I'm telling fortunes in North America. I'm really not a wizard.

When Chen Yaozu received the report, he was slightly stunned. He instantly understood why his recent calculation and agreement to grant land to Jiangshan would be helpful to his own practice.

Seeing Jiang Shan's anxious face, eagerly waiting for his reply, Chen Yaozu said, "If you are really sincere, let the person in charge come to talk to me!"

Jiang Shan's second uncle Jiang Shouyi heard the reply relayed by his nephew and quickly rushed over by helicopter.

However, he obviously knew the inside story, and at the edge of the Twenty-Five Territory, he applied for entry by air.

From this, it is not difficult to infer that they seem to be familiar with the defense system of Chen Yaozu's 25 territories.

Jiang Shouyi is a slightly tall and thin man, dressed in ordinary clothes.

As soon as he saw everyone, he bowed slightly and saluted: "I am Jiang Shouyi, the second uncle of Jiangshan. I am honored to meet Envoy Chen Xuanwei and all the leaders!"

Not only could he recognize Chen Yaozu, he also knew the identities of Su Yichen, Wenzhou Yu, and several law professors behind Chen Yaozu.

This level of familiarity could not be achieved through temporary investigation. It was obviously the result of a long period of understanding, and he had already figured out Chen Yaozu's background.

Chen Yaozu took a quick look and realized that opening a bank was definitely not the idea of ​​the old man alone, there must be a group of people behind him.

As to whether there are other people behind this group of people, it is unknown.

But Chen Yaozu had a vague intuition that what Jiang Shouyi was going to do, that is, opening a bank, was extremely important to him.

It is of certain importance in terms of spiritual practice.

Thinking of this, Chen Yaozu stretched out his hand and made a gesture of invitation, saying: "Mr. Jiang, please come in for tea, we can chat while we drink!"

Everyone came to the hall of the government office and sat down. The guards quickly brewed tea and brought it to everyone's table.

As soon as Jiang Shouyi sat down, Chen Yaozu asked directly: "Mr. Jiang, are you planning to open a private bank here?"

Jiang Shouyi stood up quickly and said respectfully: "Envoy Chen Xuanwei, we need to open a bank, but it may not be a private bank.

As long as you agree to let us open a bank here, we are willing to accept the supervision of the government.

In addition to paying taxes according to private bank standards, they are also willing to hand over 30% of their profits to the government.”

"hiss……"

Chen Yaozu did not feel very happy, but rather a little confused. After all, he was not familiar with this business.

This is also the reason why he called several law professors.

He turned his head slightly and looked at several law professors, trying to get some advice from their expressions.

Several law professors shook their heads, indicating that this was not their area of ​​expertise and asked Chen Yaozu not to make a decision in a hurry.

Moreover, they had not received any relevant instructions from the country, so it can be judged that Jiang Shouyi was not sent from the country.

"Uh... Mr. Jiang, I really don't understand why you chose this place to open a bank and gave our government such generous benefits?
Besides, the population here is small, are you so sure that opening a bank here will have business?"

Jiang Shouyi knew clearly that these questions must be explained clearly: "Envoy, first of all, the most important consideration for opening a bank here is safety.

We know you have the ability to keep your bank safe and secure.

Secondly, when it comes to profitability…”

Before he spoke, he glanced at the law professors sitting nearby, then slowly opened his mouth.

“In terms of profitability, we plan to focus on the two businesses of mortgage and student loans to attract customers.

The mortgage business is not actually advantageous, but the advantageous thing is the real estate model in your territory.

The mortgage business we plan to launch will mainly target the real estate leasing model being promoted in your territory.

According to our understanding, the real estate model you are currently promoting is a leasing model with a maximum lease term of 70 years, but the rent is equivalent to the selling price of a house, and after the 70 years, it can be renewed by paying only a small amount of taxes. In addition, there is no need to pay property taxes every year.

In terms of actual rights and usage period, it is essentially the same as domestic real estate.

Once this advantage is known to Americans, the real estate industry in your territory will surely become unimaginably hot given your geographical location within Los Angeles.

Imagine a long-term property holding model with no property taxes. For those living in a high-tax environment, the appeal is huge, and this unheard-of model will drive Americans crazy.

Let’s talk about the student loan business.

In the United States, student loans are charged compound interest, which means that many students may find it difficult to pay off their loans throughout their lifetime after graduation.

Even though Obama is awesome, he once said on TV that he didn't pay off his student loans until his second year as president.

Even if many people finally pay off their debts, they are often over 50 years old, and the best years of their lives are bound by heavy debts.

If we were to start a student loan business here, we would follow the domestic model: the loan would be interest-free during the student's study period, greatly alleviating the financial pressure on the students and their families.

Interest will start accruing after the students graduate, but the interest rate will be relatively low, just like domestic student loans.

This student loan model can not only help more students realize their academic dreams, but also reduce the burden of their life after graduation, allowing them to start their careers more calmly.

If American students knew about this low-interest loan.

I believe in the attention and traffic this brings.

Your territory will be a holy place that all young people yearn for.

And the first bank in this holy land will not have bad business.

In other areas such as savings and general loan business, our bank is not much different from other banks.

This is what we had discussed before we came here, and this is the core feature of this bank if it is approved.

But the premise is that your territory can protect us!"

The three law professors looked at each other.

This is probably the key point that the old man wants to confirm on this trip.

The female professor suddenly said: "This doesn't seem feasible!

Even if our territory can guarantee the safety of the bank, the money loaned out by the bank may not be safe.

Student loans or loans for Americans or any country in the world are ultimately backed by the law.

No one can escape!
Our territory is nominally a private religious territory, but that does not mean we can open a bank without permission.

The most important thing is that if the business you are about to start is brought to the legal level of America, there may be many things that are not in compliance with the law to protect your own rights and interests.

We still need to study this aspect..."

Jiang Shouyi didn't wait for her to finish and suddenly raised the stakes: "We can support the construction of hospitals, medical staff and domestic medical equipment.

Residents within the territory can refer to the domestic medical insurance system for medical treatment. Of course, the medical expenses of non-residents can be compared with the medical expenses of foreigners in the country.

In addition, we can support the construction of the territory’s docks…”

After these words were spoken, the three law professors were suddenly speechless. At this moment, everyone knew that this matter was not simple!

(End of this chapter)