I am farming in the real world.

Chapter 127 Non-performing Assets of Banks

Chapter 127 Non-performing Assets of Banks (Subscription Request)
"Master Jade Carver? This seems to be the highest title among jade carvers!"

“That’s the price…”

When Chen Jue saw the 50 million cash required to exchange the skin, he couldn't help but take a deep breath.

To know whether a piece of jade can be sold at a good price, in addition to the quality and appearance, the carving that gives the jade its soul is also extremely important.

Some master craftsmen who are able to be awarded the national gold medal for handicrafts can even double the artistic value of a good piece of jade.

Take Master Li who Shi Xinlong brought just now. He also holds a senior professional title in the jade carving industry, but he is far from the level of a jade carving master.

Just like the old saying goes: If you have a higher level of Kung Fu, then there will be no limit to it!

Although the works carved by Master Li are also very beautiful, after Chen Jue, a layman, searched the Internet for many jade carvings by master craftsmen, he immediately felt that ordinary senior jade carvers lacked the unique charm and lively beauty of master craftsmen.

Of course, it is not cheap to hire a jade carving master.

According to Boss Shi, the top 10 bosses in the industry all charge by the weight of the material, and some charge by working hours.

In short, the labor cost of a piece of jade carving by a master craftsman will at least account for about 10% of the value of the jade material.

If the material is of inferior quality, people may not even be interested in it, and it will take several years just to make an appointment and wait for a schedule.

This is because every jade carving master basically runs a jade collection business part-time and has no shortage of money.

Whether to carve or not depends purely on the material and personal mood. To the outside world, it is a matter of fate, which leads to an imbalance in the supply and demand of master craftsmen.

This is like the international piano master Lang Lang, how valuable are Lang Lang's hands?

It costs tens of millions of yuan every year just for insurance. If you go out and give a piano master class to students, the fee starts at one million yuan.

This is the terrifying level of money a profession can make when it reaches its peak.

After figuring this out, Chen Jue suddenly felt that the 5000 million yuan offer for [Jade Carving Master] given by the system did not seem that expensive.

"Bought it!"

"Iron carving flower, right? From now on, you will act alone and specialize in handling the jadeite sent back from Myanmar." Chen Jue patted the shoulder of the iron puppet in front of him and gave an order.

"Okay, boss! Loyal! Honest!" Tiediaohua stopped and saluted.

……

Since there is only 200 million in cash in the safe in the office, it is impossible to unlock the new career skin directly.

Before the typhoon hit, Chen Jue made an appointment for ICBC's large cash withdrawal service.

Soybeans are selling like hot cakes at Rizhao Port these days. With the addition of the newly modified second batch of 10,000-ton bulk carriers, the speed at which soybeans arrive at the port is getting faster and faster.

The original flight time was reduced from 48 hours to less than 18 hours.

Every time a ship arrives, he brings in more than 5000 million in cash, plus Chen Ji's average daily income of 200 million. Excluding the batch of ripened timber from the Sowa Lumberyard that has not yet been shipped, and the more than 5 million in payments to Shen Ji, the cash flow that Chen Jue can control has accumulated to more than 3 million.

So while taking a business car to ICBC to find Manager Cai Guangfu to withdraw cash, Chen Jue also settled the 2.8 million mortgage loan and redeemed the silver bricks deposited in ICBC.

In less than a month, the price of precious metal silver has risen by several points, from 1 yuan/gram when it was pledged to 6.4 yuan/gram now, which is much higher than the interest of the pledged loan. However, Manager Cai, who is in charge of major customers, seems to be feeling a little pain.

This was a risk-free loan of 2.8 million yuan, which was a sure win and the customer paid it off in advance in just one month. It was a big loss for ICBC.

Although Chen Jue paid a penalty of 0.5% for early repayment, compared with the interest generated every year, what is that penalty?
So Cai Guangfu asked around and inquired about Chen Jue's business situation and asked him if he needed a similar business loan.

Because the banking industry is also in a downturn recently, ordinary people know to save money and hold tight their wallets, and fewer and fewer people are taking out loans to start businesses. This puts a lot of pressure on Manager Cai Guangfu and his performance test.

"Mr. Chen, do you think you are still short of funds? With your current qualifications, it will be approved in seconds for you to raise 5 million yuan in our bank." Cai Guangfu flattered.

It is estimated that in recent times, the risk control department has already conducted a thorough investigation into the industries associated with Chen Jue, and knowing that he has a large amount of cash flow on his account, they have specially increased his credit limit.

"I'm not short of money for now. If you are willing to lend me a few hundred billion, I might consider it." Chen Jue lay on the sofa in the VIP room with his arms and legs spread out and said nonsense.

"Hundreds of billions?"

"Do you really think the bank is owned by your family?" Cai Guangfu couldn't help but complain in his heart.

But when I thought about the fact that Chen Jue had just repaid a loan of 2.8 million yuan and temporarily withdrew million yuan in cash, his statement of "not short of money" was really not just pretense.

It's true that he has a lot of money!

When he thought of this, Cai Guangfu immediately changed his expression and took out a list from the folder and handed it over: "Mr. Chen, it seems that you are not interested in loans, so are you interested in buying some high-quality assets? Our ICBC post-loan department has recently disposed of a lot of bad debts and put a lot of asset packages on the shelves. Would you like to take a look?"

"High-quality assets?" Chen Jue was stunned at first, but after taking the list and flipping through it, he immediately showed some interest.

Because this list is actually the non-performing assets seized by ICBC from some loan defaulters and bankrupt customers, which were put back on the shelves for external sale after the court ruled on the change of ownership.

In addition to high-end properties, large apartments, and villas, there are also unfinished projects and vacant land left behind by some bankrupt real estate companies.

At the top of the list, Chen Jue even saw the unfinished Evergrande project that he had bought to use as his wedding house before he went bankrupt!
As well as the production base of WM Motor in Vancouver, etc.

"Fuck! Isn't this a coincidence?"

"I have made it back on track now, but these two companies that cheated me are still doing well." Chen Jue felt a sense of emotion.

But he was not stupid enough to take over such an unfinished large project. It was too complicated and it was not something a young man like him with no background could handle.

He was planning to acquire some land in the Vancouver area to build dormitories for his employees. He pointed to a vacant land in Ouhai District on the list and said, "I want this 10 square meter commercial and residential land next to the light rail station. 8 million is a bit expensive. Can you give me a discount?"

Manager Cai Guangfu was overjoyed when he heard this, and nodded like a chicken pecking at rice: "Yes! There will definitely be a discount!"

Originally, he didn't have much hope and just thought of it as a sales mission assigned by the Vancouver branch, and he would just use it as a formality when he met big and powerful clients.

Who would have thought that as soon as he opened his mouth, this wealthy man 'Mr. Chen' who already had an account in the Industrial and Commercial Bank of China in Rui County actually planned to spend real money to buy this kind of non-performing assets!
Manager Cai Guangfu then immediately reported the situation to the Vancouver branch and asked Vice President Qian, who was in charge of the disposal of such non-performing assets, to follow up on the matter.

As for Chen Jue, after withdrawing 50 million in cash, he took a business car and rushed to the Rubik's Cube Factory.

While he kept taking out stacks of red banknotes and stuffing them into the iron carved mouth on the road, his eyes were always looking at the increasingly dense rain clouds on the seashore, listening to the whimpering wind outside the car window, and occasionally seeing a few official vehicles heading towards the Xiwan Scenic Area.

Chen Jue knew that the first typhoon in Vancouver this year was about to arrive!

Second update~Continue to ask for votes~
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(End of this chapter)

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