Hong Kong Film: Short mules have no future, I am in charge of Hong Kong

Chapter 295 Don’t be too proud too soon!

"Boss Liang, it's me, Yu Wendong. I want to sign the agreement for the Tuen Mun land we discussed earlier right away... Yes, that's right, I can lower the price... another 10%, 5 million in cash, to be deposited within three days, what do you think?"

Boss Liang on the other end of the phone was obviously a little surprised: "Brother Dong, didn't you say you would wait until the land price goes up a little bit next year before selling this land? Why are you in such a hurry to sell it all of a sudden?"

"Hey, Boss Liang, you know the current market turmoil, I was forced to do this." Yu Wendong tried to force a bitter smile, "We have been cooperating for so long, you can't ignore my sincerity, right? Please transfer the money to me as soon as possible, it will be a win-win situation for everyone."

Boss Liang was silent for a while, and his tone became more cautious: "Okay, I have to think about it again. Brother Dong, the market is not stable recently, we all have to be careful."

"Okay, give me a reply as soon as possible." Yu Wendong hung up the phone, his face even gloomier than before.

On the other side, in Su Hanze's office
Ah Liu excitedly reported while eating sunflower seeds: "Boss, Yu Wendong is really desperate! He is even selling the land in Tuen Mun at a low price! I heard that he has already negotiated with Boss Liang, and it is estimated that he can cash out 5 million in three days."

"He does know how to find a way." Su Hanze gently turned the pen in his hand, his expression indifferent, "But even if he cashed out five million, how long can he last? Tianyu Bay's daily expenses are hundreds of thousands. This amount of money can at most prolong his death sentence."

"That's what he said, but he's really angry this time. If we let him endure this period, all our previous efforts will be in vain." Lin Ke'er sat on the sofa, crossed her legs, her tone revealing a hint of sarcasm.

"So, we have to make sure he doesn't even get the five million." Su Hanze raised his head with a hint of coldness in his eyes. "People like Boss Liang are most afraid of trouble. As long as he thinks that buying this land might cause trouble, he won't dare to move."

"How to make him feel that there is trouble?" Ah Liu blinked, with a look of seeking advice on his face.

"Simple." Su Hanze smiled, "Let the government intervene."

"The government?" Lin Ke'er raised her eyebrows. "The fact that Yu Wendong was able to find Boss Liang shows that they must have a tacit understanding behind the scenes. If you want the government to intervene, you have to come up with something real."

"We don't need too much real stuff." Su Hanze tapped the table lightly, "Just a little hint - for example, this piece of land may involve improper development procedures, or unpaid land taxes. Go and make arrangements, spread the news to several relevant government departments, and then send some 'evidence' over anonymously."

"Great!" Ah Liu gave a thumbs up. "Boss, this is a sneaky move. Boss Liang must be so scared that he won't even dare to sign the contract!"

"But this is just the first step." Su Hanze leaned back in his chair, his eyes grim. "If Yu Wendong finds that the land cannot be sold, he will definitely look for other ways. We must keep a close eye on his every move and not give him any chance to breathe."

A few days later, things turned out just as Su Hanze had expected.

After receiving the "anonymous report", Boss Liang immediately suspended the transaction with Yu Wendong. He even called Yu Wendong and said implicitly: "Brother Dong, this piece of land seems to be not clean recently. I have to check the procedures again. You know, I always pay attention to the stability of my business. This time we may have to slow down."

Yu Wendong was so angry that he almost threw the phone, but he knew that it was useless to force Boss Liang at this time. So he quickly turned to another channel - looking for an underground bank.

"You're crazy!" After hearing about this, Yu Wendong's partner Li Sen slammed the table and yelled, "You actually want to borrow money from an underground bank? Do you know that those people are vampires? The interest can eat up your entire family!"

"Is there any other way now?" Yu Wendong looked at him coldly, with a hint of determination in his tone, "As long as I can hold on until the funds from Tianyu Bay are recovered, I can turn things around. By then, even if the interest rate is high, I can still pay it back."

"You're gambling!" Li Sen stamped his feet in anger. "Do you know that you can't just borrow money from underground banks? What will they do to you if you can't pay it back?"

"Then don't let me pay it back." Yu Wendong sneered, "Li Sen, either you gamble with me or shut up."

