1979: Literary Master, Starting from the Return of Educated Youth

Chapter 197: Auntie Yu's Difficulties

"I'll introduce you to a few clients to give you a good start, haha."

Xu Yuexin said enthusiastically.

Cheng Liyan was very happy when she heard this.

"Okay, I'm counting on you."

She said with an elegant smile.

The next morning, Xu Yuexin and Cheng Liyan went out and bought a mobile phone each, and then went to Central to look at office buildings.

After arriving in Central, Cheng Liyan compared rows of office buildings repeatedly and finally set her eyes on one of them.

This office building is located in the core area of ​​Central, but far away from the road, which makes it quiet in the bustling city and perfect for office use.

Cheng Liyan walked into the office building, asked the front desk for the building owner's phone number, and dialed it on her mobile phone.

After introducing his identity and explaining his purpose, Cheng Liyan asked the other party about the price.

"Hello, ma'am. The rent for our high-rise floors is 2 yuan per square meter, and the property fee is 0.1 yuan."

In the receiver, the manager of the real estate operation company introduced to Cheng Liyan.

After hearing the quote, Cheng Liyan started calculating in her mind.

The rent of each square meter of office building is calculated on a daily basis, which is 2 yuan a day, or 60 yuan a month.

Cheng Liyan planned to rent an entire floor of 800 square meters as an office, which would cost her HK$ a month.

Including the property fees, it costs more than 600,000 yuan a year.

After finishing the calculation, Cheng Liyan took a deep breath.

This price is really too expensive.

She clearly remembered that when she came to Hong Kong before, the office prices she inquired about were not that expensive.

"Is it that high? Can we meet and talk?"

Cheng Liyan asked tentatively.

"If you can accept it, we can meet and sign the contract. If you can't accept it, there is no need for us to meet."

The operator was very tough and there was no room for compromise.

"Okay thank you, I'll think about it."

Cheng Liyan maintained a polite tone and hung up the phone in frustration.

Starting a business is not easy, the royal sister sighed.

Cheng Liyan never imagined that office rents would increase so quickly.

Understand that rent is only part of the operating costs of a law firm.

With the rent of 60 plus the labor, water, electricity, office supplies, travel expenses, etc., the company will not be able to operate without 200 million a year.

This was far beyond what Cheng Liyan could bear.

"Ask a few more."

Xu Yuexin consoled him, "Maybe there are some with lower prices."

"Well, let's take a look at other office buildings."

Cheng Liyan smiled slightly, maintaining a full and positive image.

Next, Cheng Liyan and Xu Yuexin shuttled between major office buildings in Central and contacted several operators.

The quotations we received were all very similar, so it was impossible for office rents here to be any cheaper.

“Rents are going up too fast.”

After being asked several questions, Cheng Liyan frowned, and a rare look of loss appeared in her beautiful eyes.

It seems that she is really in trouble this time.

Seeing Cheng Liyan's expression, Xu Yuexin thought to himself.

The office rent in Central is very high, but it is Cheng Liyan's only choice.

Because in the legal industry, just like in the financial industry, the office location is the best business card.

A powerful client would not look for a law firm in a remote corner.

After driving Cheng Liyan back home, Xu Yuexin picked up his mobile phone, changed his clothes, went up to the third floor, opened the glass door, walked to the heated swimming pool, and took a comfortable dip in it.

After soaking in the swimming pool for a while, Xu Yuexin dialed his mobile phone and called the Kwai Chung factory.

"Hello, is this Lixin? I want to invest another 4000 million in the factory, half for expanding production capacity and half for new process research and development."

"Contact the finance department and ask them to go to the bank to withdraw the money tomorrow afternoon."

“Yes, it’s Standard Chartered Bank.”

"Also, change the company's registered name to Huaguang Chip."

Li Xin is the name of the factory's executive vice president. He is honest and capable. He is in charge of the factory operations when Xu Yuexin is away.

As for the name change...the chip company was previously called Kwai Chung Chip Manufacturing Plant.

Now that the company is expanding, Xu Yuexin wants to give it a more impressive name.

After finishing the call, Xu Yuexin turned around and looked outside.

The villa is located on Victoria Peak. Looking out from the top floor, you can have a panoramic view of half of the Hong Kong River and even Shenzhen.

The bustling Central, the tranquil blue Victoria Harbour, and the construction sites in Luohu District further away...

Xu Yuexin quietly enjoyed the beautiful scenery for a while, then got up from the swimming pool, went downstairs to get dressed and have lunch.

The next day, Xu Yuexin went to Central alone to transfer money to the company account.

After making huge profits by going long on the British pound last time, Xu Yuexin had a total of 160 million Hong Kong dollars in his account.

Including the barter trade with the Soviet Union, the factory's initial profits, and the interest on deposits, he currently has over 200 million yuan in his account.

A definite big bank customer!

After arriving in Central, Xu Yuexin went directly to Standard Chartered Bank's Hong Kong branch.

Branches generally do not handle specific business, but big customers like Xu Yuexin are exceptions.

When the beautiful lobby manager saw him, she immediately came forward to greet him with a smile.

