Debuted right after graduating from high school

The A-share market has been in a continuous decline, and the Shanghai Composite Index is still above 4000 points.

This gave Fan Wumian ample opportunity to escape, and he had already gradually liquidated his holdings in Boshi Fund and Mainland Mountain Bandit King Fund, and was almost completely in a wait-and-see state.

A group of middle- and upper-class people in mainland China have indeed become rich first. Even though these two fund companies only invest in some stable, low-yield products such as wealth management products and government bonds, many investors who have been burned before still flock to them and entrust their money to them for management. In the past two months, they have raised more than 410 billion yuan.

This indicates that there is a massive amount of safe-haven capital in the market with nowhere to go. In addition, many investors have praised Fan Wumian to the skies, saying that he is observing and will choose an opportunity to buy at the bottom in the future. In order to avoid missing a wave of opportunities to make a fortune by buying at the bottom, many investors choose to lay in ambush in advance, enjoying low-interest returns while hoping that he will lead them to make a big profit in the future.

As A-shares continue to fall, many investors feel fortunate and increasingly believe that their choices were wise.

It's almost impossible to find funds in the market that can still make money. Even though the returns of Bosera Funds and Mainland Mountain Bandit King Fund's wealth management products were not high during the same period, they still far outperformed their peers.

On one hand, prices are steadily declining, while on the other hand, prices are making steady progress.

As the gap widened, countless investors further elevated Fan Wumian to god-like status, marveling at his sharp insight and sophisticated style despite his young age.

Looking back, it becomes clear that Fan Wumian accurately predicted market trends as early as six months ago, allowing those investors who chose to trust him to avoid all risks. This alone was enough to make him a legend and earn him the trust of countless clients.

The intangible influence slowly began to bring him returns.

The total amount of funds managed by Bosera Funds and the Mainland Mountain Bandit King Fund has now exceeded RMB 2500 billion. Based on an average annual return of 2%, it can contribute RMB 50 billion in revenue to Fan Wumian every year. Theoretically, the gross profit margin can reach about 75%, which is RMB 37.5 billion.

Like the tortoise and the hare race, the other hares frantically chased the rising prices and successfully won the first half, while Fan Wumian, the tortoise, started to exert his strength from the second half and moved quickly and steadily.

It is probably precisely because there is so much capital in the market that has nowhere to go that the last meeting in Yanjing started mentioning keywords such as "infrastructure", "real estate" and "economic transformation".

The stock market can no longer be used as a reservoir. Many people are still used to saving money and are not willing to spend it easily. It seems that only by vigorously developing the real estate market can massive amounts of funds be allowed to circulate and become a new engine to continue driving high-speed economic development.

Fan Wumian's early moves in the real estate and infrastructure markets have finally caught the attention of many, who have come to understand the underlying logic and vaguely sense that the next wave of immense wealth is likely hidden in the real estate and infrastructure sectors.

Countless young people still regard him as a celebrity idol, but investors and businessmen in the market are well aware of his power and influence. Some real estate company owners, although they cannot see the future economic development situation, dare to follow suit because of Fan Wumian's influence and use their idle funds to continue to participate in land auctions and acquire land.

Companies like Bosera Funds, Mainland Mountain Bandit King Fund, and New China Life Insurance Group have their funds mainly concentrated in the mainland market, making it difficult for them to make any significant moves due to various restrictions.

In contrast, the Hong Kong Mountain Bandit King Fund, which relies on shorting US stocks, shorting the US dollar and subprime derivatives, has two of its wealth management products with returns exceeding 100% this year, with the highest reaching 148%.

The Hong Kong Mountain Bandit King Fund currently manages a total of over HK$850 billion, most of which is private equity. Its estimated gross profit for the first 10 months of this year is as high as HK$80 billion, and it can take a cut from the client's returns.

Because of the large amount of funds under his management, Mr. Wei, the president of the Bank of China in Hong Kong, was extremely enthusiastic. At the end of last month, when he learned that a wealthy businessman in Hong Kong had gone bankrupt and defaulted on his mortgage, and that among the assets under his name that had been seized was a newly built luxury mansion in Malibu Beach, Los Angeles, he immediately applied to the head office president to transfer it to Fan Wumian as a small gift in order to maintain their business relationship.

