble Clans, and is also requesting the release of a resource list... This client has a high risk factor and may become a potential target for karma lending."

During the operation of the risk control specialist, the causal chain responsible for the operation of Entropy Bank responded and determined that Ying Lin's mortality coefficient had increased by seven points. It was believed that his over-exchanged resources might not be able to be replenished.

"I don't know what this guy did to increase his mortality rate so much."

The risk control specialist complained and silently rejected the order, lowering the list of redeemable resources to prevent the loss of high-level materials such as "Star Corpses" and "Void Crystal Essence".

……

……

In Haizhou Twin Towers, Luo Bing quickly received a reply, his brows furrowed tightly:

"Why aren't the Star Remains and Void Crystal Essence that Young Master Ying needs the most in the resource list? Without these two high-quality resources, those top talents who have signed contracts with big companies may not be tempted to take the risk of offending the Nanhuang Gym and make their own moves."

Logically speaking, given Ying Shao's status and the assets he holds, he has already reached the third level, so there is no reason not to open a complete exchange list.

Luo Bing gritted his teeth. He couldn't possibly question the Entropy Sea Bank. That was a superpower in the universe, with the upper pillar of the neutral camp, the [World String], behind it.

As the exclusive steward of the direct descendants of the Ying family, Luo Bing has access to a lot of confidential information.

For example, there are twelve upper pillars in the universe. They are like the most solid foundation in this infinitely large and boundless house, firmly supporting the most macroscopic and microscopic scale rules.

The Dongxia Supreme Research Center divides it into "chaos", "order" and "neutral".

Among them, the lawful camp is [Taiyi], [Shenji], [Tianren], and [Zhenlong].

The neutral camp is [Gate], [Transit Station], [Pasture] and [World String].

As for the chaos aspect, they are the root of 99 percent of the secret cults and heretical organizations in the starry sky.

There are [Wanbian], [Paradise], [Doomsday Clock] and [Mother Nest].

The existence of these upper pillars has given rise to countless variables and uncontrollable factors.

For example, emerging forces such as the Dark Web, Paradise Lost, and Merchants’ Association belong to some of the top pillars of the neutral camp, otherwise they would not be out of Dongxia’s control.

"I can only settle for the next best thing. Exchange it for the next-level mineral element, energy liquid."

Luo Bing said regretfully that this kind of military-grade strategic resource, although equally precious, is by no means scarce.

It does not have a strong appeal to top talents from extraordinary backgrounds.

……

……

"One gram of star remains is worth ninety-seven void coins. What the hell is this so expensive?"

Qin Shi was a little obsessed with Entropy Sea Bank. Through this inter-universe financial institution, he gained a lot of knowledge. He originally thought that mineral elements and energy liquids were already rare resources.

"One Void Coin can be exchanged for three bottles of minerals, and ninety-seven Void Coins can be exchanged for one gram of Star Remains."

He couldn't help but hesitate whether to use his million credits to obtain this scarce resource that is unique to the Tai'an metropolitan area from the exchange list.

Qin Shi was wary of Enhai Bank. After all, taking out small loans was a road of no return.

Speaking of which, Void Coin is so valuable, can I earn it myself?

With the help of the netherworld, we can extract the essence and condense a cryptocurrency with extraordinary properties...

Qin Shi pondered, then turned his attention to Super Xiao He.

The latter suddenly felt cold, opened his eyes, and asked expressionlessly:
"What do you want to do?"

Qin Shi coughed twice and counted on his fingers, complaining:
"I've gone bankrupt recently, and I owe Lao Chen and Lao Zhang a lot of favors. Teacher Lin used her savings to help me replenish my cultivation resources. Sigh, every time I open my eyes, I'm overwhelmed by poverty..."

Super Xiao He's mouth twitched. As the embodiment of Qin Shi's Taoism, how could he not know what "himself" was planning?

"You have the inner vision and the symbolic emblems of the four pillars, which makes you an innate mining saint! There is no need to worry! If you continue to practice the "Void Meditation Method" and unlock more levels, your wealth will continue to flow in... How do you think He Lanchan, who is alone, homeless and jobless, can become one of the top ten heroes of the first generation?

He is the ninth-level supreme VIP of Entropy Sea Bank, known as the 'Boss of the Netherworld Mine'."

(End of this chapter)