In Hong Kong, we build a global business empire

Chapter 10 I have the final say in Hong Kong
Based on the normal interest rate of 5%, if he only takes out the loan for one year, he will need to repay HK$5250 million after one year.

Adding the tea fee of 500,000 Hong Kong dollars, it means that in addition to the principal, he has to pay an additional 3 million Hong Kong dollars.

This is not a small amount.

The original Huafeng Cement Factory only had a net profit of around HK$2 million a year.

But Lin Haoran didn't care.

It's just a few million Hong Kong dollars. If he can successfully make a profit in Hutchison Whampoa, it will not be a profit of just a few points, but a profit of more than double the principal.

When he came, Lin Haoran knew that this negotiation would not go smoothly.

So he also made sufficient preparations.

Lin Haoran believed that Yang Changdao would definitely agree to the conditions he proposed.

"Haoran, give me some time to think about it carefully."

As Yang Changdao spoke, he slowly took out a cigarette from the box and then lit it in the office. Amid the smoke, he fell into deep thought.

Seeing this, Lin Haoran understood a little bit. He knew that Yang Changdao was already shaken.

"Uncle Yang, please take your time to think about it. I fully understand and am willing to wait." Lin Haoran nodded in response.

After a long time, the cigarette in Yang Changdao's hand had burned out, but he was still immersed in his own thoughts, with a frown on his face, and he didn't notice it.

It was not until he felt a burning pain in his fingertips that he suddenly woke up and hurriedly put out the cigarette.

Yang Changdao took a deep breath, as if he had made a major decision. He looked directly at Lin Haoran and said seriously, "I only want 5 Hong Kong dollars in cash. As for the million Hong Kong dollars loan you mentioned, the loan term can only be one year, and the annual interest rate needs to be set at %. We both know that there are considerable risks behind this, so we cannot make any concessions in terms of interest."

"No problem at all. After the deal is done, I can secretly give the 500,000 Hong Kong dollars in tea money to Uncle Yang. I will definitely not cause any trouble for Uncle Yang!" A smile finally appeared on Lin Haoran's face.

Greed for money is indeed one of the human weaknesses that many people find difficult to completely get rid of. Obviously, Mr. Yang is no exception.

His goal was achieved.

The one-year deadline doesn't matter to him at all.

What he lacks now is start-up capital.

After a year, he will have more funds to operate, and may even have become the heir to Wan'an Group.

If he wants to borrow money again at that time, not to mention Yumin Financial Company, many banks and companies will rush to ask him for loans.

Now, he is still an unknown young man, and in the business world he can only live under the influence of his father Lin Wanan.

He will use this year to gradually build up his own influence in the business world and grow rapidly.

In the 1970s and 1980s, Hong Kong was full of opportunities.

In Hong Kong's highly competitive business environment, it is indeed difficult to achieve great things without being well-known.

As shown by this loan experience, if it were not for the profound influence of his father Lin Wanan in the industry and his personal unremitting efforts and persuasion, it would be almost impossible to successfully obtain a loan support of 50 million.

"Oh, actually, I have another unwelcome request that I need Uncle Yang's help with. Regarding my personal loan, I hope you won't tell my father about it, at least not within this year. As for after this year, Uncle Yang, it doesn't matter whether you tell him or not." After thinking for a while, Lin Haoran sincerely asked Yang Changdao. "Why?"

From the previous conversation, he had deeply felt Lin Haoran's extraordinary qualities and understood that this young man had great ambitions and extraordinary abilities and was very likely to achieve an extraordinary career in the future. Therefore, he was willing to listen to Lin Haoran's explanation.

Lin Haoran took a deep breath and said slowly: "Uncle Yang, I know that my father has high expectations for me. He doesn't want me to grow up under his protection. He hopes that I can stand on my own and prove myself with my own strength.

This loan is for me to raise funds to acquire a listed company that I have been eyeing for a long time. I hope to accomplish it on my own to prove it to my father and to myself.

So, I have my development plan, and I will definitely return the funds to your company after one year. I hope you can keep this secret for me and give me a chance to prove myself. "

In fact, the reason why Lin Haoran was unwilling to let Lin Wanan know was because he understood that once Lin Wanan knew, he would not be able to borrow the money.

Satisfied with relying solely on the development of Huafeng Cement Factory? That was definitely not Lin Haoran's style.

Just relying on that cement factory, he could have lived a good life even if he didn't win the inheritance of Wan'an Group.

But such comfort is definitely not what he pursues. Lin Haoran longs for higher mountains and farther horizons. He has the ambition to refuse mediocrity.

"Okay, I promise you." Yang Changdao said indifferently.

This matter has no impact on him anyway, so there is no loss by helping to conceal it.

"By the way, Uncle Yang, I wonder how long it will take to release the funds?" Lin Haoran asked.

"About a week. After I submit the materials for review, they will still need to investigate, so it will take about a week." Yang Changdao replied.

"Uncle Yang, can you ensure that this loan will be approved?" Although Yang Changdao had already agreed, Lin Haoran was still a little worried.

Time waits for no one, he needs to get the funds as soon as possible.

"Don't worry, the investigation team in Hong Kong are all my people, and I basically have the final say. I will draft the contract first, and we will sign it later." Since he has already agreed to the deal, Yang Changdao will naturally ensure that everything goes smoothly.

The subsequent process became relatively smoother.

Lin Haoran submitted all the required information to Yang Changdao. As both parties officially signed the contract, he only needed to wait for the funds to arrive.

"Uncle Yang, that's all for today. I'll go back and wait for your good news. I have 500,000 in cash ready at any time!" Before leaving, Lin Haoran shook hands with Yang Changdao and said.

"Okay, I'll let you know once there's any result." Yang Changdao nodded.

He also has to be busy. He has to make a lot of preparations to take on this big business.

Walking out of the office, Lin Haoran was completely relieved. He was very satisfied with the result this time.

In the lounge outside, the two brothers Li Weiguo and Li Weidong seemed quite restrained. They sat uncomfortably on the sofa, their eyes constantly falling on the coffee table, as if that had become their only focus at the moment.

The unfamiliar environment made both of them extremely cautious. They did not dare to make any moves easily, for fear of breaking the delicate balance brought about by tranquility and the unknown.

Seeing Lin Haoran come out, the two finally breathed a sigh of relief and stood up immediately.

(End of this chapter)