In Hong Kong, we build a global business empire

Chapter 7 What can I do with just million?
Li Weiguo and Li Weidong did not bring anything with them when they smuggled across the border, so they naturally did not need to pack their luggage now.

At this time, they were still wearing the uniforms of Huafeng Cement Factory.

Back in the room in the office building, Lin Haoran asked Li Weiguo and the other man to wait outside while he went in to pack his things.

In fact, there wasn't much to pack, as he didn't bring much luggage with him.

After packing a few sets of clothes into the suitcase, Lin Haoran also took the Huafeng Cement Plant's corporate registration certificate and the land certificate for the land where the cement plant was located.

Huafeng Cement Factory has a history of more than ten years. At that time, the land in Yuen Long was not valuable. When Lin Wanan built the factory here, he also bought more than 30,000 square meters of land around the cement factory at a low price.

Today, the market value of this piece of land alone is more than HK$7 million.

Lin Haoran has already thought of a way to obtain start-up capital, which is to use Huafeng Cement Factory as a mortgage loan.

He certainly would not sell Huafeng Cement Factory. After all, it involved competition between him and his elder brother Lin Hao Ning.

However, this did not prevent Lin Haoran from using it to quickly raise the required start-up capital and provide strong financial support for his next plan.

After packing up, Lin Haoran went out directly.

Li Weiguo consciously helped to carry the luggage.

Lin Haoran's car is a Mercedes-Benz W116 series sedan. As a child of a wealthy family, the car he drives is naturally not bad.

After the fusion of memories, he also had a deep understanding of Hong Kong of this era.

To return to Kowloon city from Wah Fung Cement Factory, you need to go south through Tuen Mun and then take Tuen Mun Road to get all the way back to Kowloon city.

As the boss, Lin Yi always drove the car and he sat in the back seat.

But Li Weiguo and Li Weidong still can't drive, so he can only drive back to Hong Kong city by himself this time.

The road planning of this era was not as complicated as that of later generations, especially in remote suburbs like Yuen Long. There was only one main road and there were detailed signposts at every intersection, so Lin Haoran was not afraid of taking the wrong road.

After putting their luggage away, the brothers Li Weiguo and Li Weidong were filled with excitement and curiosity.

"Young Master, we have never ridden in a private car. When we were in the mainland, we rode in buses and transport vehicles. The seats here are really comfortable." Li Weidong looked left and right and couldn't help but say to Lin Haoran.

"Fasten your seat belts. The young master will take you to see the world."

"Master, what is this seat belt?"

"It's the strap that's attached to the side of your seat to keep you safe."

……

Even though he had integrated the memories of two lives, Lin Haoran was still quite interested in driving this kind of luxury car.

The radio in the cab was playing some Cantonese songs that were popular in Hong Kong today.

Along the way, they encountered border patrol officers who came to check them, but after Lin Haoran revealed his identity, they let him go.

After more than two hours, the car finally entered the suburbs of Tsuen Wan, and there were more and more houses.

Tsuen Wan has developed very well in this era.

Especially after the completion of Kwai Chung Container Terminal, this place has become a hot spot for investment for Hong Kong businessmen.

“There are a lot of tall buildings over there.”

“So prosperous.”

"That woman is so shameless. She's wearing such revealing clothes that half of her upper body is exposed."

"Brother Weiguo, I also saw one here. Look over here. I am drooling."

After arriving in Tsuen Wan, the two brothers were very excited to see the bustling street scenes on both sides of the street. They chattered non-stop and were full of curiosity and amazement about everything around them.

"This is still the suburbs." Lin Haoran said with a smile.

Because Tsuen Wan has many logistics warehouses and docks, there are a lot of large trucks here.

Therefore, after entering Tsuen Wan, the road became a bit congested and the speed of cars was very slow.

"This is still a suburb, how prosperous must the city be?" Li Weiguo sighed. Seeing that the road ahead was congested, Lin Haoran simply exited the main road at the next intersection.

It's already one o'clock in the afternoon, time to find a place to eat.

After finding a random restaurant and having lunch, Lin Haoran started the car and set off again.

He first entered the Kowloon City District and took Li Weidong and Li Weiguo to an immigration office of the Immigration Department to fill out the information and successfully obtained Hong Kong identity cards for them.

After Li Weiguo easily defeated Lin Yi, Lin Haoran has begun to pay more and more attention to them.

"From today on, you officially become a part of Hong Kong. You don't have to worry about anyone investigating your past." Lin Haoran stood outside the office and said to the two with a smile.

"Thank you, boss." Both of them were very excited.

I bought three suits for each of them at a nearby suit shop and asked them to put one on directly.

Then, he took them to a nearby hair salon to get a buzz cut.

As the saying goes, clothes make the man. After these two brothers changed into suits, ties, and changed their hairstyle, their whole temperament changed.

After putting on sunglasses, he looks like a gangster boss.

Since he is Lin Haoran's bodyguard, he can't always wear the uniform of Huafeng Cement Factory. This will only make people laugh.

In the business world, face is important.

At this moment, Lin Haoran discovered that their loyalty had increased again.

Li Weiguo: [Loyalty: 87/100]

Li Weidong: [Loyalty: 90/100]

Li Weiguo's loyalty directly increased by 3 points.

Especially Li Weidong, although it only increased by 1 point this time, his loyalty has exceeded 90.

Naturally, the higher the loyalty, the better. With such a high loyalty, you basically don't have to worry about them betraying you.

After fulfilling their wishes, Lin Haoran did not waste any time and went directly to the Admiralty Building in Wan Chai, Hong Kong Island.

As the youngest son of the chairman of Wan'an Group, it was very easy for Lin Haoran to get a loan in Hong Kong.

However, he did not simply borrow 10 or 20 million.

In order to reduce risks, large and legitimate banks such as Bank of China, Standard Chartered Bank and Hang Seng Bank will certainly not lend him too much money.

It would be easy for Lin Haoran to apply for a loan from these banks, but even if he used his Huafeng Cement Factory as collateral, he could only borrow 10 or 20 million Hong Kong dollars at most.

But he was not satisfied.

What can you do with this little money?

The elevator stopped on the 17th floor of Admiralty Building. Lin Haoran and his two younger brothers were standing outside the glass door of an office.

On the left side of the glass door, there is a plaque that reads: Xiangjiang Malay Yumin Financial Company.

Lin Haoran’s target today is this financial company.

Currently, the Hong Kong government is actively planning to develop Hong Kong into an international financial center. To this end, in March this year, it relaxed restrictions on banking licenses.

In the past few months, the government has issued more than 20 banking licenses at one go.

The huge increase in the number of banks in a short period of time, coupled with the surge in other types of financial institutions, has intensified competition in the banking industry.

To use Lin Haoran’s words from his previous life, the current banking industry in Hong Kong is extremely competitive.

To what extent has the crisis spread? Some financial institutions, despite having huge cash reserves, have difficulty effectively lending out the funds.

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(End of this chapter)