This 512-square-meter ocean-view house has a backyard terrace leading directly to the beach. It features five bedrooms, a gym with ocean views, and a private cinema. Its market value is estimated at approximately $175 million, but its appeal lies in its exquisite beauty.

Having just arrived in Los Angeles and having basically completed the formalities, Fan Wumian took some time to contact his lawyer and visit the place.

After traveling a long distance to the door of this sea-view house, he found that it was surrounded by other houses on both sides, much like the villas next to the Shahe Golf Course in Shenzhen. It offered no privacy whatsoever, and in his eyes, it could only be considered a vacation cottage at best.

The building itself is quite beautiful, with a modern design. There is a small Japanese-style courtyard at the entrance. The interior decoration is almost finished, with only the furniture and appliances yet to be purchased. There is also a huge dining table on the terrace in the backyard. From the balcony of the master bedroom on the second floor, you can enjoy a panoramic view of the sea.

Ordinary people who deposit money in a bank can receive gifts such as rice, oil, and small appliances, but the benefits enjoyed by someone at Fan Wumian's level are naturally different.

He rarely visits Los Angeles and has never considered living here himself. His visit is mainly to find a suitable new home for D'Addario, who is still renting.

Therefore, after a brief look around, Fan Wumian gave the lawyer a cash check for $10 and asked him to contact the designer to complete the interior design.

A Malibu oceanfront mansion that was worth $2.3 million at the beginning of the year has now depreciated by more than $500,000. There are too many people defaulting on their mortgages, countless investors are selling at reduced prices, and banks have seized a number of foreclosed properties and are also frantically selling them. The market is severely oversupplied, leading to a precipitous drop in housing prices across the United States.

Fan Wumian was all too familiar with this kind of scene. He felt that sometimes it wasn't so bad to be a lazy bum with no ambition. At least neither the stock market nor the real estate market could take advantage of them.

Unlike many middle- and upper-class families who have worked hard for generations to accumulate wealth, only to find themselves back to square one overnight, they find it difficult to accept the huge sense of loss that comes with falling back into poverty.

It's impossible to finalize a collaboration with several Hollywood giants within three to five days.

Fan Wumian did not intend to stay in the area for an extended period. He would wait for them to come to a conclusion through their research and discussions, treating it more like a vacation. He then calmly continued with other matters.

After Daddario departed for Germany, he stayed in Hollywood, discussing the script with his staff and also taking the time to watch two games: Lakers vs. Spurs and Clippers vs. Rockets. Both the Clippers and Lakers are Los Angeles NBA teams, and their home arena is the Staples Center in downtown Los Angeles.

Actress Jessica Alba was also present at the Clippers vs. Rockets game tonight.

The only thing separating her and Fan Wumian's seats was a basketball court; they supported the Clippers and the Rockets respectively. During the conversation, the girl turned her head, flashed a bright smile, and waved to greet him.

The two had met once at a party hosted by Paul Walker, but at the time, Fan Wumian's attention was mainly focused on Megan Fox, and he only chatted briefly with Jessica Alba.

The scene of the game.

The two teams played extremely well, with the score difference remaining in single digits throughout. Previously in New York, an NBA player had suggested that Fan Wumian buy a team, but his love for basketball wasn't enough to warrant buying a team and becoming his own owner. He was just watching the game today for entertainment.

At this moment.

Fan Wumian's phone vibrated; he had received a text message from Yang Mi. The message read:
"Boss, are you at the game? There was a close-up shot of you on TV just now. Your new hairstyle looks great."

After reading the text message, I reached out and touched my hair. It had been almost two months since I left for sea, and my hair had grown quite a bit during that time, but I hadn't cut it yet.

Fan Wumian replied with the following text
"I still have time to watch football games. I've been quite free lately."

Yang Mi quickly replied with a text message
"No way, I've been on set for nine months this year, so busy I'm practically going crazy. Unlike you, you're traveling around having a great time."

As I was considering how to reply, I caught a glimpse of a white figure out of the corner of my eye.

