I am farming in the real world.

Chapter 58: Making a living
"Looking for our President Cai?"

The lobby manager was also stunned when he heard this. He originally thought that Chen Jue was just an ordinary customer.

But when he saw two drivers and assistants behind him, he immediately put on a professional smile. He mistakenly thought that he was a big customer that the bank had never seen before, and led Chen Jue to the second floor.

As for Cai Guangfu, who was currently working at full speed in the ICBC conference room to train several unreliable young men under him, he became depressed when he heard that a customer had come to him.

"Talk to me about business?"

"I don't have any big clients today!"

So I put down the work at hand and went to the VIP customer room to take a look.

Upon seeing this, Cai Guangfu’s eyes immediately brightened up!

"Hey! Are you Mr. Zheng's friend?"

"The last time I met you in the office of Mr. Zheng of Zhongbo Machinery, I forgot to leave you my business card. It was really a dereliction of duty on my part! I don't even know your last name?" Cai Guangfu, who had just been blushing as he was scolding the young man under his command, now put on a completely new expression.

"Mr. Zheng?"

Chen Jue listened to this old-fashioned name from the internet joke, and Zheng Bocheng's carefree image suddenly appeared in his mind. He couldn't help laughing and said, "No need to mention the last name Chen, Manager Cai, just call me Chen Jue."

After saying that, Chen Jue asked the lackey following behind him to take out a sterling silver business card from his bag and handed it over.

But as soon as he took it, Cai Guangfu was immediately shocked by the precious metal aura emanating from the business card!
He stared at the business card in his hand, looked at it several times, and then took a deep breath of cool air: "Hiss~~This...this business card is made of pure silver? Mr. Chen, you are so generous!"

"I have worked in the industry for many years and have received many big clients, but this is the first time I have seen such a valuable business card."

"I wonder what business Mr. Chen is planning to discuss with me this time?"

These business cards were obtained by Chen Jue when he was casting the silver bars earlier, and there were a lot of them in the lackey's briefcase.

The title of CEO of Cube Technology and Chen Jue's name and contact information were engraved on the front of the business card using the laser equipment in the shipyard, and there was also a frosted conical Rubik's Cube relief on the back.

The shape of the Rubik's Cube is based on the blocks in MC and the nine-square synthesis column elements of the workbench.

Since silver is softer after being sliced ​​into thin sheets, Chen Jue deliberately made the business card thicker. A business card weighs about 50 grams, and it feels like holding a small silver brick in the palm of your hand.

Whether in terms of texture or style, it is enough to beat the mainstream business cards on the market.

As soon as he took it out, even the knowledgeable Manager Cai was shocked.

Seeing that the other party was curious about the workmanship and cost of the business card, Chen Jue smiled and said politely: "It's not a big deal, but if you want to make a living, you have to come up with something unique. Otherwise, one day the business card will be thrown into the trash as soon as it is sent out."

Upon hearing this, Cai Guangfu immediately showed a look of agreement. Bank managers like them who often go out to do business basically carry business cards with them wherever they go and give out a few to everyone they meet.

But now it's the information age, and everyone uses mobile phones and WeChat for quick communication. Business cards have long been out of date.

However, holding the precious silver business card in his hand, Cai Guangfu couldn't help but feel a little emotional: "Such a large piece of silver is worth more than 300 yuan in material costs alone, and you use it as a business card? It's just for you rich people to play with!"

……

After a brief greeting, Chen Jue got straight to the point and stated his purpose: "Manager Cai, I came to your ICBC this time to apply for a mortgage loan for my company. We just acquired several thousand acres of land in the Binhai Industrial Zone, and we are currently short of funds to expand our factory."

"How many thousand acres of land do we need to build a factory?"

Cai Fuguang had just recovered from his surprise at this sterling silver business card worth more than three hundred yuan.

At this moment, he suddenly heard an incredible unit of measurement term, and was greatly shocked: "This...this Chen Shao is so powerful!"

He felt that an ordinary person would work hard all his life, empty out six wallets’ savings to buy a house, and after deducting the common area, it would be good if he had 70 or 80 square meters left in the house.

Only a young man like Chen Shao, who is truly "powerful", "well-connected", and "famous", would always mention the unit of measurement "mu".

That nonchalant temperament was as insignificant as if he was describing a newly built toilet at home.

This cup made Cai Guangfu imagine all kinds of Chen Jue's origins: "No wonder this young master Chen can play with Mr. Zheng of Zhongbo Machinery. I don't know which family in the county he is from."

After putting away all the miscellaneous thoughts, Cai Guangfu then asked about the pledged assets of Cube Technology and the funding gap required.

Due to the preconceived subjective impression, Manager Cai from the ICBC has equated Chen Jue's identity with that of the eldest son of the richest family in Rui County.