Li Sen was so choked that he couldn't say a word. In the end, he could only grit his teeth and agree: "Okay, I'll bet with you, but if you lose this time, don't blame me for not recognizing you."

However, before Yu Wendong had time to contact the underground money house, Su Hanze had already heard the news.

"Boss, Yu Wendong is really desperate. He actually plans to borrow money from an underground bank!" Ah Liu was surprised. "If he succeeds in borrowing money, our situation will be in danger."

"Dangerous?" Su Hanze sneered. "How can it be so easy to borrow money from underground banks? Does he think he can get the money just by signing an agreement? This time I will let him know that he can borrow money until he goes bankrupt."

"You mean... we should intercept him?" Ah Liu asked excitedly.

"Of course." Su Hanze nodded. "Contact the owner of the bank and tell him that his current financial situation is very unstable and he may not be able to pay it back. Give them some 'suggestions', such as raising the interest rate and adding collateral conditions. Even if Yu Wendong borrows the money, he will lose everything."

"Great!" Ah Liu rubbed his hands excitedly, "Boss, even if he gets the money this time, he'll probably collapse!"

"Don't worry." Su Hanze waved his hands, his eyes calm. "We can't make a big fuss about this. We are just trying to force him to collapse, not to kill him. After all, he is a person with a background. If we really push him to the edge, we won't get any benefits."

"I understand!" Liu nodded and went to make arrangements excitedly.

A few days later, Yu Wendong finally got the money, but he paid a heavy price.

"Brother Dong, the interest rate is ridiculously high. This is simply robbing money!" Li Sen looked at the loan agreement and his face turned pale. "Even if we sell all the properties in Tianyu Bay, we may not be able to make up for this money!"

"Who cares about the interest? Let's just hold on for now!" Yu Wendong signed while gritting his teeth, "As long as I can turn things around, this little interest won't matter!"

He thought he had finally found a glimmer of hope, but he didn't know that the real crisis was still to come.

Hong Kong Island is still brightly lit late at night, street vendors are shouting "fish balls and siu mai", white-collar workers returning home at night are squeezing on the last bus, and the lives of ordinary people are going on as usual.

But on the other side of the skyscrapers, the competition for money and power is taking place in a dark and subtle way.

Yu Wendong finally got the high-interest loan from an underground money lender, the amount of which was enough to temporarily tide him over the urgent needs of the Tianyu Bay project.

He immediately transferred the money into the project account and held a press conference, emphasizing that "Tianyu Bay's capital chain is very healthy and the market rumors are completely malicious slander."

At the press conference, Yu Wendong, wearing an expensive suit, smiled and told the media: "The Royal Bay is the most important project of our company. We are confident that we can achieve all sales targets and provide the highest quality properties to all owners." The reporters below nodded one after another, and some even exclaimed that "Boss Yu is very generous." However, within a few hours, an anonymous message was posted on several major real estate forums in Hong Kong Island:
"Inside story: Tianyuwan's funding problem is probably more serious than rumored. It is reported that Yu Wendong even borrowed money from underground banks in order to save the emergency. Do you still dare to buy this high-risk operation?"

As soon as the post was published, the forum exploded. The comments below were like a pot of porridge that had exploded, a mess.

"Is this true? They even used underground banks? Then can this house still be delivered?"

"Is my down payment for Tianyu Bay going to go down the drain?"

"Yu Wendong is too cruel. He actually relies on loan sharks to support his business. Isn't this just drinking poison to quench thirst?"

The news spread quickly and some media even forwarded the post. Although no one was directly named, everyone could see the target being alluded to.

Su Hanze sat in his office, leisurely stirring the iced lemon tea in his cup. Lin Keer sat on the sofa with a newspaper in her arms, crossed her legs and smiled, "Boss, you really came up with a good idea this time. Once that post was published, Yu Wendong's reputation will be completely ruined."

"A bad reputation is not the goal." Su Hanze took a sip of iced lemon tea and said slowly, "What I want is for his clients to completely lose confidence. As long as all the clients withdraw, no matter how much money he borrows, it will all be in vain."

"But will customers really believe these posts?" Ah Liu hesitated. "Didn't he hold a press conference and say that his funds were fine?"

"The more you rush to clarify, the more obvious it becomes." Su Hanze smiled faintly, "Clients don't need to see evidence, they just need a reason."