Looking up, Fan Wumian saw Jessica Alba walk around the middle of the stands and onto the field, standing in front of him. He smiled and said:
"Hey, I never expected to see you here. You don't seem like someone who likes playing ball."

Jessica Alba's smile was incredibly warm and friendly as she sat next to him and answered:
"I don't play basketball, but I watch games often, and I come here whenever I'm not busy. I was surprised to see Mr. Fan here. Do you like basketball too?"

Fan Wumian said to her:
"It's alright. I occasionally watch games on TV. Kobe, LeBron, and others are especially famous in Asia."

Jessica Alba nodded:
"Their overall strength is very strong, and their playing style is likely to attract fans. I saw on the news the other day that you came to Los Angeles, and many of my friends have been talking about you. This morning, my agent even mentioned you, saying that you're planning to create a video website?"

Fan Wumian nodded and said:

"For now, there's only a plan, and I'm negotiating with companies like Paramount, Time Warner, and 21st Century Fox. The news you saw, it's not the rumor about me having dinner with Paris Hilton and Kim Kardashian, is it? Actually, I was just discussing advertising endorsements with them."

Jessica Alba smiled and replied:

“These actresses are all known for generating buzz, so having them as spokespeople would definitely be very effective. I’m different; very few brands would contact me. Recently, I even lost face because of media exposure. If it weren’t for watching the game, I wouldn’t even want to go out in public.”

"???"

Fan Wumian looked bewildered after hearing this and asked curiously, "What do you mean by 'completely losing face'?"

".you do not know?"

"Should I know? I've been sailing for a while now, taking a yacht from the port city to Rome, Italy, and I just got ashore a few days ago."

After hearing what he said, Jessica suddenly realized and said:
"Oh, I see. Last month, the media wrote an article about how I proposed to my boyfriend but he rejected me. You know what I mean, right? It was so embarrassing."

"So you really proposed? It's hard to imagine that any man would reject you."

Jessica Alba laughed awkwardly, regretting bringing up the topic, and said with a distressed expression:
“It wasn’t a formal proposal. I only mentioned it once, and then I had a fight with my ex-boyfriend. Later, his friend exposed it to the media. I asked him if he wanted to get married, and he said he wasn’t ready yet. It was that simple. But the news reported how much I longed to get married, which scared my boyfriend away.”

"I have to admire your ex-boyfriend for being able to resist your charm."

Done.

Feeling moved, Fan Wumian added:

"Sure enough, what you can't have, people and things always seem the best. It seems you've been dating your ex-boyfriend for quite a while now, so maybe he's become immune to your charm. With your qualities, you can definitely find someone more suitable, so don't worry too much about it."

Jessica's ex-boyfriend was just an assistant director she met during the filming of "Fantastic Four" in 2004. They dated for two or three years and their relationship was quite stable before.

Thinking about it, it makes sense; this is a real-life version of the "big star falls in love with a poor boy" story.

Anyone with a modicum of sense wouldn't easily let go of such a perfect girlfriend. Once missed, finding another female celebrity who isn't after fame or fortune and is willing to seriously date him would be virtually impossible.

Countless young men who no longer want to work hard dream of having a young, beautiful, and kind-hearted celebrity girlfriend, and they will try every means to hold on to her tightly.

So when Fan Wumian heard this, his first reaction was that Jessica Alba's ex-boyfriend must have either lost his mind or been through some kind of ordeal to choose to reject her marriage proposal.

After Fan Wumian finished speaking, Jessica Alba felt a sudden clarity in her mind, realizing that besides falling for other women, it seemed that only "being together for a long time and starting to get tired of each other" could explain her ex-boyfriend's attitude.

This made her feel down, but she still managed a smile and said:
"Thank you. Since the news of the breakup broke, I've realized how popular I am. I guess I still have some charm. Several athletes and actors have invited me to dinner. Maybe it really is time to start over."

When Fan Wumian saw Yao Ming looking over, he smiled and greeted him from afar. Then, with a try-it-and-see attitude, he continued speaking to Jessica Alba:
"I've always felt that life is too short, and it's never wrong to try more. If I want to start over, do you think I have a chance? We can find a place to have a few drinks later. I was just thinking that a game will be over soon, and I should go somewhere to kill time tonight."

"???"

(End of this chapter)