"Hello, Mr. Xu, welcome to our bank."

"Our president is in his office and will see you soon."

"Okay, no rush."

Xu Yuexin said casually, and walked into the VIP room with the lobby manager. In 1980, a person with a net worth of 50 billion could be included in the top ten richest list in Hong Kong.

Customers like Xu Yuexin, who have 2 million yuan in their accounts, are considered big-name customers of the bank.

This is because even for those on the rich list with assets worth billions, most of their assets are in the form of factories, land, and real estate, and they may not have that much deposit in their accounts.

After a while, the President of Standard Chartered Bank's Hong Kong Branch came to the VIP room and greeted and chatted with Xu Yuexin warmly and gentlemanly.

The lobby manager quietly served tea and water to the two and adjusted the air-conditioning temperature.

"Boss Xu, may I ask what kind of business do you need me to handle for you this time?"

After the greetings, the president respectfully asked Xu Yuexin.

"Deposit 4000 million yuan into my company's account at your bank, and then give me a credit line of million yuan."

"Oh? Boss Xu has an investment direction in mind?"

“Yes, I plan to buy a building.”

Xu Yuexin raised his hand and pointed outside the window at the office building that Cheng Liyan wanted to rent. "It's the one diagonally opposite you."

"Boss Xu has good taste."

The branch president agreed with a smile, "How about the interest rate be based on the benchmark rate?"

"The interest rate is negotiable. But I have a small request."

"Boss Xu, please speak."

“I want to borrow in U.S. dollars and repay in Hong Kong dollars.”

Xu Yuexin said leisurely, with no expression on his face.

In the next two to three years, the exchange rate of Hong Kong dollar against the US dollar will continue to decline.

The operation of borrowing US dollars and repaying Hong Kong dollars can allow Xu Yuexin to make a fortune.

"That's it."

When the branch president heard Xu Yuexin's request, he nodded without saying anything and weighed the interests involved.

"Don't worry, I will keep money with you later."

Seeing that he was hesitant, Xu Yuexin offered some conditions.

Hearing Xu Yuexin's words, the bank president was moved.

The president had a feeling that the young boss named Xu was far more talented than ordinary people.

If you can do him a favor, you will probably get a big reward in the future.

"Okay, let's make a gentleman's agreement."

"In the next few years, please use our bank as your main bank for business dealings and fund deposits."

"Well, it's a deal."

After the negotiation, the two parties signed a contract to borrow US dollars and repay Hong Kong dollars.

According to the current exchange rate, Standard Chartered Bank needs to loan US$3600 million to Xu Yuexin's account with an interest rate of 4.36%.

Five years later, Xu Yuexin will have to repay a total of HK$2.4 million in principal and interest.

After getting the money, Xu Yuexin left Standard Chartered Bank, got in the car and called the operator of the office building.

"Hello, do you need to rent an office space?"

A polite voice came from the mobile phone.

"No, I want to buy it."

Xu Yuexin asked directly, "What is the current price of your office building?"

"I'm sorry, sir. Our office building is currently only for rent and not for sale."

"One hundred and sixty million, is it enough to buy this building?"

Xu Yuexin didn't give the other party any room to think and directly quoted the price.

The operators of these office buildings are smarter than monkeys. They all know that with the rapid development of the mainland's economy and trade, property rents in Hong Kong will continue to rise.

Therefore, they are generally reluctant to sell their properties unless they are in urgent need of money.

But the problem is...what if Xu Yuexin offered a price they couldn't refuse?
1 million. Based on the 6 floors and 30 square meters, the unit price per square meter can be more than 24000.

No matter which owner it is, he will be tempted by this price.

"Uh, I understand sir. I'll let the owner know and I'll give you a reply later."

"Okay, Baibai."

Xu Yuexin hung up the phone after saying this.

1.6 million to buy an office building located in the core area of ​​Central. In one word, it’s worth it.

The value of office buildings in this location in the future will be difficult to measure in monetary terms.

After returning to the luxury mansion in Mid-Levels, Xu Yuexin waited slowly at home, while Cheng Liyan was still looking outside for an office building that she could afford and was in a relatively prime location.

"Hello, Mr. Xu. Are you looking to buy a property under our group's name?"

In the evening, Xu Yuexin received a call. An old voice came from the mobile phone.

"Well, are you the owner?"

"Yes, I am Li Zhaoming, the chairman of Yongye Group. If you are still interested in buying, I will send someone to meet you tomorrow."

"If that's ok, how about we talk in person later?"

"not so good."

Xu Yuexin said calmly, "If Boss Li is sincere, please meet with me directly."

"Haha, my schedule is quite full recently, please understand, Boss Xu."

"Then wait until you are dissatisfied."

Xu Yuexin made a strong statement.

There was silence on the mobile phone.

Xu Yuexin didn't urge him and just waited for his reply.

"Okay, since Boss Xu insists, I'll adjust my schedule."

"I would like to invite Mr. Xu to come to our Wing Yip Group's Central headquarters the day after tomorrow morning. I wonder if Mr. Xu would be willing to honor us with his presence?"

The old man spoke slowly on the phone.

(End of this chapter)