When Chen Jue reported that what needed to be pledged was 50 tons of spot silver, and that all would be delivered in the form of investment silver bars, Cai Guangfu lost his initial amazement.

So he notified the bank's precious metal investment department, and asked them to come and inspect the first batch of 5000 silver bars that were brought in by truck.

The inspection method is not complicated. Just cut the corners of the silver bar and then use professional equipment to measure the silver content inside.

After all, there have been many cases of precious metal pledge loans going bankrupt in recent years. For example, a bank was defrauded of hundreds of millions of yuan by using zinc as collateral and then ran away. There was also Jinhuang Jewelry, which used hundreds of tons of fake gold to deceive several trust companies of tens of billions of yuan. In the economic environment where the swimmers will be seen when the tide recedes, there are all kinds of strange and unexpected cases. Banks are also worried, so they should conduct more careful inspections.

Because the loan amount involved was quite large and the silver bars delivered were too many, not only did the entire ICBC people come to help but also to watch.

Even the president of this ICBC, Wu, rushed back from his business trip upon hearing the news, and together with Manager Cai, flattered Chen Jue: "Mr. Chen, you really have a good eye for investment!"

“2年前银条价才4块3毛一克，现在都涨到了6块4了。别看黄金的价格现在一日一变，但是真正涨幅稳定的还要数这白银了。”

Upon hearing this, Chen Jue nodded in agreement.

Silver is not only widely used in making silver jewelry, but also widely used in electronics, photosensitive materials, chemical engineering and other manufacturing fields because of its ductility, thermal conductivity and electrical conductivity.

The country's annual silver production and consumption is as high as 2.68 tons, so the 50 tons of spot he took out is really insignificant.

……

After inspecting the first batch of 5000 silver bars, Chen Jue asked the iron golems to drive trucks to deliver the subsequent batches of cast silver bars.

After ICBC counted all the silver bars, it began to issue a pledge loan contract for Cube Technology. After calculation, it gave a slight discount and approved a loan amount of 2.8 million yuan.

When reviewing the qualifications of Cube Technology, the bank's risk control department discovered that the shareholder and legal representative of this newly registered technology company was not the CEO Chen Jue.

Manager Cai and President Wu, who heard the news, both had a meaningful look of "So that's it!" and imagined a scene in their minds of a second-generation rich kid playing the role of a stand-in with white gloves.

The current economic environment is not good, and most depositors are saving money and waiting.

The banks received policy notifications, and despite all the money being poured into the system, few people are coming to apply for loans, which has made the people in the lending department very worried.

With such a huge sales deal coming to our doorstep, we must get it no matter what!

Anyway, pledged loans basically have the lowest risk among all loans, and they are pledged with hard currency such as silver, which is in urgent need. If the customer cannot repay, he can take out the assets in the warehouse and liquidate them to offset the repayment.

The loan credit of only 2.8 million yuan was approved to the account of Fangkuai Technology in minutes.

After receiving this start-up capital, Chen Jue began to spend money on various purchases according to his pre-conceived "hiding the truth from the world" plan.

……

Until one morning a few days later.

Director Feng, who was sitting in the Binhai Industrial Park Committee office reviewing documents, suddenly felt a violent shaking like an earthquake.

"Another overloaded truck passing by?"

"These logistics drivers have no idea about the hardened road surface in our park. It's repaired every year, and it's broken into pieces every year!" Director Feng cursed a few times as he felt the shaking.

As a declining industrial park, the funds allocated by the county are extremely limited.

Whenever a crater is created by these overloaded trucks, it takes weeks to report it to the road administration for repair.

If this continues, it will be greatly detrimental to the reputation of the entire park.

However, these days, if you drive a large truck, you won’t make any money if you don’t overload it.

After swaying a few times in his seat, Director Feng seemed accustomed to it and decided to turn a blind eye and continue to review documents.

But the water cup on the table was shaking all the time, and it had been going on for almost half a minute without any sign of stopping.

This scene made Director Feng realize that something was wrong!

"What's going on!"

"It's endless, right?"

"Do you really think that no one is in charge of our park?"

Director Feng put down his pen, stood up and walked out of the office with an angry look on his face. He planned to go to the window outside to see which factory dared to overload the goods so blatantly.

But just as he squeezed to the window of the committee and looked at the main road in and out of the park with his colleagues who were watching the fun.

The endless red truck with the unified "Cube Technology" logo spray-painted on it, and the dozen or so heavy engineering machinery vehicles following behind it that looked like the giant Optimus Prime, almost made Director Feng's eyes pop out!

"Fuck...fuck!"

"Quick! Xiao Zhao, prepare the car and go to Minghua Shipyard... No, it's called Cube Technology now!"

Today's update is also the last one before the release~
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(End of this chapter)