"What's next?" Lin Ke'er asked, "Public opinion alone may not be enough to drive him to the brink of death."

"Public opinion is just the first step." Su Hanze took out a document, "Next, we need to plant the second bomb in the minds of our clients - legal risks."

"Legal risks?" Ah Liu scratched his head. "How do we deal with this?"

"It's very simple." Su Hanze pointed at the document. "During the development of Tianyu Bay, there were many borderline operations, such as exceeding the planning approval standards, cutting corners, etc. You go contact a few lawyers and submit an anonymous letter of complaint to the planning department, asking the government to investigate the legality of Tianyu Bay."

"But, can the government take care of this kind of thing?" Lin Ke'er raised her eyebrows.

"They may not investigate seriously, but as long as there is news of an investigation, it will be enough." Su Hanze sneered, "By then, customers will feel that buying a house in Tianyu Bay not only involves financial risks, but also may involve legal disputes. Once these two pressures are added together, customers will naturally run away."

"Boss, this move of yours is really ruthless." Lin Ke'er shook her head, "But I like it."

A few days later, the Hong Kong Island Planning Department indeed began a routine investigation into the Tin Yu Wan project.

For a time, all kinds of rumors were spreading. Some said that the construction quality of Tianyu Bay was not up to standard, some said that there were problems with the project approval process, and some even broke the news that several real estate projects in Tianyu Bay might be required to stop construction due to land use issues.

This news directly pushed Yu Wendong into a desperate situation. He had to hold an emergency meeting and summoned all the company's executives to discuss countermeasures.

"This investigation is a routine matter. Don't panic." Yu Wendong sat in the main seat of the conference room, his expression calm, but his tone revealed suppressed anger. "The most important thing is to stabilize the customers. The sales department must immediately contact all customers who have placed orders and reassure them. Tell them that there will be absolutely no problems with Tianyu Bay."

"But Dong..." The sales director hesitated and whispered, "Now many customers are asking for refunds, and some customers are already consulting lawyers to see if they can cancel the purchase contract. I'm afraid it won't work if we just talk."

"Then give us a discount!" Yu Wendong slammed the table, "All customers who have signed contracts will get free decoration! All customers who haven't signed contracts will get a 10% discount! As long as we can keep the customers, we can discuss anything!"

The conference room was silent, and all the executives were shocked by his decision. 10% off? That was a huge loss!
"Brother Dong, if we do this, our profits won't be enough to fill the hole in the loan!" The financial director couldn't help but say, "Please think of another way!"

"Any other solution?" Yu Wendong sneered. "Is there any other solution now? We have to pay back the loan, keep the customers, and continue the project. We have no choice!"

No one in the conference room dared to speak anymore, everyone lowered their heads and nodded silently.

Su Hanze's "fatal blow"

Just when Yu Wendong was busy trying to keep his clients, Su Hanze's "fatal blow" began.

"Boss, we have found a mandatory clause about 'sales collection' in Yu Wendong's loan contract," Ah Liu reported excitedly, "If his sales volume does not meet the contract requirements within the specified time, the bank has the right to recall all loans!"

"Very good." Su Hanze nodded. "Next, do you know what to do?"

"I know!" Ah Liu had a wicked smile on his face, "Keep spreading the news so that customers won't dare to sign the contract!"

"That's right." Su Hanze sneered, "As long as the customer stops placing orders, the bank will take action immediately. And this time, we just need to watch him collapse on his own."

"But boss, if we do this, will we force him into bankruptcy?" Lin Ke'er asked.

"Whether he goes bankrupt or not is none of my business." Su Hanze shrugged, his tone chillingly calm. "In the business world, no one needs to be kind to others. If Yu Wendong wants to climb up by stepping on my shoulders, he must be prepared to be stepped on by me in return."

Sure enough, a few days later, Yu Wendong's Tianyu Bay project was announced to be repaid by the lending bank in advance because the sales volume did not meet the target. At the same time, a large number of customer cancellations completely cut off the project's cash flow, and the construction team also stopped work, paralyzing the entire project.

"Su Hanze!" Yu Wendong sat in the empty office, clenching his fists and growling, "You win this time, but don't get complacent too soon!"

However, these words just echoed in the air, and no one responded to him.

(End of this chapter)